Earn $400 bonus when you simply open a new Platinum, Gold or Easy Checking Account with U.S. Bank.
To qualify for the reward, be sure to open the account by September 20, 2021 and use the promo code 2021Q3C. Make a minimum deposit of $25 when opening the account and complete a two or more recurring direct deposits and 10 or more debit card transactions totaling $50 or more within 60 days of account opening.
Table of Contents
U.S. Bank $400 Checking Bonus
- Account Type: Checking Account
- Availability: Nationwide (excludes NY & FL)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Can fund up to $250 with a credit card
- Opening Deposit: Yes
- Direct Deposit Requirement: Yes
- Monthly Fee:
- Platinum: $24.95, avoidable
- Gold: $24.95, avoidable
- Easy: $6.95, avoidable
- Household Limit: One limit
- Closing Account Fee: None listed
(Offer expires September 20, 2021)
Fine Print
- A minimum deposit of $25 is required to open a U.S. Bank checking account.
- To earn your $100, $200 or $400 bonus, open a new U.S. Bank consumer checking account (excluding Student Checking and Safe Debit accounts) from Aug. 3 through and including Sept. 20, 2021.
- Additionally, you must complete recurring direct deposits of two or more that total: $1,000-$1,999.99 to earn $100; $2,000-$4,999.99 to earn $200; $5,000 or more to earn $400 and be enrolled in U.S. Bank online banking or the U.S. Bank mobile app within 60 days of account opening.
- A direct deposit is an electronic deposit of your paycheck or government benefits (such as Social Security) from your employer or the government.
- Other electronic deposits or person to person payments are not considered a direct deposit.
- The bonus will be deposited into your new checking account within 60 days of direct deposit verification, and verification of enrollment in e-statements.
- The account must be open and have a positive balance.
- Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes.
- Offer may not be combined with any other checking account bonus offers.
- Offer is not valid if you or any signer on the account have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last 24 months, or received other U.S. Bank checking bonus offers within the past 24 months.
Bottom Line
Make sure to check out U.S. Bank to earn up to $400 Checking Bonus. Remember that this offer will expire soon, so take advantage while you can!
If you would like to see more, see our list of the latest U.S. Bank Promotions or check out our full list of bank promotions.
I funded a U.S. Bank Checking Account with an American Express Platinum Card and it went through as a Purchase.
Anthony, The Promo codes in the review and the ..Checking Bonus PDF printout are only one letter different. Are these “2 codes” correct?
It’s now updated. It should be OB86NG1
This offer expired, the link doesn’t work anymore.
I used my Citi Prestige card to fund my account and it went through fine.
Has anyone used a credit card for the opening deposit on their account?
The Capital One Venture card worked and it was labeled as a sale.
My Chase Freedom worked too!
As did my Chase SW!
Funded my account with a barclay aviator card and it was a purchase.
Yes, my Chase United funding posted as a purchase.
When I used my Barclay Arrival card it was fine. It was considered a purchase.
I had no trouble using my Chase Hilton card. They even classified it as a purchase.
Used my Business Platinum AMEX but it was considered a cash advance. Used my Chase British Airways instead.
Yup I used my BoA Alaska Airlines card. I read online that the Virgin Atlantic one works too.
Yeah, I tried to use my Fidelity Amex card but it was considered a cash advance so I ended up using the Cap One Quicksilver instead. It went through as a sale.
I tried using my Everyday AMEX and had the same issue! Ended up using my Citi HHonors Reserve.
Do you need to keep the account open for 6 months? I have already opened the account and receive the bonus. They paid within 10 business days of my initial direct deposit. I have since kept the $1500 balance and ceased dd. Would like to close in September but I don’t want to lose the bonus.
First, contact the bank and talk to a banker to see if there is a closing fee. I usually keep it for 6 months before closing if you can keep the account fee free. That way, it doesn’t look bad.
Called us bank and set up the checking account and funded it via other bank debit card, it was easy and took just a few minutes and I did not even need a promo code!
Seems they do not honor this as easily as Chase.
I just got email
Upon review of your account profile, I see that we do not have record of U.S. Bank having mailed or emailed you a cash bonus offer for opening a new checking account. All offers are customer specific, are non transferable, and are received either by mail or email. If you found an offer online, I apologize these are not valid offers and are not recognized by U.S. Bank. If you did receive a mailing or email offer from U.S. Bank, we ask that you please email us a copy of the offer so that we may research this matter further.
I had US bank bonus before and the account was closed two years ago. Am I still qualified for this bonus this years?
May
wish i could help as I have the same question. I read the bonus terms, it said you are not eligible if you received a bonus in 2015 and also stated the following: Offer may not be combined with any other checking account bonus offers, is not valid if you have received a checking account bonus in 2015, or if you have an existing U.S. Bank consumer checking account or Package
it says: “if you have” and existing checking; meaning still open, is the way I read that. If the bonus did not apply to customers who closed their accounts it would say “if you had” and existing account….
I feel like a bonus may be potentially earned here for you and I both