Ballston Spa National Bank Promotions August 2019: $50, $100, $240, $250 Checking, Money Market Bonuses (NY)

• Open a Ballston Spa National Bank Free Direct Checking, GO Checking, or Premier Checking account with a $50 minimum deposit.
• Within 60 days of account opening, set up direct deposit, pension, or government benefit check worth $500 or more at least once per month.
  • GO Checking account will require enrolling in eStatements and direct deposit.
• Once you have completed the requirements and remain in good standing, you should receive the $250 bonus within 90 days of account opening.

• Free Debit Card
• Online and Mobile Banking
• Electronic Statements
• Savings Overdraft Transfer
• Earn interest on the Premier Checking Account
• Instant Money Line
• BANKLINK24

• Free Direct Checking: Avoid $10 monthly fee with monthly recurring direct deposit.
• GO Checking: If 10 electronic monthly transactions are met, the $5 monthly maintenance fee will be waived.
• Premier Checking: $15, but can be waived by keeping a minimum balance of $10,000.

• All cash awards may be subject to 1099 tax reporting.
• This offer may not be combined with any other offer and does not apply to second or multiple checking accounts within the same household or for customers who have closed a checking account within the last 180 days.
• These limited time offers may be withdrawn or changed at any time.
• All standard account requirements apply.
• Additional conditions may apply.
• Employees of BSNB are not eligible.

• Fill in this form with your information.
• Give it to your friend or family member and ask them to use it when opening a new personal checking account at BSNB.
• When they do, we’ll deposit $50 to your checking account. Your friend will earn $25 for opening their account.

• Free Debit Card
• Online and Mobile Banking
• Electronic Statements
• Savings Overdraft Transfer
• Earn interest on the Premier Checking Account
• Instant Money Line
• BANKLINK24

• Free Direct Checking: Avoid $10 monthly fee with monthly recurring direct deposit.
• GO Checking: If 10 electronic monthly transactions are met, the $5 monthly maintenance fee will be waived.
• Premier Checking: $15, but can be waived by keeping a minimum balance of $10,000.

• *Referring customer – You must have a BSNB personal checking account.
• The $50 award will be deposited into your checking account within 30 days each time a friend or family member opens a qualifying checking account.
• Referred friend or family member – Earn $25 for a new personal checking account.
• Offer does not apply to second or multiple checking accounts within the same household or for customers who have closed a checking account within the last 180 days.
• Referral award will be deposited into your new checking account within 30 days of opening the account.
• Account must be in good standing in order to receive referral award.
• Checking account must remain open for a minimum of six months or the referral award will be deducted from the account at closing.
• This limited time offer may be withdrawn or changed at any time.
• All standard account requirements apply.
• All cash referral awards may be subject to 1099 tax reporting.
• This offer may not be combined with any other offer.
• Member FDIC.

• BSNB rewards you with $100 when you open a new commercial checking account. Plus bank your way and earn additional rewards for each service you select:
  • When you enroll in Merchant Services you will earn $50
  • Next, when you enroll in eStatements you will receive receive $15
  • Deposit a check using Mobile Banking and receive $15²
  • Make five purchases using a BSNB business debit card and receive $15
  • Enroll in Online Banking and Mobile Banking and receive $30
  • Finally, enroll in Bill Pay and receive $15

• Remote Deposit Capture – Deposit your checks right from your desktop free for six months! With Remote Deposit Capture, all you need is a computer, an internet connection and a scanner.
• Online Cash Management – Control the process of collecting, concentrating, disbursing and managing your funds online on a daily basis. Get started with no monthly service fees for six months.
• Business 401(k) or SEP Plan – Receive a free consultation to determine if your plan could provide more investment options at a lower cost to your business.
• Debit Card
• Merchant and Payment Processing Services

• Free Small Business Checking: There are no monthly fees for this account.
• Business Checking: There is a $6 monthly service fee that might not be able to waive.

The Fine Print for this promotion mentions two monthly service fees that are waived for the first 6 months. However, the BSNB site has the information provided above. If you have experience with this bank please leave us a comment below letting us know about it.

• These are limited time offers and may be withdrawn or changed at any time and without notice.
• Account must be open and in good standing to receive the bonus rewards.
• All standard account requirements apply.
• Additional conditions may apply.
  *To qualify for the $100 checking reward, you must open a new Business Checking or Free Small Business Checking Account and maintain a minimum average balance of $5,000 within 60 days of the account opening.
• To qualify for any of the additional rewards, you must be enrolled or participate in the required service(s) within 60 days of account opening.
• Cash awards will be deposited into your new checking account within 90 days of account opening. All cash awards may be subject to 1099 tax reporting.
• This offer may not be combined with any other offer and does not apply to second or multiple checking accounts within the same business or for customers who have closed a business checking account within the last 180 days.
• Merchant Services are provided by Elavon, a third-party provider, and will be awarded when a new merchant services relationship is activated.
• Mobile Check Deposit may not be available to some users.
• Certain restrictions apply.
• Remote Deposit Capture is subject to credit approval.
• A monthly service fee of $50 will be waived for the first six months of usage.
• The installation fee of $275 will be waived.
• Remote Deposit Capture transaction fees are not included in waiver.
• Service requires Internet access.
• Cash Management services are subject to credit approval.
• A monthly service fee of $35 will be waived for the first six months of usage.
• Cash management transaction fees are not included in waiver.
• Service requires Internet access.
• Investments are not FDIC insured.

• You will earn a $100 bonus every time you refer new business owners that open a Business Checking Account.
• Your referral can earn a $50 bonus when they make 5 debit transactions and maintain a $250 account balance within 45 days.

• Remote Deposit Capture – Deposit your checks right from your desktop free for six months! With Remote Deposit Capture, all you need is a computer, an internet connection and a scanner.
• Online Cash Management – Control the process of collecting, concentrating, disbursing and managing your funds online on a daily basis. Get started with no monthly service fees for six months.
• Business 401(k) or SEP Plan – Receive a free consultation to determine if your plan could provide more investment options at a lower cost to your business.
• Debit Card
• Merchant and Payment Processing Services

• Free Small Business Checking: There are no monthly fees for this account.
• Business Checking: There is a $6 monthly service fee that you might not be able to waive.
• Business Interest Checking: There is a $8 monthly service fee that might not be able to waive.

• *Referring customer – You must have a BSNB business checking account.
• The $100 award will be deposited into your checking account within 60 days each time a referred business opens a qualifying checking account.
• Referred business – Earn $50 for a new business checking account: Free Small Business Checking, Business Checking, or Business Interest Checking.
• Must perform 5 debit card transactions and maintain an average balance of $250 within 45 days of
  account opening.
• Offer does not apply to second or multiple checking accounts owned by the same entity or for customers who have closed a checking account within the last 180 days.
• Referral award will be deposited into your new checking account within 60 days of opening
  the account.
• Account must be in good standing in order to receive referral award.
• Checking account must remain open for a minimum of six months or the referral award will be deducted
  from the account at closing.
• This limited time offer may be withdrawn or changed at any time.
• All standard account requirements apply.
• All cash referral awards may be subject to 1099 tax reporting.
• This offer may not be combined with any other offer.
• Member FDIC