Find an updated list of Pennsylvania State Employees Credit Union(PSECU) promotions, bonuses, and offers here.
Currently, they have a $100 and $250 bonus offer when you open a checking account.
Table of Contents
About PSECU Promotions
Pennsylvania State Employees Credit Union was founded roughly 80 years ago. It has since grown to be the largest credit union in the state of Pennsylvania. Additionally, their focus is on making their community stronger and giving back where it matters most.
| Eligibility: PSE Credit Union Incorporated membership is open to 1) those who reside, worship, work, or attend school in Medina or Cuyahoga counties; 2) immediate family of current PSECU members; 3) employees or members of any of the 200 SEGs. See here for full membership details. |
Easy Membership: If you don’t meet one of the above criteria, you can join the Pennsylvania Recreation and Park Society (PRPS) through PSECU to become eligible for PSECU membership. PRPS Friend membership is a one-time fee of $20, but PSECU will cover $10 when you open your account online. They will also take care of your PRPS membership registration as part of your PSECU membership application. You do not need to renew your PRPS membership to maintain your PSECU membership.
I’ll review the Pennsylvania State Employees Credit Union Promotions below.
PSECU $250 Checking Bonus
Pennsylvania State Employees Credit Union is offering a $250 bonus when you open a qualifying Checking Account and meet the requirements.
- What you’ll get: $250 bonus
- Account Type: Checking account
- Availability: PA. Nationwide if you become Pennsylvania Recreation and Park Society (PRPS) for $20. (Bank Locator)
- Direct Deposit Requirement: $200+ for 6 months
- Credit Inquiry: Hard Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $100 with a Visa or Mastercard
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if account is closed within 12 months
- Household Limit: None
(Offer expires 12/31/2022)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), BMO Harris Smart Money™ Account ($300 bonus), U.S. Bank Easy Checking ($400 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($300 bonus). |
How To Earn Bonus
- Join PSECU using promo code: UPTO250PROMO.
- Add a free checking account with a debit card + digital banking for a $100 bonus.
- Establish qualifying direct deposit(s) for an additional $150 bonus.
- Participant must be U.S. Resident.
- Promotion open to persons 18 years of age or older at the time the account is opened. One promo code per new member. Additional promo code will be invalid.
- The recipient of the $150 bonus is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional.
- Qualifying payroll direct deposits are defined as paychecks, Social Security payments, and pension payments.
- PSECU reserves the right to recall the $150 direct deposit bonus if the payroll direct deposit(s) is/are not active for six consecutive months or if the member account is closed within the first year of establishing membership.
- If PSECU is unable to confirm any qualifying monthly direct deposit is a recurring payroll deposit, or if the member is not in good standing as defined by PSECU’s Bylaws Article II, Section 1, PSECU reserves the right to withhold the payment of the $150 direct deposit bonus.
- Payment of the bonus will be deposited into the Regular share within 45 days after the requirements are satisfied.
- This offer is only open to new members who meet PSECU eligibility requirements.
- All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice.
- Employees, agents, and officials of PSECU and immediate family members of any of these are not eligible for this promotion.
PSECU $250 Referral Bonus
PSECU $250 Referral Bonus
Pennsylvania State Employees Credit Union is offering you an opportunity to earn $250 Referral Bonus! Take advantage of this amazing opportunity while you can.
- What you’ll get: $250 bonus
- Account Type: Checking account
- Availability: PA. Nationwide if you become Pennsylvania Recreation and Park Society (PRPS) for $20.
- Direct Deposit Requirement: $200+ for 6 months
- Credit Inquiry: Hard Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $100 with a Visa or Mastercard
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if account is closed within 12 months
- Household Limit: None
(Offer Expires December 31, 2022)
Editor’s Note: Deal is available via referral (person referring gets $50). Feel free to share referrals in the comments below.
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $2000 Cash Bonus), U.S. Bank Platinum Checking ($400 Bonus), Huntington Platinum Perks CheckingSM ($300 Bonus), BMO Harris PremierTM Account ($500 Bonus), and TD Bank Beyond Checking ($300 Bonus). |
How to Earn Bonus
- To receive $250, new members must:
- Join PSECU before 12/31/2022 with a promotional code
- Sign up and be approved for checking, debit card, and digital banking (online or mobile)
- Establish one or more qualifying payroll direct deposit(s) that together total $200 per calendar month, recurring monthly, within 90 days of establishing membership
- Participant must be U.S. Resident.
- Promotion open to persons 18 years of age or older at the time the account is opened. One promo code per new member. Additional promo code will be invalid.
- The recipient of the $250 bonus is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional.
- Qualifying payroll direct deposits are defined as paychecks, Social Security payments, and pension payments.
- PSECU reserves the right to recall the $250 direct deposit bonus if the payroll direct deposit(s) is/are not active for six consecutive months or if the member account is closed within the first year of establishing membership.
- This offer is only open to new members who meet PSECU eligibility requirements.
- All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice.
- Subject to all applicable federal, state, and local laws and regulations.
PSECU $100 Student Checking Bonus
Pennsylvania State Employees Credit Union is offering a $100 bonus when you open a qualifying Checking Account and meet the requirements.
- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: PA
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $100 with a Visa or Mastercard
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if account is closed within 12 months
- Household Limit: None
Here’s an alternative link of the offer.
(Offer expires 12/31/2022)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), BMO Harris Smart Money™ Account ($300 bonus), U.S. Bank Easy Checking ($400 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($300 bonus). |
How To Earn Bonus
- Open a free checking account with a debit card.
- Sign up for mobile or online banking.
- Payment of the $100 bonus will be deposited into your account!
- From 3/1/2022 to 12/31/2022, PSECU is running a member incentive bonus. To receive up to $250, members must satisfy each of the requirements listed below. PSECU will deposit member incentive bonus into the Regular share within 45 days after the requirements are satisfied. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the $250, and the member must be in good standing as defined by PSECU’s Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU’s Regular share account is 0.05%. This variable rate is current as of 12/15/2021 and may change. Withdrawals and fees may reduce earnings on the account.
- From 3/1/2022 to 12/31/2022, PSECU is running a member incentive bonus. You must sign up with a promotional code and be approved for a checking account, a PSECU debit card, and digital banking (online or mobile) account access within 90 days of establishing membership.
How to Waive Monthly Fees
- Checking: No monthly fees
- Business Checking: No monthly service fees
Bottom Line
These are all the current Pennsylvania State Employees Credit Union promotions and offers. However, there are definitely better offers out there.
Additionally, check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare PSECU Promotions with other bank bonuses from Huntington, Chase, TD, HSBC, BBVA, Citi, Bank of America, Wells Fargo, and more.
Lastly, check back for updated Pennsylvania State Employees Credit Union promotions, bonuses, and offers.
$100 Membership + $250 Direct Deposit offers good thru 12/2023. It is correct that anyone can apply! See below. Received the $250 within a week of Dir Dep, plus $100 later. Apply for this special through a referral only.
Please use my referral link: https://refer.psecu.com/Jay025
Explanation (only) of Terms is here: PSECU Terms and Conditions
https://refer.psecu.com/zone/terms_promo?journey.campaign_id=7025710491805578611
-When applying, just keep saying no to all “qualified ways to become a member” including being a member of the society . they will finally say – you can join the society for $20, we’ll pay half. Be sure to make initial deposit $25.
– Be sure to ask for checking and for debit card to get bonus.
More info following successful application:
Email says “Your member account number can be found in your PSECU Welcome Packet”. Don’t go there, waste of time. Rather, go to https://www.psecu.com/ and click “sign up for digital banking” , even though you don’t know your account number! This will take you to Let’s Find Your Account.
Fill in the blanks, and next page will send you a text. Do that.
Next box, click the DOT next to partial acct # and NEXT. Create your chosen username and password, and Login! OK, you are IN.
Now, to find your account #. “In digital banking, simply tap Profile & Settings under the drop-down menu in the upper left, scroll down, and tap Account Number. You can then select the View Account Number at the bottom. When you need to complete a DD form using this number, be sure to include all ten numbers. Our ABA/Routing number is 231381116. “
Please use my referral link: https://refer.psecu.com/Jay025
It is correct that anyone can apply! Received the $250 within a week of Dir Dep, plus $100 later. Apply for this special through a referral only.
Please use my referral link: https://refer.psecu.com/Bonita10
Explanation (only) of Terms is here: https://refer.psecu.com/zone/terms_promo?journey.campaign_id=7025710491805578611
-When applying, just keep saying no to all “qualified ways to become a member” including being a member of the society . they will finally say – you can join the society for $20, we’ll pay half. Be sure to make initial deposit $25.
– Be sure to ask for checking and for debit card to get bonus.
– After getting emails and setting up online, you can’t get you Acct Number ! Go to Support and send a message to ask them for you checking acct number!
More info following successful application:
Email says “Your member account number can be found in your PSECU Welcome Packet”. Don’t go there, waste of time. Rather, go to https://www.psecu.com/ and click “sign up for digital banking” , even though you don’t know your account number! This will take you to Let’s Find Your Account.
Fill in the blanks, and next page will send you a text. Do that.
Next box, click the DOT next to partial acct # and NEXT. Create your chosen username and password, and Login! OK, you are IN.
Now, to find your account #. “In digital banking, simply tap Profile & Settings under the drop-down menu in the upper left, scroll down, and tap Account Number. You can then select the View Account Number at the bottom. When you need to complete a DD form using this number, be sure to include all ten numbers. Our ABA/Routing number is 231381116. “
Please use my referral link: https://refer.psecu.com/Bonita10
https://refer.psecu.com/Douglas3
Here is a referral to use if you would like to apply for this bonus. Thanks for using my referral link!
PSECU is offering a super-simple $250 checking bonus: Open a checking account, debit card, and digital banking, then perform a Direct Deposit of $200+ within 90 days of membership. Terms state bonus is paid within 45 days of meeting terms, however, many see an overnight payout on the day the first Direct Deposit arrives.
– They pull Chex but are not inquiry-sensitive online. I open 1-3 checking accts/month and I was approved out of state (OOS) within a couple of days. This offer is nationwide if you are willing to pay a small fee. The PSECU application will direct you to join the Pennsylvania Recreation and Park Society (PRPS) and PSECU will reimburse $10 of your $20 fee. If you are not approved for PSECU, you do not pay the fee.
– They will hard pull your credit report. Normally Experian, but they will pull Transunion if Experian is frozen.
– Credit Card Funding Options: Visa or MasterCard, but only $100.
– ETF: None. However, for the $250 bonus, you are supposed to continue with 6 months of Direct Deposits and keep the account open for a year, but I’ve seen DP’s indicating they do not revoke the bonus if you do not do so.
– Schwab or Fidelity Brokerage, Capital One or Wells Fargo Checking, have been known to work as a simulated DD to earn the $250 bonus. YMMV and please do not call to verify.
– There are no monthly fees for the share savings or checking accounts. $5 is required to be maintained in the Member Share savings until you close the account. They do offer a free order of checks.
Once approved, they will give you your member number. Unlike most credit unions and banks, the PSECU member number can be used to set up ACH transfers. The transfer will automatically go to your checking account.
Thank you for using my referral link: https://refer.psecu.com/Michelle8
The promo code 250REFERRAL will be automatically applied after entering your email address.
What was the promo code?
I joined PSECU recently. I was able to fund with a credit card (I don’t recall what the maximum allowed was as I only wanted to deposit $10.).
Since I do not work for any of the applicable agencies, I had to buy the membership to PA Park & Recreation Society to join. However, the nice thing is PSECU puts $10 towards the membership so I only had to use $10 for this.
Also, like most credit unions, PA has the $5 min. balance in the savings account (which can never be withdrawn as long as you are a member). But PSECU deducted $5 from the $150 promotion so I did not have to deposit it out of pocket. All in all I will come out of this with a net bonus of $135 which is still a very good deal, so definitely worth doing for any resident of PA.
What was the promo code?
Sorry I don’t think I used a promo code when I signed up for the offer, so PSECU must have changed it recently. My guess is they are now limited the offer to people they target (IOW you may have to receive the code in a mailer or advertisement).
@Dave do you recall if it was a hard or soft pull? Thanks!