BMO Harris Bank $200 Checking Bonus + Up To $60 Savings Bonus (Nationwide) – Ends 5/12/23

You can earn a $200 checking bonus when you open a new qualifying account with BMO Harris Bank Checking account with qualifying activities. Then add a Savings Builder to earn an additional $60 bonus ($5 reward every month).

To earn the BMO Harris checking bonus:

• Open a new BMO Harris Smart Advantage^TM Account and get a $200 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days.
• Open a new BMO Harris Smart Money^TM Account and get a $200 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days.
• Bonus is credited directly to your checking account approximately 100 days after account opening.

Plus

• Open a new Savings Builder account and enjoy the benefit of earning a $5 reward every month you save $200 for the first year (earn up to $60 if you qualify for 12 months).

BMO Harris Bank $200 Checking Bonus

• What you’ll get: $200 bonus + up to $60 in savings rewards
• Account Type: Smart Advantage^TM  or Smart Money^TM
• Availability: Nationwide. Branches located in AZ, FL, IL, IN, KS, MN, MO, WI
• Direct Deposit Requirement: Yes
• Credit Inquiry: Soft Pull
• Credit Card Funding: Cannot fund with credit card
• Monthly Fee: $0-$25, waivable.
• Early Account Termination Fee: None

(Expires 05/12/2023)

Editor’s Note: If you have a higher direct deposit amount, you can open a new BMO Harris Premier^TM Account and get a $350 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days.

How To Waive Monthly Fees

• BMO Harris Smart Advantage^TM: No monthly fees with paperless statements.
• BMO Harris Smart Money^TM: No monthly maintenance fee if you’re under 25 years old, otherwise $5 monthly fee.
• BMO Harris Premier^TM: The monthly maintenance fee for the Premier Account is $25. But we’ll waive the fee if you meet any of the following requirements:
  • The minimum daily Ledger Balance in your account is $10,000 or more for the previous calendar month.
  • You have a Monthly Combined Balance of $25,000 for the previous calendar month.
  • You’re a client of our employee benefits program, Best of BMO U.S., and have requested the waiver from your BMO Banker.

Fine Print

• Accounts opened on the final day of the promotion must have their applications submitted and approved prior to 8:00 p.m. CT.
• You may open your account at a BMO Harris branch, online, or by calling 1-800-546-6101.
• Offer is limited to one per customer and is not available for existing BMO personal checking customers (including signers on joint accounts) or those who have closed a BMO personal checking account within the past 12 months.
• Cash bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes.
• You are responsible for any applicable taxes.
• Offer can be changed or canceled without notice at any time and cannot be combined with any other offer.
• Your account must be open, in good standing and must have a balance greater than zero when the cash bonus is paid.

Bottom Line

You’ll also have unlimited fee-free transactions at over 40,000 Allpoint network ATMS nationwide with a BMO Harris Checking account.

If you would like to see more, see our list of the latest banking offers from BMO Harris Bank or check out our full list of the latest bank bonuses.