If you are interested in learning about WaterStone Bank promotions, bonuses and offers, be sure to keep reading!
Currently, they have bonuses that range from $100 to $400 when you open a new account and meet all the requirements.
Table of Contents
- 1 About WaterStone Bank Promotions
- 2 WaterStone Bank $400 Checking Money Market Bonus
- 3 WaterStone Bank Up to $350 Checking & Money Market Bonus
- 4 WaterStone Bank $300 Checking Bonus + 1,000 ScoreCard Points
- 5 WaterStone Bank $300 Checking Money Market Bonus (Military Valor Program)
- 6 WaterStone Bank $100 Checking Bonus
- 7 WaterStone Bank $100 Checking Bonus
- 8 How To Waive Monthly Fees
- 9 Bottom Line
About WaterStone Bank Promotions
Established in 1921, WaterStone Bank has been dedicated to being a top financial resource to their communities. Additionally, using their expertise, they aspire to strengthen customer loyalty and maximize shareholder value. However, if you are interested in a different banking experience, you can check out nationwide bank bonuses for more suitable offers.
- Availability: WI (Bank Locator)
- Credit Inquiry: Soft
- ChexSystem: Unknown
- Credit Card Funding: Unknown
However, WaterStone Bank doesn’t have great rates for CDs and Savings. Instead, you may want to check out our full list of Bank Rates and CD Rates.
Compare WaterStone Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, BMO Harris, and more!
I’ll review the Waterstone Bank Promotions below.
WaterStone Bank $400 Checking Money Market Bonus

Earn up to a $400 bonus when you open a new checking and money market account!
WaterStone Bank is offering a $350 cash bonus and 1,000 bonus points ($50 value) when you open a new qualifying checking account and money market account!
- What you’ll get: $400 bonus
- Account Type: Universal Checking, Money Market
- Availability: Wisconsin
(No Expiration Date Listed)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), and PNC Bank Virtual Wallet (Up To $400 Bonus). |
How To Earn Bonus
- Open a Universal Checking account with the minimum opening deposit of $100 and complete the following within 90 days:
- $200 cash bonus when direct deposit of payroll or government benefits totaling $300.00 or more is deposited
- 1,000 ScoreCard® Rewards bonus points (a $50 value!) when logging into ScoreCard® Rewards website
- $25 e-statement credit when e-statements are set up.
- $25 CheckCard usage bonus if used five times within one statement cycle.
- Open a Money Market account and complete the following:
- $100 cash bonus when the account balance reaches $10,000 or more within 90 calendar days of account opening.
- For tax reporting purposes, a 1099 form may be issued at year end for recipients of bonuses.
- Other checking options are available for this offer, ask CSR for more details.
- Employees and agents of WaterStone Bank SSB, its respective affiliates and subsidiaries are not eligible.
WaterStone Bank Up to $350 Checking & Money Market Bonus

Earn up to $350 bonus at Waterstone Bank!
WaterStone Bank is offering up to $350 cash bonus when you open a new qualifying checking account and money market account and meet the requirements!
- What you’ll get: $350 bonus
- Account Type: Bravo Checking, Money Market
- Availability: WI
(No Expiration Date Listed)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
- In order to earn the bonuses, you must do the following:
- Earn $200: When a recurring direct deposit totaling $300 or more is deposited into your checking within 90 calendar days of opening.
- Earn $25: If use debit card five times within one statement cycle within 90 calendar days of account opening.
- Earn $25: When e-statements are set up within 90 calendar days of account opening.
- Earn $100: When your Money Market account balances reach $10,000 or more within 90 calendar days of account opening.
- BRAVO Checking Program
- Universal Checking account requires $100.00 minimum balance to open the account and does pay interest.
- Account must be open and active for 180 calendar days, or a $30.00 closing fee may be assessed at account closing.
- For tax reporting purposes, a 1099 form may be issued at year end for recipients of bonuses.
- Other checking options are available for this offer, ask the bank for more details.
- Employees and agents of WaterStone Bank SSB, its respective affiliates and subsidiaries are not eligible.
- Offer is redeemable at any branch location, cannot be combined with other offers, is limited to one per customer and is not valid to individuals that received an incentive under another offer in the past 5 years.
- See Account Disclosure for more information.
- $200.00 Cash Bonus when direct deposits of payroll or government benefits totaling $300.00 or more is deposited within 90 calendar days of account opening.
- Bonus will be credited to the new checking account on the first statement cycle after the direct deposit is received.
- A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month.
- To determine your statement cycle please ask your Personal Banker at the time of account opening.
- 1,000 ScoreCard® Rewards Bonus points when logging into ScoreCard® Rewards website for the first time.
- Reward points will be credited to your ScoreCard® Rewards account within 30 calendar days of account opening.
- A $25.00 e-statement bonus will be credited to your new checking account when e-statements are set up within the first 90 days of account opening.
- The reward is credited within the first statement cycle of the account receiving e-statements.
- A $25.00 debit card usage bonus will be credited to your new checking account when five (5) debit card purchases have posted and settled to the new checking account within one statement cycle (ATM transactions do not qualify) and within 90 calendar days of account opening.
BRAVO Money Market Program
- Money Market account requires $100.00 minimum balance to open the account and does pay interest.
- Account must be open and active for 180 calendar days, or a $30.00 closing fee may be assessed at account closing.
- For tax reporting purposes, a 1099 form may be issued at year end for recipients of bonuses.
- A WaterStone Bank SSB (WSB) companion Universal Checking account is required to open the Money Market account.
- There is no minimum balance fee for the first 90 days.
- See Account Disclosure for more information.
WaterStone Bank $300 Checking Bonus + 1,000 ScoreCard Points
WaterStone Bank is offering a $300 cash bonus and 1,000 bonus points ($50 value) when you open a new qualifying checking account!
- What you’ll get: $300 bonus
- Account Type: Classic Club Checking
- Availability: Wisconsin
(No Expiration Date Listed)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How to Earn Bonus
- Open a Classic Club Checking account with the minimum opening deposit of $100 to get your bonus.
- Checking and Money Market Offer Effective May 1, 2021.
- Bonus offers require a new WaterStone Bank SSB (WSB) Universal Checking account to be open and active for the entire statement cycle* in order to qualify for that statement cycle’s* bonus.
- The Universal Checking account requires $100.00 minimum balance to open the account.
- Offer(s) applies to new Classic Club checking account customers only and does not apply to individuals that closed a WSB checking account within the past 180 calendar days.
- Offer is redeemable at any branch location, cannot be combined with other offers, and is limited to one per household.
- Account must be open and active for 180 calendar days, or a $30.00 closing fee may be assessed at account closing.
- For tax reporting purposes, a 1099 form may be issued at yearend for recipients of bonuses.
- $200.00 Automatic Deposit bonus offer requires a $500.00 minimum automatic deposit of payroll, pension, social security or government benefits to be received within 60 calendar days of account opening and will be credited to the new checking account on the first statement cycle* after the direct deposit is received.
- Rewards will be consolidated and credited to the new checking account on the last day of the statement cycle*.
- Upon opening a WSB Universal Checking account and enrolling in ScoreCard® Rewards program, 1,000 ScoreCard® Rewards points will be credited to your ScoreCard® Rewards account within 30 calendar days of account opening.
- A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month.
- To determine your statement cycle please ask your Personal Banker at the time of account opening.
- Money Market Account: You must deposit $100.00 to open this Money Market account.
- A minimum balance fee of $30.00 will be imposed monthly if the average daily balance for the statement cycle falls below $10,000.00.
- A $100.00 money market bonus to be paid within 60 days of money market account opening with balance of $10,000.000 or more.
- Offer applies to new Classic Club money market account customers only and does not apply to individuals that currently have a money market or closed a WSB money market within the past 180 calendar days.
- The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
- A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month.
- To determine your statement cycle please ask your Personal Banker at the time of account opening.
- Offer subject to change at any time, see disclosure for details.
WaterStone Bank $300 Checking Money Market Bonus (Military Valor Program)

WaterStone Bank $300 Checking Money Market Bonus
WaterStone Bank is offering a $300 Bonus when you open a new MVP checking & money market account!
- What you’ll get: $300 bonus
- Account Type: MVP checking & money market account
- Availability: Wisconsin
(No Expiration Date Listed)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), and PNC Bank Virtual Wallet (Up To $400 Bonus). |
How To Earn Bonus
- To earn the $300 Bonus, simply open a MVP checking & money market account, and get 1,000 ScoreCard Rewards bonus points!
- To enroll in the Military Valor Program you must show a government issued military identification card as proof you are an active duty, retired, National Guard or Reserve member or a veteran of the military and have a WaterStone Bank (WSB) Universal checking account.
- Fees that are assessed to your checking account for withdrawing funds at an ATM with your WSB Debit Card will be refunded to your WSB checking account within the next business day.
- WSB HELOC (Home Equity Line-of-Credit) annual fee will be refunded to your WSB Checking Account within 30 business days of the fee being assessed to your HELOC.
- $500.00 will be credited to your WSB checking account within 30 business days of closing your 1st mortgage home loan with WSB and setting up autopay from your WSB checking account.
- You may only receive this benefit one time with WSB.
- Free patriotic MVP club checks will be provided by WSB and this benefit does not include reimbursement of other check designs you have previously purchased or plan to purchase.
- Voucher for a free U.S. Flag will be provided annually in June if at that time your average balance of deposit accounts you own is greater than or equal to $10,000.00 or you have a WSB HELOC or 1st mortgage home loan.
- Employees and agents of WSB and affiliates are not eligible.
- All benefits and features for the Military Valor Program are subject to change.
WaterStone Bank $100 Checking Bonus

Earn a $100 bonus when you open a new checking account!
WaterStone Bank is offering a $100 bonus when you open a new qualifying checking account!
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: Wisconsin
(No Expiration Date Listed)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How to Earn Bonus
- Open a Essential Checking account with the minimum opening deposit of $100 and complete the following:
- Set up to receive at least $200 in direct deposits within 90 days.
- $100.00 will be credit to your WSB Checking account on the first statement cycle after the direct deposit is received.
- A statement cycle may be from the 17th (a calendar day) of a month to the 16th (a calendar day) of the next month.
- Fees that are assess to your Checking account for withdrawing funds at an ATM with your WSB CheckCard will be refunded to your WSB Checking account within the next business day.
WaterStone Bank $100 Checking Bonus

Earn a $100 bonus with Waterstone bank!
WaterStone Bank is offering a $100 bonus when you open a new qualifying checking account!
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: Wisconsin
(No Expiration Date Listed)
How to Earn Bonus
- The WaterStone Bank Military Valor Program* is exclusively for Active Duty Service Members, Military Veterans and Reserve and National Guard Service Members who have or open a new WaterStone Bank Checking account
- $100 direct deposit credit requires a $200 minimum automatic deposit of military payroll, government benefit or employer payroll to be received within 90 days of enrollment
- $100 will be credited to your WSB checking account on the first statement cycle after the direct deposit is received
- Employees and agents of WSB and affiliates are not eligible
- All benefits and features for the Military Valor Program are subject to change
- You may only receive this benefit one time with WSB
- Free patriotic MVP club checks will be provided by WSB and this benefit does not include reimbursement of other check designs you have previously purchased or plan to purchase
How To Waive Monthly Fees
- Essential Checking: $10 monthly fee. Complete one of the following to avoid the monthly account fee:
- With 5 Debit Card purchases or more that have posted and settled to the checking account each statement cycle(ATM transactions do not qualify)
- Direct deposits of payroll or government benefits totaling $300.00 or more each statement cycle
- Universal Checking: $25 monthly fee. Complete one of the following to avoid the monthly account fee:
- With $1,000.00 average daily balance, qualify to participate in the MVP, Student, or BRAVO Program,
- Have $10,000.00 or more in average daily balances for the statement cycle of related accounts
- Business Essential Checking: $15 monthly fee. Maintain daily balance of $200.00 or average daily balance of $500.00
- Business Advantage Checking: $20 monthly fee. Maintain daily balance of $2,500.00 or average daily balance of $5,000.00 or if you have a business loan of at least $250,000.00
- Business Analysis Checking: $25 monthly fee. Maintain average daily balance of $10,000.00 or consolidated balance of $25,000.00
- Business Interest Checking: $15 monthly fee. Maintain daily balance of $200.00 or average daily balance of $500.00
Bottom Line
Consequently, while the bonuses at WaterStone Bank sounds enticing, bear in mind most of them require you to have direct deposit to receive the full bonus. Additionally, to online banking like most financial institutions, they offer access to internet cafes so you can use their technology.
Lastly, your feedback is highly appreciated and makes our site even better!
*Check back at this page for updated WaterStone Bank promotions, bonuses and offers.

Leave a Reply