Read on to learn more about State Employees Credit Union promotions, bonuses and offers here.
Currently, SECU has a $100 bonus when you open a new account and meet all the requirements. Plus refer your friends and family for $50 per referral.
Membership: Available nationwide, you can join with over 1900 ways or one-time donation to SECU MD Foundation.
About State Employees Credit Union Promotions
Established in 1951, State Employees Credit Union has been serving the communities of Baltimore to provide them with financial tools to help their members manage their money.
I’ll review the offers below.
State Employees Credit Union $100 Checking Bonus
- What you’ll get: $100 Bonus
- Account Type: Total Checking & Rewards account
- Availability: Nationwide. Join SECU with a $10 donation to SECU MD Foundation (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $200
- Monthly Fee: None
- Early Account Termination Fee: None
- Household Limit: None
(Expires 05/31/2023)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get $100 when you open a SECU Total Checking & Rewards account.
- New members only, offer valid 3/1/23 – 5/31/23
- Must make at least 12 purchases with your SECU debit card in the first 60 days after opening checking
- Must keep your account in good standing for at least 60 days
- $100 offer valid from 3/1/23 – 5/31/23 for new SECU members that open a new SECU TotalTM Checking & Rewards account and meet the following criteria: 1) Join SECU and open a SECU TotalTM Checking & Rewards account between 3/1/23 and 5/31/23; 2) Make 12 or more qualifying purchases using your new SECU Debit Card within 60 days of opening the checking account; and 3) Keep membership/share savings and checking accounts open and in good standing for at least 60 days, with a minimum of $10 in your share savings account.
- Qualifying debit purchases include payments made to third parties using your SECU Debit Card, such as Point of Sale and monthly subscription payments (i.e. bill pay and gym memberships, etc.).
- All criteria must be met within 60 days of opening the checking account.
- SECU will credit one cash bonus of $100 to the primary owner of the new SECU checking account within 90 days of meeting the requirements.
- Bonus will appear as an interest adjustment. Promotional period and offer are subject to change at any time without notice.
- The promotional bonus is limited to one per member.
- No substitutions and bonus is not transferrable.
- Existing members that joined SECU prior to 3/1/23 or previously had a checking account are not eligible for this offer.
- Advertised bonus cannot be combined with any other offer.
- Membership eligibility required.
- Bonuses are considered interest, and may be reported to the IRS on Form 1099-INT.
- Federally insured by NCUA.
State Employees Credit Union $50 Referral Bonus
$50 Referral Bonus
State Employees Credit Union is offering a $50 bonus when you refer a friend and open a new qualifying checking account.
- What you’ll get: $50 Bonus, your friend gets $50 bonus.
- Account Type: Checking & Share Savings
- Availability: Nationwide. Join SECU with a $10 donation to SECU MD Foundation
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $200
- Monthly Fee: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($500 Bonus), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($225 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Complete and submit the short referral form.
- Your friend will receive an email invitation to set up their membership and open an account.
- After their new accounts are open, you will each receive $50.
- The referred person must open a membership with SECU via a share savings account and open at least one additional account within 60 days of the referral date. The referred new member’s accounts must remain open for at least 60 days. Be sure to use the email address and correct name spelling that the new member will use to establish membership when submitting the referral form.
- Bonuses will be awarded via deposits to share savings accounts within 60 days of all criteria being met. In the event more than one member refers the same individual, we will award the bonus to the first member making the referral. Referred member must be new to SECU. Each member is limited to 10 referral bonuses per month. Learn more about our accounts.
- You must qualify for and establish membership at SECU and be of legal contract age to apply. All accounts are subject to our normal approval process. Members and accounts must be in good standing to receive bonuses. SECU rules and regulations apply. Members who have closed their SECU membership within three months prior to being referred are not eligible.
- Bonuses are considered interest and will be reported on IRS form 1099-INT. Fees can reduce earnings on the account. This offer is non-transferable and may be canceled without prior notice. We reserve the right to disqualify any referrals in circumstances where we reasonably believe they were not sent to us in good faith. SECU reserves the right to terminate the program at any time, revise program terms, or refuse bonuses upon our discretion. Ask us for details.
How To Waive Monthly Fees
- Total Checking & Rewards: None
Bottom Line
State Employees Credit Union offers great bonuses with many account features such as online banking, mobile banking, and digital wallet.
If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
While they have a generous $200 bonus, State Employees Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Check back at this page for updated State Employees Credit Union promotions, bonuses and offers.
THE PHOTO IS OF A BRANCH OF SECU IN NORTH CAROLINA (STATE EMPLOYEES’ CREDIT UNION OF NC)
Note: No hard inquiries for these accounts!