Read on to learn more about First National Bank of Pennsylvania promotions, bonuses, and offers.
Update 6/13/25: There’s currently a $700 checking & savings bonus valid through 7/17/25 AND a $200 savings bonus available through 1/3/26.
About First National Bank Promotions
First National Bank is headquartered in Pittsburgh, Pennsylvania, and is a diversified financial services company operating in seven states and the District of Columbia.
FNB provides a full range of commercial banking, consumer banking and wealth management solutions through its subsidiary network which is led by its largest affiliate, First National Bank of Pennsylvania, founded in 1864.
I’ll review the First National Bank Promotions below.
First National Bank $700 Checking & Savings Bonus (Targeted)
- What you’ll get: $700 bonus
- Account Type: Checking & Savings account
- Availability: PA, OH, MD, DC, VA, NC, SC, WV
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $50, all payment networks are accepted.
- Monthly Fees: None
- Early Account Termination Fee: $50 if closed within 180 days
- Household Limit: One
(Expires 07/17/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new checking account and savings account
- Open a Checking Account: Earn $400 by making direct deposits totaling $2,500 or more and completing at least 15 debit transactions.
- Open a Savings Account: Earn $300 by depositing $5,000 in new money.
- This offer only applies if you received the unique promotional mailer to your home address. Eligibility will be verified prior to promotional payout.
- This promotional offer is limited to new customers who are residents of Pennsylvania, West Virginia, Ohio, North Carolina, South Carolina, Washington D.C., Virginia, or Maryland and may be redeemed at fnb-online.com or in-person at a First National Bank (FNB) branch. New customers are defined as customers who do not have any active accounts with FNB at the time the new account is opened. A $50 minimum deposit is required when opening a checking account online except for the eStyle Account, which is $25. Offer valid for new personal checking accounts opened June 9, 2025, through July 17, 2025.
- Promotional offer consists of a $400 direct deposit and transaction reward, and a $300 account balance reward, for a maximum reward of $700, subject to the eligibility criteria and conditions set forth below. The conditions must be met or maintained, as applicable, during a promotional period that spans three full calendar months and that begins the first day of the month following the account opening date. For example, if the account was opened in January, the promotional period would begin on February 1. Eligible customers may not receive the maximum of $700 if all reward conditions are not satisfied.
- To receive the $400 direct deposit and transaction reward, the following conditions must be satisfied: 1) Open a new personal checking account (Freestyle, eStyle, eStyle Plus, Lifestyle or Premierstyle) and make a qualifying direct deposit(s) totaling $2,500 within the promotional period; and 2) Make 15 customer-initiated debit transactions from your new personal checking account within the promotional period (including, but not limited to, point-of-sale transactions that settle and post to your account within the 90-day period, PIN, ATM withdrawals, transfers to other accounts, mobile banking, online bill pay, wire transfers, personal checks, and Zelle® payments); and 3) Your checking account must be open and in good standing for the duration of the promotional period. Your $400 reward will be credited to the account within 15 business days following the promotional period.
- To receive the additional $300 account balance reward, the following conditions must be satisfied: 1) Open a new personal FNB savings account (FirstRate Savings or FirstRate Money Market) and deposit $5,000 new-to-bank money at account opening, and 2) Maintain this $5,000 balance during the promotional period, and 3) Your savings account must be open and in good standing at the end of the promotional period. Your $300 reward will be credited to the account within 15 business days following the promotional period. New-to-bank money is defined as money not already held in an existing FNB account. Proceeds from FNB loans do not qualify as new money.
- Offer is non-transferable and subject to change without prior notice. Offer may be terminated or extended based on response. Offer does not apply to multiple checking or savings accounts, existing FNB checking or savings accounts, or accounts converting to another personal checking or savings account. Account rewards are limited to one per household per calendar year. FNB employees and/or members of their household are not eligible for this promotion. FNB may offer multiple promotions at one time. Even if you meet the requirements for multiple promotional offers, you are only eligible for and will receive one promotional reward offer. Checking accounts closed by the customer within 180 days of opening are subject to a $50 account early closing fee except for the eStyle Account, which has no closing fee. Some checking accounts accrue interest based on balance. Lifestyle Checking currently pays on tiered rates, subject to change at any time. Please visit fnb-online.com or your local branch for current rates. Fees could reduce the earnings on the account. See the Consumer Fee Schedule, which is available at any FNB branch, for further information on fees applicable to this account. To the extent required by law, FNB will report the value of this reward to the IRS on Form 1099 MISC. Any applicable taxes are the responsibility of the account holder. In the event we determine that your account does not meet the eligibility criteria, that the activity in your account does not qualify to meet the required conditions, is not in good faith, or otherwise undermines the spirit or intent of the promotion, we will not be obligated to credit your account with the reward payout. FNB may determine at its sole discretion not to pay a promotional offer reward for an account that appears to be opened for the primary purpose of receiving the reward payout and not for any other genuine banking purpose(s).
- PROMO CODE: DM7002504
- Offer Ends: July 17, 2025
- Offer available in-person at FNB branches in Washington D.C., Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia or West Virginia or at fnb-online.com.
- Member FDIC
First National Bank $200 Savings Bonus
- What you’ll get: $200 bonus
- Account Type: Savings account
- Availability: PA, OH, MD, DC, VA, NC, SC, WV
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $50, all payment networks are accepted.
- Monthly Fees: None
- Early Account Termination Fee: $50 if closed within 180 days
- Household Limit: One
(Expires 01/03/2026)
| AlumniFi Credit Union Savings (4.75% APY) | SoFi Checking & Savings ($325 Bonus + 3.80% APY) |
| Upgrade Premier Savings (4.15% APY) | Discover® Bank Savings (Up to $200 Bonus + 3.70% APY) |
| CIT Bank Platinum Savings (4.00% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| FVCbank Advantage Direct Savings (4.55% APY) | Live Oak Bank Savings (4.10% APY) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new personal savings account (FirstRate Savings or FirstRate Money Market) and deposit $5,000+ new-to-bank money at account opening;
- Maintain this $5,000+ balance for six full calendar months (the promotional period) after account opening;
- The account must be open and in good standing at the end of the promotional period;
- Offer available for current FNB customers only.
- Earn up to $800 Small Business checking promotional offer disclosure:
- This promotional offer is limited to new First National Bank (FNB) small business checking customers who are residents of Washington, D.C., Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia or West Virginia and may be redeemed at fnb-online.com or in person at an FNB branch. A $50 minimum deposit is required when opening a checking account online. Offer valid for new small business checking accounts opened July 1 through December 31, 2024.
- To receive an $800 direct deposit reward, the following conditions must be satisfied: 1) Open a new Free Business Checking, FNB Compak Business Checking or Small Business Financial Solutions Checking account; 2) Deposit a minimum of $10,000 in new money. The deposit must be made within the first 30 days of opening the account. New money is defined as funds that are not currently held in accounts, investments or other products at FNB. The maximum amount of credit card funding is $100. In addition to the foregoing conditions, the account must have an average minimum balance of $10,000 at 6 months (180 days) after the initial 30 days to receive a payout of $800.
- The offer is non-transferrable and subject to change, termination or withdrawal without prior notice. Offer may be terminated or extended based on response. The offer does not apply to multiple small business checking accounts, existing FNB small business checking accounts or accounts converting to another small business checking account. Payouts will be completed within 15 days after the 180-day period. Checking account rewards are limited to one per Social Security Number or Employer Identification Number per twenty-four (24) month period. FNB employees and/or members of their household are not eligible for this promotion. FNB may offer multiple promotions at one time. Even if you meet the requirements for multiple promotional offers, you are only eligible for and may only receive one promotional reward offer. Checking accounts closed by the customer within 180 days of opening are subject to a $50 account early closing fee. In the event we determine that your account does not meet the eligibility criteria, or that the activity in your account does not qualify to meet the required conditions, is not in good faith or otherwise undermines the spirit or intent of the promotion, we will not be obligated to credit your account with the reward payout.
- PROMO CODE: SB8002407
- Offer Ends: 12/31/24
- Offer available at fnb-online.com and in person at FNB branches in Washington, D.C., Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia and West Virginia.
- Member FDIC
First National Bank $800 Business Checking Bonus (Expired)
- What you’ll get: Up to $800 bonus
- Account Type: Business Checking account
- Availability: PA, OH, MD, DC, VA, NC, SC, WV
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $50, all payment networks are accepted.
- Monthly Fees: $29; waivable
- Early Account Termination Fee: $50 if closed within 180 days
- Household Limit: One
(Expires 12/31/2024)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive an $800 direct deposit reward, the following conditions must be satisfied:
- 1) Open a new Free Business Checking, FNB Compak Business Checking or Small Business Financial Solutions Checking account;
- 2) Deposit a minimum of $10,000 in new money. The deposit must be made within the first 30 days of opening the account. New money is defined as funds that are not currently held in accounts, investments or other products at FNB.
- The maximum amount of credit card funding is $100. In addition to the foregoing conditions, the account must have an average minimum balance of $10,000 at 6 months (180 days) after the initial 30 days to receive a payout of $800.
- Earn up to $800 Small Business checking promotional offer disclosure:
- This promotional offer is limited to new First National Bank (FNB) small business checking customers who are residents of Washington, D.C., Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia or West Virginia and may be redeemed at fnb-online.com or in person at an FNB branch. A $50 minimum deposit is required when opening a checking account online. Offer valid for new small business checking accounts opened July 1 through December 31, 2024.
- To receive an $800 direct deposit reward, the following conditions must be satisfied: 1) Open a new Free Business Checking, FNB Compak Business Checking or Small Business Financial Solutions Checking account; 2) Deposit a minimum of $10,000 in new money. The deposit must be made within the first 30 days of opening the account. New money is defined as funds that are not currently held in accounts, investments or other products at FNB. The maximum amount of credit card funding is $100. In addition to the foregoing conditions, the account must have an average minimum balance of $10,000 at 6 months (180 days) after the initial 30 days to receive a payout of $800.
- The offer is non-transferrable and subject to change, termination or withdrawal without prior notice. Offer may be terminated or extended based on response. The offer does not apply to multiple small business checking accounts, existing FNB small business checking accounts or accounts converting to another small business checking account. Payouts will be completed within 15 days after the 180-day period. Checking account rewards are limited to one per Social Security Number or Employer Identification Number per twenty-four (24) month period. FNB employees and/or members of their household are not eligible for this promotion. FNB may offer multiple promotions at one time. Even if you meet the requirements for multiple promotional offers, you are only eligible for and may only receive one promotional reward offer. Checking accounts closed by the customer within 180 days of opening are subject to a $50 account early closing fee. In the event we determine that your account does not meet the eligibility criteria, or that the activity in your account does not qualify to meet the required conditions, is not in good faith or otherwise undermines the spirit or intent of the promotion, we will not be obligated to credit your account with the reward payout.
- PROMO CODE: SB8002407
- Offer Ends: 12/31/24
- Offer available at fnb-online.com and in person at FNB branches in Washington, D.C., Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia and West Virginia.
- Member FDIC
First National Bank $350 Checking Bonus (Expired)
First National Bank is currently offering a $350 reward when you open a new checking account with direct deposit through September 30, 2023.
To receive the $350 direct deposit reward, the following conditions must be satisfied:
- 1) Open a new personal checking account (Freestyle, eStyle, eStyle Plus, Lifestyle or Premierstyle) and make a qualifying electronic-type direct deposit(s), including but not limited to a paycheck or pension from your employer, government benefits (such as Social Security), or other affiliated depositors, totaling $2,500 within the first 90 days after account opening;
- 2) Fifteen (15) customer-initiated debit transactions must be made from your new personal checking account within the 90-day period (including but not limited to point-of-sale transactions that settle and post to your account within the 90-day period, PIN, ATM withdrawals, transfers to other accounts, mobile banking, online bill pay, wire transfers, personal checks, and Zelle® payments); and
- 3) Your account must be open and in good standing. Your $350 reward will be credited to the account within 15 business days following the 90-day period.
(at First National Bank)
This promotional offer is limited to new customers who are residents of Washington, D.C., Maryland, Ohio, Pennsylvania, North Carolina, South Carolina, Virginia and West Virginia and may be redeemed at fnb-online.com only. A $50 minimum deposit is required when opening a checking account online except for the eStyle Account, which is $25. Offer valid for new personal checking accounts opened from July 3, 2023, through September 30, 2023.
Terms:
- Offer is non-transferrable and subject to change without prior notice. Offer may be terminated or extended based on response.
- Offer does not apply to multiple checking accounts, existing FNB checking accounts, or accounts converting to another personal checking account.
- Checking account rewards are limited to one per household per calendar year.
- FNB employees and/or members of their household are not eligible for this promotion.
- FNB may offer multiple promotions at one time.
- Even if you meet the requirements for multiple promotional offers, you are only eligible for and will receive one promotional reward offer.
- Checking accounts closed by the customer within 180 days of opening are subject to a $50 account early closing fee except for the eStyle Account, which has no closing fee.
- Some checking accounts accrue interest based on balance.
- For example, Lifestyle Checking currently pays on tiered rates of .05% – .10% Annual Percentage Yield on balances of $2,500 to $100,000+.
- Interest rates are variable, valid as of July 3, 2023 and subject to change at any time.
- Fees could reduce the earnings on the account.
- See the Consumer Fee Schedule, which is available at any FNB branch, for further information on fees applicable to this account.
- To the extent required by law, FNB will report the value of this reward to the IRS on Form 1099 MISC.
- Any applicable taxes are the responsibility of the account holder.
- In the event we determine your account does not meet the eligibility criteria or the activity on your account does not qualify to meet the required conditions, we will not be obligated to credit your account with the reward payout.
- Offer available only online at fnb-online.com to new customers who are residents of Washington, D.C., Maryland, Ohio, Pennsylvania, North Carolina, South Carolina, Virginia and West Virginia.
For more information please see the First National Bank official site for terms and conditions.
Member FDIC
First National Bank $600 Checking Bonus *Expired*
Earn a $600 bonus with First National Bank!
First National Bank is offering up to $600 bonus with a new Checking Account when you meet the requirements below.
- What you’ll get: $600 bonus
- Account Type: Checking account
- Availability: MD, VA, NC only
(Expires 05/29/2021)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
EARN BONUSFINE PRINT
- To receive the $400 direct deposit reward:
- Set-up and have a qualifying direct deposit(s) totaling $2,500 made to your new personal checking account within the first 90 days after account opening; and
- Your account must be in good standing once the above conditions are satisfied.
- Then your $400 reward will be credited to this open account within 15 business days following the 90 days after account opening.
- Your qualifying direct deposit(s) needs to be an electronic-type deposit, similar but not limited to, paycheck or pension from your employer, government benefits (such as Social Security), or other affiliated depositors.
- To receive the $200 reward:
- 15 customer initiated debit transactions must be made from your new personal checking account within the first 90 days after account opening
- Debit transactions could include POS, PIN, ATM withdrawals, transfers to other accounts, mobile banking, online bill pay, wire transfers, personal checks, and Zelle
- Your account must be in good standing once the above conditions are satisfied. Then your $200 reward will be credited to this open account within 15 business days following the 90 days after account opening.
- 15 customer initiated debit transactions must be made from your new personal checking account within the first 90 days after account opening
- Offer valid for new personal checking accounts opened January 11 through February 27, 2021.
- Offer subject to change without prior notice and may be terminated or extended based on response.
- Offer does not apply to multiple checking accounts.
- Existing FNB checking accounts or accounts converting to another personal checking account are NOT eligible for this offer.
- You can receive only one new checking account reward related offer per household per calendar year; bank employees and members of their household are not eligible for this promotion.
- FNB may offer multiple promotions to its customers at one time.
- Even if you met the requirements for multiple promotional offers you are only eligible for and will receive one promotional reward offer.
- Checking accounts closed by customer within 180 days of opening are subject to a $50 account early closing fee.
- To the extent required by law, First National Bank will report the value of this reward to the IRS on Form 1099 MISC.
- Any applicable taxes are the responsibility of the account holder.
- In the event that we determine in our sole discretion that your account does not meet the eligibility criteria or the activity on your account does not qualify to meet the required conditions, we will not be obligated to credit your account with the reward payout.
How To Waive Monthly Fees
- eStyle Account: $5 monthly fee waived with:
- At least one deposit each statement cycle, or
- By performing 5 customer initiated transactions each statement cycle.
- eStyle Plus Account: $25 monthly fee waived with:
- $1,000 or more daily balance in this account, or
- $25,000 in combined daily balance for the preceding month in any combination of FNB Checking, Savings, CDs, IRAs or Money Market accounts
- Freestyle Checking: No monthly fees when you sign up for free Online Statements
- Lifestyle Checking: $10 monthly fee waived with:
- $1,000 or more average daily balance in this account, or
- $10,000 combined average daily balance, for the preceding month, in any combination of checking, savings, certificates of deposit, money market accounts, or consumer loan balances
- Premierstyle Checking: $25 monthly fee waived with:
- $7,500 or more daily balance in this account, or
- $25,000 combined minimum daily balance, for the preceding month, in any combination of checking, savings, certificates of deposit, money market accounts, or consumer loan balances.
- Small Business Financial Solutions: $29 monthly fee waived with:
- $5,000 or more minimum daily balance in this account, or
- $15,000 average daily balance in this account
- Free Small Business Checking: No monthly fee
- Compak Business Checking: $29 monthly fee waived with:
- $1,500 or more minimum daily balance in this account, or
- $5,000 average daily balance in this account
- Business Analysis Checking: $29 monthly fee
- Business Interest Checking: $29 monthly fee waived with:
- $2,000 or more minimum daily balance in this account, or
- $4,000 average daily balance in this account
- Business Banking Sweep: $29 monthly fee waived with $15,000 or more minimum daily balance in this account
- Nonprofit Checking: $5 monthly fee waived with:
- $100 or more minimum daily balance in this account, or
- A tax-free Tax Identification Number
- Nonprofit Interest Checking: $5 monthly fee
- Preferred Interest Checking: Not listed
- IOLTA Checking: A monthly service charge for this account which varies based upon your state.
- Workplace Banking Solutions: Not listed
- Estate Management Account: No monthly service charge
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Bottom Line
This bonus at First National Bank is a great bonus with a low opening deposit and low direct deposit requirement.
If you are not eligible for this offer, I would suggest you take a look at our complete list of bank promotions.
While they have a generous bonus, First National Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare First National Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Bank of America, Huntington Bank, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, Fifth Third Bank, SoFi, and more!
Your feedback is highly appreciated and makes our site even better!
*Check back at this page for updated First National Bank promotions, bonuses and offers.
The First National Bank $400 Bonus with Power Play Package is only for banks in PA, according to the banker that I spoke to at a branch in MD.
Also, the Power Play Package is a necessary addition to the Checking Account to receive the $400 bonus. That means you need the Power Play Debit Card, Power Play Credit Card, and there’s a $25 annual fee. If you’re applying for the Credit Card to complete the package, a hard pull would be necessary.
This is not written in the fine print for the activities required within your checking account only. It is written in the fine print when you try to Apply Online to the Power Play Package, and there’s a dropdown box for Technical Details which gives the fine print for the Power Play Package (which is not optional for the Bonus).
YES, if you can pull up a bonus offer code number on the internet, from the bank’s web-site, you can take advantage of their offer even if you did not get a targeted one in the mail. Make sure your address is within the state that the offer is extended to.
The fine print for the bonus at First National Bank states that the $600 offer is limited to just MD, DC, and one county in OH. Watch out for the fine print!
Is it possible to get this bonus if you are not targeted?
correction under FINE PRINT: Offer available through June 20, 2019.
offer expires July — not June