Are you a small business owner looking to open a business checking account? We have compile a list of best business bank bonuses, promotions, and offers to open a small business checking account.
Below you will find the most extensive list of business checking account promotions on the web!
Having a business checking account provides effective cash management and simplifies tax preparation for small business owners.
Can I open a business bank account? I don’t have a registered business.
Yes, you may already have a business. Many people aren’t aware of the fact that anyone can apply for business checking account, even if they are not part of a corporation or LLC.
If you ever sell things on eBay or Craigslist, or some side hustle? Done any freelance work for a friend? Then you have a business and you’re able to open a business bank account.
Just use your own name as the business name, and your Social Security Number as the Tax ID.
Why? Because any individual can be a business as well. The business type is called a sole proprietorship. This is the most simple business entity, but it is fully legit and recognized by the IRS.
Featured Business Bank Accounts
|Chase Business Complete BankingSM: Earn $300 bonus when you open a new Chase Business Complete BankingSM account and deposit $2,000 or more in new money within 30 business days & maintain that balance for 60 days, and complete 5 qualifying transactions within 90 days. Chase offers financial products and services that let you bank when and how you want. Get Coupon---Chase Business Checking Review|
|U.S. Bank Business Checking: Earn a $500 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL23 and complete qualifying activities, subject to certain terms and limitations. Offer valid through March 31, 2023. Member FDIC.
Apply Now---U.S. Bank Business Checking Review
|Huntington Unlimited Plus Business Checking: Earn $1,000 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening. The $1,000 bonus will be deposited into your account after all requirements are met. This account is for larger businesses with high monthly transaction volume. Apply Now---Huntington Unlimited Plus Business Checking Review|
|Huntington Unlimited Business Checking: Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. The $400 bonus will be deposited into your account after all requirements are met. This account is for businesses with higher checking activity and greater cash flow needs. Apply Now---Huntington Unlimited Business Checking Review|
|Huntington Business Checking 100: Earn $100 bonus when you open a Huntington Business 100 Checking account and make total deposits of at least $2,000 within 60 days of account opening. The $100 bonus will be deposited into your account after all requirements are met. This account is ideal for start-ups and small businesses with lower balances and checking activity. Apply Now---Huntington Business Checking 100 Review|
|Live Oak Bank Small Business Checking & Savings: Receive a $300 cash bonus when you open a new Live Oak Bank small business checking and savings account with qualifying activities.
Apply Now---Live Oak Bank Small Business Checking Review
Best Business Bank Bonuses
|Chase Business Complete BankingSM||$300 Cash||Review|
|U.S. Bank Silver Business Checking Package||$500 Cash||Review|
|U.S. Bank Gold Business Checking Package||$500 Cash||Review|
|U.S. Bank Platinum Business Checking Package||$500 Cash||Review|
|Live Oak Bank Small Business Checking||$300 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$1,000 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|Axos Bank Basic Business Checking||$200 Cash||Review|
|Axos Bank Business Interest Checking||$200 Cash||Review|
|Axos Bank Business Savings||$200 Cash||Review|
|Regions Bank Business Checking||$150 Cash||Review|
|NorthOne Business Checking||$20 Credit||Review|
|Novo Business Checking||$40 Cash||Review|
|BlueVine Business Checking||2.00% APY||Review|
|1st United Credit Union||CA||$200||12/31/2023||Review|
|Advantis Credit Union||OR, WA||$100||None||Review|
|American Airlines Credit Union||Nationwide||$25||03/31/2023||Review|
|American Bank & Trust||SD, MN||$750||04/30/2023||Review|
|American Express||Nationwide||30K Points||None||Review|
|Arkansas Federal Credit Union||AR||$300||01/04/2023||Review|
|Associated Bank||IA, IL, IN, KS, MI, MN, MO, OH, WI||$300||03/31/2023||Review|
|Ballston Spa National Bank||NY||$240||None||Review|
|Ballston Spa National Bank||NY||$100||None||Review|
|BankPlus||AL, LA, MS||$110||None||Review|
|Bank of America||Nationwide||$200||06/30/2022||Review|
|BMO Harris Bank||AZ, FL, IL, IN, KS, MO, MN, WI||$400||05/12/2023||Review|
|Brightstar Credit Union||FL||$100||None||Review|
|Cape Ann Savings Bank||MA||$400||05/01/2023||Review|
|Citi||Nationwide||Up to $2000||07/12/2023||Review|
|Citizens Bank||CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL||$500||05/15/2023||Review|
|Community First Credit Union||FL||$200||None||Review|
|Consumers Credit Union||MI||$200||None||Review|
|Farm Bureau Bank||TX, NV||$250||None||Review|
|First United Credit Union||MI||$100||None||Review|
|Flagstar Bank||MI, IN, OH||$500||None||Review|
|Flushing Bank||NJ, NY||$1700||None||Review|
|FNBO||CO, IA, IL, KS, NE, SD, TX, MO, WI, WY||$200||03/31/2023||Review|
|Freedom Federal Credit Union||MD||$100||None||Review|
|FreeStar Financial Credit Union||MI||$500||None||Review|
|Katahdin Trust Company||ME||$500||None||Review|
|M&T Bank||CT, DC, DE, MD, NJ, NY, PA, VA & WV||$500||03/31/2023||Review|
|MIDFLORIDA Credit Union||FL||$300||None||Review|
|Newtown Savings Bank||CT||$300||04/15/2023||Review|
|North State Bank||NC||$450||None||Review|
|Old National Bank||IL, IN, KY, MI, WI||$700||12/30/2022||Review|
|PNC Bank||AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV||$200||03/31/2023||Review|
|PNC Bank||AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV||$500||03/31/2023||Review|
|Provident Credit Union||CA||$300||None||Review|
|Regent Bank||OK, MO||$1000||None||Review|
|Relay Financial Banking||Nationwide||$150||None||Review|
|Republic Bank of Chicago||IL||$2,000||None||Review|
|Rockland Trust Bank||MA||$300||12/30/2022||Review|
|S&T Bank||OH, PA||$600||03/31/2023||Review|
|TBK Bank||CO, IA, IL, KS & TX||$200||None||Review|
|TBK Bank||CO, IA, IL, KS & TX||$150||None||Review|
|TBK Bank||CO, IA, IL, KS & TX||$100||None||Review|
|Technology Credit Union||CA||$100||None||Review|
|Truist Bank||AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV||$300||03/31/2023||Review|
|Truist Bank||AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV||$300||02/28/2023||Review|
|Velocity Community Credit Union||FL||$100||None||Review|
|Webster Bank||NY, MA, RI, CT||$100||None||Review|
|Wintrust Community Bank||IL, FL, IN, WI||$500||06/30/2023||Review|
|Wintrust Community Bank||IL, FL, IN, WI||$300||06/30/2023||Review|
|Wintrust Community Bank||IL, FL, IN, WI||$300||06/30/2023||Review|
Don’t forget to look for Free Business Checking accounts to keep overhead costs low. Best features of a Business Checking account include low monthly fees and very little restrictions.
Other factors particular to your individual situation include branch and ATM locations.
To enhance your business banking, check out our list of the best business credit cards.
Check out other promotions from U.S. Bank, HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, Novo, or CIT Bank.
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Thanks for sharing these Business Bank Bonuses & Promotions. This article is very helpful for me. I’ll definitely share this to others as well.
Ray W. says
As 2/24/2020, First Horizon Bank doesn’t have any branch in Texas
Those bonuses are very encouraging especially for small business owners for better management of their assets.
Lisa Chung says
I have used your promotion ideas in several instances. It really helped to understand the requirements for each bank credit cards and accounts. Very inspiring your hardwork! Thanks.
This is a great site. I have gotten a lot of bonus due to its info. Thanks
Dwayne Graves says
I think that your article will be helpful for us. I learn more information that you published on your site. Thanks for sharing this article.