Check out the recent Seacoast Bank promotions, bonuses, and offers here.
Currently, you can earn up to a $500 bonus when opening a checking & savings account and a $250 or $600 bonus when you open a business checking account and meet all the requirements.
About Seacoast Bank Promotions
Since 1926 Seacoast Bank has helped people improve their lives and build their communities. Today their offices stretch from Orlando to Tampa and surrounding counties.
I will review the current Seacoast Bank promotions below.
Seacoast Bank $500 Checking & Savings Bonus
When you open a checking and savings account and meet the requirements, you can earn up to a $500 bonus.
- What you’ll get: $500 bonus
- Account Type: Seacoast Premium Checking account, Seacoast Savings account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $1,000, (possibly a cash advance in branch)
- Monthly Fees: $21, avoidable
- Early Account Termination Fee: $15, 90 days
- Household Limit: One
(Expires 12/31/2023)
| For more advanced features in a checking account, compare this offer to BMO Harris Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($1000 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive the $350 checking bonus:
- 1) Open a new Seacoast Premium Checking or Premium Elite Checking account, which is subject to approval;
- 2) Deposit $50 or more at account opening; AND
- 3) Have your direct deposit of $500 or more made to this account within 90 days of account opening.
- Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- After you have completed all the above checking requirements, we’ll deposit the bonus in your new account within 95 days of account opening.
- To receive the $150 money market bonus:
- 1) Open a new Seacoast Premier Relationship Money Market account, which is subject to approval;
- 2) Deposit a total of $15,000 or more in new money into the new money market account within 10 business days of account opening; AND
- 3) Maintain at least a $15,000 balance for 90 days from the date of deposit.
- The new money cannot be funds currently maintained in a Seacoast Bank account.
- After you have completed all the above money market requirements, we’ll deposit the bonus in your new account within 95 days of account opening.
- Offer Code: DM500P
- Offer(s) valid from 4/03/23-12/31/23. May be subject to change at any time without notice.
- Offers are not available to existing Seacoast checking or money market customers.
- Both offers are not available to those whose accounts have been closed within 12 months.
- Offer only valid for recipient named and addressed to on this mailer (Address on the new account must match address on this collateral to be eligible).
- Valid for Florida residents only. You must be 18 years or older. Seacoast Bank associates are not eligible.
- You can receive only one new checking and one new money market account opening related bonus each calendar year and only one bonus per account per household.
- Seacoast Bank reserves the right to cancel or modify this offer at any time without notice.
- In addition, the account must remain open and in good standing to be bonus eligible.
- All account openings are subject to approval.
- We reserve the right to determine the eligibility of customers for this offer.
- Bonuses are considered interest and may be reported on IRS Form 1099-INT.
Seacoast Bank $600 Business Checking Bonus
- What you’ll get: $600 bonus
- Account Type: Business Checking account
- Availability: FL
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $1,000, (possibly a cash advance in branch)
- Monthly Fees: $10, waivable
- Early Account Termination Fee: $30 if closed within 90 days
- Household Limit: Limited to one bonus per business relationship.
(Expires 12/31/2023)
| Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($350 or $800 Bonus), Live Oak Bank Business Savings ($300 Bonus), Axos Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a business checking account using promo code BIZ600
- New business checking account must make a minimum $10,000 deposit within the first 15 days of account opening AND maintain an average balance of $10,000 or more over 90 days AND make 15 qualifying electronic payments within 90 days to earn $600 reward. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.
- The bonus reward(s) will be credited to the eligible account within 95 days of opening if the aforementioned requirements have been met.
- Offer(s) valid from 1/1/23-12/31/23.
- May be subject to change at any time without notice.
- Offer valid for recipient only.
- Offer may not be combined with any other checking bonus offers.
- Limit one bonus per business.
- Business must have a current and active registration with the Florida Department of State.
- Bonus valid for new Seacoast business checking customers only.
- Individuals who have closed Seacoast Checking accounts in the last 12 months are not eligible for the new customer bonus.
- Offer applies to Seacoast Business Checking products EXCLUDING Premium Business Checking and Public Funds Checking.
- New Business Checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided.
- Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information.
- Fees may reduce earnings.
- In addition, the account must remain open and in good standing to be bonus eligible.
- All account openings are subject to approval.
- We reserve the right to determine the eligibility of customers for this offer.
- New business checking account must make a minimum $10,000 deposit within the first 15 days of account opening AND maintain an average balance of $10,000 or more over 90 days AND make 15 qualifying electronic payments within 90 days to earn $600 reward. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.
- The bonus reward(s) will be credited to the eligible account within 95 days of opening if the aforementioned requirements have been met.
- Bonuses are considered interest and may be reported on IRS Form 1099-INT.
- OFFER CODE: BIZ600
Seacoast Bank $250 or $600 Business Checking Bonus
When you open a business checking savings account and meet the requirements, you can earn up to a $600 bonus.
- What you’ll get: $250 or $600 bonus
- Account Type: Business Checking account
- Availability: FL
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $1,000, (possibly a cash advance in branch)
- Monthly Fees: None
- Early Account Termination Fee: $30 if closed within 90 days
- Household Limit: None listed
(Expires 12/31/2023)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To earn the $600 promotional bonus:
- Open a new Seacoast Business Checking account using promo code BIZ600
- Deposit $10,000 or more of new money in 15 days of account opening
- Maintain an average balance of $10,000 or more over 90 days
- Make 15 qualifying electronic payments within 90 days
- To earn the $250 promotional bonus:
- Open a new Seacoast Business Checking account using promo code BIZ250
- Deposit $5,000 or more of new money in 15 days of account opening
- Maintain an average balance of $5,000 or more over 90 days
- Make 10 qualifying electronic payments within 90 days
- Offer(s) valid from 1/1/23-12/31/23. May be subject to change at any time without notice. Offer valid for recipient only. Offer may not be combined with any other checking bonus offers. Limit one bonus per business. Business must have a current and active registration with the Florida Department of State. Bonus valid for new Seacoast business checking customers only. Individuals who have closed Seacoast Checking accounts in the last 12 months are not eligible for the new customer bonus. Offer applies to Seacoast Business Checking products EXCLUDING Premium Business Checking and Public Funds Checking. New Business Checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided. Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information. Fees may reduce earnings. In addition, the account must remain open and in good standing to be bonus eligible. All account openings are subject to approval. We reserve the right to determine the eligibility of customers for this offer.
- New business checking account must make a minimum $10,000 deposit within the first 15 days of account opening AND maintain an average balance of $10,000 or more over 90 days AND make 15 qualifying electronic payments within 90 days to earn $600 reward. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.
- The bonus reward(s) will be credited to the eligible account within 95 days of opening if the aforementioned requirements have been met. Bonuses are considered interest and may be reported on IRS Form 1099-INT.
- OFFER CODE: BIZ600
- 2. Offer(s) valid from 1/1/23-12/31/23. May be subject to change at any time without notice. Offer valid for recipient only. Offer may not be combined with any other checking bonus offers. Limit one bonus per business. Business must have a current and active registration with the Florida Department of State. Bonus valid for new Seacoast business checking customers only. Individuals who have closed Seacoast Checking accounts in the last 12 months are not eligible for the new customer bonus. Offer applies to Seacoast Business Checking products EXCLUDING Premium Business Checking and Public Funds Checking. New Business Checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided. Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information. Fees may reduce earnings. In addition, the account must remain open and in good standing to be bonus eligible. All account openings are subject to approval. We reserve the right to determine the eligibility of customers for this offer.
- New business checking account must make a minimum $5,000 deposit within the first 15 days of account opening AND maintain an average balance of $5,000 or more over 90 days AND make 10 qualifying electronic payments within 90 days to earn $250 reward. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.
- The bonus reward(s) will be credited to the eligible account within 95 days of opening if the aforementioned requirements have been met. Bonuses are considered interest and may be reported on IRS Form 1099-INT.
- OFFER CODE: BIZ250
How To Waive Monthly Fees
- Banking Freestyle Checking: $0 monthly fees with e-statements AND receive one direct deposit of $250 or more per statement cycle. OR Choose e-statements AND make 7 or more debit card purchases per statement cycle.
- Classic Checking: $0 Monthly Maintenance Fee When You Meet Any of the Following Criteria: Keep a minimum daily balance of $1,000. Keep an average monthly balance of $2,500. Keep a $5,000 minimum daily balance combined with savings, money market, CD or IRA. Maintain a consumer loan or line of credit.
- Banking Freestyle Student Checking: We give you three ways to qualify for $0 monthly fees: Primary signer meets age requirement and opts to receive e-Statements. Opt to receive e-Statements and have one direct deposit of $250 or more per month. Opt to receive e-Statements and perform 7 debit card purchases per month.
- Senior Classic Checking: $0 Monthly Maintenance Fee When You Meet at Least One of the Following Criteria: Have one direct deposit of $250 or more per month. Maintain a minimum daily balance of $750. Maintain a minimum monthly balance of $1,500. Maintain a minimum daily combined balance of $5,000 in Savings, Money Market, CD or IRA. Maintain a consumer loan or line of credit.
- Premium Checking: $0 Monthly Maintenance Fee When You Meet Any of the Following Criteria: Maintain a minimum daily balance of $5,000. Maintain a minimum monthly average balance of $7,500. Maintain a minimum daily combined balance of $15,000 in Savings, Money Market, CD or IRA. Maintain a Trust relationship with Seacoast Wealth Management. Maintain a consumer or commercial loan or line of credit.
- Premium Elite Checking: $0 Monthly Maintenance Fee When You Meet Any of the Following Criteria: Maintain a minimum average monthly combined balance of $75,000 in personal deposits excluding time deposits. Maintain a Trust relationship with Seacoast Wealth Management. Maintain Brokerage relationship with Seacoast Investment Services.
- Opportunity Checking: $15 Monthly Maintenance Fee
- Business Checking: $0, when you maintain a $1,000 average monthly balance
- Business Checking Plus: $0, when you Maintain a $2,500 Minimum Daily Balance OR Maintain a $5,000 Average Monthly Balance OR Perform at Least 15 Debit Card Transactions (Not Including ATM Transactions) per Statement Cycle
- Premium Business Checking: $15 monthly maintenance fee, waived with when you maintain a $1,500 Minimum Daily Balance
Bottom Line
If you are eligible and meet all the requirements, this is a very generous bonus that I recommend you check out at Seacoast Bank. Additionally, this triggers a soft pull, meaning your credit score won’t be harmed.
Compare Seacoast Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
*Check back on this page for updated Seacoast Bank promotions, bonuses, and offers.
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More important in choosing a bank than financial incentives is trust. My corporation paid Seacoast Bank on a Line of Credit faithfully and timely during a period of almost Four years. I trusted the bank to be fair with me. Instead, the Small Business Unit seems to be presently more than nervous. They are in panic! Seacoast Bank sent communications that they either wanted monthly payments to triple to $ 757, or $39,000 immediately. I had a problem with extreme illness. I told them, and showed them documentation. Their reaction was not to discuss with me what payments I am able to make, but with almost no notice send a Demand Letter threatening legal action if payment is not made in full. If a bank behaves that way, no financial incentives can make dealing with them worthwhile. And, banks who change from passively accepting payments for years to extreme aggressiveness may be showing indications of severe financial problems which will come out soon. Banks do not usually change their behavior in that way unless something is very wrong internally.
This bonus is expired. The page that the offer link lands on clearly states: “THE POSITIVELY SIMPLE WAY TO BANK ANYWHERE, ANYTIME Freestyle Checking $200* Bonus! (NOW EXPIRED)” Therefore, please remove this bonus from you bonuses for May 2016 page.
Thanks Tom! We appreciate your help! The errors have been fixed
Promo has expired.
Their online application site says its down.
What does the CC funding description post as? Citi has denied points in the past due to the purchase being from a financial institution.
it’s a $50 minimum opening deposit
Thanks Jeff. It has been updated.
Got my bonus yesterday. Account opened 10/27, payroll in $500 on 11/13 and last DC transaction (15 needed) was 12/7, pretty fast!