Here you will find the latest news for Republic Bank promotions, bonuses and offers.
Currently, they have bonuses ranging from $75 for referring your friends and family.
About Republic Bank Promotions
Republic Bank is headquartered in Kentucky but is found in multiple states such as Florida, Ohio, Tennessee, and Indiana. The bank was established in 1982 and has grown to 46 locations across these states.
I’ll review the current offer below.
Republic Bank $75 Referral Bonus
Get a $75 bonus when you refer your friend for a new account. Both parties benefit from this promotion.
- What you’ll get: $75 bonus
- Account Type: Checking Account
- Availability: FL, IN, KY, OH, TN (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $500
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 12/31/2023)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Complete this coupon and give it to a friend. Ask them to open any of our personal or business checking accounts.
- Ask your friend to present this coupon when opening the account.
- The new account holder will receive $75 and, as a thank you, you will receive $75 for the referral in your active Republic Bank checking account the first business day of the statement cycle following the statement on which the qualifying activity appears.
- To be eligible to earn the reward on a new checking account, the referring party must have an existing Republic Bank active personal or business checking account in good standing and the applicant that is being referred must open a personal or business checking account and cannot have any existing personal checking account relationship (primary, secondary, joint, or signer) and applicants opening a business checking account cannot have any existing business checking account relationship (primary, secondary, joint, or signer).
- Account conversions are not eligible.
- By participating in this program, each party may be aware the other has opened or intends to open a Republic Bank account.
- Newly opened checking accounts are eligible for only one transaction-based reward within the first three (3) statement cycles.
- To obtain the reward, the personal or business checking account opened must conduct a combination of five (5) or more of the following transactions within any one of the first three statement cycles: Direct deposit (an ACH credit) of at least $100, a Bill Pay Debit of at least $25, a Point-of-Sale (POS) Debit of at least $10 (this does not include transactions through an ATM or POS transactions pending at the end of statement cycle) or an ACH Debit of at least $25.
- All cash rewards will be deposited into your account on the first business day of the statement cycle following the statement cycle which the qualifying transactions were completed.
- Offer subject to change without notice.
- Rewards are reportable on 1099-INT.
- This program may be modified or canceled at any time without notice to either party.
- Republic Bank employees are not eligible.
- Accounts for which a Republic Bank employee is a signer (Business & Personal Accounts) are not eligible.
- Savings accounts are not eligible.
- Offer valid with promo code only. Some restrictions apply.
- Valid identification required.
- Refer to RepublicBank.com for current information on Republic Bank checking account products including APY, rates, fees, minimum opening deposit requirements, as applicable.
- Offer expires 12/31/2023.
*Expired* Republic Bank $150 Ultimate Bonus

Earn a $150 bonus with this offer.
Get a $150 bonus when you open a new Ultimate account and qualify.
- What you’ll get: $150 bonus
- Account Type: Ultimate Account
- Availability: FL, IN, KY, OH, TN
(Offer has no expiration date)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($275 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Open a Ultimate Account
- Receive direct deposit and earn a $100 bonus
- $25 bonus for 50 or more debit POS transactions are processed before the end of the third full statement cycle
- Earn a $25 early bird bonus for making an in-person deposit of at least $50 in one of our banking centers by the end of the first statement cycle
- Offer available for new account only (excludes account conversions)
- Ultimate account bonuses limited to one each per client per calendar year
- All cash bonuses earned will be automatically deposited into the account on the first business day of the statement cycle following the qualifying event(s)
- All cash bonuses are reportable as interest on a 1099-INT
- Offer subject to change. Some restrictions apply
- Valid identification required
- Check orders processed after first deposit
*Expired* Republic Bank $75 Checking Bonus

Earn a $75 Bonus from Republic Bank!
Republic Bank is offering a $75 bonus for members of The University of South Florida Medical Resident Program when you open a new account and meet certain requirements.
- What you’ll get: $75 bonus
- Account Type: Ultimate Checking Account
- Availability: FL, IN, KY, OH, TN
(Expiration Unknown)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Open a new qualifying Ultimate Checking account with a $50 opening deposit.
- $50 cash bonus will be earned for receipt of direct deposit (provided that direct deposit occurs within 90 days of account opening and upon receipt of at least $50).
- $25 cash bonus will be earned for receipt of the first paper (e.g. cash or check) deposit if made before any direct deposit and within 30 days of account opening and upon receipt of first deposit of at least $50.
- Offer available for new account only (excludes account conversions).
- Minimum opening deposit $50.
- Ultimate account bonuses limited to one each per client per calendar year.
- $50 cash bonus earned for receipt of direct deposit (provided that direct deposit occurs within 90 days of account opening and upon receipt of at least $50).
- $25 cash bonus earned for receipt of the first paper (e.g. cash or check) deposit if made before any direct deposit and within 30 days of account opening and upon receipt of first deposit of at least $50.
- All cash bonuses earned will be deposited into account on the first business day of the following statement cycle.
- Account must remain open for 12 months or bonuses will be debited at closing.
- As of 3/9/11, 0.02% Annual Percentage Yield (APY) for accounts that have at least one direct deposit/ACH, 12 debit/POS transactions, and receive e-statement during statement cycle.
- If transactional limits are not met, APY is 0.01%.
- All ATM fees assessed are refunded to account by next business and are reportable on 1099-MISC if they exceed $600 annually.
- Bonuses are reportable on 1099-INT.
Republic Bank $200 Checking Bonus (Expired)

Get a $200 bonus with this offer from Republic Bank
Republic Bank is offering a $200 bonus when you open a new account and meet certain requirements.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: FL, IN, KY, OH, TN
(Offer expires December 31, 2020)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Open a new qualifying Checking account with a $50 opening deposit using the promo code LX1/LX2 from Republic Bank by December 31, 2020.
- To earn the initial $100 you must have a direct deposit of at least $100 by the 3rd statement cycle.
- To earn an additional $100 you must have 50 or more point-of-sale (POS) transactions by the 3rd statement cycle.
- Offer available for new accounts only (excludes account conversions).
- All cash bonuses earned will be automatically deposited into the account on the first business day of the statement cycle following the statement on which the qualifying activity appeared and are reportable as interest on a 1099-INT.
- Not valid with any other offer.
- Offer subject to change.
How to Waive Monthly Fees
- Easy Checking: No monthly fees
- Flex Checking: $12.00 monthly, can be waived with:
- One direct deposit
- 10 debit card POS transactions per statement cycle
- Pinnacle Checking: $25.00 monthly can be waived when you maintain at least $5,000 average daily balance.
- MoneyManager Free Business Checking: No monthly fees
- MoneyManager Commercial Checking: $15.00 monthly, can be waived when you maintain a $5,000 minimum daily balance
- Business Now: $5.00 monthly, can be waived when you maintain a $1,000 minimum daily balance
- Total Business Checking: $15.00 monthly, waived when you maintain $10,000 average collected balance
Bottom Line
These are all the current promotions from Republic Bank. The $100 referral bonus is pretty nice because both parties receive a generous amount and the requirements are minimal. However, these offers trigger a hard pull so I would advise against these promotions. However, if you are interested visit your local branch and get started!
Feel free to comment down below if you have experience with this bank. Your feedback is highly appreciated and makes our site even better!
CDs and Savings accounts are a great way to save money. Check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare Republic Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!
*Check back at this page for updated Republic Bank promotions, bonuses and offers.
But I never opened any account yet am receiving mails that I have won $11,550 from your bank and they are requesting for my credit card details, how true is that ?
Gee, only 50 dr card purchases… You’ll spend the bonus on gas money going from place to place attempting to qualifly. Pass on this one… It amazes me sometimes what these greedy banks will require you to do to earn a buck…
lol, Yeah greedy bank, for actually wanting to attract customers that are interested in trying out their account. Very smart for the bank to institute the bonus in this way.
50 purchases are a fair amount, but totally doable over 90 days. Buying a banana, putting $1 of gas in your tank, or $5 groupon all qualify.
While 50 in one day is ambitious, this seems totally doable to me, and I am someone that spends very little money on a tight budget.