Find an updated list of Achieva Credit Union promotions, bonuses, and offers here.
Update 2/12/25: There is now a $250 checking bonus available through 12/31/25. The referral bonus has also increased to $100 (from $50) per member.
About Achieva Credit Union Promotions
Achieva Credit Union offers a wide array of products such as business accounts, money markets, CDs, IRAs, and consumer checking accounts. This credit union has 20 branches with about 140,000 members. Achieva Credit Union is located in Florida.
| Eligibility: Membership is open to anyone through a donation to the Achieva Foundation ($10 minimum). Membership is also open to those who live or work in the Florida counties of Charlotte, Collier, DeSoto, Hernando, Hillsborough, Lee, Manatee, Pasco, Pinellas, or Sarasota and to family members of current members. See current membership details |
I’ll review the current Achieva Credit Union Promotions below.
Achieva Credit Union $250 Checking Bonus
- What you’ll get: $250 bonus
- Account Type: Checking Account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
(Expires 12/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Simply open a new Achieva checking account and set up a recurring direct deposit with an aggregate total of at least $500 or more per month
- $250.00 bonus offer open to primary members 18 years of age or older, opening a new Achieva Checking or Achieva Checking Plus account in-person, online or via our Member Service Center as the primary member with a debit card as of February 10, 2025. Member cannot have had a checking account within the last ninety (90) days. Limit of one (1) $250.00 bonus offer per primary member. All accounts subject to eligibility and approval requirements. A $15 lifetime membership fee is required with a $1 deposit to open your membership account and cannot be paid with bonus offer proceeds. No minimum balance required. The current Annual Percentage Yield (APY) being paid on the Achieva Checking Plus account is 1.00% APY up to $15,000, with 18 posted debit or credit card transactions per statement cycle required. There is no minimum balance required to earn the stated APY. APY is accurate as of February 10, 2025 and is subject to change. Fees may reduce earnings. Offer is also available for new Achieva Checking account holders, however this account is non-interest bearing. Visit www.achievacu.com/rates for current rate information and www.achievacu.com/fees for current fee information. Offer requires two (2) or more newly established qualified direct deposit(s) totaling $500 or more per month within ninety (90) days of account opening. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension, social security, or other regular monthly income electronically deposited into a checking account. Examples of non-qualifying transfers and deposits include the following: teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, Online and Mobile Banking transfers or deposits, person-to-person payments, cash advance, transfers from a bank or brokerage account, or other electronic deposits. Bonus offer(s) will be paid to account memberships in overall good standing within ninety (90) days of satisfying minimum direct deposit requirement. Direct depoist must be recurring in the amount of $500 or more aggregate per month and active at the time the bonus is paid. Only one per calendar year will be paid per primary member meeting qualifications. Primary members who are joint on another share account are only eligible with a new qualifying direct deposit. Members who have received a promotional bonus in the past 12 months are not eligible to receive another bonus. Bonus offer(s) may be taxable and are the sole responsibility of the recipient. Offer(s) may be withdrawn or changed at any time without notice. Programs, rates, terms, conditions, products, rewards and services are subject to change without notice. If combined with Refer-A-Friend, primary member will receive a combined maximum reward of $250 upon successful completion of direct deposit requirements. Restrictions apply. Insured by NCUA.
- $50.00 bonus offer open to members 18 years of age and older, who set up and receive two (2) or more qualified direct deposit(s) totaling $500 or more per month into your existing Achieva Checking or Achieva Checking Plus account by February 10, 2025 and December 31, 2025. The first monthly direct deposit must occur by December 31, 2025. Members may not have had a prior direct deposit into the account within the last 90 days to qualify. A qualifying direct deposit is a new, recurring direct deposit of a paycheck, pension, social security, or other regular monthly income. Examples of non-qualifying transfers and deposits include the following: teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, online and mobile banking transfers or deposits, person-to-person payments, cash advance, transfers from a bank or brokerage account, or other electronic deposits. Existing direct deposits do not qualify. Only one bonus per calendar year will be paid per primary member meeting qualifications. Direct deposit must be recurring in the amount of $500 or more aggregate per month and active at the time the bonus is paid. Primary members who are joint on another share account are only eligible with a new qualifying direct deposit. Bonus offer(s) may be taxable and are the sole responsibility of the recipient. Offer(s) may be withdrawn or changed at any time without notice. Programs, rates, terms, conditions, products, rewards and services are subject to change without notice. If combined with Refer-A-Friend, primary member will receive a combined maximum reward of $250 upon successful completion of direct deposit requirements. Restrictions apply. Insured by NCUA.
Achieva Credit Union $100 Student Checking Bonus
Get a special graduation bonus, along with other freebies, with these special student accounts
Achieva Credit Union is offering students a $100 bonus for graduating college. If you are a high school student, you will get a $50 graduation bonus and $25 gift for honor roll or straight A’s!
- What you’ll get: $100 bonus
- Account Type: College Life Checking Account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- College students: $100 Checking Bonus
- Get $100 for graduating
- To enter the College Life Program, you must show college ID, admissions letter or other college documentation
- Sign up for Free e-statements
- Must have active savings and checking account to be eligible for rewards
- Must bring your degree to a local branch and show a member service advisor.
- Teens: Earn up to $75 Bonus
- Get $50 for graduating
- Get a $25 gift for honor roll or straight A’s
- A parent/guardian or grandparent must be joint owner on a teen account.
- Teen and joint owner both need valid photo I.D.’s. Only with parent/guardian approval.
- Must have active savings and checking account to be eligible for rewards.
- High school diploma required.
- Available only after account has been open for 90 days and must be in good standing.
- Must bring your end of school year report card to a local branch and show a member service advisor.
- Fees may reduce earnings.
- Available only after the account has been open for 90 days and must be in good standing.
- Must bring your degree to a local branch and show a member service advisor.
- Rewards must be redeemed within 90 days of graduation.
- Available for either 2 years or a 4-year degree but not both.
- Only one graduation reward per member.
- Subject to change without notice.
Achieva Credit Union $100 Referral Bonus
- What you’ll get: $100 bonus
- Account Type: Any Account
- Availability: FL
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get a $100 Mastercard Reward Card when your friend registers, opens a new Achieva Checking Account, and completes the following within 60 days of account opening:
- Makes at least one (1) direct deposit, OR
- Makes ten (10) debit card purchases (ATM transactions excluded), OR
- Opens an Achieva Checking Plus Account
- Please allow 4-6 weeks for delivery of your $100 reward card after completing all offer requirements.
- Individuals not eligible for Refer a Friend offer: Anyone under the age of 18 Achieva Credit Union employees and their immediate family members • A member who refers someone that is an existing primary or joint account member • A member who refers someone who was previously a member and closed their membership • Member who refers someone who opens multiple memberships.
- Only one Rewards Card may be earned per referred person.
How To Avoid Monthly Fees
- Achieva Checking Plus: $6.95 monthly fee
- Achieva Checking: No monthly fee
- Achieva Savings: No monthly fees listed
- Teen Life Checking: No monthly fee
- College Life Checking: No monthly fee
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Bottom Line
This is the current offer from Achieva Credit Union in Florida. If you are looking for a student account this could be an offer for you. As a student, it’s hard to maintain school and your finances. It’s nice knowing there are no monthly fees, minimum balance requirements, or direct deposits necessary for the account.
Feel free to leave a comment below informing us about your experience with Achieva Credit Union. Your feedback is highly appreciated and makes our site even better!
CDs and Savings accounts are a great way to save money. Check out our full list of some of the best Bank Rates and CD Rates nationwide.
*Compare Achieva Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, U.S. Bank, and more!*
*Check back for updated Achieva Credit Union promotions, bonuses and offers.
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