Find an updated list of Excite Credit Union promotions, bonuses and offers here.
At the moment you can take advantage of a $50, $300 bonus when you meet all the requirements.
About Excite Credit Union Promotions
Established in 1952, Excite Credit Union has since expanded into North Carolina and California. But, if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
| Eligibility: Must live, work or worship in one of the following counties: Alameda, Monterey, San Francisco, Santa Clara, Santa Cruz, San Mateo all in CA or Brunswick, New Hanover or Pender county in NC. Be sure to check out their membership page for more info. |
I’ll review the Excite Credit Union Promotions below.
Excite Credit Union $300 Checking Bonus
Excite Credit Union is offering up to a $300 bonus when you open a new checking account and meet all the requirements.
- What you’ll get: $300 bonus
- Account Type: Checking Account
- Availability: CA, NC (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ within 90 days (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, not sensitive
- Credit Card Funding: Up to $2,500 with VISA/MC
- Monthly Fee: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $300 Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new checking account
- Requires eStatements
- Perform a minimum of six debit card transactions
- Direct deposit of $500 or more within the first 90 days.
- To qualify for the $300 bonus program, the following criteria must be met: a) Applies to new Members (18+) or to existing Members provided that there was no open checking account in the past 180 days. (b) Requires eStatements, perform a minimum of six debit card transactions, and direct deposit of $500 or more within the first 90 days.
- The $300 bonus is automatically deposited to the Member’s primary savings account on first day of the month after meeting criteria
- Requires a minimum deposit of $25.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Excite Credit Union $300 Business Checking Bonus
Excite Credit Union is offering up to a $300 bonus when you open a new business checking account and meet all the requirements.
- What you’ll get: $300 bonus
- Account Type: Business Checking Account
- Availability: CA, NC
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, not sensitive
- Credit Card Funding: Up to $2,500 with VISA/MC
- Monthly Fee: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| Compare to some of the best business checking accounts such as Chase Business Checking ($300 or $500 Bonus), U.S. Bank Business Checking ($500 or $750 Bonus), Live Oak Bank Business Savings ($300 Bonus), Axox Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn $300 Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for the $300 Bonus the following criteria must be met within the first 90 days of Go, Pro or Boss Business Checking account opening:
- a. Become a Member and Open a New Go, Pro or Boss Business Checking account;
- b. No prior/current Excite Business checking account(s) in the past 180 days;
- c. Aggregate deposits of $1500 or higher occurring monthly and perform a minimum of 10 qualifying transactions (ATM withdrawals, debit card purchases, ACH Debits and paid checks) within the first 90 days.
- To qualify for the $300 Bonus the following criteria must be met within the first 90 days of Go, Pro or Boss Business Checking account opening: a. Become a Member and Open a New Go, Pro or Boss Business Checking account; b. No prior/current Excite Business checking account(s) in the past 180 days; c. Aggregate deposits of $1500 or higher occurring monthly and perform a minimum of 10 qualifying transactions (ATM withdrawals, debit card purchases, ACH Debits and paid checks) within the first 90 days. Please note Internal transfers, fees, debit card refunds and transaction reversals do not count as qualifying transactions for bonus offer.
Excite Credit Union $50 Referral Bonus
Excite Credit Union is offering a $50 bonus when you refer friends/family to open a new checking account and meet all the requirements.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: CA, NC
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, not sensitive
- Credit Card Funding: Up to $2,500 with VISA/MC
- Monthly Fee: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($500 Bonus), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($225 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn $50 Bonus
HOW TO EARN BONUSFINE PRINT
- Register. Use the registration form on this page to provide your information and complete a referral.
- Invite your friends and family. Provide contact information AND a valid email address for the friends or family members you would like to refer OR share the offer via social media. Your friends will receive an email notification containing registration instructions and offer requirements.
- Get rewarded. Once your friend registers for the referral offer using your personal referral link and completes the offer listed below, you will each receive a Visa® Reward Card. The more friends you refer, the more you can earn – up to $500 per calendar year.
- Receive a $50 Visa Reward Card when your friend registers, opens a new Excite Credit Union personal checking account and completes at least one of the following offer requirements within 90 days of account opening:
- Completes six (6) debit card transactions (excluding ATM transactions) in each of two (2) calendar months.
- Completes $600 in deposits in each of two (2) calendar months.
- Your friend can earn a $50 Visa Reward Card too.
- Receive a $50 Visa Reward Card when your friend registers, opens a new Excite Credit Union personal checking account and completes at least one of the following offer requirements within 90 days of account opening:
- Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.
How To Avoid Monthly Fees
- Go Checking: No monthly fees
- Youth Checking: No monthly fees
- Go Business Checking: No monthly fees
- Pro Business Checking: No monthly fees
- Boss Business Checking: No monthly fees
Bottom Line
This offer from Excite Credit Union is very good. However, there is a lot of information missing including its credit inquiry or if you can fund the accounts with a credit card.
While they have generous bonuses, Excite Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Check back at this page for updated Excite Credit Union promotions, bonuses and offers.
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