Find an updated list of Arizona Financial Credit Union promotions, bonuses, and offers here.
Update 6/25/25: There’s currently a $300 and $319.36 checking bonus available for a limited time.
About Arizona Financial Credit Union Promotions
Arizona Financial Credit Union is headquartered in Phoenix and is the 3rd largest credit union in the state of Arizona. It is also the 137th largest credit union in the nation. It was established in 1936 and as of March of 2022, it had grown to 525 employees and 146,173 members at 15 locations. Arizona Financial Credit Union has an A+ health rating.
Membership Eligibility: Arizona Federal Credit Union is open to anyone who lives, works, worships, or goes to school in Maricopa or Pinal Counties or the City of Tucson. Family and household members of current Arizona FCU members. See current membership details.
I’ll review the Arizona Financial Credit Union Promotions below.
Arizona Financial Credit Union $319.36 Checking Bonus
- What you’ll get: $319.36 bonus
- Account Type: Checking Plus Account
- Availability: AZ; must live, work, worship or attend school in Maricopa, Pinal or City of Tucson counties (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Hard/Soft Pull: Mixed DP
- ChexSystem: Unknown
- Credit Card Funding: Up to $200
- Monthly Fee: None
- Early account termination fee: None listed
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
- To qualify for $319.36 bonus, you must:
- (1) open a Consumer Checking Account,
- (2) within 60 days of account opening, establish recurring direct deposit(s) with a combined total of $1,000 or more per month, and
- (3) have an account balance of $500 or more on the 60th day after the account is opened.
- Bonus Information: To qualify for $319.36 bonus, you must: (1) open a Consumer Checking Account, (2) within 60 days of account opening, establish recurring direct deposit(s) with a combined total of $1,000 or more per month, and (3) have an account balance of $500 or more on the 60th day after the account is opened.
- Eligibility: Must be 18 years of age or older and a brand new member with no existing primary account relationships with Arizona Financial. Current joint account owners may qualify by opening a new account as the primary member/owner. Former members may qualify as a new member if previous accounts were closed 12 or more months prior to new open date. Must meet membership eligibility requirements and present a valid promotional code at time of account opening.
- Important Information: Direct deposit must be an electronic deposit of your paycheck, investment account, pension, or government benefits (such as Social Security) from your employer or government agency. Person to Person payments (such as Zelle, Venmo or PayPal) are not considered direct deposit. Bonus will be deposited to your Checking Plus Account approximately 75 days after account opening if all requirements are met and member is in good standing at time of payout. All bonuses are considered income and may be reported on IRS Form 1099-MISC. This promotion cannot be combined with any other offers. Limit one new member bonus per person. Business, indirect borrower, fiduciary, and voting accounts do not qualify. Terms and conditions subject to change without notice. Offer may expire at any time.
- Account Closure: If the checking account is closed by the member or Arizona Financial Credit Union within 6 months after opening, the bonus amount will be deducted from the account at closing.
Arizona Financial Credit Union $300 Checking Bonus
- What you’ll get: $300 bonus
- Account Type: Checking Plus Account
- Availability: AZ; must live, work, worship or attend school in Maricopa, Pinal or City of Tucson counties (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Hard/Soft Pull: Mixed DP
- ChexSystem: Unknown
- Credit Card Funding: Up to $200
- Monthly Fee: None
- Early account termination fee: None listed
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
- To qualify for $300 bonus, you must:
- (1) open a Consumer Checking Account,
- (2) within 60 days of account opening, establish recurring direct deposit(s) with a combined total of $1,000 or more per month, and
- (3) have an account balance of $500 or more on the 60th day after the account is opened.
- Bonus Information: To qualify for $300 bonus, you must: (1) open a Consumer Checking Account, (2) within 60 days of account opening, establish recurring direct deposit(s) with a combined total of $1,000 or more per month, and (3) have an account balance of $500 or more on the 60th day after the account is opened.
- Eligibility: Must be 18 years of age or older and a brand new member with no existing primary account relationships with Arizona Financial. Current joint account owners may qualify by opening a new account as the primary member/owner. Former members may qualify as a new member if previous accounts were closed 12 or more months prior to new open date. Must meet membership eligibility requirements and present a valid promotional code at time of account opening.
- Important Information: Direct deposit must be an electronic deposit of your paycheck, investment account, pension, or government benefits (such as Social Security) from your employer or government agency. Person to Person payments (such as Zelle, Venmo or PayPal) are not considered direct deposit. Bonus will be deposited to your consumer checking account approximately 75 days after account opening if all requirements are met and member is in good standing at time of payout. All bonuses are considered income and may be reported on IRS Form 1099-MISC. This promotion cannot be combined with any other offers. Limit one new member bonus per person. Business, indirect borrower, fiduciary, and voting accounts do not qualify. Terms and conditions subject to change without notice. Offer may expire at any time.
- Account Closure: If the checking account is closed by the member or Arizona Financial Credit Union within 6 months after opening, the bonus amount will be deducted from the account at closing.
How To Avoid Monthly Fees
- Checking Plus: No monthly fee
- Young Adult Checking: No Monthly Service Fee
- Teen Checking: No Monthly Service Fee
- Small Business Checking: No Monthly Service Fee
- Business Platinum Checking: $15 (if balance drops below $1,500 on any day)
- Business Analysis Checking: $8
- IOLTA: No Monthly Service Fee
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Bottom Line
Lastly, Arizona Financial Credit Union has several bonuses available for you to take advantage of. Additionally, they have cutting-edge technology to help you plan for your financial future!
Additionally, check out our full list of Bank Rates and CD Rates.
Compare Arizona Financial Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Bank of America, Wells Fargo, and more!
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Additionally, Check back at this page for updated Arizona Financial Credit Union promotions, bonuses and offers.
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