Here you will find Wintrust Bank promotions, bonuses, and offers.
Currently, they have a $300 and $500 checking bonus when you meet all the requirements.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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Chase Business Complete BankingSM $300 Bonus | Chase Total Checking® $200 Bonus |
HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
TD Bank Beyond Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
Huntington 25 Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
Huntington Unlimited Business Checking $400 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
Ally Invest Up To $3,500 Bonus | Discover Bank $360 Cashback Debit |
WeBull 2 Free Stocks | BlockFi Up To $250 BTC Bonus |
Table of Contents
About Wintrust Bank Promotions
Wintrust Bank is part of the 150+ affiliated Wintrust Bank locations. Established in 1994 and headquartered in Chicago, Illinois, they have around 30 locations in Illinois. However, if you’re not an Illinois resident or are interested in different banking experience, you can see all nationwide bank bonuses for more suitable offers.
- Availability: IL, FL, IN, WI (Bank Locator)
- Routing Number: 071925444
- Customer Service: 1-847-939-9000
However, while they have several generous bonuses, Wintrust Bank doesn’t have great rates for CDs and Savings. Furthermore, you may want to check out our full list of Bank Rates and CD Rates.
I’ll review the Wintrust Bank Promotions below.
Wintrust Bank $500 Checking Savings Bonus

Earn up to $500 when you open new accounts!
Wintrust Bank is offering up to $500 bonus when you open a new checking and savings account and meet the eligible requirements.
- Account Type: Total Access Checking Account & Statement Savings
- IL $300 Checking + $200 Savings – Wintrust
- FL $300 Checking + $200 Savings – Wintrust Florida
- IN $300 Checking + $200 Savings – Dyer Bank & Trust
- WI $300 Checking + $200 Savings – Town Bank
- Availability: IL, FL, IN, WI
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: None
- Monthly Fee: There are no monthly fees with this account
- Early account termination fee: None listed, check CSR for more information.
- Household limit: 1
(Offer expires December 31, 2021)
You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($200 bonus), Huntington Asterisk-Free Checking® ($150 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and HSBC Advance Checking (up to $240 bonus).
How To Earn Up to $500 Checking Savings Bonus
- $300 Bonus:
- Enroll in online banking
- Activate eStatements
- Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
- $200 Bonus:
- Open a new Statement Savings account
- Tell them you are aware of this Statement Savings account bonus offer at account opening
- Deposit $15,000.00 or more of new money, defined as money not held at any WTFC location
- Maintain a minimum balance of at least $15,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened
- Total Access Checking Account: There are no monthly fees with this account.
- These Total Access Checking and Statement Savings account bonus offers are valid for new accounts opened October 1, 2020 through December 31, 2020 OR opened January 1, 2021 through December 31, 2021.
- These Total Access Checking and/or Statement Savings account bonus offers are not available to existing or closed checking and/or savings account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees.
- Limit 1 bonus payment per customer, regardless of the number of accounts opened.
- If you qualify for this Total Access Checking and/or Statement Savings account bonus offer, you are ineligible to receive the same bonus offer or any other interest rate offer in the same product from any other WTFC location.
Wintrust Bank $300 Business Checking Bonus

Earn a $300 bonus with this offer.
Wintrust Bank is offering business owners a chance to earn a $30 bonus when you open a new business checking account and complete the requirements.
- Account Type: Entrepreneur Checking
- IL $300 Business Checking Bonus – Wintrust
- WI $300 Business Checking Bonus – Town Bank
- Availability: IL, FL, IN, WI
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Hard or Soft Pull? Learn more
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None Listed
- Early account termination fee: Loss of bonus, if closed within 90 days of account opening
- Household Limit: 1
(Offer expires December 31, 2021)
For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus).
How To Earn $300 Business Checking Bonus
- Earn the $300 bonus when you open a new Entrepreneur checking account and complete the following:
- Deposit and maintain $1,500 or more in new money
- Complete 5 qualifying transactions
- Enroll in online banking and activate eStatements
- Free transactions
- Single User i-Business Banking
- i-Business Mobile
- Free Online Statements
- Entrepreneur Checking Account: Performing over 75 monthly transactions requires $1,500 minimum average collected balance to avoid a $15 monthly fee.
- This Entrepreneur Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (WTFC) and its subsidiaries or its active employees.
- Limit 1 bonus payment per customer, regardless of the number of accounts opened.
- If you qualify for this Entrepreneur Checking account bonus offer, you are ineligible to receive this Entrepreneur Checking account bonus offer from any other WTFC location.
- If you qualify for any other WTFC savings offer it may be combined with this Entrepreneur Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
- If you are a sole proprietorship or a single member LLC, the $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid
Wintrust Bank $300 Checking Bonus

Earn a $300 Checking bonus from Wintrust Bank.
Wintrust Bank is offering a $300 bonus when you open a new qualifying checking account.
- Direct Link: Alternative links for this promotion include:
- Account Type: Total Access Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: There are no monthly fees with this account.
- Household Limit: 1
- Closing Account Fee: None listed, check with CSR for more information
(Offer expires December 31, 2021)
You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($200 bonus), Huntington Asterisk-Free Checking® ($150 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and HSBC Advance Checking (up to $240 bonus).
Additionally, Town Bank, Hyde Park Bank, North Shore Community Bank which also operates under Wintrust Community Banks are offering the same promotions.
How to Earn $300 Checking Bonus
- Open a new Total Access Checking account
- Have monthly occurring direct deposits totaling $500.00 each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
- Enroll in online banking and active e-statements within the Qualification Period.
- Total Access Checking Account: There are no monthly fees with this account.
- Bonus offer is not available to existing or closed checking account customers of WTFC, its subsidiaries, or its active employees
- Limit one bonus payment per customer
- Additionally, if you qualify for this Checking account bonus offer, you are ineligible to receive this bonus offer from any other WTFC location.
- The $300.00 bonus payment is subject to IRS 1099-INT reporting
My favorite bank transfer hub is the American Express® High Yield Savings Account: • Earn 0.50% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • No monthly fees, no minimum balance. • 24/7 Account Access |
Bottom Line
Lastly, the bonuses at Wintrust Bank offer a wide variety of account features to help you in any situation. Furthermore, the bonuses are great because they have soft pull, so this won’t affect your credit score. Additionally, they also offer mobile banking so your money is available at any time with the click of a button.
Lastly, your feedback is highly appreciated and makes our site even better!
*Check back at this page for updated Wintrust Bank promotions, bonuses and offers.
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete BankingSM | $300 Cash | Review |
Chase Total Checking® | $200 Cash | Review |
HSBC Premier Checking Member FDIC | $450 Cash | Review |
HSBC Premier Checking Member FDIC | Up To $600 | Review |
HSBC Advance Checking Member FDIC | $200 Cash | Review |
HSBC Advance Checking Member FDIC | Up To $240 | Review |
Huntington 25 Checking | $300 Cash | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience CheckingSM | $150 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Axos Bank Basic Business Checking | $100 Cash | Review |
Aspiration Spend & Save Account | $100 Cash | Review |
Ally Invest | Up to $3,500 Cash | Review |
BlockFi | Up To $250 BTC | Review |
American Express High Yield Savings | 0.50% APY | Review |
Discover Cashback Debit Account | $360 Cash | Review |
This bank is ridiculous. they make you fill out all of your information only to tell you that they are not in your state. i live in florida.
i tried to open an account with WIntrust twice. I live in FL. Both times, got response that they don’t offer this bonus in my state