1st United Credit Union Promotions: $100, $150, $200 Checking Bonuses (CA) – Ends 3/31/23

• Open a new Rewards Checking account using promotional code Cake by March 31, 2023.
• Use your debit card to make a purchase 15 times within the first 60 days of account opening.

• Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency.
• Dividends are paid monthly based on average daily balance, and will only be paid if the combined total of debit and credit card purchase transactions reaches 15 or more within the month.
• All qualifying transactions must post to the account and the funds must be available to fund the transaction by the last business day of each month.
• No monthly fee, but other fees may reduce earnings. Rewards Checking only available for members 18 and older.
• Rewards bonus: 1st United Visa Rewards account holders will receive a 50% bonus (1.5 points per dollar spent) on their Rewards points earned within the month if they perform 15–29 combined debit and/or credit card purchase transactions or a 100% bonus (2 points per dollar spent) on their Rewards points earned within the month if they perform 30+ combined debit and/or credit card purchase transactions.
• Bonus will be credited in the subsequent Visa cycle. Loans are subject to credit approval. Cannot be combined with any other offer or points multiplier. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares.
• Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country.
• $100 incentive qualification: Open a new checking account using promotional code CAKE by March 31, 2022 and use your debit card to make a qualifying purchase of $10 or more 15 times within the first 60 days of account opening.
• Offer is subject to change or withdrawal at any time and is not available to existing or additional 1st United checking accounts. Incentive will be credited on the next business day after all requirements are fulfilled.
• Insured by NCUA.

• 1st United Credit Union offers a $200 bonus when you open a new checking account with promo code LOCAL
• To earn the 1st $100 bonus, set up a monthly direct deposit of $500 or more and use your debit card to make at least five qualifying purchases $10+ each.
• Open a certificate account and deposit $5,000+ to earn another $100

• Offer not available to existing or additional 1st United checking accounts.
• Must open a checking account and complete all the requirements to qualify for additional certificate account incentives.
• We reserve the right to retain incentive if certificate account is closed early and/or if checking account is closed within six months. Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency.
• Members age 17 and under require an adult joint owner.
• Rewards checking account: Only available for members 18 and older. Dividends are paid monthly based on average daily balance, and will only be paid if the combined total of debit and credit card purchase transactions reaches 15 or more within the month. All qualifying transactions must post to the account and the funds must be available to fund the transaction by the last business day of each month.
• Click here for current rates.
• No monthly fee, but other fees may reduce earnings.
• Earn up to $200 incentive qualification: Earn $100 when you 1) open a new checking account using promotional code LOCAL; 2) establish a qualifying monthly direct deposit of $500 or more within 60 days of account opening; 3) make five (5) signature or PIN purchases of at least $10 each with debit card within 60 days of account opening.
• Earn additional incentive when you also open a new certificate account within 60 days of opening your checking account.
• Certificate deposits up to $5,000 will earn a $50 bonus, certificate deposits over $5,000 will earn $100.
• Total incentive up to $200.
• A qualifying direct deposit needs to be an electronic deposit of your paycheck, pension or government benefit (such as Social Security) from your employer or the government.
• Offer is subject to change or withdrawal at any time.
• Incentive will be credited on the 10th of the following month after all requirements are fulfilled, beginning April 10, 2023.
• Insured by NCUA.
• FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

• Open a new checking account using promotional code HACIENDA
• Set up a qualifying monthly direct deposit of $500+ within 60 days of account opening
• Use your debit card to make a purchase within 60 days of account opening

• Offer not available to existing 1st United checking accounts.
• Checking account and debit card establishment are subject to credit approval.
• Members age 17 and under require an adult joint owner.
• A qualifying direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
• Bonus is considered interest and will be reported on IRS Form 1099-INT.
• Offer is for a limited time only and is subject to change or withdrawal at any time.
• Incentive will be credited after all requirements are fulfilled.
• 1st United membership is required and established by opening a savings account.
• Membership is available to anyone who lives or works in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties.

• Use promo code SMALLBIZ to receive your $200 incentive when you open a new business checking account
• Incentive will be credited by the tenth of the month following account opening.

• Offer expires December 31, 2023, is subject to change or withdrawal at any time and is not available to existing 1st United business checking accounts.
• Must use promo code SMALLBIZ when applying.
• Incentive will be credited by the tenth of the month following account opening.
• Checking account and debit card establishment are subject to approval through ChexSystems.
• Federally Insured by NCUA.

Qualify for $50 per referral 

• Complete the form with your friend’s name and email address, no limitations.
• Your friend will get an email from 1st United Credit Union
• When your friend joins and opens a membership with a qualifying account using the promotional code from their email, you’ll both receive $50.

• Referred memberships with qualified accounts will receive incentive credited to their savings account.
• Referred member must provide their promo code to a member service representative or in the “Promo Code” section of our online membership application to receive the incentive.
• Referring members must be in good standing.
• The incentive will be credited to both the referring and referred member by the 10th of the following month in which the new account is verified.
• We reserve the right to retain incentive if account is closed within six months.
• Not valid where prohibited by law.
• Cannot be combined with any other offer.