Find the latest Axos Bank promotions and offers for Savings, Rewards Checking, and Business Checking. They also offer some top rates for savings and money market.
Update 10/10/25:
- Now with the Axos ONE savings and checking bundle – you’ll get up to 4.51% APY (up from 4.46%) on savings and 0.51% APY on checking all with no monthly maintenance fees.
- You can currently earn a $200 bonus when opening a new Axos Basic Business Checking account through 6/30/26.
- You can currently earn up to a $600 bonus when you bundle your Business Premium Savings with a checking account through 6/30/26.
About Axos Bank Promotions
Founded in 2000, Axos Bank is an internet-only bank which were consolidated from many of the BofI Federal Bank brands including UFB Direct.
They are similar to some top online banks such as American Express Online Banking, Discover Savings and CIT Bank.
Let’s review the rate offers from Axos Bank below.
Axos Basic Business Checking $200 Bonus
Open a Basic Business Checking account and earn up to $200 bonus.
How to earn it:
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Maintain an average daily balance of $3,000 over your account’s first few months. You’ll earn up to $50 cashback per calendar month, up to $200 total.
- To earn up to a maximum of $200, a $50 payout can be earned in any four (4) of the first five (5) statement cycles (calendar months), including the cycle during which the account is opened.
- To earn each $50 cash incentive, the average daily balance in your Basic Business Checking account must be at least $3,000 for that statement cycle.
- The incentive will be deposited into your Basic Business Checking account within 10 business days following the end of the statement cycle during which the balance requirement was met, as long as the account is open and in good standing.
Axos Bank is offering a promotion with their Basic Business Checking Account for business owners looking to expedite your finances through attractive features and services.
Open a Basic Business Checking account using promo code START200 by June 30, 2026.- Every dollar counts when you’re starting out. That’s why new businesses can earn up to $200 opening a new Basic Business Checking account today.
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
(Learn More at Axos Bank)
Axos Business Premium Savings $600 Bonus
Discover the Axos Business Bundle, combining flexible checking with high-yield savings and earn an exclusive bonus up to $600. Use promo code SBB600.† Bundle your Business Premium Savings with a checking account and earn up to $600!
How to earn it:
- To be eligible to qualify for the Cash Bonus Promotion, a business must:
- Become a new Axos business customer in the Promotion Period (10/9/2025 – 6/30/2026)
- Apply and be approved for a Business Premium Savings account AND a Basic Business Checking account through a single application (bundle)
- Enter the promo code (SBB600) in the Business Premium Savings / Basic Business Checking application
- Not have qualified for any part of this, or another, Axos promotion on any account(s) within the last 12 months as of the date that the bundled accounts were opened
- To qualify for each cash bonus during an eligible Statement Cycle, an eligible business must meet the following requirements in each Qualification Period:
- Deposit $1,000 or more (via ACH, check, or wire) into their Basic Business Checking account from an external source
- Use the debit card associated with their Basic Business Checking account to make 2 or more approved purchases of at least $50 for each transaction
- Maintain an average daily balance of at least $1,500 in the Basic Business Checking account
- Maintain an average daily balance of at least $50,000 in the Business Premium Savings account
- The Qualification Period begins on the first business day of the month and runs through the 25th of the month.
Terms:
- Axos Small Business Banking customers can earn up to $600 through the Axos Small Business Banking Cash Bonus Promotion. Promotional terms and conditions are subject to change or removal without notice.
- Axos Small Business Banking Cash Bonus Promotion Terms The following terms and conditions (the “Terms”) apply to the Axos Small Business Banking Cash Bonus Promotion, which allows eligible businesses (as defined below) to earn up to $600 on their Basic Business Checking account over 6 statement cycles after account opening by completing the required actions described below.
- Promotion Period: October 9th, 2025 at 12:00 a.m. E.T. – June 30, 2026 at 11:59 p.m. E.T.
- Who is eligible for the Cash Bonus Promotion?
- To be eligible to qualify for the Cash Bonus Promotion, a business must:
- Become a new Axos business customer in the Promotion Period (10/9/2025 – 6/30/2026)
- Apply and be approved for a Business Premium Savings account AND a Basic Business Checking account through a single application (bundle)
- Enter the promo code (SBB600) in the Business Premium Savings / Basic Business Checking application
- Not have qualified for any part of this, or another, Axos promotion on any account(s) within the last 12 months as of the date that the bundled accounts were opened
- Businesses who have opened an Axos Small Business Banking account prior to the Promotion Period are not eligible for the Cash Bonus Promotion. Eligible businesses must complete the qualifying activities described below in each Statement Cycle in order to receive the cash bonus in that Statement Cycle.
- What qualifying activities do I need to complete to earn the cash bonus?
- To qualify for each cash bonus during an eligible Statement Cycle, an eligible business must meet the following requirements in each Qualification Period:
- Deposit $1,000 or more (via ACH, check, or wire) into their Basic Business Checking account from an external source
- Use the debit card associated with their Basic Business Checking account to make 2 or more approved purchases of at least $50 for each transaction
- Maintain an average daily balance of at least $1,500 in the Basic Business Checking account
- Maintain an average daily balance of at least $50,000 in the Business Premium Savings account
- The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the Cash Bonus starting in the following month.
- Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.
- Both accounts must be in an open and active status on the 25th of the month and on the date the Cash Bonus is paid to receive the Cash Bonus for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the Cash Bonus for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.
- Bundle with checking and unlock a bonus of up to $600.
- Discover the Axos Business Bundle, combining flexible checking with high-yield savings and earn an exclusive bonus up to $600. Use promo code SBB600.†
- Earn 3.80% APY* With Business Premium Savings
- Free domestic and international incoming wires
- No monthly maintenance fee
- No minimum opening deposit
- No average daily balance requirement
- Business deposit accounts FDIC insured up to $250k
(at Axos Bank)
Axos ONE Checking & Savings
- Earn up to 4.51% APY on savings, and 0.51% APY on checking when you meet requirements.
- It’s easy to earn the boosted rates for ONE Savings (4.51% APY) and ONE Checking (0.51% APY). Just receive qualifying monthly direct deposits of at least $1,500 in total and maintain an average daily balance of $1,500 in your Axos ONE® Checking account.
- Get your money up to 2 days early. You’ve earned it, so start earning on it.
- No monthly maintenance, minimum balance, account opening, or overdraft fees.
- We’ve got you covered. Access expanded FDIC Insurance for up to $265 million.
- Access a network of over 95,000 fee-free ATMs.
- Manage all your bank accounts from one place in the Axos app.
- Link external accounts in the app to move your money seamlessly.
(FDIC Insured)
Axos Business Interest Checking
Axos Bank is offering a Business Interest Checking Account, allowing you to take charge with industry-leading rates to better your small business!
- Up to 1.01% APY**
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Free online banking, image statements, and Bill Pay
(FDIC Insured)
Axos Business Savings
Take your money further, faster and manage your business finances with confidence.
- Earn 0.20% APY
- Variable interest compounded daily
- $1,000 minimum opening deposit
- Free image statements
- Free online and mobile banking, with remote deposit anywhere
- No monthly maintenance fees with $2,500 minimum Average Daily Balance
(FDIC Insured)
Axos Bank High Yield Savings
Residents nationwide can take advantage of earning up to 0.61% APY rate with a new Axos Bank High Yield Savings Account.
- No monthly maintenance fees
- No minimal balance requirements
- $250 minimum opening deposit
- Free incoming Wires
- Zero Minimum Balance Requirement
(FDIC Insured)
Axos Bank High Yield Money Market
With the current Axos Bank High Yield Money Market Account, you can earn the current 0.25% APY along with fantastic features to take advantage of.
- Check writing privileges
- No maintenance fees
- No monthly minimum balance requirements
- Debit card transactions
- $1000 minimum balance to open an account
(FDIC Insured)
Axos Bank Business Money Market
You can earn 0.20% APY with their Business Money Market account, and you will be able to receive many great features.
- Competitive interest rates
- $1,000 minimum opening deposit
- $5,000 minimum average daily balance requirement to waive $10 monthly fee
- Free image statements, online banking and mobile banking with Remote Deposit Anywhere
(FDIC Insured)
Axos Business Premium Savings
There are no monthly maintenance fees and no daily average balance requirement, which means you can save more money to invest in your business.
- Receive 0.20% APY with a balance of $24,000-$49,999,999.99. (0% APY for balances $0-$23,999.99)
- Competitive interest rates
- $25,000 minimum opening deposit
- No monthly maintenance fee
- No average daily balance requirement fee
- Free image statements
- Free online banking
- Remote deposit from anywhere
(FDIC Insured)
Axos Bank CashBack Checking
Take advantage of a 1.00% APY Cash Back on Signature-Based Purchases when you open an Axos Bank Cashback Checking.
- Earn up to 1.00% APY
- Unlimited domestic ATM fee reimbursement
- No monthly maintenance fees
- Unlimited check writing privileges
(FDIC Insured)
Axos Self Directed Trading
Axos Self Directed Trading Features
- Open an Account in Under 10 Minutes.
- Trade thousands of S&P 500, NASDAQ, NYSE, and other listed stocks
- Commission-free ($0 per trade on eligible stocks and ETFs; other fees may apply)
- Easy-to-use platform with the tools you need and the convenience of placing trades anytime, anywhere.
- Upgrade to Axos Elite and boost your account with instant access to funds, lower fees, increased buying power, and enhanced market knowledge.
- Link your Axos Bank account for fast, safe, and easy money transfers.
(Visit Axos Invest to learn more)
Axos Managed Portfolio
Axos Managed Portfolio Features
Open an Account in Under 10 Minutes.- No investing experience needed
- Automatic portfolio rebalancing
- No account minimum or annual account maintenance fee; it only takes $500 to get to your first portfolio
- Free auto-deposit scheduling tool
- Available tax-loss harvesting
(Visit Axos Invest to learn more)
UFB High Yield Savings Up to 5.25% APY
UFB offers an online savings account with competitive rate. This account is available online, nationwide.
- Earn up to 5.25% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
UFB Secure Money Market Up to 5.25% APY
UFB offers a money market account with a competitive rate. This account is available online, nationwide.
- Earn up to 5.25% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
(FDIC Insured)
Axos Rewards Checking $500 Bonus (Expired)
Cash in on up to a $500 bonus and up to 3.30% APY with a new Rewards Checking account. Just use promo code RC500 before July 31.
The Rewards Checking account from Axos Bank earns interest and has no monthly maintenance fees. This account is available online, nationwide.
- Cash in on up to a $500 bonus† and up to 3.30% APY* with a new Rewards Checking account. Just use promo code RC500 before July 31.
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
(Visit Axos Bank to learn more)
Bottom Line
These are great accounts from Axos Bank due to their high APY rate, benefits, and promotions!
The online based Checking and Savings comes with no fees so you can keep track of your money at anytime. Feel free to share your experiences with this bank by commenting below.
For more bank offers, see the complete list of Best Bank Rates!
Bookmark this page for the latest Axos Bank promotions, offers, and rates!
after finding about bank bonuses, ive determined loyalty doesnt pay and will never remain with a bank for 10 yrs…that’s about 10 welcome bonus vs 1… sorry i just don’t look at banks the same anymore..the current state of the economy has been rethinking every company I do business with and if they arent paying, im not staying…
I havent had this experience with AXO but just opened a suite of accounts for bonuses about 3 months ago…
I had my checking account at Axos bank for more than 10 years, and was a very satisfied customer. In March 2019, I received an email from them stating that they would close my account in 30 days, without providing any further explanation. I called them, and they refused to explain why they were doing this. I’m sure you think this is the craziest thing you ever heard of, and that’s exactly what I thought. After all, most banks try to increase their customers, and Axos is trying to get rid of their customers. You can google this issue, and you will find the many other customers whose account Axos has closed for no reason whatsoever.
The final blow was this. When they told me they were closing my account, they said in writing that it would close 30 days from the day of their notification, which would have been on April 6. They closed my account on March 19, and 3 of my checks bounced as a result. When I called them to complain that they had broken their word, they refused to do anything at all to remedy the situation.
I urge you not to open an account with them, because you may find they do to you what they did to me, and close your account too.