Find an updated list of First Bank promotions, bonuses and offers here.
Currently, they have a $100 bonus for a new checking account.
Table of Contents
About First Bank Promotions
First Bank has been serving your banking needs since 1934. They strive to be the best community bank in every community they serve and through every delivery channel they offer. With 103 locations in North Carolina, South Carolina, and Virginia, visit a local branch today.
I’ll review the offers below.
First Bank $100 Checking Bonus (First@Work Program)
First Bank $100 Checking Bonus
First Bank is offering a $100 Checking Bonus when you open a qualifying checking account and meet certain requirements.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: NC, SC, VA (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $20, avoidable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(No expiration date listed)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), Citigold® Checking Account (Up to $2000 Cash Bonus), Fifth Third Preferred Checking ($250 Bonus), TD Bank Beyond Checking ($300 Bonus), and HSBC Bank Premier Checking ($500 Bonus). |
How To Earn Bonus
- Opening a First Bank First@Work checking account.
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Set up direct deposit into their new account within 60 days of opening.
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Make more than $250 in transactions with their new First Bank Mastercard debit card within 60 days of opening an account.
- Avoid the $20 monthly maintenance fee by receiving a direct deposit of any amount during the statement cycle. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.
- Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
- Credit file monitoring may take several days to begin following activation.
- Cell phone protection is only available when the cell phone bill is paid from your First@Work checking account. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
- Out of network terminal owners may charge a service fee, but you’re entitled to a refund of $15 of foreign ATM fees each statement cycle.
- While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
- Please see the One Rewards Program Terms and Conditions for full details.
First Bank $50 Referral Bonus (Up to $1,000)
$50 Referral Bonus
First Bank is offering a $50 Referral Bonus when you open a qualifying checking account and meet certain requirements.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: NC, SC, VA
(No expiration date listed)
| You can compare this to several great entry level Checking accounts with bonus offers include the BMO Harris Smart Money™ Account ($200 bonus), Citi Priority Account (Up to $2000 Cash Bonus), Fifth Third Momentum® Checking ($250 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($325 bonus). |
How To Earn Bonus
- Receive a $50 Mastercard®Reward Card when your friend registers, opens a new First Bank personal checking account
- Completes the following within 60 days of account opening:
- Makes one (1) or more direct deposits, OR
Makes one (1) or more debit card transactions totaling a minimum of $250 (excluding ATM withdrawals)
- Makes one (1) or more direct deposits, OR
- Your friend can also earn a $50 Visa Reward Card!
- Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.
- Coverage is offered through the company named in the Guide to Benefit or on the insurance document.
- Free ATM network includes First Bank and CashPoints® terminals.
- Out of network terminal owners may charge a service fee, but you’re entitled to a refund of $15 of foreign ATM fees each statement cycle.
- While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
How To Waive Monthly Fees
- Everywhere Checking: $8, waivable by maintaining Minimum Daily Balance of $600, or Average Collected Balance of $1,200, or receive a direct deposit of any amount during the monthly statement cycle.
- Everywhere Plus: $12, waivable by maintaining Minimum Daily Balance of $1,200 or Average Collected Balance of $2,400.
- Everywhere Premium: $20, waivable by maintaining Minimum Daily Balance of $5,000, or Average Collected Balance of $10,000, or $20,000 in personal deposits (Checking, Savings, Money Market, CD, IRA, FB Wealth Brokerage Account) OR $20,000 in outstanding personal loans or HELOC balances
- Senior Checking: $6, waivable by maintaining Minimum Daily Balance of $600, or Average Collected Balance of $1,200, or $250 or more single transaction monthly direct deposit.
- Campus Checking: None
- Business Essentials: $10, waivable by maintaining Minimum Daily Balance of $1,000, or Average Collected Balance of $2,000
- Business Interest: $15, waivable by maintaining Minimum Daily Balance of $2,000, or Average Collected Balance of $4,000
- Business Advantage: $25, waivable by maintaining Minimum Daily Balance of $3,000, or Average Collected Balance of $6,000, $50,000 in personal or business deposits OR outstanding personal loan, HELOC or business loan balances
- Business Elite: $25, waivable by having at least one or more of the following Treasury Services products: Merchant Services, Autobooks, Direct Deposit Payroll Services
- Community Checking: None
- Commercial Analysis: None
Bottom Line
I would check with CSR to find out if this offer triggers a hard or soft pull before signing up. If you are looking to switch to this Bank the $100 promotion could be for you. However, there are definitely better offers out there so feel free to check out more here on HustlerMoneyBlog!
Additionally, comment below if you have experience with this bank! We value your feedback and we will continue to keep you guys updated on all the deals nationwide.
CDs and Savings Accounts are another great way to earn and save money. However, this bank doesn’t offer the best rates. Click the links to see the full list of the best Bank Rates and CD Rates to get the best deal for you!
Compare First Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated First Bank promotions, bonuses and offers.
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