Here you can find all Ballston Spa National Bank promotions, bonuses, and offers.
They are currently offering bonuses of $50, $100, $240, and $250 when you open a qualifying account or refer someone to open an account.
*Compare Ballston Spa National Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
Table of Contents
About Ballston Spa National Bank Promotions
Ballston Spa National Bank first opened its doors in 1838. To this day they continue to serve residents of New York and has since grown to 13 branches. But even if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: NY (Bank Locator)
- Routing Number: 021304675
- Customer Service: (518) 885-6781
Once you join, you will have access to all the services available at BSNB. Ballston Spa National bank does offer various services to earn extra money, such as their High Yield Checking Account, but we recommend you compare their rates with our full list of Bank Rates and CD Rates.
I will review the current Ballston Spa National Bank Promotions below.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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Chase Business Complete BankingSM $300 Bonus | HSBC Premier Checking Up To $600 |
HSBC Premier Checking $450 Bonus | TD Bank Convenience Checking $150 Bonus |
TD Bank Beyond Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
Huntington 25 Checking $300 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
Huntington Unlimited Business Checking $400 Bonus | Aspiration Spend & Save Account $100 Bonus |
Ally Invest Up To $3,000 Bonus | Discover Bank $360 Cashback Debit |
Axos Basic Business Checking $100 Bonus | BlockFi Up To $250 BTC Bonus |
WeBull 2 Free Stocks | BBVA Free Checking & Savings $250 Bonus |
Ballston Spa National Bank $250 Checking Bonus

Earn up to a $250 bonus at BSNB.
Ballston Spa National Bank will give you a $250 bonus when you open a qualifying checking account and meet all the requirements.
- Account Type: Free Direct Checking, GO Checking, or Premier Checking account
- Hard Inquiry: Soft Pull
- Opening Deposit: $50
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: $5 – $15, See Below
- Household Limit: None listed
- Closing Account Fee: Unknown
(No Expiration Date)
You can compare this to several great entry level Checking accounts with bonus offers include the BBVA Free Checking & Savings ($250 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and Aspiration Spend & Save Account ($100 bonus). |
Editor’s Note: If you are interested in this promotion, this bank is offering an additional $100 bonus for opening a Diamond Money Market Account in addition to the BSNB checking account. Click this link to find out more.
Earn $250 Checking Bonus
- Open a Ballston Spa National Bank Free Direct Checking, GO Checking, or Premier Checking account with a $50 minimum deposit.
- Within 60 days of account opening, set up direct deposit, pension, or government benefit check worth $500 or more at least once per month.
- GO Checking account will require enrolling in eStatements and direct deposit.
- Once you have completed the requirements and remain in good standing, you should receive the $250 bonus within 90 days of account opening.
- Free Debit Card
- Online and Mobile Banking
- Electronic Statements
- Savings Overdraft Transfer
- Earn interest on the Premier Checking Account
- Instant Money Line
- BANKLINK24
- Free Direct Checking: Avoid $10 monthly fee with monthly recurring direct deposit.
- GO Checking: If 10 electronic monthly transactions are met, the $5 monthly maintenance fee will be waived.
- Premier Checking: $15, but can be waived by keeping a minimum balance of $10,000.
- All cash awards may be subject to 1099 tax reporting.
- This offer may not be combined with any other offer and does not apply to second or multiple checking accounts within the same household or for customers who have closed a checking account within the last 180 days.
- These limited-time offers may be withdrawn or changed at any time.
- All standard account requirements apply.
- Additional conditions may apply.
- Employees of BSNB are not eligible.
Ballston Spa National Bank $240 Business Checking Bonus

Earn up to a $240 bonus at BSNB.
Business owners may want to consider applying for this Ballston Spa National Bank promotion that can earn you up to a $240 bonus.
- Account Type: Business Checking, Free Small Business Checking
- Opening Deposit: $50
- Direct Deposit Requirement: No
- Monthly Fee: $0 – $6, See Below
- Household Limit: None listed
- Closing Account Fee: Unknown
(No Expiration Date)
For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Take Advantage of the $240 Business Checking Bonus
- BSNB rewards you with $100 when you open a new commercial checking account. Plus bank your way and earn additional rewards for each service you select:
- When you enroll in Merchant Services you will earn $50
- Next, when you enroll in eStatements you will receive $15
- Deposit a check using Mobile Banking and receive $15
- Make five purchases using a BSNB business debit card and receive $15
- Enroll in Online Banking and Mobile Banking and receive $30
- Finally, enroll in Bill Pay and receive $15
- Remote Deposit Capture – Deposit your checks right from your desktop free for six months! With Remote Deposit Capture, all you need is a computer, an internet connection and a scanner.
- Online Cash Management – Control the process of collecting, concentrating, disbursing, and managing your funds online on a daily basis. Get started with no monthly service fees for six months.
- Business 401(k) or SEP Plan – Receive a free consultation to determine if your plan could provide more investment options at a lower cost to your business.
- Debit Card
- Merchant and Payment Processing Services
- Free Small Business Checking: There are no monthly fees for this account.
- Business Checking: There is a $6 monthly service fee that might not be able to waive.
The Fine Print for this promotion mentions two monthly service fees that are waived for the first 6 months. However, the BSNB site has the information provided above. If you have experience with this bank please leave us a comment below letting us know about it.
- These are limited-time offers and may be withdrawn or changed at any time and without notice.
- To qualify for the $100 checking reward, you must open a new Business Checking or Free Small Business Checking Account and maintain a minimum average balance of $5,000 within 60 days of the account opening.
- To qualify for any of the additional rewards, you must be enrolled or participate in the required service(s) within 60 days of account opening.
Ballston Spa National Bank $100 Business Referral Bonus

Earn a $100 bonus for referring to BSNB.
Once you take advantage of the Ballston Spa National Bank Promotions, you can start referring new business owners to bank with Ballston Spa National Bank. The best part of it is that when they meet all the requirements, you will earn a $100 bonus!
- Account Type: Business Checking, Free Small Business Checking, Business Interest Checking
- Opening Deposit: $50
- Direct Deposit Requirement: No
- Monthly Fee: $0 – $8, See Below
- Household Limit: None listed
- Closing Account Fee: Loss of bonus if closed within 6 months
(No Expiration Date)
For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Receive The $100 Business Referral Bonus
- You will earn a $100 bonus every time you refer new business owners that open a Business Checking Account.
- Your referral can earn a $50 bonus when they make 5 debit transactions and maintain a $250 account balance within 45 days.
- Remote Deposit Capture – Deposit your checks right from your desktop free for six months! With Remote Deposit Capture, all you need is a computer, an internet connection, and a scanner.
- Online Cash Management – Control the process of collecting, concentrating, disbursing, and managing your funds online on a daily basis. Get started with no monthly service fees for six months.
- Business 401(k) or SEP Plan – Receive a free consultation to determine if your plan could provide more investment options at a lower cost to your business.
- Debit Card
- Merchant and Payment Processing Services
- Free Small Business Checking: There are no monthly fees for this account.
- Business Checking: There is a $6 monthly service fee that you might not be able to waive.
- Business Interest Checking: There is a $8 monthly service fee that might not be able to waive.
- Referring customer – You must have a BSNB business checking account.
- The $100 award will be deposited into your checking account within 60 days each time a referred business opens a qualifying checking account.
- Referred business – Earn $50 for a new business checking account: Free Small Business Checking, Business Checking, or Business Interest Checking.
- Offer does not apply to second or multiple checking accounts owned by the same entity or for customers who have closed a checking account within the last 180 days.
Bottom Line
Ballston Spa National Bank promotions are as typical as they come. Like most promotions to earn a large lump sum they require direct deposits and for the account to be opened for a certain length. If you qualify for this any bonuses you should consider applying.
If you have experience banking with Ballston Spa National Bank, we would love to hear about it. Simply leave us a comment below letting us know how it was and you can help make our site better for readers.
*Check back at this page for updated Ballston Spa National Bank promotions, bonuses and offers.
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete BankingSM | $300 Cash | Review |
HSBC Premier Checking Member FDIC | $450 Cash | Review |
HSBC Premier Checking Member FDIC | Up To $600 | Review |
BBVA Free Checking & Savings | $250 Cash | Review |
Huntington 25 Checking | $300 Cash | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience CheckingSM | $150 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Axos Bank Basic Business Checking | $100 Cash | Review |
Aspiration Spend & Save Account | $100 Cash | Review |
Ally Invest | Up to $3,000 Cash | Review |
BlockFi | Up To $250 BTC | Review |
American Express High Yield Savings | 0.40% APY | Review |
Discover Cashback Debit Account | $360 Cash | Review |
NOT a hard pull!
Trying to avoid any hard pulls so I talked with one of their associates to verify.
BE”H
Hi
Thank you for your post
I checked this BSNB offer
The good news is that its a $250 bonus not $160 and it doesn’t has a time limit at present
The bad news is that in NY it’s restricted only to Albany and saratoga counties
Will appreciate your update and feedback
Have a great day and b blessed
Shimshon
Hi Shimshon,
Thanks for your comment and we have updated our review!