Take advantage of M&T Bank promotions, bonuses, and offers here!
Currently, the bank is offering $100-$250 bonuses when you sign up for a new Checking Account and meeting all the requirements associated.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Private Client $2,000 Bonus | Chase Business Complete BankingSM $300 Bonus |
| Chase Total Checking® $200 Bonus | Chase SavingsSM $150 Bonus |
| HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
| TD Bank Premier Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
| Huntington 25 Checking $500 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,500 Bonus | WeBull 4 Free Stocks |
Table of Contents
About M&T Bank Promotions
Established in 1856 and headquartered in Buffalo, New York, M&T Bank has been serving its communities through a wide variety of account features and services. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience! Additionally, they offer a multitude of branches located throughout the Midwest, Northeast, and parts of South Florida.
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA & WV (Bank Locator)
- Routing Number: Full list here
- Customer Service: 1-800-724-2440
Although you can earn a generous bonus from M&T Bank, check out our list of bank promotions for more offers.
M&T Bank $250 MyChoice Premium Bonus
Earn a $250 Bonus when you sign up for a new MyChoice Premium Checking Account.
Residents can earn a $250 bonus when you open a new MyChoice Premium Checking Account with promo code TH as well as meeting the requirements.
- Account Type: MyChoice Premium, MyChoice Plus Checking
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Direct Deposit Requirement: Yes, $500
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fee: Avoidable
- Early account termination fee: $50, if closed within 180 days
- Household limit: None listed
(Expires January 11, 2021)
If you’re looking for more advanced features for a checking account, you may want to compare this offer to the following: Chase Private Client ($2,000 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus).
How To Earn $250 Checking Bonus
- Open a new MyChoice Premium Checking Account from M&T Bank with promo code TH.
- Set up and receive a Direct Deposit of $500 or more within 90 days.
- After you have received your initial Direct Deposit, the $250 bonus will be deposited into your account within 90 days.
- Interest-bearing checking
- ATM Withdrawals: No M&T fee at other banks’ ATMs plus a refund of other banks’ ATM fees
- No fee for Overdraft Protection transfers
- No fee for standard checks, traveler’s checks, and incoming wire transfers
- Premium rates and no monthly maintenance charge on a MyChoice Money Market account with qualifying activity on this checking account
- Premium rates on M&T Select CDs and personal loans
- Safe-deposit box discount
- Monthly paper or electronic statements at no cost
- Unlimited check writing
- Waive the $24.95 monthly maintenance fee with
- $7,500 or more average balance in this account, or
- $25,000 or more combined balances in eligible M&T account
- The minimum deposit required to open the account is $25.
- Fees could reduce earnings on the account.
- MyChoice Premium Checking is a variable rate account and rates are subject to change without notice.
- Interest is compounded daily and paid monthly.
M&T Bank $150 EZChoice Bonus
Earn a $150 Bonus when you sign up for an EZChoice Checking Account.
M&T Bank is offering a $150 bonus when you open an EZChoice Checking account with a direct deposit as well as your promo code.
- Account Type: EZChoice Checking
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Direct Deposit Requirement: Yes, $500
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fee: Avoidable
- Early account termination fee: $50, if closed within 180 days
- Household limit: None listed
(Expires January 11, 2021)
You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($200 bonus), Huntington Asterisk-Free Checking® ($150 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and HSBC Advance Checking (up to $240 bonus).
How to Earn $150 Checking Bonus
- Open an EZChoice Checking account in branch or online from M&T Bank with promo code TH.
- Once you open the account, you’ll have at least 90 days to make a qualifying direct deposit of $500 or more.
- Upon completion of the requirements, you should receive your $150 bonus within the first 90 days.
- No monthly maintenance charge on any linked Relationship Savings account
- Monthly paper or electronic statements at no cost
- Unlimited check writing
- The minimum deposit required to open the account is $25.
M&T Bank $250 Checking/$100 Savings Bonus
M&T Bank is offering a $250 checking/$100 savings bonus with promo code TK.
- Account Type: Checking and Savings
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Direct Deposit Requirement: Yes, $500
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fee: See below
- Early account termination fee: $50, if closed within 180 days
- Household limit: None listed
(Expires January 11, 2021)
Compare this savings account to alternatives like Chase SavingsSM($150 Bonus), American Express High Yield Savings, Axos Bank High-Yield Savings, and Simple Account.
How to Earn $250 Checking/$100 Savings Bonus
- $100 Bonus:
- Maintain an average monthly balance of $5,000 or more in the two calendar months, May 2020 and June 2020 and you opened a new personal M&T checking account during the promotional period, and the name on the Relationship Savings account is listed on the new checking account.
- The bonus will be credited to the account as long as the savings account and personal checking account is still open at the time we seek to credit the bonus and all the eligibility requirements are satisfied.
- $250 Bonus:
- Open a Checking account from M&T Bank.
- Use Promo Code: TK at account opening to qualify
- Set up and receive a direct deposit of $500+ within 90 days of account opening.
- Bonus will post to the account within 90 days of meeting the direct deposit requirement.
- Open a Checking account from M&T Bank.
- Must open in branch under a qualified zip code.
- No monthly maintenance charge on any linked Relationship Savings account
- Monthly paper or electronic statements at no cost
- Unlimited check writing
- The minimum deposit required to open the account is $25.
- Monthly fee of $24.95 that can be waived with any one of the following methods:
- Keep an average daily balance of $7,500 or more in the account per monthly service charge cycle
- Keep total combined balances of $25,000 or more in eligible personal deposit accounts, loans and home equity outstanding balances, investments and business deposit accounts
M&T Bank $300 Business Checking Bonus
Earn a generous bonus with a new Business Checking Account.
Earn up to $500 when you open an M&T Tailored Business Checking account and M&T Merchant Services account with qualifying activities.
- Account Type: Business Checking Account
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Direct Deposit Requirement: Yes, $500
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
- Monthly Fee: See below
- Early account termination fee: $50, if closed within 180 days
- Household limit: None listed
(Expires November 30, 2020)
For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus).
Editor’s Note: You can earn an additional $200 bonus when you open an M&T Merchant Services account.
How to Earn $300 Business Checking Bonus
- Provide your email address so we can send you your offer coupon. Then, bring it with you to a local M&T branch to open your account.
- Get $300 when you open your M&T Tailored Business Checking account and meet the requirements below.
- Earn a $200 bonus when you open an M&T Merchant Services account.
- This account has a $20 monthly fee. This is waived if you:
- Maintain a $10,000 monthly average ledger balance
- Maintain $25,000 average ledger balance between checking & savings
- Make $2,000 in purchases on a linked M&T business credit card
- M&T bank merchant services account proceeds deposited
- If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account within 45 days after the end of the third full calendar month after the Account was opened.
- The Checking Bonus is reportable for tax purposes and is not available to employees of M&T Bank or any of its affiliates.
- The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days of opening an M&T Tailored Business Checking account.
- Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened.
- A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Compare to Other Banks
Bottom Line
If you live near an M&T Bank location, you have the opportunity to earn generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses shall be granted! M&T is more than just your neighborhood bank.
M&T was founded on the principle of providing exceptional financial products and friendly, personalized service. Apply today and let us know how this process when for you by commenting below!
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Chase SavingsSM | $150 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $500 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| American Express High Yield Savings | 0.60% APY | Review |
| Simple | Up to 0.60% APY | Review |
| CIT Bank Money Market | 0.50% APY | Review |
| Ally Invest | Up to $3,500 Cash | Review |
| E*TRADE | $0 Commissions | Review |
I applied for a checking account last week. Didn’t get a conformation?
what counts as direct deposit here? does Chase ACH or Fidelity count?
Can someone who has an account with M&T Bank already benefit from this promotion by opening up a different type of account?
It’s targeted but I got a $300 cash bonus to open and fund an acct with $10k for 180 days and get $300 bonus. Can send pics if u wanna see the brochure
I have the same promo via a brochure they sent to me. I plan to open that account this week. It’s the simplest and least demanding of all the bank promo’s as far as I’m concerned–if you have the $10,000 you can live without for that period. Promo ends March 31, 2018. Everyone should keep in mind that $300 bonus has to be claimed as income on your tax filings.
I need a zip code I can enter so it can work in my region West Palm Beach, Florida. Someone please help cause the bank website is not taking my zip code though there is a branch in my area.
When has this been extended until? How do I confirm this before I apply? Also is there a household limit? I check but was unable to find this out.
Opened 2 accounts online the same day with $150 and $200 promotional codes. Received BOTH bonuses the SAME DAY as my direct deposit! Now just have to leave them open 180 days to avoid early closing fee.
The Bank does not have any branches in MA. Please update the post.
Thanks Guru. It has been updated.
Warning! Call and confirm you are eligible before opening the account!! If you aren’t eligible they can submit a ticket so that you still get the promotion!
Bank website says offer not available in my region (Oregon).