Check out the recent Seacoast Bank promotions, bonuses, and offers here.
Currently, you can earn up to a $300 and $400 bonus when you open a checking and savings account and meet all the requirements.
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About Seacoast Bank Promotions
Since 1926 Seacoast Bank has helped people improve their lives and build their communities. Today their offices stretch from Orlando to Tampa and surrounding counties.
I will review the current Seacoast Bank promotions below.
Seacoast Bank $400 Checking & Savings Bonus
When you open a checking and savings account and meet the requirements, you can earn up to a $400 bonus.
- What you’ll get: $400 bonus
- Account Type: Seacoast Premium Checking account, Seacoast Savings account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: Yes, $500+
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $1,000, (possibly a cash advance in branch)
- Monthly Fees: $21, avoidable
- Early Account Termination Fee: $15, 90 days
- Household Limit: One
(Offer expires 07/22/2022)
| For more advanced features in a checking account, compare this offer to Citigold® Checking Account (Up to $2000 Cash Bonus), U.S. Bank Platinum Checking ($400 Bonus), Huntington Platinum Perks CheckingSM ($300 Bonus), BMO Harris PremierTM Account ($500 Bonus), Fifth Third Preferred Checking ($375 Bonus), TD Bank Beyond Checking ($300 Bonus), and HSBC Bank Premier Checking ($500 Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
To receive the $250 checking bonus:
- Open a new Seacoast Premium Checking account, which is subject to approval;
- Deposit $50 or more at account opening; AND
- Have your direct deposit of $500 or more made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above checking requirements, we’ll deposit the bonus in your new account within 65 days of account opening.
To receive the $150 savings bonus:
- Open a new Seacoast Savings account, which is subject to approval;
- Deposit a total of $15,000 or more in new money into the new savings account within 10 business days of account opening; AND
- Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds currently maintained in a Seacoast Bank account. After you have completed all the above savings requirements, we’ll deposit the bonus in your new account within 95 business days of account opening. Additionally, fees may reduce earnings on the account.
- Offer(s) valid from 5/1/22 – 7/22/22
- May be subject to change at any time without notice.
- Checking offer is not available to existing Seacoast checking customers.
- Savings offer is not available to existing Seacoast savings or money market customers.
- Both offers are not available to those whose accounts have been closed within 12 months.
- Offer only valid for recipient named and addressed to on this mailer (Address on the new account must match address on this collateral to be eligible).
- Valid for Florida residents only.
- You must be 18 years or older.
- All existing Seacoast Bank customers are not eligible.
- Seacoast Bank associates are not eligible.
- You can receive only one new checking and one new savings account opening related bonus each calendar year and only one bonus per account per household.
Seacoast Bank $250 Business Checking Bonus
Earn a $250 bonus at Seacoast Bank!
When you open a checking and savings account and meet the requirements, you can earn up to a $250 bonus with the promo code Q222DIGITALDBT100.
- What you’ll get: $250 bonus
- Account Type: Seacoast Business Checking account
- Availability: FL
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $1,000, (possibly a cash advance in branch)
- Monthly Fees: None
- Early Account Termination Fee: $30 if close within 90 days
- Household Limit: None listed
(Offer expires December 31, 2022)
| Compare to some of the best business checking accounts such as , U.S. Bank Business Checking ($300 Bonus), Axox Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To earn the $150 promotional bonus:
- Open a new Seacoast Business Checking account by December 31, 2022; AND
- Make a Qualifying Deposit of $5,000 or more in new money into your new Seacoast Business Checking account within fifteen (15) days of account opening AND
- Maintain an average balance of $5,000 during the Maintenance Period; AND
- Make ten (10) Qualifying Electronic Payments that are posted to the new Business Checking account by the end of the Maintenance Period.
- To earn the $100 Debit Card promotional bonus:
- Offer subject to change, can be withdrawn at any time. Offer valid for recipient only and may not be combined with any other debit card offer. Business must have a current and active registration with the Florida Department of State. All cardholders must be 18 years of age or older. Limit one $100 bonus per business customer, regardless of the number of businesses owned or operated by the customer.
- The $100 reward will be credited to the eligible account associated with the debit card within fifteen (15) business days if the aforementioned requirements have been met. Bonus is considered taxable income and will be reported on IRS Form 1099-INT. Please consult your tax advisor. Offer code is required for business checking account opening deposit under $5,000. Offer Code: Q222DIGITALDBT100.
- All new Seacoast Business Checking account applications are subject to approval.
- Offer applies to Seacoast Business Checking products EXCLUDING Premium Business Checking and Public Funds Checking.
- This includes information Seacoast Bank requires to identify each account owner and to report the bonus to the Internal Revenue Service (IRS), including validly completed IRS form W9 or W8 (as applicable).
- Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information.
How To Waive Monthly Fees
- Banking Freestyle Checking: $0 monthly fees with e-statements AND receive one direct deposit of $250 or more per statement cycle. OR Choose e-statements AND make 7 or more debit card purchases per statement cycle.
- Classic Checking: $0 Monthly Maintenance Fee When You Meet Any of the Following Criteria: Keep a minimum daily balance of $1,000. Keep an average monthly balance of $2,500. Keep a $5,000 minimum daily balance combined with savings, money market, CD or IRA. Maintain a consumer loan or line of credit.
- Banking Freestyle Student Checking: We give you three ways to qualify for $0 monthly fees: Primary signer meets age requirement and opts to receive e-Statements. Opt to receive e-Statements and have one direct deposit of $250 or more per month. Opt to receive e-Statements and perform 7 debit card purchases per month.
- Senior Classic Checking: $0 Monthly Maintenance Fee When You Meet at Least One of the Following Criteria: Have one direct deposit of $250 or more per month. Maintain a minimum daily balance of $750. Maintain a minimum monthly balance of $1,500. Maintain a minimum daily combined balance of $5,000 in Savings, Money Market, CD or IRA. Maintain a consumer loan or line of credit.
- Premium Checking: $0 Monthly Maintenance Fee When You Meet Any of the Following Criteria: Maintain a minimum daily balance of $5,000. Maintain a minimum monthly average balance of $7,500. Maintain a minimum daily combined balance of $15,000 in Savings, Money Market, CD or IRA. Maintain a Trust relationship with Seacoast Wealth Management. Maintain a consumer or commercial loan or line of credit.
- Premium Elite Checking: $0 Monthly Maintenance Fee When You Meet Any of the Following Criteria: Maintain a minimum average monthly combined balance of $75,000 in personal deposits excluding time deposits. Maintain a Trust relationship with Seacoast Wealth Management. Maintain Brokerage relationship with Seacoast Investment Services.
- Opportunity Checking: $15 Monthly Maintenance Fee
- Business Checking: $0, when you maintain a $1,000 average monthly balance
- Business Checking Plus: $0, when you Maintain a $2,500 Minimum Daily Balance OR Maintain a $5,000 Average Monthly Balance OR Perform at Least 15 Debit Card Transactions (Not Including ATM Transactions) per Statement Cycle
- Premium Business Checking: $15 monthly maintenance fee, waived with when you maintain a $1,500 Minimum Daily Balance
Bottom Line
If you are eligible and meet all the requirements, this is a very generous bonus that I recommend you check out at Seacoast Bank. Additionally, this triggers a soft pull, meaning your credit score won’t be harmed.
Compare Seacoast Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, Wells Fargo, and more!
*Check back on this page for updated Seacoast Bank promotions, bonuses, and offers.
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Flushing Bank Complete Checking Premier Promotion: $300 Bonus (NJ, NY)
Members Cooperative Credit Union Review: $300 Student Checking Bonus (MN)
Vibe Credit Union Promotions: $50, $100 Checking, Savings Referral Bonuses (MI)
More important in choosing a bank than financial incentives is trust. My corporation paid Seacoast Bank on a Line of Credit faithfully and timely during a period of almost Four years. I trusted the bank to be fair with me. Instead, the Small Business Unit seems to be presently more than nervous. They are in panic! Seacoast Bank sent communications that they either wanted monthly payments to triple to $ 757, or $39,000 immediately. I had a problem with extreme illness. I told them, and showed them documentation. Their reaction was not to discuss with me what payments I am able to make, but with almost no notice send a Demand Letter threatening legal action if payment is not made in full. If a bank behaves that way, no financial incentives can make dealing with them worthwhile. And, banks who change from passively accepting payments for years to extreme aggressiveness may be showing indications of severe financial problems which will come out soon. Banks do not usually change their behavior in that way unless something is very wrong internally.
This bonus is expired. The page that the offer link lands on clearly states: “THE POSITIVELY SIMPLE WAY TO BANK ANYWHERE, ANYTIME Freestyle Checking $200* Bonus! (NOW EXPIRED)” Therefore, please remove this bonus from you bonuses for May 2016 page.
Thanks Tom! We appreciate your help! The errors have been fixed
Promo has expired.
Their online application site says its down.
What does the CC funding description post as? Citi has denied points in the past due to the purchase being from a financial institution.
it’s a $50 minimum opening deposit
Thanks Jeff. It has been updated.
Got my bonus yesterday. Account opened 10/27, payroll in $500 on 11/13 and last DC transaction (15 needed) was 12/7, pretty fast!