Here you can find all Ballston Spa National Bank promotions, bonuses, and offers.
They are currently offering bonuses of $50, $100, $240, $250, $350 when you open a qualifying account or refer someone to open an account.
About Ballston Spa National Bank Promotions
Ballston Spa National Bank first opened its doors in 1838. To this day they continue to serve residents of New York and has since grown to 13 branches.
I will review the current Ballston Spa National Bank Promotions below.
Ballston Spa National Bank $350 Checking Bonus
Ballston Spa National Bank is offering a $350 bonus when opening a new checking account.
- What you’ll get: $350 bonus
- Account Type: Checking
- Availability: NY (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $3-$15; waivable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Open a new Free Direct Checking, GO Checking or Premier Checking account
- Receive a monthly direct deposit in the amount of $500 (per direct deposit) or more for at least 3 consecutive months.
- To qualify for the $350 bonus, you must open a new Free Direct Checking, GO Checking or Premier Checking account and receive a monthly direct deposit in the amount of $500 (per direct deposit) or more for at least 3 consecutive months.
- Eligible direct deposits are electronic deposits of your paycheck, pension or government benefit made by your employer or the government.
- Person-to-Person and bank transfers between your BSNB accounts or accounts with other financial institutions do not qualify as direct deposits.
- The initial direct deposit must occur within 60 days of account opening.
- The $350 cash bonus will be deposited into your new checking account within 30 days of meeting the direct deposit requirement.
- Account must be open and in good standing to receive the cash bonus.
- All cash awards may be subject to 1099 tax reporting.
- This offer does not apply to second or multiple checking accounts within the same household or for customers who have closed a BSNB checking account within the last 365 days.
- This limited time offer may be withdrawn or changed at any time.
- All standard account requirements apply.
- Additional conditions may apply.
- Employees of BSNB are not eligible.
Ballston Spa National Bank $240 Business Checking Bonus
Earn up to a $240 bonus at BSNB.
Business owners may want to consider applying for this Ballston Spa National Bank promotion that can earn you up to a $240 bonus.
- What you’ll get: $240 bonus
- Account Type: Business Checking, Free Small Business Checking
- Availability: NY (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
- BSNB rewards you with $100 when you open a new commercial checking account. Plus bank your way and earn additional rewards for each service you select:
- When you enroll in Merchant Services you will earn $50
- Next, when you enroll in eStatements you will receive $15
- Deposit a check using Mobile Banking and receive $15
- Make five purchases using a BSNB business debit card and receive $15
- Enroll in Online Banking and Mobile Banking and receive $30
- Finally, enroll in Bill Pay and receive $15
- These are limited-time offers and may be withdrawn or changed at any time and without notice.
- To qualify for the $100 checking reward, you must open a new Business Checking or Free Small Business Checking Account and maintain a minimum average balance of $5,000 within 60 days of the account opening.
- To qualify for any of the additional rewards, you must be enrolled or participate in the required service(s) within 60 days of account opening.
Ballston Spa National Bank $100 Business Referral Bonus
Earn a $100 bonus for referring to BSNB.
Once you take advantage of the Ballston Spa National Bank Promotions, you can start referring new business owners to bank with Ballston Spa National Bank. The best part of it is that when they meet all the requirements, you will earn a $100 bonus!
- What you’ll get: $100 bonus
- Account Type: Business Checking, Free Small Business Checking, Business Interest Checking
- Availability: NY
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
- You will earn a $100 bonus every time you refer new business owners that open a Business Checking Account.
- Your referral can earn a $50 bonus when they make 5 debit transactions and maintain a $250 account balance within 45 days.
- Referring customer – You must have a BSNB business checking account.
- The $100 award will be deposited into your checking account within 60 days each time a referred business opens a qualifying checking account.
- Referred business – Earn $50 for a new business checking account: Free Small Business Checking, Business Checking, or Business Interest Checking.
- Offer does not apply to second or multiple checking accounts owned by the same entity or for customers who have closed a checking account within the last 180 days.
Ballston Spa National Bank $50 Referral Bonus
Earn a $50 Bonus at Ballston Spa National Bank
Currently, Ballston Spa National Bank is offering a $50 Referral Bonus when you refer new members and they open a new personal checking account.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: NY
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
- Refer a friend or family member to the bank by filling out the form through the button above.
- Give it to your friend or family member and ask them to use it when opening a new personal checking account at BSNB.
- When they do, they’ll deposit $50 to your checking account. Your friend will earn $25 for opening their account.
- Referring customer – You must have a BSNB personal checking account.
- The $50 award will be deposited into your checking account within 30 days each time a friend or family member opens a qualifying checking account.
- Referred friend or family member – Earn $25 for a new personal checking account. Offer does not apply to second or multiple checking accounts within the same household or for customers who have closed a checking account within the last 180 days.
- Referral award will be deposited into your new checking account within 30 days of opening the account.
- Account must be in good standing in order to receive referral award.
- Checking account must remain open for a minimum of six months or the referral award will be deducted from the account at closing.
- This limited time offer may be withdrawn or changed at any time.
- All standard account requirements apply.
- All cash referral awards may be subject to 1099 tax reporting.
- This offer may not be combined with any other offer.
- Member FDIC.
Ballston Spa National Bank $250 Checking Bonus
Earn up to a $250 bonus at BSNB.
Ballston Spa National Bank will give you a $250 bonus when you open a qualifying checking account and meet all the requirements.
- What you’ll get: $250 bonus
- Account Type: Free Direct Checking, GO Checking, or Premier Checking account
- Availability: NY
(Limited time offer)
Editor’s Note: See this alternative link for the $250 bonus offer.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Open a Ballston Spa National Bank Free Direct Checking, GO Checking, or Premier Checking account with a $50 minimum deposit.
- Within 60 days of account opening, set up direct deposit, pension, or government benefit check worth $500 or more at least once per month.
- GO Checking account will require enrolling in eStatements and direct deposit.
- Once you have completed the requirements and remain in good standing, you should receive the $250 bonus within 90 days of account opening.
- All cash awards may be subject to 1099 tax reporting.
- This offer may not be combined with any other offer and does not apply to second or multiple checking accounts within the same household or for customers who have closed a checking account within the last 180 days.
- These limited-time offers may be withdrawn or changed at any time.
- All standard account requirements apply.
- Additional conditions may apply.
- Employees of BSNB are not eligible.
How To Waive Monthly Fees
- Premier Checking: $15 if combined balances on eligible accounts is not maintained
- GoChecking: $5 if monthly transaction requirements are not met
- Free Direct Checking: $10 if monthly direct deposit is discontinued
- Student Checking: There are no monthly service fees.
- Basic Checking: $3 if balance is not maintained
- Diamond Money Market Investment Account: $5 per month if daily collected balance is not maintained
- Premier Money Market Investment Account: $10 per month if average daily balance is not maintained
- Statement Savings: $10 per quarter if daily ledger balance is not maintained
- Youth Savings: There are no monthly service fees.
- Free Small Business Checking: There are no monthly service fees.
- Business Checking: $6 per month
- Business Interest Checking: $8 per month
- Community Checking: There are no monthly service fees.
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Bottom Line
Ballston Spa National Bank promotions are as typical as they come. Like most promotions to earn a large lump sum they require direct deposits and for the account to be opened for a certain length. If you qualify for this any bonuses you should consider applying.
If you have experience banking with Ballston Spa National Bank, we would love to hear about it. Simply leave us a comment below letting us know how it was and you can help make our site better for readers.
Once you join, you will have access to all the services available at BSNB. Ballston Spa National bank does offer various services to earn extra money, such as their High Yield Checking Account, but we recommend you compare their rates with our full list of Bank Rates and CD Rates.
Compare Ballston Spa National Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Ballston Spa National Bank promotions, bonuses and offers.
NOT a hard pull!
Trying to avoid any hard pulls so I talked with one of their associates to verify.
Hi Shimshon,
Thanks for your comment and we have updated our review!
BE”H
Hi
Thank you for your post
I checked this BSNB offer
The good news is that its a $250 bonus not $160 and it doesn’t has a time limit at present
The bad news is that in NY it’s restricted only to Albany and saratoga counties
Will appreciate your update and feedback
Have a great day and b blessed
Shimshon