Find all the latest Hanmi Bank promotions, bonuses, and offers here.
Currently, they are offering $300 bonus for a personal checking and up to $750 cash for a business checking.
About Hanmi Bank Promotions
Hanmi Bank is headquartered in Los Angeles, California. This bank was established in 1982 and has grown to 39 locations across many states. If you are not in any of the states below, check out this list of nationwide bank bonuses for more fitting offers.
I will review the Hanmi Bank offer below.
Hanmi Bank $300 Checking Bonus (Expired)
You can earn a $300 bonus from Hanmi Bank when you open a personal checking account with no direct deposit requirement.
- Account Type: Personal checking Account
- Availability: CA, IL, NJ, NY, TX, VA, In-Branch (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, Not Sensitive
- Opening Deposit: Varies
- Credit Card Funding: Unknown, let us know
- Monthly Fee: $6-$7
- Household Limit: None listed
- Closing Account Fee: Keep account open for at least six months, or bonus will forfeit
(Offer expires July 31, 2022)
| You can compare this to several great entry level Checking accounts with offers include the BMO Smart Money Checking ($400 bonus), Bank of America ($200 bonus offer), U.S. Bank Smartly® Checking ($1000 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), Fifth Third Bank Momentum® Checking ($200 bonus). |
How To Earn Bonus
HOW TO EARN $300 BONUSFINE PRINT
- Hanmi Bank is offering a $300 bonus when you open a new Personal Regular Checking and complete the following requirements:
- Maintain 3 month average balance of $20,000 or above
- Enroll in e-Statement
- Conduct minimum of one (1) ACH debit/credit or fiver (5) POS debit card purchase
- Promotion offer is valid for a new Personal Regular Checking account opened from April 25, 2022 to July 31, 2022. Only one (1) account is allowed per customer.
- To qualify for the offer, you must be a new checking customer, must open a qualifying personal regular checking account with new money. A new checking customer is defined as a customer who has not had any existing personal checking account with Hanmi Bank within the past 180 days from the date of the account opening.
- New money is defined as funds that are not held at Hanmi Bank.
- You must also enroll in e-Statement within 30 days after account opening, must conduct minimum of one (1) ACH debit/credit or five (5) POS debit card purchase during each of the first three (3) months, and must maintain a 3-month average balance of $20,000 or more for the first three (3) months.
- The cash bonus is determined based on a 3-month average daily balance on the account opened for the first full 3-months. Starting date for the 3-month period will be the first date of the new month after the account is opened; if the account is opened on the first day of a new month, that date will be the first date of the average balance calculation period.
- Cash bonus will be paid to your new checking account within 60 days after a qualifying account has been opened for six (6) months.
- You must provide a valid U.S. Taxpayer Identification Number (W-9) or a valid foreign taxpayer identification number (W-8BEN) as applicable.
- Cash bonus will be considered interest and will be reported on a 1099-INT or 1042-S, as applicable.
- You are responsible for any applicable taxes and consulting a tax advisor. Please see account disclosure for further details. The checking account disclosure can be obtained from Hanmi Bank branches.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Hanmi Bank $750 Business Checking Bonus
You can earn up to a $750 bonus from Hanmi Bank when you open a qualifying business checking account and meet the requirements.
- Account Type: Business checking Account
- Availability: CA, IL, NJ, NY, TX, VA
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, Not Sensitive
- Opening Deposit: Varies
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: Varies
- Household Limit: Unknown
- Closing Account Fee: Unknown
(Offer expires July 31, 2022)
| Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($350 or $800 Bonus), Axos Bank Basic Business Checking ($400 Bonus), Axos Bank Business Interest Checking ($400 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Earn $400 Business Checking Bonus (up to $930)
- Open a Business Regular Checking or Business Analysis Checking and get $400 cash bonus when you maintain 3 month average balance between $30,000-$49,999.99
- Open a Business Analysis Checking and get $360 Treasury Management Commercial Package fee waived (12 month value) when you maintain 3 month average balance of $30,000 or above
- Open any business checking account and get up to $170 checkbook fee waived when you maintain a 3 month average balance of $10,000 or above
- Open any business checking account and receive free limited edition Kakao Friends Business Debit Card
- Earn $750 cash bonus (up to $1,280)
- Open a Business Regular Checking or Business Analysis Checking and get $750 cash bonus when you maintain 3 month average balance of $50,000 or above
- Open a Business Analysis Checking and get $360 Treasury Management Commercial Package fee waived (12 month value) when you maintain 3 month average balance of $30,000 or above
- Open any business checking account and get up to $170 checkbook fee waived when you maintain a 3 month average balance of $10,000 or above
- Open any business checking account and receive free limited edition Kakao Friends Business Debit Card
- Earn $750 cash bonus (up to $2,180)
- Open a Business Regular Checking or Business Analysis Checking and get $750 cash bonus when you maintain 3 month average balance of $50,000 or above
- Open a Business Analysis Checking and get $360 Treasury Management Commercial Package fee waived (12 month value) when you maintain 3 month average balance of $30,000 or above
- Open any business checking account and get up to $170 checkbook fee waived when you maintain a 3 month average balance of $10,000 or above
- Business Analysis Checking and get $900 rebate on RDC Scanner when you maintain 6 months average balance of $250,000 or above during the first 6 months
- Open any business checking account and receive free limited edition Kakao Friends Business Debit Card
- Promotion offer is valid for a new qualifying business checking account opened from April 25, 2022 to July 31, 2022. Only one (1) account is allowed per customer. To qualify for the offer, you must be a new checking customer, must open a qualifying business checking account with new money. A new checking customer is defined as a customer who has not had any existing business checking account with Hanmi Bank within the past 180 days from the date of the account opening. New money is defined as funds that are not held at Hanmi Bank.
- Cash bonus is only available to new customers who open a Business Regular Checking or a Business Analysis Checking. In order to qualify for the cash bonus, you must enroll in e-Statement within 30 days after account opening, must conduct minimum of one (1) ACH debit/credit or five (5) POS debit card purchase during each of the first three (3) months, and must maintain a 3-month average balance of $30,000 or more for the first three (3) months. The cash bonus is determined based on a 3-month average daily balance on the account opened for the first full 3-months. Starting date for the 3-month period will be the first date of the new month after the account is opened; if the account is opened on the first day of a new month, that date will be the first date of the average balance calculation period. Cash bonus will be paid to your new checking account within 60 days after a qualifying account has been opened for six (6) months. You must provide a valid U.S. Taxpayer Identification Number (W-9) or a valid foreign taxpayer identification number (W-8BEN) as applicable. Cash bonus will be considered interest and will be reported on a 1099-INT or 1042-S, as applicable. You are responsible for any applicable taxes and consulting a tax advisor. Please see account disclosure for further details. The checking account disclosure can be obtained from Hanmi Bank branches.
- TM Commercial Package fee of $30/month will be waived for the first 12 months upon enrollment. TM package fee will be waived during the first three (3) months of the account opening. If you do not meet the minimum balance requirement during that time, fee will be charged from the following month.
- A one time,checkbook fee-waiver up to $170 in value is available to the customers who open any new business checking account. You must maintain a 3-month average balance of $10,000 in order to qualify. If you do not meet the minimum balance requirement, we reserve the right to charge your account the waived fees.
- $900 RDC scanner rebate offer is available to first twenty-five (25) customers who sign up for a RDC scanner after opening a new Business Analysis Checking and maintain 6 months average balance of $250,000 or more during the first six months. A rebate will be credited to your account within 60 days after the account has met the requirement for six (6) months.
- Quantity of Kakao Friends debit cards are limited by contract between Hanmi Bank and Kakao Friends. Kakao Friends debit cards will be issued until supplies last.
Bottom Line
Lastly, the promotion from Hanmi Bank is a cash back bonus so you will receive the bonus amount over time. Additionally, you will be able to take advantage of all the features above! However, if you like this bank and wanted to open an account, I would recommend looking into this current offer.
Furthermore, savings accounts or CDs are another way to earn and save money. Similarly, check out our full list of Bank Rates and CD Rates and compare them so you can find the best rate for you.
*Check back at this page for updated Hanmi Bank promotions, bonuses and offers.
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