Take advantage of M&T Bank promotions, bonuses, and offers here!
Currently, the bank is offering $250, $600 bonuses when you sign up for a new Checking Account and meeting all the requirements associated.
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About M&T Bank Promotions
Established in 1856 and headquartered in Buffalo, New York, M&T Bank has been serving its communities through a wide variety of account features and services. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience! Additionally, they offer a multitude of branches located throughout the Midwest, Northeast, and parts of South Florida.
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA & WV (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $250
Although you can earn a generous bonus from M&T Bank, check out our list of bank promotions for more offers.
Compare M&T Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
M&T Bank $250 Checking Bonus
Residents can earn a $250 bonus when you open a new checking account and meet the qualifying requirements.
- Account Type: EZChoice Checking, MyChoice Premium, MyChoice Plus Checking
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Early account termination fee: $50, if closed within 180 days
- Household limit: None listed
(Expires August 31, 2022)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), HSBC Premier Checking ($500 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($350 Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive the bonus, open a new M&T EZChoice Checking, MyChoice Plus Checking or MyChoice Premium Checking account between 6/1/2022 and 8/31/2022 and make at least $500 in qualifying direct deposits within 90 days of account opening.
- To receive the bonus, open a new M&T EZChoice Checking, MyChoice Plus Checking or MyChoice Premium Checking account between 5/1/2022 and 7/31/2022 and make at least $500 in qualifying direct deposits within 90 days of account opening.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security.
- Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
- The bonus will be credited to your account within 90 days of all requirements being met.
- The promo code is required at account opening to qualify for the bonus.
- Your new personal M&T checking account must still be open when we seek to credit the bonus.
- Only one bonus will be awarded per customer regardless of the number of accounts opened.
- Bonus offers are not available to employees of M&T Bank, any of its affiliates, or to customers who have received a bonus in connection with a personal M&T checking account within the last 12 months.
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- Bonus offers may vary by product and region, are not transferable and are reportable for tax purposes.
Learn more about the M&T Bank checking bonus.
M&T Bank $350 Checking Bonus
M&T Bank customers can earn a $350 bonus when you open a new checking account and meet the qualifying requirements.
- Account Type: MyChoice Premium Checking
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Early account termination fee: $50, if closed within 180 days
(Expires June 28, 2022)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), HSBC Premier Checking ($500 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($350 Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Apply online or in person to open a new M&T MyChoice Premium Checking account by 6/28/22 with promo code CC
- Maintain an average monthly balance of at least $10,000 for the calendar months of June 2022 and July 2022.
- Your cash bonus will be credited by 9/30/22 when you meet qualifying requirements.
- To receive the Premium Checking Bonus (“Premium Bonus”), open a new MyChoice Premium Checking account between 6/1/22 and 6/28/22 and maintain an average monthly balance in the account of at least $10,000 for the months of July 2022 and August 2022.
- If all requirements are met, we’ll credit the Premium Bonus by 9/30/22.
- The promo code is required at account opening to qualify for the bonus.
- Your new MyChoice Premium Checking account must still be open when we seek to credit the Premium Bonus.
- Only one Premium Bonus will be awarded per customer regardless of the number of accounts opened.
- The Premium Bonus is not available to employees of M&T Bank or any of its affiliates, or to customers who have received a bonus in connection with a personal M&T checking account within the preceding twelve-month period.
- The primary signer on the new MyChoice Premium Checking account may not be, or have been, a primary or secondary signer on any M&T personal checking account within the previous six months.
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- The Premium Bonus is not available in all regions, is not transferable and is reportable for tax purposes.
M&T Bank Up to $600 Business Checking Bonus
Earn up to $600 when you open an M&T Tailored Business Checking account and M&T Merchant Services account with qualifying activities.
- Account Type: Business Checking Account
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Early account termination fee: $50, if closed within 180 days
- Household limit: None listed
(Offer expires June 30, 2022)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Editor’s Note: You can earn an additional $300 bonus when you open an M&T Merchant Services account.
How To Earn Bonus
EARN THE BONUSFINE PRINT
- Apply online or in person to open a new M&T Tailored Business Checking Account and earn $300, with qualifying activities.
- Open an M&T Merchant Services Account by scheduling an appointment and link it to your Tailored Business Checking account to earn an additional $300 cash bonus, with qualifying activities
- Get up to a $600 cash bonus when you open both accounts and meet other qualifying requirements.
- Business Checking Bonus:
- We will credit $300 bonus (the “Checking Bonus”) to a new M&T Tailored Business Checking account opened between 1/7/2022 and 3/11/2022 if the Average Ledger Balance in the account is at least $5,000 in the third full calendar month after the account was opened. If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account within 45 days after the end of the third full calendar month after the account was opened. The Checking Bonus is reportable for tax purposes and is not available to employees of M&T Bank or any of its affiliates. The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days of opening an M&T Tailored Business Checking account. Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
- Bank Merchant Services:
- The Bonus offer is available for merchants who fulfill the following conditions during the Offer Period of 5/2/2022 to 6/30/2022: (1) merchant does not currently have an M&T Bank Merchant Services® account; (2) merchant opens an M&T Bank Merchant Services account during the Offer Period; (3) merchant opens during the Offer Period, or currently has, an M&T Business Checking account to accept merchant deposits; and (4) merchant must be active and process $20 in merchant transactions within a calendar month no later than 06/30/22. Only one Bonus will be awarded, regardless of the number of locations for a merchant. This Bonus may not be combined with any other promotional merchant services offers (excluding the $9.95 Tailored Checking Promotion.) This Bonus offer is subject to credit underwriting, due diligence requirements, and approval of an M&T Bank Merchant Services account in accordance with M&T’s requirements. If the above criteria are met, we will credit one $300 bonus (the “Bonus”) as an ACH credit to the M&T Business Checking account by 07/31/22. The Bonus is reportable for tax purposes and may be considered taxable income.
Learn more about the M&T Bank business checking bonus.
M&T Bank $450 Checking Bonus (Expired)
Residents can earn a $450 bonus when you open a new checking account and meet the qualifying requirements.
- Account Type: MyChoice Premium Checking
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Early account termination fee: $50, if closed within 180 days
- Household limit: None listed
(Expires May 27, 2022)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking (up to $400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Apply online or in person to open a new M&T MyChoice Premium Checking account by 5/27/22 with promo code TY.
- Maintain an average monthly balance of at least $10,000 for the calendar months of June 2022 and July 2022.
- Set up qualifying direct deposits to your new MyChoice Premium Checking account, totaling at least $500, within 90 days of account opening.
- To receive the Premium Checking Bonus, open a new MyChoice Premium Checking account between 4/4/22 and 5/27/22 and maintain an average monthly Premium Checking account balance of at least $10,000 for the months of June 2022 and July 2022.
- To receive the Direct Deposit Bonus, open a new MyChoice Premium Checking account between 4/4/22 and 5/27/22 and make at least $500 in qualifying direct deposits within 90 days of account opening. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank or other electronic money transfers, such as those made through internet payment services, do not qualify. The bonus ill be credited to your account within 90 days of all requirements being met.
- The promo code is required at account opening to qualify for the bonus(es). Your new MyChoice Premium Checking account must still be open when we seek to credit the Premium Checking Bonus. If all requirements are met, we’ll credit the bonus(es) by 8/31/22.
- Only one Premium Checking Bonus and one Direct Deposit Bonus will be awarded per customer regardless of the number of accounts opened. The bonus(es) are not available to existing personal M&T checking account customers, or those whose accounts have been closed within 180 days, employees of M&T Bank or any of its affiliates, or customers who have received a bonus in connection with a personal M&T checking account within the preceding twelve-month period. A $50 early close-out fee applies if the account is closed within 180 days of opening. Bonus offers may vary by product and region, are not transferable and are reportable for tax purposes.
Learn more about the M&T Bank checking bonus.
M&T Bank $450 Checking & Money Market Bonus (Expired)
Residents can earn a $450 bonus when you open a new checking account and meet the qualifying requirements.
- Account Type: MyChoice Premium Checking, Money Market account
- Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
- Early account termination fee: $50, if closed within 180 days
- Household limit: None listed
(Expires May 27, 2022)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), HSBC Premier Checking ($500 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($350 Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Apply online or in person to open a new M&T MyChoice Premium Checking account by 5/27/22 with promo code CF.
- Maintain an average monthly balance of at least $10,000 for the calendar months of June 2022 and July 2022.
- Open a MyChoice Money Market account and maintain an average monthly balance of at least $10,000 in June 2022 and July 2022.
- To receive the Premium Checking Bonus, open a new MyChoice Premium Checking account between 4/4/22 and 5/27/22 and maintain an average monthly Premium Checking account balance of at least $10,000 for the months of June 2022 and July 2022.
- To receive the Money Market Bonus, open a new MyChoice Premium Checking account and a new MyChoice Money Market account between 4/4/22 and 5/27/22 and maintain an average monthly MyChoice Money Market account balance of at least $10,000 for the months of June 2022 and July 2022.
- The promo code is required at account opening to qualify for the bonus(es). Your new MyChoice Premium Checking account must still be open when we seek to credit the Premium Checking Bonus. Your new MyChoice Premium Checking account and MyChoice Money Market account must still be open when we seek to credit the Money Market Bonus. If all requirements are met, we’ll credit the bonus(es) by 8/31/22.
- Only one Premium Checking Bonus and one Money Market Bonus will be awarded per customer regardless of the number of accounts opened. The bonus(es) are not available to existing personal M&T checking account customers, or those whose accounts have been closed within 180 days, employees of M&T Bank or any of its affiliates, or customers who have received a bonus in connection with a personal M&T checking account within the preceding twelve-month period. A $50 early close-out fee applies if the account is closed within 180 days of opening. The Premium Bonus is not available in all regions, is not transferable and is reportable for tax purposes.
Learn more about the M&T Bank checking bonus.
How To Waive Monthly Fee
- EZChoice Checking: None
- MyWay Banking: $4.95 monthly fee. Maintain one or more transactions each monthly service charge cycle, such as a deposit, withdrawal, or any debit payment
- MyChoice Plus: $14.95 monthly fee. Maintain an average daily balance of $2,500 or more per monthly service charge cycle or direct deposits totaling $1,500 or more per monthly service charge cycle
- MyChoice Premium: $24.95 monthly fee. Maintain an average daily balance of $7,500 or more per monthly service charge cycle or combined daily average balances of $25,000 or more in eligible accounts
- Simple Checking for Business: $10 monthly fee.
- Tailored Business Checking: $20 monthly fee. Maintain 1 or more deposits of M&T Merchant Services Proceeds into the account or purchases made on a linked M&T Business Credit Card or M&T Business Rewards Credit Card totaled $2,000 or more in the credit card statement cycle ending in that month.
Bottom Line
If you live near an M&T Bank location, you have the opportunity to earn generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses shall be granted! M&T is more than just your neighborhood bank.
M&T was founded on the principle of providing exceptional financial products and friendly, personalized service. Apply today and let us know how this process when for you by commenting below!
Does anyone know the promo code for M&T BANK $250 cash bonus? It is impossible to redeem online. It kept saying something like, This offer is not in your area!
Thank you
What is the promo code for the M and T bank personal checking account to get the $250 bonus with Direct Deposit?
I’m trying find the same info! I opened my M&T account, received my direct deposit of over $500 and now unable to get the bonus offer!!! Say they need the code!!!!