Find an updated list of SkyOne Federal Credit Union promotions, bonuses, and offers here.
Currently, they are offering a $600 checking & savings bonus, $100 wealth management bonus, plus a $25 referral bonus when you meet all the requirements.
There is also the SkyOne Federal Credit Union Money Market to earn a high, competitive rate for all balances.
About SkyOne Federal Credit Union Promotions
SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, they are passionate about helping their members build a strong financial foundation and reach financial freedom.
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I’ll review the current offers below.
SkyOne Federal Credit Union $600 Checking & Savings Bonus
SkyOne is offering a $600 bonus when you open a checking and savings account with qualifying activity.
- What you’ll get: $600 bonus
- Account Type: Checking & Savings
- Availability: Nationwide
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, maybe sensitive.
- Credit Card Funding: No
- Monthly Fees: $5; waivable
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Earn up to $1,000 bonus.
- Get initial $100 bonus: Open your new member Primary Savings account online using promo code EXTRA along with an Advantage Checking account with a combined total of $3,500 (new money).
- Get another $200 bonus: Open a Sky-High Savings account online and meet the minimum monthly deposit requirements.
- Get another $100 bonus: Set up online banking and mobile deposit and make 1 qualifying mobile deposit per month.
- Get another $100 bonus: Make at least 10 debit card point of sale purchases per month within 90 days.
- Get another $100 bonus: Set up a minimum monthly recurring direct deposit (ACH) to Advantage Checking Account.
- Get another $100 bonus: Sign up for a SkyOne credit card online with an initial minimum spend using your card.
- Get another $200 bonus: Open a Liquid Share Certificate online with a $10,000 minimum deposit.
- Get another $100 bonus: Close on a new personal SkyOne loan (includes auto, motorcycle, signature, RV, boat, airplane, HELOC or mortgage loans) with Auto Pay.
- This is an exclusive offer for new members only.
- You are not eligible for this offer if you are a current owner of a SkyOne Savings account or if you have closed an account within the last 12 months.
- This $1,000 Bonus Offer is subject to change without notice and may end at any time.
- Exclusions may apply. One bonus per product per person.
- Bonus earned is dependent upon the combination of opening accounts and/or initiating services within 30 days of becoming a member, with the exception of the personal loan.
- Accounts must stay in good standing to qualify.
- Account in good standing is defined as 1) Your Checking account balance must not be negative for more than 30 calendar days; 2) You must be in good standing, which means no delinquent or charged-off loans or charged-off share accounts with SkyOne Federal Credit Union; and 3) You do not have a ChexSystems record with monies owed.
- SkyOne reserves the right to terminate this offer at any time.
- Please refer to the Fee Schedule and All in One Disclosure for complete details.
- All account terms and conditions apply.
SkyOne Federal Credit Union $100 Wealth Management Bonus
SkyOne is offering a $100 bonus when you open a Wealth management account with $25K or more.
- What you’ll get: $100 bonus
- Account Type: Wealth Management Account
- Availability: Nationwide (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, maybe sensitive.
- Credit Card Funding: No
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Expires 08/31/2023)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- To receive $100 Amazon e-gift card members must open a SkyOne Wealth Management Investment account with $25,000 or more with CFS.
- Offer valid through August 31, 2023.
- To receive $100 Amazon e-gift card members must open a SkyOne Wealth Management Investment account with $25,000 or more with CFS.
- Amazon e-gift cards will be emailed within 30 days after meeting conditions, while supplies last.
- Qualified members will receive a $100 Amazon e-gift card for investments of $25,000 or more.
- Must have held an appointment with CFS by August 31, 2023, to receive this offer.
- Must provide a valid email address.
- Must be 18 or older to participate.
- CFS reserves the right to provide a raincheck or a substitute of equal or greater value.
SkyOne Federal Credit Union $25 Referral Bonus
SkyOne Federal Credit Union is offering up to a $500 bonus when you open a new checking account and complete certain requirements.
- What you’ll get: $25 Amazon Gift Card bonus
- Account Type: Checking
- Availability: Nationwide
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, maybe sensitive.
- Credit Card Funding: Can fund up to $500 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
Here is an alternative link to the offer.
(No expiration Date)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
- Enter your email and share with friends via Facebook, Twitter, or email.
- Your friend will receive a $25 Amazon gift card when they open an account and deposit the minimum opening balance amount of $5.
- You’ll get your $25 Amazon gift card when they become a member in good standing for 30 days!
- Only current SkyOne Federal Credit Union members ages 18 years and older are eligible to refer and receive a total of $500 in annual “referrer cash bonuses.”
- The referring member will receive a $25 gift card for each valid referral, as noted below, with a limit of 10 referrals (or $500) paid out per member per year.
- A valid referral requires an individual who: 1) meets SkyOne’s membership requirements; 2) opens a new membership at SkyOne through an in-person representative OR online; 3) deposits the minimum opening balance amount of $5; 4) maintains the new account in good standing for a period of thirty (30) days; and 5) maintains good standing with the Credit Union as a member for a period of thirty (30) days.
- Offer subject to change without notice and may end at any time.
SkyOne Federal Credit Union $100 Savings Bonus *Expired*
- What you’ll get: $100 bonus
- Account Type: Savings
- Availability: Nationwide
(Offer Expires June 30, 2022)
- Earn $100 bonus:
- Open a Sky-High Savings Account from June 14, 2022, to June 30, 2022 using promo code SKYHIGH
- Deposit your par share value of $5 into a Primary Savings Account
- Deposit the minimum opening balance amount of $1 into the Sky-High Savings Account
- This offer is intended for new Sky-High Savings Accounts only.
- You are not eligible for this offer if you are a current owner of a Sky-High Savings Accounts account or if you have closed an account within the last 12 months.
- Bonus will be deposited into your SkyOne Primary Savings account within 180 days of account opening.
- Account must be in good standing to qualify.
- Account in good standing is defined as
- 1) Your account balance must not be negative for more than 30 calendar days;
- 2) You must be in good standing, which means no delinquent or charged-off loans or charged-off share accounts with SkyOne Federal Credit Union; and
- 3) You do not have a ChexSystems record with monies owed.
- SkyOne reserves the right to terminate this offer at any time.
- Go to All in One Disclosure for a complete list of terms and conditions.
How To Waive Monthly Fees
- Advantage Checking Account: The $5 monthly fee will be waived when one of the following criteria listed below have been met each month:
- Be 25 years of age or under
- Be 65 years of age or over
- Have an active Visa® credit card, or line of credit, including HELOC (activity is defined as carrying a balance or making purchases each month that total $100 or more)
- Have a current consumer loan, including mortgage
- Have a minimum average daily share balance of $2,500 across all primary account holder’s accounts
- Make monthly aggregate deposits of $1,000 or more in SkyOne Advantage Checking Account
- Make a minimum of 10 debit card POS (point-of-sale) transactions
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Bottom Line
These are the current SkyOne Federal Credit Union promotions and offers. If you have experience with this credit union let us know if it’s a soft or hard pull. However, do note that you have to refer 20 people to earn the full extent of the bonus.
CDs and Savings accounts are another great way to save and earn money. Check out our full list of Bank Rates and CD Rates for the best rates nationwide.
Compare SkyOne Federal Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!
* Check back for updated SkyOne Federal Credit Union promotions, bonuses and offers.
Used Nate’s refer link, please use my referral to get the $25 bonus, thanks.
https://refer.skyone.org/wutontheroad
Feel free to use my referral in addition to this bonus. Thanks in advance!
https://refer.skyone.org/natebrinton
NEW UPDATE: SkyOne ended the $200 Bonus Checking offer on April 6, 2020, but SkyOne still has Totally Free Checking and exceptional service. Look for more great deals from SkyOne coming soon.
UPDATE: SkyOne has extended the $200 Checking Bonus offer another month! The new expiration date of the campaign is now April 30, 2020. Share this with friends and family!