Find an updated list of Valley Strong Credit Union promotions, bonuses, and offers here.
Update 3/20/25: Offer still available! Direct Deposit optional. There is currently a $250 checking bonus available for a limited time!
About Valley Strong Credit Union Promotions
Founded in 1938, the first Valley Strong “office” was actually a small room located in the library of a local high school. Since then, Valley Strong has grown more than 150,000 individuals representing more than $2.2 billion in assets choose to bank with us.
Their services range from extensive loan programs, including home and auto, to the latest in digital technology, retirement and wealth management services, and business banking.
| Eligibility: Membership in Valley Strong Credit Union is open to anyone in San Joaquin Valley. See current membership details |
I’ll review the Valley Strong Credit Union Promotions below.
Valley Strong Credit Union $250 Checking Bonus *No Direct Deposit Required*
Valley Strong Credit Union is offering a $250 Checking Bonus when you open a new qualifying checking account.
- What you’ll get: $250 bonus
- Account Type: Checking
- Availability: CA. Must be a resident of Tulare, San Joaquin and Solano Counties. (Bank Locator)
- Direct Deposit Requirement: Optional
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: $150 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How to Earn Bonus
EARN BONUSFINE PRINT
- Open a new checking account (with a starting amount of $25) using promo code NEW250.
- You must either set up direct deposit into your Valley Strong account or complete an average of 12 debit or point-of-sale (POS) transactions per month for 90 days.
- A Valley Strong debit card is required.
- Payout will be made automatically to qualifying account by direct deposit on, or around the 91st day after the new checking account has been opened.
- $250 Checking Program Requirements:
- A Regular Share Account or Business Share Account is required for Valley Strong Membership.
- This offer is valid only for new, eligible* checking accounts and can be redeemed only once per Member. You must use promo code NEW250 at account opening and make the minimum opening deposit. You are ineligible if you currently have or have previously had a checking account with us.
- Accounts must remain open and in good standing** for 90 calendar days.
- A Valley Strong debit card is required.
- You must either set up direct deposit into your Valley Strong account or complete an average of 12 debit or point-of-sale (POS) transactions per month for 90 days. ATM transactions are not included.
- *Eligible Checking Accounts: Consumer Checking Accounts with minimum opening balance $25: CentsAble Checking, Makes Cents Checking, and Grow Strong Checking. Business Checking Accounts with a minimum opening balance $100: Basic Business Checking, Business Plus Checking, Business Analysis Checking, and Community Non-Profit Checking.
- **Good Standing: For the purpose of this promotion the term “good standing” is an account which is:
- Currently open
- Not flagged for overdrafts
- No more than 30 calendar days past due on any loan payments, if applicable
- Not knowingly taking part or being flagged for any fraudulent activity of any kind
- Payment Terms: Payout will be made automatically to qualifying account by direct deposit on, or around the 91st day after the new checking account has been opened. Taxes due are the sole responsibility of the recipient. Valley Strong Credit Union will report to the state and federal agencies as required by applicable law. We may be required to send you, and file with the IRS, Form 1099MISC. Please consult with your tax advisor for questions about the impact of this form.
- Valley Strong Credit Union reserves the right to modify, restrict, change, or terminate the promotion at any time. If you are flagged for abuse of the promotion, you will be ineligible for future promotional bonuses. By participating in the promotion, you agree to these Terms and Conditions. For any questions, please contact Valley Strong Credit Union directly.
Valley Strong Credit Union $50 Referral Bonus
Valley Strong Credit Union is offering a $50 bonus when you refer friends/family to open a new qualifying checking account.
- What you’ll get: $50 bonus
- Account Type: Checking
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: $150 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
EARN BONUSFINE PRINT
- Tell your friend about banking with Valley Strong and fill out the referral form.
- Your friend opens an account using their referral code.
- You each get $50
- Eligibility Requirements: Referring person (“Referrer”) must be a Member in good standing and maintain an open primary Membership with Valley Strong Credit Union. The referring Member must be 18 years of age to be eligible to receive a referral payout. To be eligible the “Referred” Member must have not closed an account in the 180 calendar days prior to their new account being opened. Each referral is valid for 90 calendar days from the original date of the referral submission. Referrals must be made prior to the new account opening.
- Terms/Conditions: The Referrer is responsible for ensuring the Referred persons contact information is valid at the time of their submission. Only accounts in which the referral information matches the original submission information and meet account criteria will be paid. The Referrer authorizes the sending of communications to each Referred person and indemnifies Valley Strong Credit Union for any claims related to the sending of communication relating to their referral request. If the Referred person already has a Valley Strong account, is on our email opt-out list or if the email provided is incorrect or no longer valid, they may not receive the referral email. Referring Member’s account must be open and in good standing at the time of referral and payout. Due to confidentiality, we cannot disclose any information about qualifying accounts opened by someone referred. Valley Strong Credit Union reserves the right to modify, restrict, change or terminate the Refer A Friend Program at any time. You are not eligible to receive a referral bonus if you or anyone associated on your account is the primary or joint Member of the new account you are referring.
- Program Limitations: Referring Members can make an unlimited number of referrals; however, can only earn a maximum of $500 per calendar year for qualifying referrals. Employees of Valley Strong are not eligible for this promotion.
- Program Exclusions: Trust, Rocky, Kappa, Representative Payee, Utma, Coogan, Conservator, Estate, Court Ordered, Certificate, Club, and Money Market accounts are not eligible for referrals. The Refer A Friend Program cannot be used in conjunction with other offers.
- Taxes: Taxes due are the sole responsibility of the recipient. Valley Strong Credit Union will report to the state and federal agencies as required by applicable law. We may be required to send you, and file with the IRS, Form 1099MISC. Please consult with your tax advisor for questions about the impact of this form.
Valley Strong Credit Union $250 Business Referral Bonus
Valley Strong Credit Union is offering a $250 bonus when you refer a business to open a new qualifying business checking account.
- What you’ll get: $250 bonus
- Account Type: Business Checking
- Availability: CA. Must be a resident of Tulare, San Joaquin and Solano Counties.
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: $150 with a credit card
- Monthly Fees: $10-$20 waivable
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How to Earn Bonus
EARN BONUSFINE PRINT
- Tell your local business about banking with Valley Strong and fill out the referral form.
- Your friend opens an account using their referral code.
- You each get $250
- Eligibility Requirements: Referring person (“Referrer”) must be a Member in good standing and maintain an open primary Membership with Valley Strong Credit Union. The referring Member must be 18 years of age to be eligible to receive a referral payout. To be eligible the “Referred” the Business Member must have not closed an account in the 180 calendar days prior to their new account being opened. Each referral is valid for 90 calendar days from the original date of the referral submission. Referrals must be made prior to the new account opening.
- Terms/Conditions: The Referrer is responsible for ensuring the Referred persons contact information is valid at the time of their submission. Only accounts in which the referral information matches the original submission information and meet account criteria will be paid. The Referrer authorizes the sending of communications to each Referred person and indemnifies Valley Strong Credit Union for any claims related to the sending of communication relating to their referral request. If the Referred person already has a Valley Strong account, is on our email opt-out list or if the email provided is incorrect or no longer valid, they may not receive the referral email. Referring Member’s account must be open and in good standing at the time of referral and payout. Due to confidentiality, we cannot disclose any information about qualifying accounts opened by someone referred. Valley Strong Credit Union reserves the right to modify, restrict, change or terminate the Business Refer A Friend Program at any time. You agree not to refer your own business account for referral bonuses. If you are the owner, beneficial owner, officer, or authorized signer on the business account that you are referring, you are not eligible to receive a referral bonus.
- Program Exclusions: Regular Shares, Regular Club, Makes Cents Checking, CentsAble Checking, Money Market, Rocky Raccoon Minor, Kappa, Kappa Checking and Estate accounts are not eligible for business referrals. The Business Refer A Friend Program cannot be used in conjunction with other offers.
- Taxes: Taxes due are the sole responsibility of the recipient. Valley Strong Credit Union will report to the state and federal agencies as required by applicable law. We may be required to send you, and file with the IRS, Form 1099INT. Please consult with your tax advisor for questions about the impact of this form.
Valley Strong Credit Union $100 Checking Bonus (Expired)
Open a Valley Strong Credit Union Checking Account and Earn $100
Valley Strong Credit Union is offering a $100 Checking Bonus when you open a new qualifying checking account.
- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: CA. Must be a resident of Tulare, San Joaquin and Solano Counties.
- Direct Deposit Requirement: Optional
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: $150 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 12/31/2022)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
EARN BONUSFINE PRINT
- $100 Bonus Program
- Open a new checking account.
- Minimum opening deposit of $25 and must not currently have a Valley Strong checking.
- Direct Deposit into your Valley Strong account OR an average of 12 credit and/or debit transactions per month for 90 days.
- A Valley Strong Debit Card.
- New account(s) must be open and in good standing for 90 calendar days.
- Payout will be made automatically to qualifying account by direct deposit on, or around the 91st day after new account has been opened.
- Taxes due are the sole responsibility of the recipient. Valley Strong Credit Union will report to the state and federal agencies as required by applicable law.
- New accounts must be open and in good standing for 90 calendar days.
- Payment will be made automatically to the qualifying account by direct deposit on or around the 91st day after the new account is opened.
- Taxes due are the sole responsibility of the recipient. Valley Strong Credit Union will report to state and federal agencies as required by applicable law.
- This offer cannot be combined with other offers.
- If your account is opened online, a team member at our Tehachapi branch will call you to coordinate the pickup or mailing of the gift card of your choice.
How To Waive Monthly Fees
- CentsAble Checking Account: No monthly fee
- Makes Cents Checking Account: $5 monthly fee if:
- Under the age of 20 or over the age of 60 (No other requirements are needed) or meet all 3 requirements,
- 1) Have monthly direct deposit +
- 2) Enrolled in eStatements +
- 3) have one of the following,
- A) Maintain $3,000 in daily average balance,
- B) Have at least 12 card transactions per month (Excludes ATM transactions)
- C) Have a active Mortgage, Credit Card, Personal Loan, or HELOC with Valley Strong. All rates, terms and conditions subject to change.
- Regular Shares (Everyday Savings) Account: No monthly fee
- Regular Club Savings Account: No monthly fee
- Money Market Account: No monthly fee
- Basic Business Checking Account: $10 monthly fee waived if:
- $1,500 min daily balance, or
- $3,000 avg daily balance
- Business Plus Checking Account: $18 monthly fee waived if:
- $5,000 min daily balance, or
- $10,000 avg daily balance
- Business Analysis Checking Account: $20 monthly fee waived if:
- Earning credits may offset fees
- Community Non-Profit Checking Account: $7 monthly fee waived if:
- $7,500 min daily balance, or
- $15,000 avg daily balance
- Business Share Savings Account: No monthly service fee
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Bottom Line
While the bonuses at Valley Strong Credit Union sounds enticing, their services are limited to California residents. If you are not located near a branch then you can see all nationwide bank bonuses for more suitable offers.
If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers. You may want to check out our full list of Bank Rates and CD Rates.
*Compare Valley Strong Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back at this page for updated Valley Strong Credit Union promotions, bonuses and offers.
This promotion actually expires 9/30/2022