Find an updated list of SkyOne Federal Credit Union promotions, bonuses, and offers here.
Currently, they are offering $400, $600 for checking & savings bonus, plus a $25 referral bonus when you meet all the requirements.
There is also the SkyOne Federal Credit Union Money Market to earn 3.75% APY for all balances through SaveBetter.
About SkyOne Federal Credit Union Promotions
SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, they are passionate about helping their members build a strong financial foundation and reach financial freedom.
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Membership Eligibility: |
I’ll review the current offers below.
SkyOne Federal Credit Union $600 Checking & Savings Bonus
SkyOne is offering a $600 bonus when you open an eligible checking & savings account and complete the requirements within 90 days of account opening.
- What you’ll get: $600 bonus
- Account Type: Checking & Savings
- Availability: Nationwide (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, maybe sensitive.
- Credit Card Funding: Can fund up to $500 with a credit card
- Monthly Fees: $5, avoidable
- Early Account Termination Fee: None
- Household Limit: None listed
(Expires 12/31/2022)
Editor’s Note: You can open the new Platinum Elite Visa® Signature Card and earn up to 30,000 bonus points (that’s $300!) after you spend $4,000 on purchases in the first 3 months from account opening. Original $400 bonus offer til 12/31/222.
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- From now till December 31, 2022, they’re giving $600 when you join SkyOne with promo code YEAREND and open a combination of our top products.
- Get $200 when you open a Savings Account
- Minimum opening balance amount of $5 into a Primary Savings Account, and maintain a $1000 balance for 3 months.
- Get $400 when you open an Advantage Checking Account and within 30 days of account opening establish direct deposit and receive a total of $1,000 or more in qualifying direct deposits per statement cycle for six consecutive cycles into your new checking account during the qualification period.
- *$900 Bonus Offer valid from December 27, 2022, to December 31, 2022, is subject to change without notice and may end at any time. Exclusions may apply. SkyOne membership is required. To receive the entire $900 bonus, you must complete all of the following:
- Get $200: Open an account online from December 27, 2022, to December 31, 2022, use promo code YEAREND and deposit the minimum opening balance amount of $5 into a Primary Savings Account, and maintain a $1000 balance for 3 months. This offer is intended for new members only. You are not eligible for this offer if you are a current owner of a SkyOne savings account or if you have closed an account within the last 12 months. Savings Rate is 0.05% APY. APY=Annual Percentage Yield. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. A $500 balance is required to earn dividends. Dividends are posted and compounded monthly. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details. All account terms and conditions apply.
- Get $400: Open a new SkyOne Advantage checking account online from December 27, 2022, to December 31, 2022, using promo code YEAREND. within 30 days of account opening establish direct deposit and receive a total of $1,000 or more in qualifying direct deposits per statement cycle for six consecutive cycles into your new checking account during the qualification period. A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account. Transfers from one account to another, mobile deposits, or deposits made at a banking location or ATM do not qualify. Advantage Checking earns dividends of .05% APY if the balance requirement is met. APY=Annual Percentage Yield. Rates are effective as of the last dividend and declaration date. The rate is variable and may change after the account is opened. A $2,500 balance is required to earn dividends. Dividends are posted and compounded monthly. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details. All account terms and conditions apply. This offer is intended for new checking accounts only. Offer is not available to existing SkyOne checking account holders or those whose accounts have been closed within the last 12 months.
- 30,000 Bonus Points Offer: To qualify and receive your bonus, you must make Purchases totaling $4,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers’ checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your rewards account. To be eligible for this bonus offer, the account must be open and not in default at the time of fulfillment.
SkyOne Federal Credit Union $25 Referral Bonus
SkyOne Federal Credit Union is offering up to a $500 bonus when you open a new checking account and complete certain requirements.
- What you’ll get: $25 Amazon Gift Card bonus
- Account Type: Checking
- Availability: Nationwide
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, maybe sensitive.
- Credit Card Funding: Can fund up to $500 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
Here is an alternative link to the offer.
(No expiration Date)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($275 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Enter your email and share with friends via Facebook, Twitter, or email.
- Your friend will receive a $25 Amazon gift card when they open an account and deposit the minimum opening balance amount of $5.
- You’ll get your $25 Amazon gift card when they become a member in good standing for 30 days!
- Only current SkyOne Federal Credit Union members ages 18 years and older are eligible to refer and receive a total of $500 in annual “referrer cash bonuses.”
- The referring member will receive a $25 gift card for each valid referral, as noted below, with a limit of 10 referrals (or $500) paid out per member per year.
- A valid referral requires an individual who: 1) meets SkyOne’s membership requirements; 2) opens a new membership at SkyOne through an in-person representative OR online; 3) deposits the minimum opening balance amount of $5; 4) maintains the new account in good standing for a period of thirty (30) days; and 5) maintains good standing with the Credit Union as a member for a period of thirty (30) days.
- Offer subject to change without notice and may end at any time.
SkyOne Federal Credit Union $100 Savings Bonus *Expired*
- What you’ll get: $100 bonus
- Account Type: Savings
- Availability: Nationwide
(Offer Expires June 30, 2022)
- Earn $100 bonus:
- Open a Sky-High Savings Account from June 14, 2022, to June 30, 2022 using promo code SKYHIGH
- Deposit your par share value of $5 into a Primary Savings Account
- Deposit the minimum opening balance amount of $1 into the Sky-High Savings Account
- This offer is intended for new Sky-High Savings Accounts only.
- You are not eligible for this offer if you are a current owner of a Sky-High Savings Accounts account or if you have closed an account within the last 12 months.
- Bonus will be deposited into your SkyOne Primary Savings account within 180 days of account opening.
- Account must be in good standing to qualify.
- Account in good standing is defined as
- 1) Your account balance must not be negative for more than 30 calendar days;
- 2) You must be in good standing, which means no delinquent or charged-off loans or charged-off share accounts with SkyOne Federal Credit Union; and
- 3) You do not have a ChexSystems record with monies owed.
- SkyOne reserves the right to terminate this offer at any time.
- Go to All in One Disclosure for a complete list of terms and conditions.
How To Waive Monthly Fees
- Advantage Checking Account: The $5 monthly fee will be waived when one of the following criteria listed below have been met each month:
- Be 25 years of age or under
- Be 65 years of age or over
- Have an active Visa® credit card, or line of credit, including HELOC (activity is defined as carrying a balance or making purchases each month that total $100 or more)
- Have a current consumer loan, including mortgage
- Have a minimum average daily share balance of $2,500 across all primary account holder’s accounts
- Make monthly aggregate deposits of $1,000 or more in SkyOne Advantage Checking Account
- Make a minimum of 10 debit card POS (point-of-sale) transactions
Bottom Line
These are the current SkyOne Federal Credit Union promotions and offers. If you have experience with this credit union let us know if it’s a soft or hard pull. However, do note that you have to refer 20 people to earn the full extent of the bonus.
CDs and Savings accounts are another great way to save and earn money. Check out our full list of Bank Rates and CD Rates for the best rates nationwide.
Compare SkyOne Federal Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!
* Check back for updated SkyOne Federal Credit Union promotions, bonuses and offers.
Used Nate’s refer link, please use my referral to get the $25 bonus, thanks.
https://refer.skyone.org/wutontheroad
Feel free to use my referral in addition to this bonus. Thanks in advance!
https://refer.skyone.org/natebrinton
NEW UPDATE: SkyOne ended the $200 Bonus Checking offer on April 6, 2020, but SkyOne still has Totally Free Checking and exceptional service. Look for more great deals from SkyOne coming soon.
UPDATE: SkyOne has extended the $200 Checking Bonus offer another month! The new expiration date of the campaign is now April 30, 2020. Share this with friends and family!