Read on to learn more about State Employees Credit Union promotions, bonuses and offers here.
Currently, SECU has a $200 bonus when you open a new account and meet all the requirements. Plus refer your friends and family for $50 per referral.
Membership: Available nationwide, you can join with over 1900 ways or one-time donation to SECU MD Foundation.
Table of Contents
About State Employees Credit Union Promotions
Established in 1951, State Employees Credit Union has been serving the communities of Baltimore to provide them with financial tools to help their members manage their money.
I’ll review the offers below.
State Employees Credit Union $200 Checking Bonus
- What you’ll get: $200 Bonus
- Account Type: Total Checking & Rewards account
- Availability: Nationwide. Join SECU with a $10 donation to SECU MD Foundation (Bank Locator)
- Direct Deposit Requirement: Yes, $500+
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $200
- Monthly Fee: None
- Early Account Termination Fee: None
- Household Limit: None
- SECU $200 Checking Bonus PDF
(Expires November 30, 2022)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), Fifth Third Momentum® Checking ($250 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($325 bonus). |
How To Earn Bonus
- Open a SECU Total Checking & Rewards account within 90 days of establishing membership
- Set up e-statements
- Set up a qualifying Direct Deposit of at least $500/month that posts to your checking account within 90 days.
- $200 offer valid from 8/15/22 – 11/30/22 for new SECU members that open a new SECU TotalTM Checking & Rewards account and meet the following criteria:
- ualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person to person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. All criteria must be met within 90 days of opening the membership.
- SECU will credit one cash bonus of $200 to the primary owner of the new SECU checking account within 6 weeks of meeting the requirements.
- Promotional period and offer are subject to change at any time without notice.
- The promotional bonus is limited to one per member. Existing members that joined SECU prior to 8/15/22 or previously had a checking account are not eligible for this offer.
- Advertised bonus cannot be combined with any other offer.
- Membership eligibility required.
- Bonuses are considered miscellaneous income, and may be reported as income to the IRS on Form 1099-MISC.
- Federally insured by NCUA.
State Employees Credit Union $50 Referral Bonus
$50 Referral Bonus
State Employees Credit Union is offering a $50 bonus when you refer a friend and open a new qualifying checking account.
- What you’ll get: $50 Bonus
- Account Type: Premier Interest Checking, Choice Interest Checking, Students’ Choice Checking
- Availability: MD
(Offer Expires September 30, 2022)
| For more advanced features in a checking account, compare this offer to Citigold® Checking Account (Up to $2000 Cash Bonus), Huntington Platinum Perks CheckingSM ($300 Bonus), Fifth Third Preferred Checking ($250 Bonus), TD Bank Beyond Checking ($300 Bonus), and HSBC Bank Premier Checking ($500 Bonus). |
How To Earn Bonus
- Complete and submit the short referral form between 11/1/21 and 9/30/22.
- Your friend will receive an email invitation to set up their membership and open an account.
- After their new accounts are open, you will each receive $50.
- To qualify for the referral bonus, the member making the referral must submit the online referral form between 11/1/21 and 9/30/22.
- The referred person must open a membership with SECU via a share savings account and open at least one additional account within 60 days of the referral date.
- The referred new member’s accounts must remain open for at least 60 days.
- Be sure to use the email address and correct name spelling that the new member will use to establish membership when submitting the referral form.
- Bonuses will be awarded via deposits to share savings accounts within 60 days of all criteria being met.
- In the event more than one member refers the same individual, we will award the bonus to the first member making the referral.
- Referred member must be new to SECU.
- Each member is limited to 10 referral bonuses per month.
How To Waive Monthly Fees
- Total Checking & Rewards: None
Bottom Line
State Employees Credit Union offers great bonuses with many account features such as online banking, mobile banking, and digital wallet.
If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
While they have a generous $200 bonus, State Employees Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Check back at this page for updated State Employees Credit Union promotions, bonuses and offers.
THE PHOTO IS OF A BRANCH OF SECU IN NORTH CAROLINA (STATE EMPLOYEES’ CREDIT UNION OF NC)
Note: No hard inquiries for these accounts!