Find an updated list of Great River Federal Credit Union promotions, bonuses, and offers here.
Currently, they are offering an attractive $50, $100 checking, referral bonus.
About Great River Federal Credit Union Promotions
Great River Federal Credit Union is headquartered in Saint Cloud, Minnesota, and was established in 1948. Since then they have opened 4 new locations, offer CD rates that are 68% higher than the national average, and they have an A health rating.
Eligibility: Membership is open to those who live, work, worship, or attend school in Benton, Sherburne, or Stearns county. Or if you live anywhere in the United States and simply join the American Consumer Council (a non-profit organization dedicated to consumer education and advocacy). It’s Free to join and with this membership, you will have access to financial education and articles. See current membership details |
I’ll review the Great River Federal Credit Union Promotions below.
Great River Federal Credit Union $100 Checking Bonus *Direct Deposit Not Required*
Great River Federal Credit Union is offering a $100 bonus with a new Checking Account using promo code FIRE100 and meet certain requirements.
- What you’ll get: $100 bonus
- Account Type: Checking account
- Availability: Nationwide by joining the ACC. Branches are in MN. (Bank Locator)
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $100 Checking Bonus
- New members must sign up for one of the following within 60 days of account opening:
- 1) Checking Account with Direct Deposit
- 2) Checking account with 5 or more debit card transactions within 60 days or
- 3) Any type of approved loan or GRFCU credit card
- Use Promo Code: FIRE100
- $100 bonus ($50 bonus for minor accounts) will be deposited at or around the 15th of the month following 60 days after account opening.
- Accounts must not be negative at the time of the bonus deposit.
- $50 bonus available for minor accounts without above conditions.
- Member must not have had a previous membership at GRFCU to qualify.
- Subject to change or cancellation without notice.
- This offer can not be combined with other offers for opening a GRFCU membership.
Great River Federal Credit Union $100 Referral Bonus

Earn a $100 bonus when you refer someone to open a new account.
Great River Federal Credit Union is offering a $100 bonus when you refer a friend or family member for a new Checking account. You can earn up to $500 yearly with this bonus offer.
- What you’ll get: $100 bonus
- Account Type: Checking and Savings Account
- Availability: Nationwide by joining the ACC.
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($275 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How to Earn $100 Referral Bonus
- New members must sign up for one of the following within 60 days of account opening:
- Checking Account with Direct Deposit
- Checking account with 5 or more debit card transactions or
- Any type of approved loan or credit card
- $100 bonus ($50 bonus for minor account referrals) will be deposited at or around the 15th of the month following 60 days after account opening.
- New members must sign up for one of the following within 60 days of account opening:
- Checking Account with Direct Deposit
- Checking account with 5 or more debit card transactions or
- Any type of approved loan or credit card. $500 referral reward maximum per calendar year.
- Referred or referral accounts must not be negative at the time of the bonus deposit.
- $50 bonus available for minor accounts without above conditions.
- Referred member must not have had a previous membership at GRFCU to qualify.
- Offer can not be combined with other offers at GRFCU.
- Subject to change or cancellation without notice.
Great River Federal Credit Union $50 Teen Referral Bonus
Great River Federal Credit Union is offering a $50 bonus when you refer a friend or family member for a new Checking account. You can earn up to $500 yearly with this bonus offer.
- What you’ll get: $50 bonus
- Account Type: Checking and Savings Account
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($275 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How to Earn $50 Referral Bonus
- Simply refer a friend or family member and have them mention your name at account opening. $50 bonus will be deposited approximately 60 days after account opening, if one of the following conditions are met:
- 1) Checking Account with Direct Deposit
- 2) Checking account with 5 or more debit card transactions within 60 days or
- 3) Any type of approved loan or GRFCU credit card
- Use Promo Code: TEA
- $50 bonus for qualifying minor account will be deposited at or around the 15th of the month following 60 days after account opening.
- Account must not be negative at the time of the bonus deposit.
- New member must not have had a previous membership at GRFCU to qualify.
- Must open an account with Great River Go Live or within any GRFCU branch locations.
- Cannot be combined with any other offer.
- Subject to change or cancel without notice.
How to Waive Monthly Fees
- Digital Banking: No monthly fees listed
- Youth Accounts: No monthly charges
- Business Basic: $5.00 monthly; to waive obtain a loan with competitive rates to get your fees waived!
- Business Plus: $10.00 monthly; to waive obtain a loan with competitive rates to get your fees waived!
Bottom Line
The current promotion from Great River Federal Credit Union is a great promotion to take advantage of while bettering both you and your friend’s financial futures. Additionally, with easy to meet requirements and a generous bonus for both of you, this is definitely an account to take a second look at.
Furthermore, your feedback is highly appreciated and makes our site even better!
While they have generous bonuses, Great River Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare Great River Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Bank of America, Wells Fargo, and more!*
*Finally, remember to check back at this page for updated Great River Federal Credit Union promotions, bonuses, and offers.
DD required.
I don’t know whether something changed in their process, but they ran a hard pull on Equifax when I applied on Friday. The CSR that called said it’s their standard procedure and that I was denied for Chex (they don’t want to see more than 3 inquiries per year).