Check out the most recent Independent Bank promotions, bonuses, and offers here.
Currently, they are offering a $100 checking bonus and a $50 bonus when you refer a friend or family member.
About Independent Bank Promotions
For 150 years, Independent Bank has worked hard to earn the business, and the trust, of those across Michigan. With a full range of financial services including commercial banking, mortgage lending, investments, and title services, they’re committed to providing exceptional service and value to their customers, stockholders, and communities.
Independent Bank $100 Checking Bonus
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $1,000
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Expires 12/31/2023)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($500 Bonus), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($225 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Open a new checking account.
- $50 when you establish a recurring direct deposit of at least $50
- $50 when maintain a balance of $500 or more for 60 days
- Subject to 1099-INT reporting.
- Qualifications must be met within 90 calendar days of account opening to receive bonus.
- Offer paid out within 60 calendar days of qualification.
- Valid for new checking account customers only.
- Cannot be combined with any other offer.
- Account must be in good standing to receive the bonus.
- Account must be opened by December 31, 2023.
Independent Bank $50 Referral Bonus
$50 Referral Bonus
You can earn a $50 referral bonus when you refer a friend, family member, or coworker and meet all requirements.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: MI (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $1,000
(Limited time offer)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Get a $50 Mastercard Reward Card when your friend registers, opens a new Independent Bank personal checking account AND completes the following within 60 calendar days of account opening:
- Completes ten (10) debit card transactions (ATM transactions excluded), OR
- Completes at least $100 in direct deposits
- $10 minimum deposit is required for all account openings.
- The new account is subject to standard account opening requirements.
- Rewards are subject to 1099-INT for the referred party and 1099-MISC for the referring party for aggregate awards totaling $600 annually.
- By participating in the ReferLive program, each party may be aware that the other is, or may become, an Independent Bank customer.
Independent Bank $50 Business Referral Bonus
Refer a friend and they can earn a $150 bonus.
You can earn a $50 bonus when you refer a friend and they can receive a $150 bonus.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: MI
(Limited time offer)
| Compare to some of the best business checking accounts such as Chase Business Checking ($300 or $500 Bonus), U.S. Bank Business Checking ($500 or $750 Bonus), Live Oak Bank Business Savings ($300 Bonus), Axox Bank Basic Business Checking ($100 Bonus), Axos Bank Business Interest Checking ($100 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
- To earn a $150 Mastercard Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Independent Bank business checking account and meet the following requirements within 60 calendar days of account opening:
- Complete fifteen (15) debit card transactions (excluding ATM transactions), OR
- Have $1,000 in cumulative deposits
- New account is subject to standard account opening requirements.
- The Referred Person acknowledges that a Mastercard Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.
- Independent Bank employees are ineligible to participate in this offer.
- Please allow 4-6 weeks after completion of all requirements for the delivery of the Mastercard Reward Card.
- The Mastercard Reward Cards are subject to Terms and Conditions delivered with the card.
- Rewards are subject to 1099-INT for the referred party and 1099-MISC for the referring party for aggregate rewards totaling $600 annually.
Independent Bank $200 Checking Bonus *Expired*
You can earn a $200 bonus when you open a new account and meet all requirements.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: MI
(Offer Expires July 15, 2022)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Independent Bank is offering a bonus of $200 when you open a new checking account.
- Open a ONE Account online or in your local branch
- Swipe your Debit Mastercard® 20 times within 60 calendar days of account opening
- Complete 4 direct deposits of $100 or more within 60 calendar days of account opening
- Subject to 1099-INT reporting.
- Offer paid out within 60 calendar days of qualification.
- Valid for new checking account customers only.
- Cannot be combined with any other offer.
- Account must be in good standing to receive the bonus.
- Account must be opened by July 15, 2022.
How To Waive Monthly Fees
- Personal Checking: $2 monthly fee, waivable if enrolled in eStatements
- Eagle Savings Account: $12 quarterly fee, waivable with a minimum daily balance of $300, combined account statements, or eStatements
- Health Savings Account: None
- Swift Savings Account: $12 quarterly fee, waivable if primary account holder is under 18
- Relationship Money Market Account: $12 monthly fee, waivable with a minimum daily balance of $2,500
- Business Freedom Checking: $2 monthly fee, waivable with an average daily balance of $1,000+ or with eStatements
- BusinessFlex Checking: $12 monthly fee, waivable with an average daily balance of $25,000+
- EagleAdvantage Checking: $12 monthly fee, earnings credit can offset fees
- EagleFlex Savings: $12 quarterly fee, waivable with a minimum daily balance of $300+, combined account statements, or eStatements
- Business Money Market: $12 monthly fee, waivable with a minimum daily balance of $1,000+
- EagleAdvantage Money Market: $15 monthly fee, waivable with a minimum daily balance of $10,000+
Bottom Line
All in all, this is a fantastic offer if you know a friend or family member who would like to open a new account for their businesses. Additionally, you can gain access to many great features that come with the account. However, let us know if you know whether the promotion is a soft pull or not!
Additionally, be sure to check out our list of the best bank bonuses, bank rates, and CD rates found nationwide!
Compare Independent Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Independent Bank promotions, bonuses, and offers.
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