Here you can find all Ballston Spa National Bank promotions, bonuses, and offers.
They are currently offering bonuses of $50, $100, $240, and $250 when you open a qualifying account or refer someone to open an account.
Table of Contents
About Ballston Spa National Bank Promotions
Ballston Spa National Bank first opened its doors in 1838. To this day they continue to serve residents of New York and has since grown to 13 branches. But even if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: NY (Bank Locator)
- Routing Number: 021304675
- Customer Service: (518) 885-6781
Once you join, you will have access to all the services available at BSNB. Ballston Spa National bank does offer various services to earn extra money, such as their High Yield Checking Account, but we recommend you compare their rates with our full list of Bank Rates and CD Rates.
Compare Ballston Spa National Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, Wells Fargo, and more!
I will review the current Ballston Spa National Bank Promotions below.
Ballston Spa National Bank $250 Checking Bonus
Earn up to a $250 bonus at BSNB.
Ballston Spa National Bank will give you a $250 bonus when you open a qualifying checking account and meet all the requirements.
- Account Type: Free Direct Checking, GO Checking, or Premier Checking account
- Hard Inquiry: Soft Pull
- Opening Deposit: $50
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: $5 – $15, See Below
- Household Limit: None listed
- Closing Account Fee: Unknown
(No Expiration Date)
Editor’s Note: See this alternative link for the $250 bonus offer.
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account Package (up to $1500 bonus), Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), BMO Harris Smart Advantage ($300 bonus), Capital One 360 Checking ($150 bonus),and Aspiration Spend & Save Account ($150 bonus). |
Earn $250 Checking Bonus
- Open a Ballston Spa National Bank Free Direct Checking, GO Checking, or Premier Checking account with a $50 minimum deposit.
- Within 60 days of account opening, set up direct deposit, pension, or government benefit check worth $500 or more at least once per month.
- GO Checking account will require enrolling in eStatements and direct deposit.
- Once you have completed the requirements and remain in good standing, you should receive the $250 bonus within 90 days of account opening.
- Free Debit Card
- Online and Mobile Banking
- Electronic Statements
- Savings Overdraft Transfer
- Earn interest on the Premier Checking Account
- Instant Money Line
- BANKLINK24
- Free Direct Checking: Avoid $10 monthly fee with monthly recurring direct deposit.
- GO Checking: If 10 electronic monthly transactions are met, the $5 monthly maintenance fee will be waived.
- Premier Checking: $15, but can be waived by keeping a minimum balance of $10,000.
- All cash awards may be subject to 1099 tax reporting.
- This offer may not be combined with any other offer and does not apply to second or multiple checking accounts within the same household or for customers who have closed a checking account within the last 180 days.
- These limited-time offers may be withdrawn or changed at any time.
- All standard account requirements apply.
- Additional conditions may apply.
- Employees of BSNB are not eligible.
Ballston Spa National Bank $240 Business Checking Bonus
Earn up to a $240 bonus at BSNB.
Business owners may want to consider applying for this Ballston Spa National Bank promotion that can earn you up to a $240 bonus.
- Account Type: Business Checking, Free Small Business Checking
- Opening Deposit: $50
- Direct Deposit Requirement: No
- Monthly Fee: $0 – $6, See Below
- Household Limit: None listed
- Closing Account Fee: Unknown
(No Expiration Date)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Take Advantage of the $240 Business Checking Bonus
- BSNB rewards you with $100 when you open a new commercial checking account. Plus bank your way and earn additional rewards for each service you select:
- When you enroll in Merchant Services you will earn $50
- Next, when you enroll in eStatements you will receive $15
- Deposit a check using Mobile Banking and receive $15
- Make five purchases using a BSNB business debit card and receive $15
- Enroll in Online Banking and Mobile Banking and receive $30
- Finally, enroll in Bill Pay and receive $15
- Remote Deposit Capture – Deposit your checks right from your desktop free for six months! With Remote Deposit Capture, all you need is a computer, an internet connection and a scanner.
- Online Cash Management – Control the process of collecting, concentrating, disbursing, and managing your funds online on a daily basis. Get started with no monthly service fees for six months.
- Business 401(k) or SEP Plan – Receive a free consultation to determine if your plan could provide more investment options at a lower cost to your business.
- Debit Card
- Merchant and Payment Processing Services
- Free Small Business Checking: There are no monthly fees for this account.
- Business Checking: There is a $6 monthly service fee that might not be able to waive.
The Fine Print for this promotion mentions two monthly service fees that are waived for the first 6 months. However, the BSNB site has the information provided above. If you have experience with this bank please leave us a comment below letting us know about it.
- These are limited-time offers and may be withdrawn or changed at any time and without notice.
- To qualify for the $100 checking reward, you must open a new Business Checking or Free Small Business Checking Account and maintain a minimum average balance of $5,000 within 60 days of the account opening.
- To qualify for any of the additional rewards, you must be enrolled or participate in the required service(s) within 60 days of account opening.
Ballston Spa National Bank $100 Business Referral Bonus
Earn a $100 bonus for referring to BSNB.
Once you take advantage of the Ballston Spa National Bank Promotions, you can start referring new business owners to bank with Ballston Spa National Bank. The best part of it is that when they meet all the requirements, you will earn a $100 bonus!
- Account Type: Business Checking, Free Small Business Checking, Business Interest Checking
- Opening Deposit: $50
- Direct Deposit Requirement: No
- Monthly Fee: $0 – $8, See Below
- Household Limit: None listed
- Closing Account Fee: Loss of bonus if closed within 6 months
(No Expiration Date)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Receive The $100 Business Referral Bonus
- You will earn a $100 bonus every time you refer new business owners that open a Business Checking Account.
- Your referral can earn a $50 bonus when they make 5 debit transactions and maintain a $250 account balance within 45 days.
- Remote Deposit Capture – Deposit your checks right from your desktop free for six months! With Remote Deposit Capture, all you need is a computer, an internet connection, and a scanner.
- Online Cash Management – Control the process of collecting, concentrating, disbursing, and managing your funds online on a daily basis. Get started with no monthly service fees for six months.
- Business 401(k) or SEP Plan – Receive a free consultation to determine if your plan could provide more investment options at a lower cost to your business.
- Debit Card
- Merchant and Payment Processing Services
- Free Small Business Checking: There are no monthly fees for this account.
- Business Checking: There is a $6 monthly service fee that you might not be able to waive.
- Business Interest Checking: There is a $8 monthly service fee that might not be able to waive.
- Referring customer – You must have a BSNB business checking account.
- The $100 award will be deposited into your checking account within 60 days each time a referred business opens a qualifying checking account.
- Referred business – Earn $50 for a new business checking account: Free Small Business Checking, Business Checking, or Business Interest Checking.
- Offer does not apply to second or multiple checking accounts owned by the same entity or for customers who have closed a checking account within the last 180 days.
Ballston Spa National Bank $50 Referral Bonus
Earn a $50 Bonus at Ballston Spa National Bank
Currently, Ballston Spa National Bank is offering a $50 Referral Bonus when you refer new members and they open a new personal checking account.
- Account Type: Checking Account
- Opening Deposit: $50
- Direct Deposit Requirement: No
- Monthly Fee: $0 – $8, See Below
- Household Limit: None listed
- Closing Account Fee: Loss of bonus if closed within 6 months
(No Expiration Date)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Receive The $50 Referral Bonus
- Refer a friend or family member to the bank by filling out the form through the button above.
- Give it to your friend or family member and ask them to use it when opening a new personal checking account at BSNB.
- When they do, they’ll deposit $50 to your checking account. Your friend will earn $25 for opening their account.
- Free Debit Card
- Online and Mobile Banking
- Electronic Statements
- Savings Overdraft Transfer
- Earn interest on the Premier Checking Account
- Instant Money Line
- BANKLINK24
- Free Direct Checking: Avoid $10 monthly fee with monthly recurring direct deposit.
- GO Checking: If 10 electronic monthly transactions are met, the $5 monthly maintenance fee will be waived.
- Premier Checking: $15, but can be waived by keeping a minimum balance of $10,000.
- Referring customer – You must have a BSNB personal checking account.
- The $50 award will be deposited into your checking account within 30 days each time a friend or family member opens a qualifying checking account.
- Referred friend or family member – Earn $25 for a new personal checking account. Offer does not apply to second or multiple checking accounts within the same household or for customers who have closed a checking account within the last 180 days.
- Referral award will be deposited into your new checking account within 30 days of opening the account.
- Account must be in good standing in order to receive referral award.
- Checking account must remain open for a minimum of six months or the referral award will be deducted from the account at closing.
- This limited time offer may be withdrawn or changed at any time.
- All standard account requirements apply.
- All cash referral awards may be subject to 1099 tax reporting.
- This offer may not be combined with any other offer.
- Member FDIC.
Bottom Line
Ballston Spa National Bank promotions are as typical as they come. Like most promotions to earn a large lump sum they require direct deposits and for the account to be opened for a certain length. If you qualify for this any bonuses you should consider applying.
If you have experience banking with Ballston Spa National Bank, we would love to hear about it. Simply leave us a comment below letting us know how it was and you can help make our site better for readers.
*Check back at this page for updated Ballston Spa National Bank promotions, bonuses and offers.
NOT a hard pull!
Trying to avoid any hard pulls so I talked with one of their associates to verify.
BE”H
Hi
Thank you for your post
I checked this BSNB offer
The good news is that its a $250 bonus not $160 and it doesn’t has a time limit at present
The bad news is that in NY it’s restricted only to Albany and saratoga counties
Will appreciate your update and feedback
Have a great day and b blessed
Shimshon
Hi Shimshon,
Thanks for your comment and we have updated our review!