Take advantage of M&T Bank promotions, bonuses, and offers here!
Currently, the bank is offering $200, $350, $450 checking bonus when you sign up for a new Checking Account and meeting all the requirements. There is also a $300 business checking bonus with merchant services.
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About M&T Bank Promotions
Established in 1856 and headquartered in Buffalo, New York, M&T Bank has been serving its communities through a wide variety of account features and services.
They are a subsidiary of M&T Bank Corporation and M&T Bank has grown to over 800 locations.
M&T Bank has branches in the following states: Connecticut, District of Columbia, Delaware, Florida, Massachusetts, Maryland, New Jersey, New York, Pennsylvania, Virginia, and West Virginia.
M&T Bank $450 Checking Bonus
Residents can earn a $450 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $450 bonus
- Account Type: MyChoice Premium Checking
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA & WV
- Direct Deposit Requirement: Yes, $500+
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fees: $0 to $24.95. Waivable
- Early Account Termination Fee: $50, if closed within 180 days
- Household limit: None listed
(Expires November 25, 2022)
| For more advanced features in a checking account, compare this offer to Citigold® Checking Account (Up to $2000 Cash Bonus), BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking ($300 bonus), TD Bank Beyond Checking ($300 Bonus), HSBC Bank Premier Checking ($500 Bonus), and Chase Private Client ($2,000 Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive the Premium Checking Bonus, open a new MyChoice Premium Checking account between 10/3/22 and 11/25/22
- Maintain an average monthly Premium Checking account balance of at least $10,000 for the months of December 2022 and January 2023.
- Your new MyChoice Premium Checking account must still be open when we seek to credit the Premium Checking Bonus.
- If all requirements are met, we’ll credit the bonus(es) by 2/28/23.
- To receive the Direct Deposit Bonus, open a new MyChoice Premium Checking account between 10/3/22 and 11/25/22 and make at least $500 in qualifying direct deposits within 90 days of account opening.
- Your new MyChoice Premium Checking account must still be open when we seek to credit the Premium Checking Bonus.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank or other electronic money transfers, such as those made through internet payment services, do not qualify.
- The bonus will be credited to your account within 90 days of all requirements being met.
- The promo code is required at account opening to qualify for the bonus(es).
- Only one Premium Checking Bonus and one Direct Deposit Bonus will be awarded per customer regardless of the number of accounts opened.
- The bonus(es) are not available to employees of M&T Bank or any of its affiliates, or customers who have received a bonus in connection with a personal M&T checking account within the preceding twelve-month period. Only the primary signer on the new checking account may be eligible for the Bonus(es), and may not be or have been a primary signer on any M&T personal checking account within the previous six months.
- A $50 early close-out fee applies if the account is closed within 180 days of opening. Bonus offers may vary by product and region, are not transferable and are reportable for tax purposes.
M&T Bank $350 Checking Bonus *No Direct Deposit Required*
- What you’ll get: $350 bonus
- Account Type: MyChoice Premium Checking
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fees: $0 to $24.95. Waivable
- Early Account Termination Fee: $50, if closed within 180 days
- Household limit: None listed
(Expires 11/25/2022)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Apply online or in person to open a new M&T MyChoice Premium Checking account by 11/25/22 with the promo code TN.
- Maintain an average monthly balance of at least $10,000 for the calendar months of December 2022 and January 2023.
- Your cash bonus will be credited by 2/28/23 when you meet qualifying requirements.
- To receive the Premium Checking Bonus (“Premium Bonus”), open a new MyChoice Premium Checking account between 10/31/22 and 11/25/22 and maintain an average monthly balance in the account of at least $10,000 for the months of December 2022 and January 2023.
- Your new MyChoice Premium Checking account must still be open when we seek to credit the Premium Bonus.
- If all requirements are met, we’ll credit the Premium Bonus by 1/31/23.
- The promo code is required at account opening to qualify for the bonus.
- Only one Premium Bonus will be awarded per customer regardless of the number of accounts opened.
- The Premium Bonus is not available to employees of M&T Bank or any of its affiliates, or to customers who have received a bonus in connection with a personal M&T checking account within the preceding twelve-month period.
- Only the primary signer on the new checking account may be eligible for the Bonus, and may not be or have been a primary signer on any M&T personal checking account within the previous six months.
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- The Premium Bonus is not available in all regions, is not transferable and is reportable for tax purposes.
M&T Bank $200 Checking Bonus
Residents can earn a $200 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $200 bonus
- Account Type: EZChoice Checking, MyChoice Premium, MyChoice Plus Checking
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA & WV
- Direct Deposit Requirement: Yes, $500+
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fees: $0 to $24.95. Waivable
- Early Account Termination Fee: $50, if closed within 180 days
- Household limit: None
(Expires 01/31/2023)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($300 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($275 bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new M&T EZChoice Checking, MyChoice Plus Checking or MyChoice Premium Checking account
- Make qualifying direct deposits totaling at least $500 within 90 days of account opening.
- To receive the bonus, open a new M&T EZChoice Checking, MyChoice Plus Checking or MyChoice Premium Checking account between 10/1/2022 and 12/31/2022 and make at least $500 in qualifying direct deposits within 90 days of account opening.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security.
- Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
- The bonus will be credited to your account within 90 days of all requirements being met.
- The promo code is required at account opening to qualify for the bonus.
- Your new personal M&T checking account must still be open when we seek to credit the bonus.
- Only one bonus will be awarded per customer regardless of the number of accounts opened.
- Bonus offers are not available to employees of M&T Bank, any of its affiliates, or to customers who have received a bonus in connection with a personal M&T checking account within the last 12 months.
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- Bonus offers may vary by product and region, are not transferable and are reportable for tax purposes.
M&T Bank $300 Business Checking Bonus
Earn $300 when you open an M&T Tailored Business Checking account and M&T Merchant Services account with qualifying activities.
- Bonus Amount: $300
- Account Type: Business Checking Account
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV, In-Branch only
- Direct deposit required: No
- Credit Inquiry: Soft
- ChexSystems: Yes
- Credit card funding: No
- Monthly fees: $20, avoidable
- Early account termination fee: $50, if closed within 365 days
- Household limit: None listed
(Expires December 31, 2022)
| Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($400 Bonus), Axox Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
EARN THE BONUSFINE PRINT
- Apply online or in person to open a new M&T Tailored Business Checking Account and earn $300, with qualifying activities.
- Have an average ledger balance of at least $5,000 on your 90th day after account opening
- Open an M&T Merchant Services Account by scheduling an appointment and link it to your Tailored Business Checking account to earn an additional $300 cash bonus, with qualifying activities
- Get up to a $600 cash bonus when you open both accounts and meet other qualifying requirements.
- We will credit $300 bonus (the “Checking Bonus”) to a new M&T Tailored Business Checking account opened between 7/1/2022 and 9/30/2022 if the Average Ledger Balance in the account is at least $5,000 in the third full calendar month after the account was opened.
- If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account within 45 days after the end of the third full calendar month after the account was opened.
- The Checking Bonus is reportable for tax purposes and is not available to employees of M&T Bank or any of its affiliates.
- The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days of opening an M&T Tailored Business Checking account.
- Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened.
- A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
How To Waive Monthly Fee
- EZChoice Checking: None
- MyWay Banking: $4.95 monthly fee. Maintain one or more transactions each monthly service charge cycle, such as a deposit, withdrawal, or any debit payment
- MyChoice Plus: $14.95 monthly fee. Maintain an average daily balance of $2,500 or more per monthly service charge cycle or direct deposits totaling $1,500 or more per monthly service charge cycle
- MyChoice Premium: $24.95 monthly fee. Maintain an average daily balance of $7,500 or more per monthly service charge cycle or combined daily average balances of $25,000 or more in eligible accounts
- Simple Checking for Business: $10 monthly fee.
- Tailored Business Checking: $20 monthly fee. Maintain 1 or more deposits of M&T Merchant Services Proceeds into the account or purchases made on a linked M&T Business Credit Card or M&T Business Rewards Credit Card totaled $2,000 or more in the credit card statement cycle ending in that month.
Bottom Line
If you live near an M&T Bank location, you have the opportunity to earn generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses shall be granted! M&T is more than just your neighborhood bank.
Although you can earn a generous bonus from M&T Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare M&T Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
M&T was founded on the principle of providing exceptional financial products and friendly, personalized service. Apply today and let us know how this process when for you by commenting below!
Does anyone know the promo code for M&T BANK $250 cash bonus? It is impossible to redeem online. It kept saying something like, This offer is not in your area!
Thank you
What is the promo code for the M and T bank personal checking account to get the $250 bonus with Direct Deposit?
I’m trying find the same info! I opened my M&T account, received my direct deposit of over $500 and now unable to get the bonus offer!!! Say they need the code!!!!
I applied for a checking account last week. Didn’t get a conformation?
what counts as direct deposit here? does Chase ACH or Fidelity count?
Can someone who has an account with M&T Bank already benefit from this promotion by opening up a different type of account?
It’s targeted but I got a $300 cash bonus to open and fund an acct with $10k for 180 days and get $300 bonus. Can send pics if u wanna see the brochure
I have the same promo via a brochure they sent to me. I plan to open that account this week. It’s the simplest and least demanding of all the bank promo’s as far as I’m concerned–if you have the $10,000 you can live without for that period. Promo ends March 31, 2018. Everyone should keep in mind that $300 bonus has to be claimed as income on your tax filings.
I need a zip code I can enter so it can work in my region West Palm Beach, Florida. Someone please help cause the bank website is not taking my zip code though there is a branch in my area.
When has this been extended until? How do I confirm this before I apply? Also is there a household limit? I check but was unable to find this out.
Opened 2 accounts online the same day with $150 and $200 promotional codes. Received BOTH bonuses the SAME DAY as my direct deposit! Now just have to leave them open 180 days to avoid early closing fee.
The Bank does not have any branches in MA. Please update the post.
Thanks Guru. It has been updated.
Warning! Call and confirm you are eligible before opening the account!! If you aren’t eligible they can submit a ticket so that you still get the promotion!
Bank website says offer not available in my region (Oregon).