Here you will always find an updated list of First Horizon Bank promotions, bonuses, and offers.
Update 7/30/24: The $450 checking bonus offer is back and now requires direct deposit. Valid through 9/15/24.
- The $800 business checking bonus has recently been extended through 9/30/24.
About First Horizon Bank Promotions
First Horizon Bank, formerly known as First Tennessee Bank, first opened its doors in Memphis, Tennessee in the year 1864 and has since expanded its services in Tennessee and into other states such as Alabama, Arkansas, Georgia, Kentucky, Mississippi, North Carolina, Texas, and Virginia.
Please continue reading to find all First Horizon Bank promotions.
First Horizon Bank $450 Checking Bonus
- What you’ll get: $450 bonus
- Account Type: Checking account
- Availability: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $300
- Monthly Fee: None
- Early Account Termination Fee: Bonus revoked if closed within 6 months
- Household limit: 1
(Expires 09/15/2024)
| BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($375 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
- To qualify for the bonus, open a new FirstView or SmartView Checking account
- Make qualifying direct deposits totaling at least $1,000 within ninety (90) days of account opening.
- The cash bonus will be deposited into your account within ten (10) business days after qualifying activities are met.
- To qualify for the $450 cash bonus, open a new FirstView or SmartView Checking account by 09/15/2024.
- Client must be a new or existing First Horizon Bank client that has not had a consumer checking account with First Horizon Bank in the last twelve (12) months.
- Opening deposit must be new funds from a financial institution other than First Horizon Bank or its affiliates.
- Make qualifying direct deposits totaling at least $1,000 within ninety (90) days of account opening.
- Qualifying direct deposits include recurring electronic deposits of payroll and pension, or Social Security.
- Non-qualifying deposits include person-to-person, bank, or other electronic money transfers, such as those made through internet payment services.
- Account must be open a minimum of ninety (90) days.
- Offer is non-transferrable and may not be combined with other offers.
- The cash bonus will be deposited into your account within ten (10) business days after qualifying activities are met.
- Bonus will only be paid to open accounts with a positive balance.
- Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
- All FirstView and SmartView Checking accounts require a $50 minimum opening deposit.
- Other terms and conditions of your account are disclosed in your Depositor Agreement.
- Offer and account opening subject to bank approval.
First Horizon Bank $400 or $800 Business Bonus
- What you’ll get: $400 or $800 bonus
- Account Type: BizEssentials Checking
- Availability: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA
- Direct Deposit Requirement: No
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $300
- Monthly Fee: $0 – $25, see below
- Closing Account Fee: The account must be in good standing for 6 months
- Business Entity Limit: 1
(Expires 09/30/2024)
Editor’s Note: The terms state that “Offer is only available to the addressee of the offer, is non-transferable, may not be combined with other offers, and is only available for new clients that have not had an account at First Horizon within the last 12 months.” You should still be able to get the bonus by filling your information to request a code, but YMMV.
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Business Checking 100 ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | |
How to Earn Bonus
- Receive up to an $800 cash bonus when you open any BizEssentials Checking account and enjoy a suite of small business banking services that address your needs and free yourself to focus on your main goal – growing your business. Here’s how to qualify for either an $800 or $400 bonus:
- $800 cash bonus:
- Deposit $25,000 into the new BizEssentials Checking account within 15 days of the account opening.
- Maintain at least a $25,000 collected daily balance for the first 3 full statement cycles.
- Conduct 20 qualifying transactions within the first 3 full statement cycles.
- — or —
- $400 cash bonus:
- Deposit $5,000 into the new BizEssentials Checking account within 15 days of the account opening.
- Maintain at least a $5,000 collected daily balance for the first 3 full statement cycles.
- Conduct 20 qualifying transactions within the first 3 full statement cycles.
- Offer is only available to the addressee of the offer, is non-transferable, may not be combined with other offers, and is only available for new clients that have not had an account at First Horizon within the last 12 months. Opening deposit must be funds from a financial institution other than First Horizon Bank or its affiliates. Limit one bonus per company.
- To qualify for the $800 bonus, open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account by 9/30/2024, deposit at least $25,000 within fifteen (15) days of account opening and maintain an average daily collected balance of $25,000 for the first three (3) full statement cycles and conduct a minimum of twenty (20) qualifying client-initiated transactions within the first three full statement cycles in the eligible First Horizon Bank checking account.
- To qualify for the $400 bonus, open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account by 9/30/2024, deposit at least $5,000 within fifteen (15) days of account opening and maintain an average daily collected balance of $5,000 for the first three (3) full statement cycles and conduct a minimum of twenty (20) qualifying client-initiated transactions within the first three full statement cycles in the eligible First Horizon Bank checking account.
- BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking accounts require a $100 minimum opening deposit. A qualifying client-initiated transaction may include deposits, checks paid, ACH items, and signature and PIN-based purchases made with a First Horizon Debit Card. The cash bonus will be deposited into your account within 10 business days after qualifying activities are met. Bonus will only be paid to open accounts with a positive balance. Other terms and conditions of your account are disclosed in your depositor agreement. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer and account opening subject to bank approval.
First Horizon Bank $400 Merchant Services Bonus *Expired*
Earn a $400 bonus at First Horizon Bank!
When you open a Merchant Services Account and meet all the requirements, you can earn up to a $400 bonus at First Horizon Bank. Use promo code MSJRNY.
- Account Type: Merchant Services Account
- Availability: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA
- Direct Deposit Requirement:
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $300
- Monthly Fee: None
- Early account termination fee: Bonus forfeit if closed within six months from account opening
- Household limit: 1
(Offer expires September 30, 2021)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Business Checking 100 ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | |
How to Earn $400 Merchant Services Bonus
- A new or existing First Horizon Bank business checking account is also required to take advantage of this offer.
- Use promo code MSJRNY.
- $100 bonus:
- <$55,000 in estimated gross credit card sales processing, a $100 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
- $250 bonus:
- For those between $55,001 and $300,000 in estimated gross credit card sales processing, a $250 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
- $400 bonus:
- Those between $300,0001 and $2,500,000 in estimated gross credit card sales processing, a $400 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
- Offer only applies to recipients who do not have a Merchant Services account with First Horizon Bank.
- Client must open a First Horizon Bank Merchant Services account by 9/30/21 and activate by 10/31/21.
- A new or existing First Horizon Bank business checking account is also required to take advantage of this offer.
- Restrictions and qualification requirements may apply.
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Bottom Line
First Horizon Bank offers both business and personal accounts that can meet your needs. Additionally, by opening them you can earn bonuses when you meet the requirements. While these accounts aren’t exactly spectacular if you qualify you should definitely apply for First Horizon Bank promotions.
Furthermore, First Horizon Bank promotions are temporary, but you can always earn money using interest-earning accounts such as CDs and Savings Accounts. Also, we recommend you compare First Horizon Bank rates with our full list of Bank Rates and CD Rates.
Compare First Horizon Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
Additionally, if you have experience banking with First Horizon Bank please let us know about your experience by commenting below. By commenting, you help make the site better for all readers!
*Finally, check back at this page for updated First Horizon Bank promotions, bonuses and offers.
still going strong: get a $50 visa rewards card by opening account through this link
https://www.referlive.com/firsttennessee/newcustform/A0E355CF7E7C/4/08800613WM23Q83
Seems To work fine. Make sure you submit the referral form first, THEN sign up for the $200 bonus and make sure the code QCH200 appears in the link.
DIDN’T WORK. THE LINK/SIGN-UP ONLY GAVE ME A $5 CREDIT. THE PROMO CODE DIDN’T WORK AFTER I SIGNED UP…..
It’s been proven that you can easily get an extra $50 for yourself by going through someone’s referral link first then sign up for the $200 bonus. To get the extra $50 (visa gift card) however, you must complete two direct deposits of at least $100 each within 60 days of account opening and then
both you and the referrer person will get a $50 Visa Gift Card (within about 6 weeks).
good deal if you ask me
Here is my link. https://www.referlive.com/firsttennessee/newcustform/A0E355CF7E7C/4/08800613WM23Q83
Feel free to use for the extra $50