Find an updated list of Excite Credit Union promotions, bonuses and offers here.
At the moment you can take advantage of a $300 bonus when you meet all the requirements.
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About Excite Credit Union Promotions
Established in 1952, Excite Credit Union has since expanded into North Carolina and California. But, if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
Eligibility: Must live, work or worship in one of the following counties: Alameda, Monterey, San Francisco, Santa Clara, Santa Cruz, San Mateo all in CA or Brunswick, New Hanover or Pender county in NC. Be sure to check out their membership page for more info. |
I’ll review the Excite Credit Union Promotions below.
Excite Credit Union $300 Checking Bonus
Excite Credit Union is offering up to a $300 bonus when you open a new Checking account and meet all the requirements.
- Account Type: Checking Account
- Availability: CA, NC (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ within 90 days
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, not sensitive
- Credit Card Funding: Up to $2,500 with VISA/MC
- Monthly Fee: None
- Early Account Termination Fee: None
- Household Limit: None
(No Expiration Date)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), BMO Harris Smart Money™ Account ($300 bonus), U.S. Bank Easy Checking ($400 bonus), Fifth Third Momentum® Checking ($375 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($300 bonus). |
How To Earn $300 Checking Bonus
- Open a new checking account
- Requires eStatements
- Perform a minimum of six debit card transactions
- Direct deposit of $500 or more within the first 90 days.
- Debit Card
- Online & Mobile Banking
- Bill Pay
- Wire Transfers
- Money Orders
- 30,000 free ATMs
- Earn 5.00% APY on up to $2,500 with your Go Savings account.
Neither account charges monthly service fees for their services.
- To qualify for the $300 bonus program, the following criteria must be met: a) Applies to new Members (18+) or to existing Members provided that there was no open checking account in the past 180 days. (b) Requires eStatements, perform a minimum of six debit card transactions, and direct deposit of $500 or more within the first 90 days.
- The $300 bonus is automatically deposited to the Member’s primary savings account on first day of the month after meeting criteria
- Requires a minimum deposit of $25.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Bottom Line
This offer from Excite Credit Union is very good. However, there is a lot of information missing including its credit inquiry or if you can fund the accounts with a credit card.
While they have generous bonuses, Excite Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Check back at this page for updated Excite Credit Union promotions, bonuses and offers.

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