Find an updated list of Local First Bank promotions, bonuses and offers here.
Currently, they have a $100 bonus for a new checking account.
Table of Contents
About Local First Bank Promotions
Local First Bank has been serving your banking needs since 1934. They strive to be the best community bank in every community they serve and through every delivery channel they offer. With 103 locations in North Carolina, South Carolina, and Virginia, visit a local branch today. If you aren’t a resident in the area, take a look at our list of bank bonuses that are found nationwide for more suitable offers.
- Availability: NC, SC, VA (Bank Locator)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
CDs and Savings Accounts are another great way to earn and save money. However, this bank doesn’t offer the best rates. Click the links to see the full list of the best Bank Rates and CD Rates to get the best deal for you!
Compare Local First Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
First Bank $100 Checking Bonus (First@Work Program)

First Bank $100 Checking Bonus
Local First Bank is offering a $100 Checking Bonus when you open a qualifying checking account and meet certain requirements.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: NC, SC, VA
(No expiration date listed)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), HSBC Premier Checking ($500 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($350 Bonus). |
How To Earn Bonus
- Opening a First Bank First@Work checking account.
- Activating their debit card and enrolling in our rewards program within 45 days.
- Making at least one qualifying transaction with your First Bank debit card within 45 days
- Avoid the $20 monthly maintenance fee by receiving a direct deposit of any amount during the statement cycle. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.
- Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
- Credit file monitoring may take several days to begin following activation.
- Cell phone protection is only available when the cell phone bill is paid from your First@Work checking account. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any ba
- Out of network terminal owners may charge a service fee, but you’re entitled to a refund of $15 of foreign ATM fees each statement cycle.
- While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
- Please see the One Rewards Program Terms and Conditions for full details.
First Bank $50 Referral Bonus (Up to $1,000)

$50 Referral Bonus
Local First Bank is offering a $50 Referral Bonus when you open a qualifying checking account and meet certain requirements.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: NC, SC, VA
(No expiration date listed)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), HSBC Premier Checking ($500 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($350 Bonus). |
How To Earn Bonus
- Receive a $50 Mastercard®Reward Card when your friend registers, opens a new First Bank personal checking account
- Completes the following within 60 days of account opening:
- Makes one (1) or more direct deposits, OR
Makes one (1) or more debit card transactions totaling a minimum of $250 (excluding ATM withdrawals)
- Makes one (1) or more direct deposits, OR
- Your friend can also earn a $50 Visa Reward Card!
- Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.
- Coverage is offered through the company named in the Guide to Benefit or on the insurance document.
- Free ATM network includes First Bank and CashPoints® terminals.
- Out of network terminal owners may charge a service fee, but you’re entitled to a refund of $15 of foreign ATM fees each statement cycle.
- While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
How To Waive Monthly Fees
- Everywhere Checking: $8, waivable by maintaining Minimum Daily Balance of $600, or Average Collected Balance of $1,200, or receive a direct deposit of any amount during the monthly statement cycle.
- Everywhere Plus: $12, waivable by maintaining Minimum Daily Balance of $1,200 or Average Collected Balance of $2,400.
- Everywhere Premium: $20, waivable by maintaining Minimum Daily Balance of $5,000, or Average Collected Balance of $10,000, or $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA, FB Wealth Brokerage Account) OR $20,000 in outstanding personal loans or HELOC balances
- Senior Checking: $6, waivable by maintaining Minimum Daily Balance of $600, or Average Collected Balance of $1,200, or $250 or more single transaction monthly direct deposit.
- Campus Checking: None
- Business Essentials: $10, waivable by maintaining Minimum Daily Balance of $1,000, or Average Collected Balance of $2,000
- Business Interest: $15, waivable by maintaining Minimum Daily Balance of $2,000, or Average Collected Balance of $4,000
- Business Advantage: $25, waivable by maintaining Minimum Daily Balance of $3,000, or Average Collected Balance of $6,000, $50,000 in personal or business deposits OR outstanding personal loan, HELOC or business loan balances
- Business Elite: $25, waivable by having at least one or more of the following Treasury Services products: Merchant Services, Autobooks, Direct Deposit Payroll Services
- Community Checking: None
- Commercial Analysis: None
Bottom Line
I would check with CSR to find out if this offer triggers a hard or soft pull before signing up. If you are looking to switch to this Bank the $100 promotion could be for you. However, there are definitely better offers out there so feel free to check out more here on HustlerMoneyBlog!
Additionally, comment below if you have experience with this bank! We value your feedback and we will continue to keep you guys updated on all the deals nationwide.
*Check back at this page for updated Local First Bank promotions, bonuses and offers.

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