Take advantage of Ascend Bank promotions, bonuses, and offers here!
Update 4/29/26:
- There’s currently a $300 checking bonus valid through 6/28/26.
- There’s currently a $450 business checking bonus valid through 6/28/26.
Ascend Bank $300 Checking Bonus
Earn a $300 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: CT (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $15-25; waivable
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Expires 06/28/2026)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($500 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open and use a new qualifying personal checking account and you can earn up to $300.
- You must enter promotion code “Spring300” if opening online or mention the promotion to a banker when opening at any Ascend Bank branch.
- Minimum requirements to avoid monthly service fees must be continually met and account must remain open for 180 days to receive the $200 statement credit.
- Get $100 for making a direct deposit within 30 days of opening your account.
- Promotional offers will be paid out within 30 days of completing the 180-day terms period.
- Up to $300 Consumer Checking Offer: Offer available when you open a new Access Checking, Preferred Access Checking or Prime Access Checking account.
- You must enter promotion code “Spring300” if opening online or mention the promotion to a banker when opening at any Ascend Bank branch.
- Minimum requirements to avoid monthly service fees must be continually met and account must remain open for 180 days to receive the $200 statement credit.
- Get $100 for making a direct deposit within 30 days of opening your account.
- Eligible direct deposits are electronic automated clearing house (ACH) deposits.
- Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits.
- Deposits made through a teller, ATM, or the Ascend Bank mobile app are ineligible direct deposits.
- May be subject to 1099 reporting.
- Account holder is responsible for all applicable taxes.
- Offer valid through June 28, 2026, and may be withdrawn at any time.
- Must be a CT resident.
- Limit 1 offer per person.
- New and existing customers are eligible, but funding may not come from a current Ascend Bank account.
- Rates on all balances subject to change based on future market conditions.
- Accounts subject to approval.
- $50 minimum to open any personal checking account.
- View full account details at ascend.bank/personal/bank/checking.
- Promotional offers will be paid out within 30 days of completing the 180-day terms period.
Ascend Bank $450 Business Checking Bonus
Earn a $450 bonus when you open a new business checking account and meet the qualifying requirements.
- What you’ll get: $450 bonus
- Account Type: Business Checking
- Availability: CT (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None with Business Checking
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Expires 06/28/2026)
| U.S. Bank Business Checking ($400 or $1200 Bonus) | Chase Business Checking ($500 Bonus) |
| Axos Business Premium Savings ($600 Bonus) | Axos Bank Basic Business Checking ($200 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Bank of America Business Checking ($400 or $750 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get a $300 statement credit when you open a new Business Checking account and meet account terms and conditions for 180 days.
- Get a $100 statement credit when you are approved for an Express Business Loan or Line within that same period.
- Get a $50 statement credit when you open a new 6-month Business Certificate of Deposit (CD) with new funds within 60 days of checking account.
- You must enter promotion code 450Biz26 if opening online or mention the promotion to a banker when opening at any Ascend Bank branch.
- Minimum requirements to avoid monthly service fees must be continually met, and the Business Checking account must remain open for 180 days to receive the $300 statement credit.
- Promotional offers will be paid within 30 days of completing the 180-day qualifying requirements.
- Up to $450 Business Banking Relationship Offer: Get a $300 statement credit when you open a new Business Checking account and meet account terms and conditions for 180 days.
- Get a $100 statement credit when you are approved for an Express Business Loan or Line within that same period.
- Get a $50 statement credit when you open a new 6-month Business Certificate of Deposit (CD) with new funds within 60 days of checking account.
- You must enter promotion code 450Biz26 if opening online or mention the promotion to a banker when opening at any Ascend Bank branch.
- Accounts subject to approval. Current Ascend Bank business checking customers are ineligible for this offer, and funds must come from a non-Ascend Bank account.
- Minimum requirements to avoid monthly service fees must be continually met, and the Business Checking account must remain open for 180 days to receive the $300 statement credit.
- Limit one offer per business owner.
- May be subject to 1099 reporting.
- Account holder is responsible for all applicable taxes.
- Offer valid through June 28, 2026, and may be withdrawn at any time.
- Promotional offers will be paid within 30 days of completing the 180-day qualifying requirements.
How To Waive Monthly Fee
- Access Checking: $15 Monthly Service Fee waived with Qualifying Direct Deposit & Active use of Debit Card
- Preferred Access Checking: $20 Monthly Service Fee waived with $1,500 minimum balance or $25,000 aggregate balance
- Prime Access Checking: $25 Monthly Service Fee waived with $2,500 minimum balance or $50,000 aggregate balance
- Business Select Plus Checking: Not listed
- Business Select Checking: Not listed
- Business Checking: No monthly service fee
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Bottom Line
Although you can earn a generous bonus from Ascend Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Ascend Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!
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