Come take a look at Service Credit Union bonuses, promotions, and offers for Checking and Savings Account here!
Currently, they are offering a $100, $500 bonus when you open a new Checking Account and meet the requirements below.
About Service Credit Union Promotions
Service Credit Union was originally established in 1957 as Portsmouth Air Force Base Credit Union. They have around 50 locations throughout Massachusetts, North Dakota, and New Hampshire. They have an A+ health rating and offers a range of personal depository banking products.
| Eligibility: Membership in Service Credit Union is open to the following: (1) employees of the Department of Defense and their families; (2) those current members, veterans, retirees and reservists in all branches of the U.S. Armed Forces and their families; (3) those who live or work in Belknap, Cheshire, Carroll, Grafton, Coos, Merrimack, Hillsborough, Rockingham, Strafford, and Sullivan Counties in New Hampshire; (4) those who live or work in Bourne, Falmouth, Sandwich, and Mashpee Townships in Massachusetts; (5) employees of America’s Credit Union Museum, Armed Forces Financial Network, Credit Union Executive Society, Credit Union National Association, National Association of Federal Credit Unions, National Association of State Chartered Credit Unions, and Defense Credit Union Council; (6) family members of someone who is serving or has served in any branch of the military or Department of Defense; (7) those who live or work in the state of New Hampshire. Membership qualifications. |
Service Credit Union $500 Checking Bonus
Service Credit Union is offering a $500 bonus when you open a new checking account!
- What you’ll get: $500 bonus
- Account Type: Checking
- Availability: MA, NH (Bank Locator) *Nationwide if you join ACC first*
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Can fund up to $249 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Expires 03/31/2024)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Everyday or Dividend checking account.
- Must establish reoccurring direct deposit of net pay active for at least 90 days (about 3 months), minimum one deposit each month for three consecutive months.
- Direct deposit of at least $500.00 each month will result in a bonus of $200.00
- Direct deposit of at least $1,500.00 each month will result in a bonus of $500.00.
- All criteria must be met within 90 days of account opening; bonus will be deposited into member’s Primary Savings account within 90 days of all criteria being met.
- Must be a member of Service CU with at least $5 in a Primary Savings account and open a new Everyday or Dividend checking account.
- Must establish reoccurring direct deposit of net pay active for at least 90 days (about 3 months), minimum one deposit each month for three consecutive months.
- Direct deposit of net pay includes but is not limited to payroll deposits, social security deposits, and retirement payments.
- Direct deposit of at least $500.00 each month will result in a bonus of $200.00; direct deposit of at least $1,500.00 each month will result in a bonus of $500.00.
- All criteria must be met within 90 days of account opening; bonus will be deposited into member’s Primary Savings account within 90 days of all criteria being met.
- Dividend Checking has a variable Annual Percentage Yield (APY) of 0.15% accurate as of 01/01/2024; no minimum balance required to earn APY.
- If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away bonus from your account.
- The credit union will issue a 1099-INT for tax purposes.
- This promotion is exclusively for members that do not currently, or have not previously, held any consumer checking account product with Service CU within the past 12 months.
- To qualify for this offer, checking account must be opened via the promotional webpage listed in the offer, or if checking account is opened at a branch office or the Contact Center, member must mention this offer to the representative at the time of account opening.
- Offer valid from 01/01/2024 to 03/31/2024 and subject to change or be discontinued at any time without notice.
Service Credit Union $100 Checking Bonus *UNH student or faculty ID*
Service Credit Union is offering a $100 bonus when you open a new checking account with NO direct deposit requirement!
- What you’ll get: $100 bonus
- Account Type: Everyday or Dividend checking
- Availability: MA, NH (Bank Locator) *Nationwide if you join ACC first*
- Direct Deposit Requirement: No (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Can fund up to $249 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
Editor’s Note: You must present a valid UNH student or faculty ID to qualify for promotion.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a checking account and must present a valid UNH student or faculty ID to qualify for promotion.
- The $100 bonus will be deposited at the time the new checking account is opened.
- Must be a member of Service CU with at least $5 in a Primary Savings account and open a new Everyday or Dividend Checking account with the UNH Wildcats debit card.
- The $100 bonus will be deposited to the Primary Savings account upon member presenting a valid UNH student or faculty ID and receiving the UNH Wildcats debit card at the UNH branch.
- Dividend Checking has a variable Annual Percentage Yield (APY) of 0.15% accurate as of 8/16/2022; no minimum balance required to earn APY.
- If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away bonus from your account.
- The credit union will issue a 1099-INT for tax purposes.
- This promotion is exclusively for members that do not currently, or have not previously, held any checking account product with Service CU.
- Offer subject to change or be discontinued without notice.
Service Credit Union $100 Checking Bonus (Expired)
Service Credit Union is offering a $100 bonus when you open a new checking account!
- What you’ll get: $100 bonus
- Account Type: Everyday
- Availability: MA, NH (Bank Locator) *Nationwide if you join ACC first*
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Can fund up to $249 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Expires 12/31/2023)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open an Everyday Checking account and complete the following within 60 days to earn $100:
- Set up a monthly recurring direct deposit of at least $300 for at least two consecutive months1
- Enroll in eCommunications
- Keep the account open for at least 60 days
- Must be a member of Service CU with at least $5 in a Primary Savings account and open a new Everyday or Dividend Checking account.
- To qualify for the $100 bonus, member must mention this offer at account opening or open account through the associated webpage, enroll in eCommunications and establish a reoccurring direct deposit of at least $300 per month for a minimum of two months.
- A qualifying direct deposit includes but is not limited to payroll deposits, social security deposits, retirement payments, and other sources of income.
- All criteria must be met within 60 days of account opening.
- Account must remain open for a minimum of 60 days.
- The $100 bonus will be deposited to the Primary Savings account within 90 days of account opening and criteria being met.
- Dividend Checking has a variable Annual Percentage Yield (APY) of 0.15% accurate as of 8/16/2023; no minimum balance required to earn APY.
- If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away bonus from your account.
- The credit union will issue a 1099-INT for tax purposes.
- This promotion is exclusively for members that do not currently, or have not previously, held any consumer checking account product with Service CU within the past 12 months.
- Offer valid through 12/31/2023 and subject to change or be discontinued without notice.
Service Credit Union $100 Referral Bonus (Expired)
Service Credit Union‘s referral program will get you a $100 bonus for each successful referral that signs up for a new personal checking account and meet the qualifying requirements!
*Available nationwide via membership in the American Consumer Council*
Looking for a direct referral link? Send us an email to referbankbonus@gmail.com with title “Service Credit Union $100 bonus” and your first and last name.
* Referral promotion is back! Keep in mind that the referral bonus amount is subject to change or be discontinued at anytime, so please check back to this post for updates.
- What you’ll get: $100 bonus
- Account Type: Everyday or Dividend checking account
- Availability: Nationwide
(Offer Expires 03/31/2023)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Referred friend (referee) must be eligible for membership and open a new membership with at least $5 in their Primary Savings account
- Must open a new checking account, must have direct deposit of net pay of at least $500 per month into the new checking account, and
- Must enroll in eCommunications.
- All criteria must be met within 60 days of account opening.
- To qualify for the $100 referral promotion, referrer must be a member of Service CU with at least $5 in their Primary Savings account.
- Referred friend (referee) must be eligible for membership and open a new membership with at least $5 in their Primary Savings account, must open a new checking account, must have direct deposit of net pay of at least $500 per month into the new checking account, and must enroll in eCommunications.
- All criteria must be met within 60 days of account opening.
- Account must be open and in good standing for a minimum of 60 days.
- Referee must not currently, or have not previously, held a membership with Service CU.
- For Dividend Checking there is a variable Annual Percentage Yield (APY) of 0.15% accurate as of 11/01/2022 and no minimum balance required to earn APY.
- The $100 bonus will be deposited to the Primary Savings account of both the referee and referrer 90 days after the referee’s account is opened and all criteria met.
- The credit union will issue a 1099-INT for tax purposes.
- If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away the bonus from your account.
- Promotion runs from November 1, 2022 to March 31, 2023 and is subject to change or be discontinued at any time without notice.
- Cannot be combined with any other promotional offer.
How To Waive Monthly Fees
- Free Business Checking: None
- Everyday Checking: None Listed
- Dividend Checking: $10 monthly fee. Maintain a $1,500 minimum daily balance to avoid the monthly account fee
- Business Plus Checking: $15 monthly fee. Maintain a $10,000 minimum average daily balance to avoid the monthly account fee.
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Bottom Line
Lastly, be sure you check out Service Credit Union to learn more about the fantastic $100 bonus. This promotion is fantastic for new account members, with a variety of features and easy to complete requirements, I recommend this deal if it triggers a soft pull.
Compare Service Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, Wells Fargo, and more!
While Service Credit Union does have checking, savings, money market, and Certificate of Deposit (CD) rates. They cannot compete against the best Bank rates and CD rates provided by online banks.
*Check back at this page for updated Service Credit Union promotions, bonuses, and offers.
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Service Credit Union $100 Referral Bonus
Referral code: P2K0416948188
Make sure you apply for this deal as soon as possible if you haven’t already. Follow the steps below to earn your $100 sign up bonus:
1. Sign up for the American Consumer Council if you haven’t already. Use promo code consumer to make it free.
2. Check your email to download your certificate and upload it on your SCU application along with your photo ID, second form of ID and proof of address. A lease agreement also counts for this even though it is not on their list of accepted documents.
3. Apply for an Everyday or Dividend checking account, plus a required Primary savings account (5% APY up to $500), and, if you want, a Holiday savings account (3% APY up to $3,000). On the pop up you get after selecting the free Everyday account, enter the following referral code: P2K0416948188
4. If you receive an email a day or two after applying asking for documents, send whatever they ask for by attaching them as a direct reply to the email, or uploading them to the portal.
5. You will receive a reply that your documents have been received, and another reply when you have been accepted to the credit union, along with an attached pdf document containing your member and account number.
6. Set up a $500 direct deposit from the bank of your choice (I used Sofi Money), or make a $500 mobile check deposit to trigger the $100 bonus.
7. Your $100 bonus should post the same or next day as your $500 deposit, and your credit card funding, if any, should post to your account within a few days of opening. Btw, Citi counts as a purchase, and Chase counts as a cash advance.
Thank you for reading, and good luck on earning your bonus!
Referral code: P2K0424026602
I received my $100 bonus within 24 hours of my direct deposit posting to my checking account. I first applied for my accounts exactly one week ago, so I am grateful that the deposit and bonus both posted so quickly. Here’s what you need to do:
1. Fill out the application from the link on this page, and attach copies of your drivers license, American Consumer Council membership certificate, Social Security card or birth certificate, and proof of residency document to the application. If you don’t attach these documents to the application, they will likely ask you for them later on in order to approve you.
2. Make sure to add both Primary Savings and free Everyday Checking accounts.
3. On the pop up window that appears for your selected Everyday Checking account, make sure to exactly type or copy and paste in the referral code that you wish to use for your application. My referral code is here: P2K0424026602
4. Fund your accounts with a credit card if you can. Citi has posted as a purchase for me and others, so use a Citi credit card if you can. Bank of America CC’s also seem to work. I added $244 to checking and $5 to savings.
5. Submit your application. I don’t think anyone has been instantly approved for this account, so it will take a couple of business days for them to get back to you. If they ask for any documents from you, send them as soon as you can in image, not pdf, format as a reply to the secure email address that they write to you from.
6. Once they email you to let you know that your account has been opened, use your account and PIN numbers found in the attached pdf file to your email to enroll in online banking. Once I was able to do this, I was immediately able to link my account to Sofi Money to get a headstart on my direct deposit. My deposit posted to my checking account within 2 business days, and my bonus almost 24 hours after that.
If you found my post at all helpful to you, please consider using my referral code above to sign up for your Service Credit Union checking and savings accounts. Thanks very much in advance!
Referral code: P2K0424498948
Here’s my timeline for this bonus:
7/25 – Applied with family member’s referral code in the small window that pops up after you select the Everyday checking account. You can select the Dividend account, but the Everyday one is free and qualifies for the bonus. If you need to sign up for the American Consumer Council, you can do so with the promo code consumer to make it free.
7/26 – I received an email to send over certain documents, like my drivers license, social security card, and proof of residence (I used my lease agreement for this). If you don’t have the documents that they are looking for, try sending over something similar to see if they will accept it. They did not mention a lease agreement being an acceptable document for proof of residence, but they accepted it anyway.
7/27 – I sent all documents over secure email, as well as in the online portal.
7/28 – It was confirmed by email that all relevant documents were received successfully.
7/30 – Welcome/approval email received with a pdf attachment containing account number. Also, my account funding with my Citi card posted as a purchase, $244 for checking, and $5 for savings separately.
8/1 – Online banking registered, and account credentials used to link account directly to Sofi Money. I initiated my $500 deposit from Sofi to Service CU on this day as well.
8/3 – I received my bonus using Sofi Money as my $500 deposit. Bonus posted same day as deposit received.
8/4 – Transferred the $500 deposit over to my Primary Savings account and will keep it there as this savings account gives 5% APY on up to $500 with no additional requirements. I thought about opening the Holiday Savings account for 3% on $3,000, but it seems rather strange that you can only receive interest payments in November and not monthly.
What a fast bonus payout, as it took about a week and a half after initially applying for the account to get the bonus posted. Many thanks to anyone who uses my referral code P2K0424498948 to take advantage of this fast and easy checking account bonus. Thanks in advance!
Also, the link to USE a referral code seems missing (the link in the post allows to GENERATE a referral code).
Once you have a referral code, you can go to the following link to sign up:
https://servicecu.org/pays-2-know-referred/
Hope that helps!
Can confirm this account was soft credit pull/inquiry. They will need to you to thaw your credit bureaus if they are frozen as they use those for identity verification (you may want to have CreditKarma open when applying as they ask 5 questions about your credit reports during the application).
Was able to join out of state with American Consumer Council membership which is free with membership code “consumer” without the quotes.
Service Credit Union also offers 5% interest on up to $500 in Primary Savings, and additional 3% interest on up to $3,000 in Holiday Club Savings account.
Everyday Checking is the best option to get the $100 referral. When you add it, select “Yes” for “Did a friend refer you through the Pays 2 Know Program?” You can use my code P2K0417023935 .
Can also confirm they are listed on my ChexSystems report.
Thanks for the great blog!
This credit union will approve members nationwide if you join the American Consumer Council (ACC). It’s free to join the ACC with Membership Code “service” or “consumer”. They will ask you for your ACC member number and certificate.
The Everyday Checking account is fee-free. On the application, once you select the checking account, there will be a question “Did a friend refer you through the Pays 2 Know Program?*”. Once you select Yes, it will say “Enter the referrer’s Unique ID:*”, you can paste my code: P2K0419451052
They likely do pull Chex, but there is no hard pull of your credit. Best of luck!
Here’s my referral code if anyone wants to use it. It’d definitely help with books this semester.
P2K414746653