Find the latest South State Bank Promotions, Bonuses, and Offers here.
Update 3/18/24: You can still get the $200 checking bonus without direct deposit requirement. Of course, the $400 business checking bonus can still be attained if you have a business.
About South State Bank Promotions
Established in 1934, South State Bank is headquartered in Columbia, South Carolina and has over 130 locations throughout Georgia, North Carolina, and South Carolina.
I’ll review the current South State Bank promotions below.
South State Bank $200 Checking Bonus *No Direct Deposit Required*
- What you’ll get: $200 bonus
- Account Type: Checking account
- Availability: AL, FL, GA, NC, SC, and VA (Branch Locator)
- Direct Deposit Requirement: Optional, you can preauthorized automatic draft(s) of $25 instead. (See what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fees: $8, avoidable
- Early Account Termination Fee: $25 if closed within 90 days
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new personal checking account using promo code EARN200
- Make a minimum of 15 debit card purchases or payments.
- Within 60 days, have a total of $250 in direct deposits OR have at least 1 automatic draft of $25 to a non-SouthState Bank account.
- Bonus will be credited to your account within 2 business days of the completion of the 60 day qualifying period.
- Promotional offer applies to new personal checking accounts (excluding SouthState at Work product type) opened during the promotional period using the promo code EARN200. To open an account at a branch location, a $25 minimum deposit is required; no minimum deposit is required for accounts opened online. Residency restrictions may apply and offer not available to employees of SouthState Bank, N.A. or its subsidiaries.
- Offer is limited to one per customer, cannot be combined with any other personal checking or deposit offer, or reproduced, purchased, sold, transferred or traded. SouthState reserves the right to modify or discontinue the offer at any time without notice.
- Promotional Rebate Payment: If you meet all of the Eligibility and Qualifications above, we will post the $200 rebate to your account within 2 business days of the completion of the 60 calendar day qualifying period. The rebate will be reported to the appropriate taxing authorities, as required by law or regulation.
South State Bank $400 Business Checking Bonus
- What you’ll get: $400 bonus
- Account Type: Business Checking account
- Availability: AL, FL, GA, NC, SC, and VA (Branch Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fees: $0-$15, avoidable
- Early Account Termination Fee: Not listed
- Household Limit: None
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Earn $400 when you open a business checking account with SouthState and meet one of the following qualifiers within 90 days:
- Make a minimum of 15 debit card purchases/payments, OR
- Have cumulative ACH credits of at least $5,000.
- PROMOTIONAL OFFER RULES: Promotional offer applies to new business checking accounts (excluding IOTA/IOLTA and Association Checking) opened during the promotional period with the promo code SB400. To open an account at a branch location, a $50 minimum deposit is required. Location and business type restrictions may apply and offer not available to employees of SouthState Bank, N.A. or its subsidiaries. Offer is limited to one per business, cannot be combined with any other business checking or deposit offer, or reproduced, purchased, sold, transferred or traded. SouthState reserves the right to modify or discontinue the offer at any time without notice.
- Promotional Bonus Payment: If you meet all of the Eligibility and Qualifications above, we will post the $400 bonus to your account within 2 business days of the completion of the 90 calendar day qualifying period. The bonus will be reported to the appropriate taxing authorities, as required by law or regulation.
South State Bank $25 Referral Bonus
Earn a $25 bonus at South State Bank!
Earn a $25 bonus from South State Bank when you open a new Checking account and complete the requirements.
- What you’ll get: $25 bonus
- Account Type: Checking account
- Availability: AL, FL, GA, NC, SC, and VA
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Print our Refer a Friend form.
- Print your name and address on the form. Please use the contact information associated with your SouthState account.
- Give the completed form to a friend, and recommend a personal checking account at SouthState.
- Tell your friend to present this form when opening and funding a new checking account.
- After the account is opened, and all conditions are met, we’ll credit your checking account with $25!
- Promotional Offer Rules: This offer applies to new personal checking accounts opened at a South State branch location with a valid Refer a Friend Form. A $25 minimum deposit is required, and new accounts are subject to approval. South State reserves the right to modify or discontinue this offer at any time without notice. The offer is not available to employees of South State Bank or its subsidiaries. The offer is also not available for South State at Work, Health Savings, Money Market, Fiduciary and Construction accounts.
- Eligibility and Conditions
- Referring Customer: The Referring Customer must have an open qualifying personal checking account at South State at both the time of referral and the time of the “Refer a Friend Bonus.” The Referring Customer cannot be an owner or co-owner of the Referred Customer’s new personal checking account.
- Referred Customer: The Referred Customer cannot have an existing personal checking account at South State and must reside in South Carolina, North Carolina, Georgia or Virginia at the time of account opening. The Referred Customer must have five (5) or more posted and cleared debit card purchases/payments within 30 calendar days after account opening (“Qualifying Period”).
- Bonus Payment: If all of the eligibility and conditions are met, we will credit the Referring Customer’s account with a $25 Refer a Friend Bonus within 10 calendar days of the Qualifying Period. The $25 bonus will be reported to the appropriate taxing authorities, as required by law or regulation.
How to Waive Monthly Fees
- SouthState Checking: $5.00 monthly can be waived when you’re enrolled in eStatements
- Choice Checking: $8.00 monthly can be waived with:
- 15 or more posted & cleared debit card purchases/payments or
- $250 or more in combined direct deposits
- $1,500 or more average daily balance
- Gold Checking: $15.00 monthly can be waived with:
- $5,000 minimum daily balance,
- $25,000 aggregate loan and deposit balances
- Community Hero Checking: No monthly fees
- Small Business Checking: No monthly fees
- Business Gold Checking: $15.00 monthly can be waived when you have:
- $2,500 average daily balance in checking or
- $10,000 minimum daily balance in other combined deposits or
- $10,000 minimum daily balance in outstanding combined loan balances, or
- 15 posted and cleared SouthState debit card purchases/payments
- Community Checking: No monthly fees
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Bottom Line
South State Bank is a great bank option for new sign-up promotions when becomes available. They offer a variety of different ways to waive all their accounts, to help you save your money.
If you don’t have a location near you, you can check out some other great bank bonuses, CD rates and bank rates here.
*Check back on this page for updated South State Bank promotions, bonuses, and offers.
For the $200 bonus,Does anyone know what qualifies as ” preauthorized automatic draft(s)” ?
For South State Bank Promo, November 2019, only residents of some of Georgia are eligible. Must select state and county or residence when applying and not all Georgia counties are listed…
Thanks s, it is now updated.
this ended 6/30 (not 7/30)
South State Bank $100 Checking Bonus
ref: https://www.southstatebank.com/earn100/?campaign=may19
referral bonus is $25 — not $100
Earn $100 bonus credit from South State Bank when you refer a friend to open a new Checking account and complete the requirements.
Tell your friend to present this form when they open and fund a new checking account.
After you account is opened, they will credit your checking account with $25!