Find an updated list of PSECU promotions, bonuses, and offers here.
Update 4/21/25: We’ve added a $100 Teen Banking account bonus valid for a limited time. There is also a $300 checking bonus and $100 student checking bonus good through 12/31/25.
About PSECU Promotions
PSECU was founded roughly 80 years ago. It has since grown to be the largest credit union in the state of Pennsylvania.
Additionally, their focus is on making their community stronger and giving back where it matters most.
| Eligibility: PSECU membership is open to those who: reside with or have a relative who is a PSECU member; have a relationship with one of the many PA colleges or universities we work with; work for one of the more than 1,000 employers headquartered in PA that offer membership as a benefit. Click here for full membership details. |
Easy Membership: If you don’t meet one of the above criteria, you can join the Pennsylvania Recreation and Park Society (PRPS) through PSECU to become eligible for PSECU membership. PRPS Friend membership is a one-time fee of $10, but PSECU will cover $10 when you open your account online. They will also take care of your PRPS membership registration as part of your PSECU membership application. You do not need to renew your PRPS membership to maintain your PSECU membership.
I’ll review the PSECU Promotions below.
PSECU $300 Checking Bonus
PSECU is offering a $300 bonus when you open a qualifying Checking Account and meet the requirements.
- What you’ll get: $300 bonus
- Account Type: Checking account
- Availability: PA. Nationwide if you become Pennsylvania Recreation and Park Society (PRPS) for $10. (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $100 with a Visa or Mastercard
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if account is closed within 12 months
- Household Limit: None
(Expires 12/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a PSECU savings and checking account with debit card using promo code: 300PROMO
- Sign up and log into digital banking (online or mobile).
- Set up and receive two (2) qualifying payroll direct deposits each of $500 or more.
- Promo requirements must be completed within 100 days of establishing membership. Once promo requirements are met, your bonus will be paid within 145 days of establishing membership.
- From 1.1.25 to 12.31.25, PSECU is running a new member incentive bonus. To receive $300, new members must sign up with promotional code 300PROMO and satisfy each of the requirements listed below. After the first 100 days from establishing membership, your status to receive the bonus will be assessed and processed, which can take up to 45 days. This means, if all requirements are met, you can expect your bonus to be deposited into your Regular savings share within 145 days from establishing membership. Promotion open to U.S. Residents who are 18 years of age or older at the time membership is established. Limit one (1) new member $300 New Member Bonus per tax identification number used to open a new PSECU account. Joint owners listed on accounts are not eligible to be rewarded for this bonus unless they open their own account. You will not be eligible for the $300 New Member Bonus if you are a current PSECU member, have closed an account within the past 12 months, or have received any new member incentive bonus within the past 12 months. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required to open and maintain a Regular savings share account. This $5 share deposit is also required to be eligible to receive the bonus, and the member must be in good standing as defined by PSECU’s Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU’s Regular savings share account is 0.25%. This variable rate is current as of 12.1.2024 and may change. Withdrawals and fees may reduce earnings on the account. The recipient of the bonus ($300) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. The decisions to award a portion or total bonus is solely within PSECU’s discretion, and all decisions made by PSECU shall be final. PSECU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations.
- $300 New Member Bonus (must be completed within 100 days of establishing membership) Within 100 days of establishing membership, you must sign up with promotional code 300PROMO, be approved for at least one savings and one checking account with debit card, sign up and log in to digital banking (online or mobile), and set up and receive 2 Qualifying Payroll Direct Deposit(s) each of $500 or more into either the new savings or checking accounts. PSECU is not responsible for delays caused by force majeure, act of God, or third parties in the processing of direct deposits.
- Qualifying Payroll Direct Deposits are defined as paychecks, Social Security payments, and pension payment. The following are not Qualifying Direct Deposits: person to person transfers (P2P), demand deposit account to demand deposit account transfers (for example, from a checking account to another checking account), and deposits or ACH transfers not from an employer or the government (for example, online transfers or bank transfers).
PSECU $100 Student Checking Bonus
- What you’ll get: $100 bonus
- Account Type: Student Checking account
- Availability: PA. Nationwide if you become Pennsylvania Recreation and Park Society (PRPS) for $10. (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $100 with a Visa or Mastercard
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if account is closed within 12 months
- Household Limit: None
(Expires 12/31/2025)
Editor’s Note: We recommend checking out the student checking account from Chase Bank!
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- If you’re 18 years or older and attend a college or university identified by PSECU, you’re eligible to earn $100 if you meet promo requirements within 60 days of establishing membership.
- Step 1: Open an Account. Become a PSECU member using promo code STUDENT and add a free checking account with a debit card.
- Step 2: Sign Up for Digital Banking. Sign up and log into digital banking (online or mobile).
- Step 3: Use Your Debit Card for Purchases. Complete a minimum of 20 Eligible Debit Card Purchases with your physical card or digital wallet – that’s only 2-3 purchases a week! Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $200.
- From 3.1.24 to 12.31.25, PSECU is running a new student member incentive bonus. To receive $100, new members (age 18 or older) must join under our student eligibility and attend a college or university identified by PSECU below, must sign up with promotional code STUDENT, and satisfy each of the requirements listed below. Must apply for membership on or before 12.31.2025. PSECU will deposit the member incentive bonus into the member’s Regular share within 45 days after the requirements are satisfied. Promotion is open to U.S. Residents who are 18 years of age or older at the time the account is opened. Limit one (1) new member Student $100 bonus per tax identification number used to open a new PSECU account. Joint owners listed on accounts are not eligible to be rewarded for this bonus unless they open their own account. You will not be eligible for the Student $100 bonus if you are a current PSECU member, have closed an account within the past 12 months, or have received any new member incentive bonus within the past 12 months. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the bonus, and the member must be in good standing as defined by PSECU’s Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU’s Regular savings share account is 0.25%. This variable rate is current as of 12.1.2024 and may change. Withdrawals and fees may reduce earnings on the account. The recipient of the bonus ($100) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice. This promotion is subject to all applicable federal, state, and local laws and regulations.
- Student $100 (must be completed within the first 60 days of establishing membership) Within 60 days of establishing membership, you must be approved for at least one savings and one checking account with a debit card; sign up for and log into digital banking (online or mobile); and complete a minimum of 20 Eligible Debit Card Purchases. Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $200.
- Transactions that are not eligible for this offer include, but are not limited to, the following: ATM transactions, checks clearing your account, account deposits, account transfers, ACH transactions, unauthorized purchases/fraudulent transactions, purchase of Travelers Cheques, gift cards, quasi-cash and any other cash equivalent transactions, account fees, fee reversals, dividends posted by PSECU, overdraft transfers, merchant returns, and credit adjustments.
- Colleges/Universities Identified by PSECU: All PASSHE Schools, Central Penn College, Chestnut Hill College, Community College of Philadelphia, Elizabethtown College, HACC, Lehigh University, Northampton Community College, PA College of Health Sciences, RACC, Susquehanna University, Thaddeus Stevens College of Technology and Wilson College.
PSECU $100 Teen Banking Checking Bonus
- What you’ll get: $100 bonus
- Account Type: Teen Banking account
- Availability: PA. Nationwide if you become Pennsylvania Recreation and Park Society (PRPS) for $10. (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $100 with a Visa or Mastercard
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if account is closed within 12 months
- Household Limit: None
(Expires 12/31/2025)
Editor’s Note: We recommend checking out the student checking account from Chase Bank or the High School Checking account from Chase!
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- New teen members who open a Teen Banking Account can earn $100 cash bonus when they complete the following within 60 days of establishing membership and meet promo requirements:
- Open a Teen Bank Account with a Checking Account and debit card using promo code TEEN.
- Sign up and log into digital banking (online or mobile).
- Make five qualifying transactions – transfers, deposits, and debit card purchases.
- Teen Promo Terms and Conditions: From 4/1/25 to 12/31/25, PSECU is running a teen account promotion. To receive $100, new members, age 13 through 17 must sign up with a teen account with promotional code TEEN via the online application through psecu.com/youth and satisfy each of the requirements listed below. Paper applications are not eligible for this promotion. “Teen account” is defined as an account where the primary owner of the account is the teen and the adult is a joint owner on the teen account. The teen’s information will need to be within the Primary Applicant fields and the adult’s information will need to be within the Joint Applicant’s fields within the Youth Savings Share application. After the first 60 days from establishing membership, your status to receive the bonus will be assessed and processed, which can take up to 30 days. This means, if all requirements are met, you can expect your bonus to be deposited into your Regular savings share within 105 days from establishing membership. Promotion open to U.S. Residents who are between the ages of 13 – 17 (Minor) at the time membership for the Minor and a Joint Owner is established by a Joint Owner who is at least 18 year of age on behalf of the minor. Limit one (1) new teen account promotion $100 per tax identification number used to open a new PSECU account. Joint owners listed on accounts are not eligible to be rewarded for this bonus. You will not be eligible for the $100 Teen promotion if the minor is a current PSECU member, has closed an account within the past 12 months, or has received any new member incentive bonus within the past 12 months. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this promotional offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required in the Youth Savings share to open and maintain a Teen Banking account. This $5 Youth Savings share deposit is also required to be eligible to receive the bonus, and the member must be in good standing as defined by PSECU’s Bylaws Article II, Section 1 to receive the bonus. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU’s Youth Savings is 4.00% on balances of $0.01 to $500.00 and 0.50% on balances of $501.00 and greater. This variable rate is current as of 02.01.2023 and may change. Withdrawals and fees may reduce earnings on the account. The recipient of the promotion ($100) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. The decisions to award a portion or total bonus is solely within PSECU’s discretion, and all decisions made by PSECU shall be final. PSECU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations. See psecu.com/youth to learn more. $100 Teen Promotion (must be completed within 60 days of establishing membership)
- Within 60 days of establishing membership, you must sign up with promotional code TEEN, be approved for a checking account with debit card, sign up and log in to digital banking?(online or mobile) and set up and make 5 qualifying transactions. All transactions must be posted to the account by the 60th day in order to qualify. Pending transactions will not count towards a qualifying transaction. PSECU is not responsible for delays caused by force majeure, act of God, or third parties in the processing of any transaction.
- Qualifying transactions are defined as transfers, debit card purchases, and deposits. Each transaction must be a minimum of $5. Transfers can be made through external accounts and person to person (P2P). Debit card purchases are purchases made with a PSECU debit card. Deposits are money and checks deposited into the new checking or savings account by mobile deposit, ATM deposit, direct deposit, or cash deposit made at participating PSECU locations.
- Transactions that are not eligible for the Teen Promotion include, but are not limited to, the following: unauthorized purchases/fraudulent transactions, purchase of Travelers Cheques, account fees, fee reversals, dividends posted by PSECU, overdraft transfers, merchant returns, credit adjustments, government-owned lotteries, betting, lottery tickets, casino gambling.
How to Waive Monthly Fees
- Checking Account: No monthly fees
 |
 |
Bottom Line
These are all the current PSECU promotions and offers. However, there are definitely better offers out there.
Additionally, check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare PSECU Promotions with other bank bonuses from U.S. Bank, BMO, Huntington Bank, Chase Bank, Bank of America, TD Bank, Citi, Fifth Third Bank, Axos Bank, and more.
Lastly, check back for updated PSECU promotions, bonuses, and offers.
You can use my referral link if you want to help get the $300 bonus. Don’t forget you can type in the code LEVELUP for the first $100. https://refer.psecu.com/zr4ii
@Dave do you recall if it was a hard or soft pull? Thanks!
Sorry I don’t think I used a promo code when I signed up for the offer, so PSECU must have changed it recently. My guess is they are now limited the offer to people they target (IOW you may have to receive the code in a mailer or advertisement).
What was the promo code?
What was the promo code?
I joined PSECU recently. I was able to fund with a credit card (I don’t recall what the maximum allowed was as I only wanted to deposit $10.).
Since I do not work for any of the applicable agencies, I had to buy the membership to PA Park & Recreation Society to join. However, the nice thing is PSECU puts $10 towards the membership so I only had to use $10 for this.
Also, like most credit unions, PA has the $5 min. balance in the savings account (which can never be withdrawn as long as you are a member). But PSECU deducted $5 from the $150 promotion so I did not have to deposit it out of pocket. All in all I will come out of this with a net bonus of $135 which is still a very good deal, so definitely worth doing for any resident of PA.