Take advantage of M&T Bank promotions, bonuses, and offers here!
Currently, the bank is offering $100-$250 bonuses when you sign up for a new Checking Account and meeting all the requirements associated.
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About M&T Bank Promotions
Established in 1856 and headquartered in Buffalo, New York, M&T Bank has been serving its communities through a wide variety of account features and services. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience! Additionally, they offer a multitude of branches located throughout the Midwest, Northeast, and parts of South Florida.
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA & WV (Bank Locator)
- Routing Number: Full list here
- Customer Service: 1-800-724-2440
Although you can earn a generous bonus from M&T Bank, check out our list of bank promotions for more offers.
Compare M&T Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!
M&T Bank $250 Checking Bonus
Earn a $250 Bonus when you sign up for a new MyChoice Premium Checking Account.
Residents can earn a $250 bonus when you open a new checking account and meet the qualifying requirements.
- Account Type: EZChoice Checking, MyChoice Premium, MyChoice Plus Checking
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Direct Deposit Requirement: Yes, $500
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fee: Avoidable
- Early account termination fee: $50, if closed within 180 days
- Household limit: None listed
(Expires 07/12/2021)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn $250 Checking Bonus
- Open a new EZChoice Checking, MyChoice Premium Checking Account, MyChoice Premium from M&T Bank
- Set up and receive a Direct Deposit of $500 or more within 90 days.
- After you have received your initial Direct Deposit, the $250 bonus will be deposited into your account within 90 days.
- Interest-bearing checking
- ATM Withdrawals: No M&T fee at other banks’ ATMs plus a refund of other banks’ ATM fees
- No fee for Overdraft Protection transfers
- No fee for standard checks, traveler’s checks, and incoming wire transfers
- Premium rates and no monthly maintenance charge on a MyChoice Money Market account with qualifying activity on this checking account
- Premium rates on M&T Select CDs and personal loans
- Safe-deposit box discount
- Monthly paper or electronic statements at no cost
- Unlimited check writing
- Waive the $24.95 monthly maintenance fee with
- $7,500 or more average balance in this account, or
- $25,000 or more combined balances in eligible M&T account
- The minimum deposit required to open the account is $25.
- Fees could reduce earnings on the account.
- MyChoice Premium Checking is a variable rate account and rates are subject to change without notice.
- Interest is compounded daily and paid monthly.
M&T Bank Up to $600 Business Checking Bonus
Earn a $600 Business Checking Bonus
Earn up to $600 when you open an M&T Tailored Business Checking account and M&T Merchant Services account with qualifying activities.
- Account Type: Business Checking Account
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Direct Deposit Requirement: Yes, $500
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fee: See below
- Early account termination fee: $50, if closed within 180 days
- Household limit: None listed
(Offer expires June 30, 2021)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Editor’s Note: You can earn an additional $200 bonus when you open an M&T Merchant Services account.
How to Earn $600 Business Checking Bonus
- Provide your email address on the offer page to request a coupon.
- Get a $300 cash bonus when you open an M&T Tailored Business Checking account
- Earn up to an additional $300 when you open a Merchant Services account, both with qualifying activities.
- This account has a $20 monthly fee. This is waived if you:
- Maintain a $10,000 monthly average ledger balance
- Maintain $25,000 average ledger balance between checking & savings
- Make $2,000 in purchases on a linked M&T business credit card
- M&T bank merchant services account proceeds deposited
- Business Checking Bonus:
- The bank will credit one $400 bonus (“Checking Bonus”) to your new M&T Tailored Business Checking Account opened between 1/18/21 and 3/15/21 if the Average Ledger Balance in the Account is at least $5,000 for the third full calendar month after the Account was opened.
- If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account within 45 days after the end of the third full calendar month after the Account was opened.
- The Checking Bonus is reportable for tax purposes and is not available to employees of M&T Bank or any of its affiliates.
- The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days of opening an M&T Tailored Business Checking account.
- Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened.
- A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
- Bank Merchant Services:
- The Bonus offer is available for merchants who fulfill the following conditions during the Offer Period of 1/18/21 to 3/15/21:
- (1) merchant does not currently have an M&T Bank Merchant Services® account;
- (2) merchant opens an M&T Bank Merchant Services account during the Offer Period;
- (3) merchant opens during the Offer Period, or currently has, an M&T Business Checking account to accept merchant deposits; and
- (4) merchant must be active and process $20 in merchant transactions within a calendar month no later than 6/30/21 to receive the one time $200 bonus, and the merchant must be active and process at least $4,000 in merchant transactions within a calendar month no later than 6/30/21 in order to receive the additional $200 bonus, totaling $400.
- Only one Bonus will be awarded, regardless of the number of locations for a merchant.
- This Bonus may not be combined with any other promotional merchant services offers (excluding the $9.95 Tailored Checking Promotion.)
- This Bonus offer is subject to credit underwriting, due diligence requirements, and approval of an M&T Bank Merchant Services account in accordance with M&T’s requirements.
- If the above conditions are met, they will credit a $200 bonus (“The Bonus”) for activating the account, and an additional $200 bonus (“The Incremental Bonus”), if applicable, for processing at least $4,000 in a calendar month, as a credit to the M&T merchant services account by 8/30/21.
- The Bonus and Incremental Bonus are reportable for tax purposes and may be considered taxable income.
- The Bonus offer is available for merchants who fulfill the following conditions during the Offer Period of 1/18/21 to 3/15/21:
Compare to Other Banks
Bottom Line
If you live near an M&T Bank location, you have the opportunity to earn generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses shall be granted! M&T is more than just your neighborhood bank.
M&T was founded on the principle of providing exceptional financial products and friendly, personalized service. Apply today and let us know how this process when for you by commenting below!
I applied for a checking account last week. Didn’t get a conformation?
what counts as direct deposit here? does Chase ACH or Fidelity count?
Can someone who has an account with M&T Bank already benefit from this promotion by opening up a different type of account?
It’s targeted but I got a $300 cash bonus to open and fund an acct with $10k for 180 days and get $300 bonus. Can send pics if u wanna see the brochure
I have the same promo via a brochure they sent to me. I plan to open that account this week. It’s the simplest and least demanding of all the bank promo’s as far as I’m concerned–if you have the $10,000 you can live without for that period. Promo ends March 31, 2018. Everyone should keep in mind that $300 bonus has to be claimed as income on your tax filings.
I need a zip code I can enter so it can work in my region West Palm Beach, Florida. Someone please help cause the bank website is not taking my zip code though there is a branch in my area.
When has this been extended until? How do I confirm this before I apply? Also is there a household limit? I check but was unable to find this out.
Opened 2 accounts online the same day with $150 and $200 promotional codes. Received BOTH bonuses the SAME DAY as my direct deposit! Now just have to leave them open 180 days to avoid early closing fee.
The Bank does not have any branches in MA. Please update the post.
Thanks Guru. It has been updated.
Warning! Call and confirm you are eligible before opening the account!! If you aren’t eligible they can submit a ticket so that you still get the promotion!
Bank website says offer not available in my region (Oregon).