Find an updated list of Freedom Federal Credit Union promotions, bonuses, and offers here.
Update 4/23/24: There is now a $50 bonus available per person your refer to open a new checking account. The referred party will also earn a $50 bonus.
About Freedom Federal Credit Union Promotions
Freedom Federal Credit Union is headquartered in Maryland and was established in 1953. There are 5 branch locations located throughout the state.
| Eligibility: Membership in Freedom Federal Credit Union is open to those who live, work, worship, or attend school in Harford County, Maryland, and to the immediate family of current or eligible members. (A complete list of requirements are found in the credit union’s online application) See current membership details |
Freedom Federal Credit Union $200 Checking Bonus
Get a $100 bonus with this offer from Freedom Federal Credit Union
Freedom Federal Credit Union is offering a $200 bonus when you open a personal or business checking account.
- What you’ll get: $200 bonus
- Account Type: Checking or Business Checking Account
- Availability: MD (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
- Open either account (or both) and deposit of $100 within 90 days
- If the $100 deposit is not made within 90 days of account opening, the bonus will be withdrawn.
Freedom Federal Credit Union $100 Checking Bonus
Get a $100 bonus with this offer from Freedom Federal Credit Union
Freedom Federal Credit Union is offering a $100 bonus when you open a personal checking account.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: MD (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
Editor’s Note: If you are a part of the Freedom at Work Program, you can also take advantage of this separate $100 checking bonus link. However, the same requirements and fine print must be met.
How To Earn Bonus
- Open a personal checking account and set up a minimum $50 direct deposit.
- Membership eligibility requirements apply.
- Offer available to new or existing members who add checking and a direct deposit of at least $50 per pay period.
- Direct deposit must be received within 90 days of opening the Checking Account. Bonus funds are placed on hold until direct deposit received.
- Offer expires 90 days after account opening if all qualifications are not met.
Freedom Federal Credit Union $50 Referral Bonus
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: MD (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
- Complete and submit the referral form.
- Your friend will receive an email invitation to set up their membership and open an Empower Checking account.
- After their new accounts are open, you will each receive $50.
- Referred member must not have been a member of Freedom Federal Credit Union within the last 12 months to receive the bonus. Youth and business memberships are excluded and you must be at least 18 years old to receive referral bonus.
- New member must join and open an Empower Checking account within 30 days of referral in order to qualify. Referral bonus will be paid to both parties 90 days after the new membership is opened. The incentive will be deposited into Primary Share accounts.
- You must meet membership eligibility requirements, be of legal contract age, and establish membership at Freedom to qualify. All accounts are subject to our normal approval process. Members and accounts must be in good standing to receive bonuses.
- In the event that more than one member refers the same person we will award the bonus to the first member making the referral. Referred member must be new to Freedom. Each member is limited to 10 referral bonuses per calendar month.
- Bonuses are considered interest and will be reported on IRS form 1099-INT. Fees can reduce earnings on the account. This offer is non-transferable and may be canceled without prior notice. Cannot be combined with any other incentive offer.
- $50 bonus offer effective 3/15/24 and is subject to change at any time. We reserve the right to disqualify any referrals in circumstances where we reasonably believe they were not sent to us in good faith. Freedom Federal Credit Union reserves the right to revise program terms, refuse bonuses or terminate the program at any time upon our discretion. Ask us for details.
How To Waive Monthly Fees
- Empower Checking: No monthly fees
- Business 100 Checking: No monthly fees
- Business Dividend Checking: Not listed, but low monthly maintenance fee
- Non-Profit Business Checking: No monthly fees
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Bottom Line
Lastly, I would check with CSR to find out if this offer triggers a hard or soft pull before signing up. If you are looking to switch to this Credit Union the first promotion could be the offer for you. Additionally, if you fit the employee benefits eligibility you can have access to more benefits such as a youth account for your kid.
Furthermore, feel free to comment below if you have experience with this credit union! We value your feedback and we will continue to keep you guys updated on all the deals nationwide.
Additionally, CDs and Savings Accounts are another great way to earn and save money. However, this credit union doesn’t offer the best rates. Click the links to see the full list of the best Bank Rates and CD Rates to get the best deal for you!
Compare Freedom Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Freedom Federal Credit Union promotions, bonuses and offers.
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