Read on to learn more about ACNB Bank promotions, bonuses and offers.
Currently, they have a $100 bonus when you open a Checking Account and meet all the requirements.
About ACNB Bank Promotions
ACNB Bank was established in 1857 and is headquartered in Gettysburg, Pennsylvania. They have 29 locations throughout Maryland and Pennsylvania. NWSB is a division of ACNB and services the Maryland area with 7 locations.
While they have generous checking bonuses, ACNB Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the $100 offer below.
ACNB Bank $25 Referral Bonus (Up to $100)

Earn a $25 bonus when you refer a friend!
ACNB Bank is offering a $100 checking bonus when you refer a friend to open a new qualifying checking account and complete certain requirements. Make sure to apply promo code REFER25.
- What you’ll get: $25 bonus
- Account Type: Basic Checking Account, Advantage Rewards Checking, Advantage Rewards Checking Plus Account
- Availability: PA (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: None
- Monthly Fee: Varies by Account
- Early account termination fee: None listed, check with CSR for more information
- Household limit: None
(No expiration date listed)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money Checking ($400 bonus), Bank of America ($200 bonus offer), U.S. Bank Smartly® Checking ($1000 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus) |
How To Earn $25 Referral Bonus
- Simply invite your friends to open an account online using the code ‘REFER25’ in the promo box.
- Tell your friends to mention your name and phone number when they open an account at our offices.
- Print and share a referral card.
- Anywhere Banking (online, mobile banking, bill pay, debit card and eDocuments)
- Shop local, save local with BaZing
- Cell Phone Protection
- ID Theft Aid
- Roadside Assistance
- $10,000 travel accidental death coverage
- Pharmacy, vision and hearing savings
- $100 off closing costs for residential mortgages and HELOC
- Basic Checking: No monthly fee
- Advantage Rewards Checking: $5.95 monthly fee can’t be waived. May receive 60-day free trial depending on offer.
- Advantage Rewards Checking Plus: $7.95 monthly fee. Waive by maintaining a $1,000 average daily balance.
- Member FDIC.
- To qualify for the $25 gift, your friend/family member must not have a checking account with us currently.
- Once their new qualifying personal account is opened, $25 will be deposited in your account.
- The referred customers account must be in good standing to receive the $25 cash credit.
- If the existing customer does not have a transaction account in which the $25 will be deposited, the $25 will be provided as an official check.
- Each $25 gift may be subject to IRS Form 1099 Reporting.
ACNB Bank $300 Checking Bonus (Expired)

ACNB Bank $300 Checking Bonus
ACNB Bank is offering a $300 checking bonus when you open a new qualifying checking account and complete certain requirements.
- Account Type: Basic Checking Account, Advantage Rewards Checking, Advantage Rewards Checking Plus Account
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: None
- Monthly Fee: Varies by Account
- Early account termination fee: None listed, check with CSR for more information
- Household limit: 1
(Expires December 30, 2021)
For more advanced features in a checking account, compare this offer to BMO Harris Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($1000 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus) |
How to Earn $300 Checking Bonus
- Open a new checking account and establish services to get rewarded with a $300 Cash Gift
- (1) Establish and log into Online Banking
- (2) Enroll in eStatements
- (3) Establish $500 or more in reoccurring direct deposits limited to Social Security, pension or payroll within the first 60 days of opening a new Personal Checking account
- (4) Establish a Mastercard® debit card and conduct 10 unique debit card transactions
- Anywhere Banking (online, mobile banking, bill pay, debit card and eDocuments)
- Shop local, save local with BaZing
- Cell Phone Protection
- ID Theft Aid
- Roadside Assistance
- $10,000 travel accidental death coverage
- Pharmacy, vision and hearing savings
- $100 off closing costs for residential mortgages and HELOC
- Basic Checking: No monthly fee
- Advantage Rewards Checking: $5.95 monthly fee can’t be waived. May receive 60-day free trial depending on offer.
- Advantage Rewards Checking Plus: $7.95 monthly fee. Waive by maintaining a $1,000 average daily balance.
- Member FDIC.
- Open a new checking account and establish services to get rewarded with a $300 Cash Gift.
- Offer does not apply to existing ACNB Bank personal checking account customers.
- The $300 gift is deposited after completing the following steps within the first 60 days of opening a new Personal Checking account: (1) Establish and log into Online Banking (2) Enroll in eStatements (3) Establish $500 or more in reoccurring direct deposits limited to Social Security, pension or payroll within the first 60 days of opening a new Personal Checking account (4) Establish a Mastercard® debit card and conduct 10 unique debit card transactions.
- It may take more than two days for a transaction to post and clear.
- A $125 early closure fee will apply if the account is closed within the first 120 days of account opening.
- Gift will be deposited in the new account after steps have been verified.
- Offer valid November 1, 2021 through December 30, 2021.
- Offer is subject to change without notice and cannot be combined with any ongoing offers, promotions or discounts. Limit of one $300 gift per account and per household/address.
- Customer may be subject to 1099 MISC reporting.
How to Waive Monthly Fees
- Advantage Rewards Plus Checking: $7.95 monthly can be avoided when you maintain a $1,000 average daily balance
- Advantage Rewards Checking: $5.95 monthly
- Basic Checking: No monthly fees
- Free Business Checking: No monthly fees
- Business Advantage Checking: $20.00 monthly can be avoided when you maintain a $20,000 average daily balance in the account
- Business Checking+: $10.00 monthly can be avoided when you keep a $1,000 average daily balance in the account
- Business Manager Checking: No monthly fees stated
- Community Checking: No monthly fees
Bottom Line
This bonus at ACNB Bank offers a wide variety of account features to help you in any situation. If you are interested, be sure to apply while you still can today!
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*Check back at this page for updated ACNB Bank promotions, bonuses and offers.
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