Read on to learn more about ACNB Bank promotions, bonuses and offers.
Update 9/28/26:
- There’s now an up to $600 checking bonus offer valid through 11/30/26.
- You can currently earn up to a $3,000 bonus when opening a business checking account as a limited time offer.
- You can currently earn up to a $2,000 bonus when opening a business checking account as a limited time offer.
About ACNB Bank Promotions
ACNB Bank was established in 1857 and is headquartered in Gettysburg, Pennsylvania. They have 29 locations throughout Maryland and Pennsylvania. NWSB is a division of ACNB and services the Maryland area with 7 locations.
While they have generous checking bonuses, ACNB Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the $100 offer below.
ACNB Bank $600 Checking Bonus
- What you’ll get: Up to $600 bonus
- Account Type: Checking Account
- Direct Deposit Requirement: Yes (see what works)
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: None
- Monthly Fee: Varies by Account
- Early account termination fee: None listed, check with CSR for more information
- Household limit: 1
(Expires 11/30/2026)
| Bank of America (Up to $500 bonus offer) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,000 Cash Bonus), | Chase Private Client ($3,000 Bonus) |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- Open a new Advantage Rewards Plus, Advantage Rewards, or Basic Checking Account using promo code HARVEST26.
- Set up direct deposit. Recurring monthly payroll, Social Security, or qualified retirement plan distributions. The monthly total correlates to the cash gift earned.
- $2,000 a month earns $200 bonus
- $4,000 a month earns $400 bonus
- $6,000 a month earns $600 bonus
- Set up online banking, log in, and enroll in eDocuments.
- Establish a Mastercard® debit card and make 10 unique transactions valued at $20 or more, and made to a different payee per statement.
- Maintain a minimum average monthly balance of $2,500 for three full consecutive statement cycles following account opening.
- Cash gift will be deposited in the new account after requirements have been verified.
- Offer valid 09/08/26 through 11/30/26. Offer is limited and may be modified or discontinued without notice.
- Offer does not apply to existing ACNB Bank or Traditions Bank personal checking account customers/owners or those who closed a personal checking account within the last 12 months.
- Cash Gift: The cash gift is deposited after completing the following steps within the first 90 days of opening a new Advantage Rewards Plus, Advantage Rewards, or Basic Checking Account:
- (1) Establish and log into Online Banking
- (2) Enroll in eDocuments
- (3) Establish a Mastercard® debit card and conduct 10 unique transactions per statement cycle. Each transaction must be valued at $20 or more, unique, and made to a different payee. It may take more than two days for a transaction to post and clear. ATM transactions, cash advances, returns, credits, and person-to-person payment transactions do not qualify.
- (4) Maintain a minimum average monthly balance of $2,500 for three full consecutive statement cycles following account opening.
- (5) Establish recurring monthly direct deposits limited to payroll, Social Security, or qualified retirement plan distributions. Earn $200 when you establish direct deposit totaling $2,000 per month; earn $400 when you establish direct deposits of $4,000; earn $600 when you establish direct deposits of $6,000 or more. Monthly direct deposit qualifications will be reviewed for three consecutive statement cycles.
- Cash gift will be deposited in the new account after requirements have been verified. Customer may be subject to 1099 INT reporting. Limit one gift per account and per household address. Employees are not eligible.
- Account must remain open and in good standing through the date the cash gift is credited. ACNB Bank reserves the right to disqualify customers who engage in fraud, abuse, or other activity inconsistent with the intent of the promotion.
- MEMBER FDIC
- Promo Code: HARVEST26
ACNB Bank $3,000 Business Checking Bonus
- What you’ll get: $3,000 bonus
- Account Type: Business Checking Account
- Direct Deposit Requirement: No
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR for more information
- Household limit: Not listed
(Limited time offer)
| Bank of America Business Checking ($400 or $750 bonus offer) | Chase Business Checking ($500 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| U.S. Bank Business Checking ($400 or $1200 Bonus) | |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- Open Your Account. Visit your local ACNB Bank office to open your Free Business Checking account using promo code Earn3000
- Establish Services
- Enroll in online banking with eDocuments within 60 days.
- Establish a Mastercard® debit card and make 10 unique transactions within 60 days. Each transaction must be valued at $75 or more and made to a distinct payee.
- Maintain Balance
- Earn $3,000 when you maintain an average monthly balance of $50,000 or more for three consecutive months following the first statement cycle. or
- Earn $2,000 when you maintain an average monthly balance of $25,000 for three consecutive months following the first statement cycle. or
- Earn $1,000 when you maintain an average monthly balance of $10,000 for three consecutive months following the first statement cycle.
- Cash gift will be deposited in the new account after all requirements have been met and verified.
- Offer is limited and subject to change or cancellation without notice.
- Cannot be combined with any other offers, promotions or discounts.
- Offer does not apply to existing ACNB Bank or Traditions Bank business checking account customers or those who closed a business checking account in the last 12 months.
- Trust and estate accounts, government entities and municipalities are not eligible.
- Documented evidence of existing sole proprietorship ownership will be required.
- Limit of one gift per entity for up to 3 entities with common ownership.
- Cash gift will be deposited in the new account after all requirements have been met and verified.
- Requirements: within 60 days of opening a new Free Business Checking Account (1) Establish and log into Online Banking and enroll in eDocuments; (2) Establish a Mastercard® debit card and complete 10 separate transactions (each transaction must be valued at $75 or more and made to a distinct payee). It may take more than two days for a transaction to post and clear; (3) maintain the minimum average monthly balance requirement for the 3 consecutive months following the first statement cycle. Cash Gift: Accounts maintaining $50,000 or more qualify for a $3,000 cash gift; accounts maintaining between $25,000 and $49,999 qualify for a $2,000 cash gift; accounts maintaining between $10,000 and $24,999 qualify for a $1,000 cash gift. Customer may be subject to 1099 INT reporting.
- Lender credit towards closing costs does not include consumer home equity loans and lines of credit.
- Additional restrictions may apply to Treasury, Wealth, and Mortgage benefits.
- Investments and Insurance products are NOT FDIC-insured
- May lose value
- Not Bank Guaranteed
- Not insured by any Federal Government Entity.
- Offices Use Promo Code: Earn3000
ACNB Bank $2,000 Business Checking Bonus
- What you’ll get: $2,000 bonus
- Account Type: Business Checking Account
- Direct Deposit Requirement: No
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR for more information
- Household limit: Not listed
(Limited time offer)
| Bank of America Business Checking ($400 or $750 bonus offer) | Chase Business Checking ($500 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| U.S. Bank Business Checking ($400 or $1200 Bonus) | |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- Open a new Free Business Checking account using promo code Earn2000
- Requirements: within 60 days of opening a new Free Business Checking Account
- (1) Establish and log into Online Banking and enroll in eDocuments;
- (2) Establish a Mastercard® debit card and conduct 10 unique transactions (it may take more than two days for a transaction to post and clear);
- (3) maintain the minimum average monthly balance requirement for the 3 consecutive months following the first statement cycle.
- Cash Gift: Accounts maintaining $25,000 or more qualify for a $2,000 cash gift; accounts maintaining between $10,000 and $24,999 qualify for a $1,000 cash gift.
- Cash gift will be deposited in the new account after all requirements have been met and verified.
- Offer is limited and subject to change or cancellation without notice.
- Cannot be combined with any other offers, promotions or discounts.
- Offer does not apply to existing Traditions Bank or ACNB Bank business checking account customers or those who closed a business checking account in the last 12 months.
- Trust and estate accounts, government entities and municipalities are not eligible.
- Limit of one gift per entity for up to 3 entities with common ownership.
- Cash gift will be deposited in the new account after all requirements have been met and verified.
- Requirements: within 60 days of opening a new Free Business Checking Account (1) Establish and log into Online Banking and enroll in eDocuments; (2) Establish a Mastercard® debit card and conduct 10 unique transactions (it may take more than two days for a transaction to post and clear); (3) maintain the minimum average monthly balance requirement for the 3 consecutive months following the first statement cycle.
- Cash Gift: Accounts maintaining $25,000 or more qualify for a $2,000 cash gift; accounts maintaining between $10,000 and $24,999 qualify for a $1,000 cash gift.
- Customer may be subject to 1099 INT reporting. Lender credit towards closing costs does not include consumer home equity loans and lines of credit.
- Additional restrictions may apply to Treasury, Wealth, and Mortgage benefits.
- Investments and Insurance products are NOT FDIC-insured • May lose value • Not Bank Guaranteed
- Not insured by any Federal Government Entity.
- Offices Use Promo Code: Earn2000
ACNB Bank $25 Referral Bonus (Up to $100)
Earn a $25 bonus when you refer a friend!
ACNB Bank is offering a $100 checking bonus when you refer a friend to open a new qualifying checking account and complete certain requirements. Make sure to apply promo code REFER25.
- What you’ll get: $25 bonus
- Account Type: Basic Checking Account, Advantage Rewards Checking, Advantage Rewards Checking Plus Account
- Availability: PA (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: None
- Monthly Fee: Varies by Account
- Early account termination fee: None listed, check with CSR for more information
- Household limit: None
(No expiration date listed)
| Chase Total Checking® ($400 bonus), | Chase Secure BankingSM ($175 bonus), |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn $25 Referral Bonus
HOW TO EARN BONUSFINE PRINT
- Simply invite your friends to open an account online using the code ‘REFER25’ in the promo box.
- Tell your friends to mention your name and phone number when they open an account at our offices.
- Print and share a referral card.
- Member FDIC.
- To qualify for the $25 gift, your friend/family member must not have a checking account with us currently.
- Once their new qualifying personal account is opened, $25 will be deposited in your account.
- The referred customers account must be in good standing to receive the $25 cash credit.
- If the existing customer does not have a transaction account in which the $25 will be deposited, the $25 will be provided as an official check.
- Each $25 gift may be subject to IRS Form 1099 Reporting.
How to Waive Monthly Fees
- Advantage Rewards Plus Checking: $7.95 monthly can be avoided when you maintain a $1,000 average daily balance
- Advantage Rewards Checking: $5.95 monthly
- Basic Checking: No monthly fees
- Free Business Checking: No monthly fees
- Business Advantage Checking: $20.00 monthly can be avoided when you maintain a $20,000 average daily balance in the account
- Business Checking+: $10.00 monthly can be avoided when you keep a $1,000 average daily balance in the account
- Business Manager Checking: No monthly fees stated
- Community Checking: No monthly fees
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Bottom Line
This bonus at ACNB Bank offers a wide variety of account features to help you in any situation. If you are interested, be sure to apply while you still can today!
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*Check back at this page for updated ACNB Bank promotions, bonuses and offers.
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