Find an updated list of 1st United Credit Union promotions, bonuses, and offers here.
Currently, they are offering a bonus ranging from $50, $100, $150, $200 when you open a new account.
Table of Contents
- 1 About 1st United Credit Union Promotions
- 2 1st United Credit Union $150 Checking Bonus
- 3 1st United Credit Union $200 Business Checking Bonus
- 4 1st United Credit Union $50 Referral Bonus
- 5 1st United Credit Union $100 Checking Bonus (Expired)
- 6 *Expired* 1st United Credit Union $200 Checking Bonus
- 7 How To Waive Monthly Fees
- 8 Bottom Line
About 1st United Credit Union Promotions
1st United Credit Union is a strong believer in the spirit of volunteering and improving the financial literacy of their communities. They do it by staying up to date on the latest technology to provide financial tools for their customers. If you are interested in different banking experience, you can see all nationwide bank bonuses for more suitable offers.
- Availability: CA (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: $2,000
Eligibility: Membership in the 1st United Credit Union is open to those who live, work, or attend school in Alameda, Contra Costa, Kings, San Joaquin, Solano, or Stanislaus Counties in California. For more information on eligibility requirements please check out their full list of membership requirements. |
Compare 1st United Credit Union promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
I’ll review the offers below.
1st United Credit Union $150 Checking Bonus

1st United Credit Union $150 Checking Bonus
1st United Credit Union is offering a $150 bonus when you open a qualifying checking account using promo code HACIENDA and completing certain requirements.
- What you’ll get: $150 bonus
- Account Type: Checking Account
- Availability: CA
(Offer expiration unknown)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
- Open a new checking account using promotional code HACIENDA
- Set up a qualifying monthly direct deposit of $500+ within 60 days of account opening
- Use your debit card to make a purchase within 60 days of account opening
- Offer not available to existing 1st United checking accounts.
- Checking account and debit card establishment are subject to credit approval.
- Members age 17 and under require an adult joint owner.
- A qualifying direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- Bonus is considered interest and will be reported on IRS Form 1099-INT.
- Offer is for a limited time only and is subject to change or withdrawal at any time.
- Incentive will be credited after all requirements are fulfilled.
- 1st United membership is required and established by opening a savings account.
- Membership is available to anyone who lives or works in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties.
1st United Credit Union $200 Business Checking Bonus

Earn a $200 bonus with a new business checking account.
You can earn a $200 bonus when you open a business checking account using promo code SMALLBIZ and completing certain requirements.
- What you’ll get: $200 bonus
- Account Type: Business Checking Account
- Availability: CA
(Expires December 31, 2022)
For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
- Use promo code SMALLBIZ to receive your $200 incentive when you open a new business checking account
- Incentive will be credited by the tenth of the month following account opening.
- Offer expires December 31, 2022, is subject to change or withdrawal at any time and is not available to existing 1st United business checking accounts.
- Must use promo code SMALLBIZ when applying.
- Incentive will be credited by the tenth of the month following account opening.
- Checking account and debit card establishment are subject to approval through ChexSystems.
- Federally Insured by NCUA.
1st United Credit Union $50 Referral Bonus

1st United Credit Union $50 Referral Bonus
1st United Credit Union is offering a $50 bonus when you refer friends who open a new eligible checking account and meet the qualifying requirements.
- What you’ll get: $50 bonus
- Account Type: Checking accounts, loans, credit cards, certificates, and youth savings accounts.
- Availability: CA
(Offer expiration unknown)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
Qualify for $50 per referral
- Complete the form with your friend’s name and email address, no limitations.
- Your friend will get an email from 1st United Credit Union
- When your friend joins and opens a membership with a qualifying account using the promotional code from their email, you’ll both receive $50.
- Referred memberships with qualified accounts will receive incentive credited to their savings account.
- Referred member must provide their promo code to a member service representative or in the “Promo Code” section of our online membership application to receive the incentive.
- Referring members must be in good standing.
- The incentive will be credited to both the referring and referred member by the 10th of the following month in which the new account is verified.
- We reserve the right to retain incentive if account is closed within six months.
- Not valid where prohibited by law.
- Cannot be combined with any other offer.
1st United Credit Union $100 Checking Bonus (Expired)

$100 checking bonus with this offer when you open this account.
1st United Credit Union is offering a $100 bonus when you open a qualifying checking account using promo code CAKE and completing certain requirements.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: CA
(Expires March 31, 2022)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
- Open a new checking account using promotional code CAKE by March 31, 2022.
- Activate and use your debit card to make a purchase within 60 days.
- Establish a qualifying monthly direct deposit of $500 or more within 60 days
- Use Promo Code CAKE
- Subject to change or withdrawal at any time and is not available to 1st United members with existing checking accounts.
- Checking account and debit card issuance are subject to credit approval.
- Members age 12–15 require an adult joint owner.
*Expired* 1st United Credit Union $200 Checking Bonus

Earn a $200 bonus with 1st United Credit Union!
1st United Credit Union is offering a $200 bonus when you open a qualifying checking account using promo code FROSTING and completing certain requirements.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: CA
(Expires December 31, 2021)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), and PNC Bank Virtual Wallet (Up To $400 Bonus). |
How To Earn Bonus
- Open a new Rewards Checking account using promotional code FROSTING by December 31, 2021
- Use your debit card to make a purchase 15 times within the first 60 days of account opening. Incentive will be credited by the 10th of the following month after requirements are fulfilled.
- Members ages 17 and younger require an adult joint owner
- Members who currently have a 1st United checking account and upgrade to Rewards Checking are not eligible for the $100 incentive
- FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries
- Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency
- All qualifying transactions must post to the account and the funds must be available to fund the transaction by 3:00 p.m. on the last business day of each month
How To Waive Monthly Fees
- Rewards Checking: There are no monthly fees.
- Free Checking: There are no monthly fees.
- Interest Checking: No monthly fee when you maintain a $1,000 balance.
- Business Free Checking: No monthly fees
- Business Interest Checking: No monthly fee when you maintain a $1,500 balance.
Bottom Line
We recommend you open the Basic Checking account form the 1st United Credit Union as it doesn’t have any monthly service fees. In addition, it is a soft pull so it will not affect your credit score!
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*Check back at this page for updated 1st United Credit Union promotions, bonuses, and offers.

1st United CU $100 Bonus ended on 12/31/2018, according to the bank’s chat rep.
What (bank) do you use to set up a direct deposit?
Just used my Chase Hyatt to fund my account with $2,000…I’m please.
My Citi Doublecash was approved for me to put $2,000 into the account.
My Chase Ink Preferred was given the ok to fund my account w $2K. My husband used his Chase Marriott and had no issues either. I’m impressed I’m able to fund it w such a high amount!
I just checked out this offer at their bank, it was a soft pull inquiry.
I think you gotta live in Alameda county or the surrounding areas to qualify.