Find an updated list of Suffolk Federal Credit Union promotions, bonuses, and offers here.
Currently, they have a $50, $100 bonus when you open a new account and meet all the requirements.
About Suffolk Federal Credit Union Promotions
Eligibility: If you live, work, worship, attend a school, or regularly conduct business in Suffolk County, NY, or have an immediate family member of current membership, then you are eligible to join this credit union. Be sure to visit their membership page for additional information. |
I’ll review the Suffolk Federal Credit Union Promotions below.
Suffolk Federal Credit Union $100 Checking Bonus

Suffolk Federal Credit Union $100 Checking Bonus
Suffolk Federal Credit Union is offering a $100 bonus when you open a new qualifying checking account
- What you’ll get: $100 bonus
- Account Type: Checking account
- Availability: NY (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Up to $1,000
- Monthly Fee: None
- Early Account Termination Fee: Six months, bonus forfeit
- Household Limit: None
(No expiration date listed)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $100 Checking Bonus
- Open your Sharks account
- Use your Suffolk Card for 10 signature-based purchases within the first 60 days of opening your account
- Receive your $100 bonus within 90 days of opening your account
- Offer for new Suffolk Federal Credit Union members only, existing members are not eligible.
- To be eligible for the $100 bonus, Sharks Account must be opened and maintained with a minimum balance of $5 and remain open for six months.
- If the checking account is closed by the member or Suffolk Federal Credit Union within six months, the bonus amount will be deducted at closing.
- You must use your Sharks Debit card for 10 point of sale (POS) signature-based purchases within the first 60 days of account opening to receive bonus.
- Bonus will be credited to your account within 60-90 days of account opening.
- Membership in Suffolk Federal requires a Share Savings account with a $5 minimum balance.
- Membership is open to anyone who lives, works, worships, attends school or regularly conducts business in Suffolk or Nassau County, NY, as well as immediate family members of current membership.
Suffolk Federal Credit Union $50 Youth Savings Bonus

Suffolk Federal Credit Union $50 Youth Savings Bonus
You can earn a $50 Bonus when you open a new Youth Savings account with Suffolk Federal Credit Union.
- What you’ll get: $50 bonus
- Account Type: Youth Savings account
- Availability: NY
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Up to $1,000
- Monthly Fee: None
- Early Account Termination Fee: Six months, bonus forfeit
- Household Limit: None
(No expiration date listed)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $50 Savings Bonus
- Earn the first $25 deposit just for opening a Youth Savings account.
- Once the Youth Savings Account balance reaches $1,000, Suffolk Federal will congratulate them with another $25 deposit!
- Youth Savings account minimum opening balance is $5.
- Minimum balance to earn dividends is $100.
- Dividends are calculated on daily balance and credited monthly.
- Fees could reduce earnings on the account.
- Youth Savings accounts must be custodial accounts.
- At the age of 18, monies in this account will be transferred into a regular savings account.
- Account must stay open for a minimum of 90 days, or Suffolk Federal reserves the right to revoke cash back deposits.
- Suffolk Federal will not remove the deposit unless we directly contact the member with reasons for doing so.
- Member is responsible for taxes.
- Program and terms subject to change.
Suffolk Federal Credit Union $100 Referral Bonus (Expired)

Earn a $100 bonus when you refer a friend!
Suffolk Federal Credit Union is offering a $100 bonus when you refer a friend to open a new account!
- What you’ll get: $100 bonus
- Account Type: Free or Max Money Checking account
- Availability: NY
(Expires August 29, 2020)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $100 Referral Bonus
- Open a Free or Max Money Checking account with a minimum of $100 opening balance AND;
- Pay 4 bills through Suffolk Federal’s FREE Online Bill Pay Service OR;
- Use your Suffolk Federal Debit Card for four signature-based transactions OR;
- Take out a loan with Suffolk Federal within the first 60 days
- Both referring member and new member will receive cash incentives once the required terms and conditions are met.
- Membership in Suffolk Federal requires a Share Savings account with a $5.00 minimum balance.
- Limited to one bonus or cash-back rewards program unless otherwise stated.
How To Waive Monthly Fees
- Free Advantage Checking: None
- Sharks Checking: None
- Max Money Checking: $20 monthly fee, waivable by maintaining minimum balance of $3,000.
- Girl Scouts Checking: None
Bottom Line
Suffolk Federal Credit Union offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at any time! You can have peace of mind knowing your money is insured by the FDIC.
While they have a generous $100 bonus, Suffolk Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare Suffolk Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, Bank of America, Wells Fargo, and more!
*Check back at this page for updated Suffolk Federal Credit Union promotions, bonuses, and offers.
I was able to fund the account up to $1K using my BOA Cash rewards card. It counted as cash advance though.