Find the most updated BrightStar Credit Union promotions, bonuses, and offers here.
Update 3/25/25: There’s currently a 5 Day 4 Night Cruise offer when you deposit $20k into a consumer checking or savings account available for a limited time.
About BrightStar Credit Union Promotions
BrightStar Credit Union is the 32nd largest credit union in Florida and the 552nd largest in the nation. It was established in 1946 and currently has 8 locations across the state.
| Eligibility: BrightStar Credit Union offers membership to anyone who resides, works, or attends school in the Florida counties of Brevard, Broward, Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Highlands, Hillsborough, Indian River, Lee, Manatee, Martin, Monroe, Miami-Dade, Okeechobee, Osceola, Palm Beach, Pinellas, Polk, Sarasota, or St. Lucie. Membership is also open to individuals associated with educational institutions in Broward County, and to employees (and their family) of local partner organizations. See current membership details |
We will review the current BrightStar Credit union promotions below.
BrightStar Credit Union 5 Day 4 Night Cruise Checking or Savings Bonus
- What you’ll get: 5 Day 4 Night Cruise bonus
- Account Type: Checking or Savings Account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Loss of bonus if closed within 7 months
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Deposit Funds. Bring $20,000 or more into a BSCU checking or standard savings account
- Enroll in Direct Deposit. Must have an active direct deposit of $1,000 or more monthly
- Use Promo Code CRUISE20K online. Follow the cruise certificate instructions and sail away!
- Terms and conditions apply.
- Membership eligibility is required.
- The promotional offer is only available for members who deposit $20,000 or more into a consumer checking or standard savings account.
- Funds must come from outside of BSCU existing accounts and maintained for a period of at least 90 days.
- Business accounts are not eligible.
- Direct deposit must be set up with a minimum of $1,000 monthly and active for at least 30 days.
- Members with existing direct deposit of the minimum $1,000 amount qualify.
- Cruise certificate recipients are responsible for port charges, taxes, and fees.
- Cruise certificates need to be registered with travel agency within 45 days, and require a $24 per person registration fee.
- Certificates are valid for 18 months after registration.
- BrightStar Credit Union is not responsible for your safety on board or in any port of call.
- See cruise certificate for full cruise details.
- Promo code: CRUISE20K
BrightStar Credit Union $100 Checking Bonus
Earn $100 cash bonus.
Currently, you can get a $100 bonus with BrightStar Credit Union when you open a new checking account.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Loss of bonus if closed within 7 months
- Household Limit: None listed
(Limited time offer)
Editor’s Note: See this alternative link for $100 BrightStar checking bonus.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Visit your nearest BrightStar Credit Union or go online and open a new checking account.
- A minimum of 4 eligible transactions must occur each 30 day period for 7 months.
- Upon completion of the requirements, you should receive a $100 bonus.
- Offer applies only to new members joining BrightStar Credit Union and opening a new checking account.
- New membership and new checking account must be established at the same time.
- $100 will be deposited into member’s primary Savings account and will earn dividends but will not be available for withdrawal or access for any reason until 7 months after account opening.
- Please allow 4-6 weeks after the end of the 7th month for the account review to be finalized.
- $100 will be forfeited if the Checking account is not active for any 30 day period during the first 7 months the account is open—with the exception of a 30 day grace period from the account opening date
- Offer is not valid with other offers, and may change or end without notice.
- To be eligible, you must be a U.S. resident aged 18 or older.
- Limit of one $100 cash award per person.
- Any taxes related to the offer are the member’s responsibility.
- Offer subject to change or end at any time. Other conditions may apply.
- Fee may apply for paper statement.
- Conditions apply.
- Membership eligibility required.
BrightStar Credit Union $100 Business Checking Bonus
- What you’ll get: $100 bonus
- Account Type: Business Checking Account
- Availability: FL
- Direct Deposit Requirement: No
- Credit Inquiry: Soft
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $7.95-$12.95; waivable
- Early Account Termination Fee: Loss of bonus if closed within 7 months
- Household Limit: None listed
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get $100 when you open a new Business Checking Account with e-Statements
- Do a minimum of 4 transactions per month for 7 months.
- Please allow 4-6 weeks after the end of the 7th month for the account review to be finalized.
- Offer applies only to new members joining BrightStar Credit Union and opening a new business checking account.
- New membership and new checking account must be established at the same time.
- Qualifications may apply to opening new checking accounts.
- $100 will be deposited into member’s primary Savings account and will earn dividends but will not be available for withdrawal or access for any reason until 7 months after account opening.
- Please allow 4-6 weeks after the end of the 7th month for the account review to be finalized.
- $100 will be forfeited if the Checking account is not active for any 30 day period during the first 7 months the account is open—with the exception of a 30 day grace period from the account opening date.
- An active checking account is defined as a minimum of four (4) transactions per 30 day period.
- Eligible transactions include: Visa Check Card purchases, checks clearing, direct deposit of payroll or other funds, bills paid via Online BillPay, in-branch withdrawals or deposits, ATM deposits.
- Non-eligible transactions include: dividend posting, fee assessment, manual adjustments, transfers, ATM withdrawals, automatic debits or other transactions.
- Accounts will be reviewed during the 8th month after the open date at that time, the hold on the $100 will either be released, or the $100 will be debited from the account.
- Offer is not valid with other offers, and may change or end without notice.
- To be eligible, you must be a U.S. resident aged 18 or older.
- Limit of one $100 cash award per person.
- Any taxes related to the offer are the member’s responsibility.
- Offer subject to change or end at any time.
- Other conditions may apply.
- Fee may apply for paper statement.
- Conditions apply.
- BrightStar Credit Union is federally insured by the NCUA.
- Membership eligibility required.
How To Waive Monthly Fees
- Free Checking: None
- Youth Checking: None
- Advanced Checking: Not Listed
- Interest Checking: $10, Only if balance falls below $1,000.00 anytime during the month
- Classic Business Checking: Monthly Service Fee $7.95 (if average monthly balance falls below $1500)
- Premiere Business Checking: Monthly Service Fee $12.95 (if average monthly balance falls below $5000)
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Bottom Line
For residents of Florida, you can claim $100 bonus to new members for opening a free checking account and meeting the requirements. Don’t forget that this bonus must be reported to the IRS.
Feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
While they have generous bonuses, BrightStar Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare BrightStar Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back on this page for updated BrightStar Credit Union promotions, bonuses, and offers.
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