Find an updated list of the best business and personal Flushing Bank promotions, bonuses and offers.
Update 4/24/24: You can earn up to $2500 cash bonus with no direct deposit needed, however there is a $250K+ deposit. Smaller bonus amount for smaller deposit.
About Flushing Bank Promotions
Flushing Bank is headquartered in Uniondale, New York and was founded in 2007. Since then they have grown to 20 locations, offer money market rates that are 4X the national average, and have an A health rating.
I’ll review the offers below.
Flushing Bank Up to $2,500 Checking Bonus *No Direct Deposit Requirement*
Currently, Flushing Bank is offering up to $2,500 Checking Bonus when you open a Complete Checking account and meet certain requirements.
- What you’ll get: Up to $2,500 bonus
- Account Type: Complete Checking
- Availability: NY, NJ (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, sensitive
- Credit Card Funding: None, should be able to fund $250 with a debit card
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if closed within six months
- Household Limit: None
(No End Date)
Editor’s Note: You can see the $2500 promo from the homepage, then it will take you to the PDF offer.
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Truist Checking ($400 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for the Customer Value Program (CVP) you must be a new Complete Checking customer.
- A minimum deposit of $25 is required to open the Complete Checking account.
- The CVP Balance Bonus will be based on the three-month average account balance of the first three (3) full calendar months after the month of account opening.
- The monthly average account balance tiers and respective account credits are as follows:
| Three-Month Average Balance |
Complete Cash Rewards Program Bonus |
| $10,000 – $49,999 | $1500 |
| $50,000 – $99,999 | $500 |
| $100,000 – $249,999 | $1000 |
| $250,000+ | $2500 |
- To qualify for the Complete Cash Rewards Program (CCRP) you must be a new Complete Checking customer. Certain fees, minimum balance requirements, and restrictions may apply.
- New money only. A minimum deposit of $25 is required to open the new Complete Checking account. Existing checking account customers are not eligible.
- A new checking account is defined as any new checking account that does not have any authorized signatures in common with any other existing Flushing Bank checking account(s).
- An existing checking customer is defined as anyone who currently has or has had a Flushing Bank checking account within the last 24 months.
- New money is defined as money not currently on deposit with Flushing Bank. 2) The Complete Cash Rewards Program (CCRP) bonus is limited to one (1) account credit per new checking account customer. The CCRP bonus will be based on the three-month
average account balance of the first three (3) full calendar months after the month of account opening. The monthly average account balance tiers and respective account credits are as follows: Tier 1: $10,000 – $49,999 a $150 account credit; Tier 2: $50,000 – $99,999 a $500 account credit; Tier 3: $100,000 – $249,999 a $1,000 account credit; and Tier 4: $250,000+ a $2,500 account credit. - The CCRP bonus will be posted to the account on or about the 15th of the subsequent month following the account’s three (3) month anniversary.
- A 1099 will be issued in the amount of the CCRP bonus.
- The new Complete Checking account must remain open, active, and in good standing for six months. The bonus will be forfeited if the account is closed prior to six months or prior to receiving the bonus. Other fees and restrictions may apply.
- The minimum three-month average account balance to qualify for the CCRP bonus is $10,000.
- The offer is subject to change and termination without prior notice at any time.
- Speak with a Flushing Bank representative for additional details.
Flushing Bank $110 Checking Bonus *Expired*
Earn a $110 bonus when you open a new account!
You can earn a $110 bonus from Flushing Bank when you sign up for a new Complete Checking Account and meeting all the requirements below.
- What you’ll get: Up to $110 bonus
- Account Type: Complete Checking
- Availability: NY, NJ (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, sensitive
- Credit Card Funding: None, should be able to fund $250 with a debit card
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if closed within six months
- Household Limit: None
(FDIC Insured)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a Complete Checking account from Flushing Bank with a $25 minimum deposit.
- Complete the following requirements within 60 of account opening, each earning you $50:
- Set up and receive a reoccurring direct deposit of $150 or more.
- Use you Flushing Debt Card 5 times, each purchase being $25 or more.
- Enroll in Online Bill Pay and make 5 payments, each payment being $25 or more.
- You can also earn a $10 Starbucks Gift Card
- The $50 Bonuses will be deposited within 75 days of account opening.
- Subject to change
- Other fees and restrictions may apply
- A 1099 will be issued
Flushing Bank $200 Business Checking Bonus *Expired*
Check out this business promotion from Flushing Bank.
Business owners can earn up to a $200 cash bonus and up to a $1,500 gift card from Flushing Bank when you sign up for a new business checking account and complete the requirements.
- What you’ll get: $200 bonus
- Account Type: Business Checking
- Availability: NY, NJ
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, sensitive
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Account must remain open and in good standing for six months
- Household Limit: None
(FDIC Insured)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- $200 Bonus
- You must deposit a minimum of $100 to open a business checking account.
- No minimum balance required to be eligible for the Bonus.
- You will receive $100 for the completion of 5 debit card purchases.
- And $100 for the completion of 5 online banking bill-payments via Flushing Bank’s Online Banking portal.
- $1,500 Gift Card
- A minimum opening deposit of $15,000 is required in the Complete Business Checking account to qualify for the Value Program gift card.
- The gift card tier is based on the 90-day average balance of the new Complete Business Checking account. The minimum 90-day average is $15,000 to qualify for the minimum gift card tier.
- The 90-day average balance tiers and single load 12-month Visa® gift card values are as follows:
- Tier 1: $15,000 – $24,999 a $200 gift card
- Tier 2: $25,000-$74,999 a $350 gift card
- Tier 3:$75,000-$149,999 a $600 gift card
- Tier 4: $150,000 – $249,999 a $1,000 gift card
- Tier 5: $250,000+ a $1,500 gift card.
- New business checking account with new money only. Existing business checking account customers are not eligible. A new business checking account is defined as any new business checking account that does not have any authorized signatures in common with any other existing Flushing Bank business checking account(s). An existing checking customer is defined as anyone who currently has or has had a Flushing Bank checking account within the last 24 months. New money is defined as money not currently on deposit with Flushing Bank.
- You must deposit a minimum of $100 to open a business checking account. No minimum balance required to be eligible for the Bonus. You will receive $100 for the completion of 5 debit card purchases. And $100 for the completion of 5 online banking bill-payments via Flushing Bank’s Online Banking portal. Each debit card purchase and each online bill-payment must be $25 or more and must be completed prior to 60 days after the account is opened. THE MAXIMUM AMOUNT A BUSINESS CHECKING CUSTOMER CAN RECEIVE IS $200. The compensation will be credited to the checking account on or about the end of the month following the completion of the qualifying transactions. A 1099 will be issued. Promotional credits and gifts equal to or exceed $600 (including any applicable sales tax, shipping and handling costs) in a calendar year. Other fees and restrictions may apply.
- A minimum opening deposit of $15,000 is required in the Complete Business Checking account to qualify for the Value Program gift card. The gift card tier is based on the 90-day average balance of the new Complete Business Checking account. The minimum 90-day average is $15,000 to qualify for the minimum gift card tier. The 90-day average balance tiers and single load 12-month Visa® gift card values are as follows: Tier 1: $15,000 – $24,999 a $200 gift card, Tier 2: $25,000-$74,999 a $350 gift card, Tier 3: $75,000-$149,999 a $600 gift card, Tier 4: $150,000 – $249,999 a $1,000 gift card, and Tier 5: $250,000+ a $1,500 gift card. Notwithstanding the Business Value Program, a minimum deposit of $100 is required to open the Complete Business Checking account. All offers are subject to change and termination without prior notice at any time.
How to Waive Monthly Fees
- Complete Checking: No monthly fee
- Complete Checking Premier: Not listed
- Complete Business Checking: There are no monthly fees.
- Complete Business Checking Plus: There are no monthly fees.
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Bottom Line
Flushing Bank has a wide variety of accounts to choose from, whether you are a business owner or looking for a personal checking account. With easy to meet requirements for most promotions and convenient features, I would definitely take advantage of this account as it triggers a soft pull!
Leave a comment below and let us know if we missed anything! You feedback really helps us help you!
While they have decent money market rates, Flushing Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare Flushing Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Flushing Bank promotions, bonuses and offers.
I don’t believe they offer credit card funding at Flushing Bank.