Earn a $500 bonus from BMO Harris Bank when you open a new checking account and complete the requirements.
To qualify for the bonus,
- Open a new BMO Harris PremierTM account
- Have a total of at least $7,500 in qualifying direct deposits within the first 90 days.
- Bonus is paid approximately 100 days after account opening.
The Premier™ is BMO Harris Bank’s premium checking account, which offers tiered interest. The account gives you access to BMO’s network of 40,000 ATMs, mobile app, online tools, a chip-enabled debit MasterCard® and a discount for any mortgages or home equity lines of credit. You want to consider this account if you have higher deposit.
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BMO Harris $500 Premier Checking Bonus

- Account Type: PremierTM Checking Account
- Availability: Nationwide. Branches located in IL, WI, IN, KA, MI, MN, AZ, or FL
- Credit Inquiry: Soft Pull
- Credit Card Funding: Cannot fund with credit card
- Monthly Fee: $25; waive-able
(Expires 09/30/2022)
Editor’s Note: Open a new Savings Builder account with your checking and earn an extra $5 for every month when you deposit at least $200 into the account, for up to 12 months.
Waive Monthly Fee
Premier™ does charge a monthly fee of $25, but there are ways to get this waived:
- Maintain a minimum daily balance of $10,000
- OR, maintain a minimum daily balance of $25,000 in linked accounts under a Relationship Waiver (the accounts are not automatically linked, you MUST take this step)
- OR, have a BMO Harris Financial Advisors, Inc investment account
Fine Print
- Qualifying direct deposits are any paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into the account from an employer or outside agency.
- If you choose to open an account at a branch, you’ll need to first receive a promo code by entering your email. If you open online, the promo code is automatically applied.
- Not available to existing personal checking customers, or to those who have closed a personal checking account within the past 12 months.
- You cannot combine this offer with any other personal checking welcome bonuses, but you can stack this with a savings account bonus.
Bottom Line
If you would like to see more, see our list of the latest BMO Harris Promotions or check out our full list of best bank promotions.

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