Here you will find the latest news for Republic Bank promotions, bonuses and offers.
Update 1/3/25: The $200 business checking bonus has been extended through 12/31/25.
About Republic Bank Promotions
Republic Bank is headquartered in Kentucky but is found in multiple states such as Florida, Ohio, Tennessee, and Indiana. The bank was established in 1982 and has grown to 46 locations across these states.
I’ll review the current offer below.
Republic Bank $200 Business Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Business Checking Account
- Availability: FL, IN, KY, OH & TN (Bank Locator)
- Direct Deposit Requirement: Yes, $100+
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $500
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 12/31/2025)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a Republic Bank Business Checking Account online using promo code MKT
- Conduct a combination of five (5) or more of the following transactions within any one of the first three statement cycles:
- Direct deposit (an ACH credit ) of at least $100,
- A Bill Pay Debit of at least $25,
- A Point-of-Sale (POS) Debit of at least $10 (this does not include transactions through an ATM or a POS transactions pending at the end of statement cycle) or
- An ACH Debit of at least $25.
- All cash rewards will be deposited into your account on the first business day of the statement cycle following the statement cycle which the qualifying activities were completed.
- To be eligible to earn the reward on a new checking account, applicants opening a business checking account cannot have any existing business checking account relationship (primary, secondary, joint, or signer), and applicants opening a personal checking account cannot have any existing personal checking account relationship (primary, secondary, joint, or signer) and Account conversions are not eligible.
- Newly opened checking accounts are eligible for only one transaction-based reward within the first three (3) statement cycles.
- To obtain the reward, the personal or business checking account opened must conduct a combination of five (5) or more of the following transactions within any one of the first three statement cycles: Direct deposit (an ACH credit ) of at least $100, a Bill Pay Debit of at least $25, a Point-of-Sale (POS) Debit of at least $10 (this does not include transactions through an ATM or POS transactions pending at the end of statement cycle) or an ACH Debit of at least $25.
- All cash rewards will be deposited into your account on the first business day of the statement cycle following the statement cycle which the qualifying activities were completed.
- Offer subject to change without notice.
- Rewards are reportable on 1099-INT.
- This program may be modified or canceled at any time without notice to either party.
- Republic Bank employees are not eligible. Accounts for which a Republic Bank employee is a signer (Business & Personal Accounts) are not eligible.
- Savings accounts are not eligible.
- Offer valid with promo code only.
- Some restrictions apply.
- Valid identification required.
- Refer to RepublicBank.com for current information on Republic Bank checking account products including APY, rates, fees, minimum opening deposit requirements, as applicable.
- Offer expires 12/31/2025.
Republic Bank $75 Referral Bonus (Expired)
Get a $75 bonus when you refer your friend for a new account. Both parties benefit from this promotion.
- What you’ll get: $75 bonus
- Account Type: Checking Account
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $500
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 12/31/2023)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Complete this coupon and give it to a friend. Ask them to open any of our personal or business checking accounts.
- Ask your friend to present this coupon when opening the account.
- The new account holder will receive $75 and, as a thank you, you will receive $75 for the referral in your active Republic Bank checking account the first business day of the statement cycle following the statement on which the qualifying activity appears.
- To be eligible to earn the reward on a new checking account, the referring party must have an existing Republic Bank active personal or business checking account in good standing and the applicant that is being referred must open a personal or business checking account and cannot have any existing personal checking account relationship (primary, secondary, joint, or signer) and applicants opening a business checking account cannot have any existing business checking account relationship (primary, secondary, joint, or signer).
- Account conversions are not eligible.
- By participating in this program, each party may be aware the other has opened or intends to open a Republic Bank account.
- Newly opened checking accounts are eligible for only one transaction-based reward within the first three (3) statement cycles.
- To obtain the reward, the personal or business checking account opened must conduct a combination of five (5) or more of the following transactions within any one of the first three statement cycles: Direct deposit (an ACH credit) of at least $100, a Bill Pay Debit of at least $25, a Point-of-Sale (POS) Debit of at least $10 (this does not include transactions through an ATM or POS transactions pending at the end of statement cycle) or an ACH Debit of at least $25.
- All cash rewards will be deposited into your account on the first business day of the statement cycle following the statement cycle which the qualifying transactions were completed.
- Offer subject to change without notice.
- Rewards are reportable on 1099-INT.
- This program may be modified or canceled at any time without notice to either party.
- Republic Bank employees are not eligible.
- Accounts for which a Republic Bank employee is a signer (Business & Personal Accounts) are not eligible.
- Savings accounts are not eligible.
- Offer valid with promo code only. Some restrictions apply.
- Valid identification required.
- Refer to RepublicBank.com for current information on Republic Bank checking account products including APY, rates, fees, minimum opening deposit requirements, as applicable.
- Offer expires 12/31/2023.
How to Waive Monthly Fees
- Easy Checking: No monthly fees
- Flex Checking: $12.00 monthly, can be waived with:
- One direct deposit
- 10 debit card POS transactions per statement cycle
- Pinnacle Checking: $25.00 monthly can be waived when you maintain at least $5,000 average daily balance.
- MoneyManager Free Business Checking: No monthly fees
- MoneyManager Commercial Checking: $15.00 monthly, can be waived when you maintain a $5,000 minimum daily balance
- Business Now: $5.00 monthly, can be waived when you maintain a $1,000 minimum daily balance
- Total Business Checking: $15.00 monthly, waived when you maintain $10,000 average collected balance
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Bottom Line
These are all the current promotions from Republic Bank. The $100 referral bonus is pretty nice because both parties receive a generous amount and the requirements are minimal. However, these offers trigger a hard pull so I would advise against these promotions. However, if you are interested visit your local branch and get started!
Feel free to comment down below if you have experience with this bank. Your feedback is highly appreciated and makes our site even better!
CDs and Savings accounts are a great way to save money. Check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare Republic Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!
*Check back at this page for updated Republic Bank promotions, bonuses and offers.
But I never opened any account yet am receiving mails that I have won $11,550 from your bank and they are requesting for my credit card details, how true is that ?
lol, Yeah greedy bank, for actually wanting to attract customers that are interested in trying out their account. Very smart for the bank to institute the bonus in this way.
50 purchases are a fair amount, but totally doable over 90 days. Buying a banana, putting $1 of gas in your tank, or $5 groupon all qualify.
While 50 in one day is ambitious, this seems totally doable to me, and I am someone that spends very little money on a tight budget.
Gee, only 50 dr card purchases… You’ll spend the bonus on gas money going from place to place attempting to qualifly. Pass on this one… It amazes me sometimes what these greedy banks will require you to do to earn a buck…