Here you will always find an updated list of First Horizon Bank promotions, bonuses, and offers.
Currently, First Horizon Bank has a wide range of offers ranging from $150 to $450. Chances are you will find an account that fits your needs and can earn an awesome incentive along the way.
About First Horizon Bank Promotions Review
First Horizon Bank, formerly known as First Tennessee Bank, first opened its doors in Memphis, Tennessee in the year 1864 and has since expanded its services in Tennessee and into other states such as Alabama, Arkansas, Georgia, Kentucky, Mississippi, North Carolina, and Virginia. However, if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: AL, AR, GA, KY, NC, MS, TN, VA (Bank Locator)
- Routing Number: 275071356
- Customer Service: 800-382-5465
Furthermore, First Horizon Bank promotions are temporary, but you can always earn money using interest-earning accounts such as CDs and Savings Accounts. Also, we recommend you compare First Horizon Bank rates with our full list of Bank Rates and CD Rates.
Compare First Horizon Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, Wells Fargo, and more!
Please continue reading to find all First Horizon Bank promotions.
First Horizon Bank $400 Merchant Services Bonus

Earn a $400 bonus at First Horizon Bank!
When you open a Merchant Services Account and meet all the requirements, you can earn up to a $400 bonus at First Horizon Bank. Use promo code MSJRNY.
- Account Type: Merchant Services Account
- Availability: AL, AR, GA, KY, NC, MS, TN, VA
- Direct Deposit Requirement:
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $300
- Monthly Fee: None
- Early account termination fee: Bonus forfeit if closed within six months from account opening
- Household limit: 1
(Offer expires September 30, 2021)
Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($500 Bonus), Live Oak Bank Business Checking ($300 Bonus), Axox Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How to Earn $400 Merchant Services Bonus
- A new or existing First Horizon Bank business checking account is also required to take advantage of this offer.
- Use promo code MSJRNY.
- $100 bonus:
- <$55,000 in estimated gross credit card sales processing, a $100 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
- $250 bonus:
- For those between $55,001 and $300,000 in estimated gross credit card sales processing, a $250 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
- $400 bonus:
- Those between $300,0001 and $2,500,000 in estimated gross credit card sales processing, a $400 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
- 250 FREE transactions per month
- Monthly service charge waived with $5,000 daily balance
- Business Banking Online with Bill Pay
- Business Mobile Banking
- Dedicated support through the Business Service Center
- Visa® Business debit card
- BizEssentials Value Checking: The $5 fee is unavoidable.
- The BizEssentials Basic Checking: The $15 fee can be waived with a minimum daily balance of $5,000.
- BizEssentials Standard Checking: The $25 can be waived with a minimum daily balance of $10,000 or $25,000 combined balances.
- The BizEssentials Interest Checking: The $25 fee is unavoidable.
- BizEssentials Savings: There are no monthly fees.
- Offer only applies to recipients who do not have a Merchant Services account with First Horizon Bank.
- Client must open a First Horizon Bank Merchant Services account by 9/30/21 and activate by 10/31/21.
- A new or existing First Horizon Bank business checking account is also required to take advantage of this offer.
- Restrictions and qualification requirements may apply.
(Expired) First Horizon Bank $150/$300 Business Bonus

Earn up to a $450 bonus at First Horizon Bank.
When you open a BizEssentials Checking and Savings Account and meet all the requirements, you can earn up to a $450 bonus at First Horizon Bank.
- Account Type: BizEssentials Checking & BizEssentials Savings
- Promo Code(s):
- BZD300 or SMBLP1 – $300 BizEssentials Checking Bonus
- CKSMBS – $150 BizEssentials Basic Bonus
- SMBSSV – $150 BizEssentials Savings Bonus
- Availability: MS, NC, SC, TN, TX, VA
- Opening Deposit: $2,500-$5,000
- Direct Deposit Requirement: No
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $300
- Monthly Fee: $0 – $25, see below
- Closing Account Fee: The account must be in good standing for 6 months
- Business Entity Limit: 1
(Offer expires March 31, 2021)
Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($500 Bonus), Live Oak Bank Business Checking ($300 Bonus), Axox Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How to Earn $150 & $300 Bonuses
- $300 cash bonus:
- You must open any BizEssentials Checking account from First Horizon Bank with a $5,000 minimum deposit using the promo code: BZD300.
- Complete 5 qualifying payment transactions within the first 30 days of account opening.
- Or $150 cash bonus:
- To receive a bonus gift card, you must present a copy of the offered certificate at a branch and open your BizEssentials Basic Account with a minimum opening deposit of $500.
- Customer agrees to maintain an account in good standing for a minimum of six months
- Additionally, you can combine either offer above with a $150 Visa gift card bonus:
- You must open a BizEssentials Savings account with a $2,500 opening deposit.
- Maintain account in good standing for six months.
- Once the requirements are met, you will receive your gift card bonus within 4-6 weeks in the mail.
- 250 FREE transactions per month
- Monthly service charge waived with $5,000 daily balance
- Business Banking Online with Bill Pay
- Business Mobile Banking
- Dedicated support through the Business Service Center
- Visa® Business debit card
- BizEssentials Value Checking: The $5 fee is unavoidable.
- The BizEssentials Basic Checking: The $15 fee can be waived with a minimum daily balance of $5,000.
- Limit one business checking bonus per company.
- The $300 bonus will be credited to your account within 6 weeks of meeting all requirements and will be reported as income on Form 1099-INT.
- Offer is non-transferable and cannot be combined with other savings offers.
- Visa is not a sponsor of this promotion.
(Expired) First Horizon Bank $400 Checking Bonus

Earn a $400 bonus from First Horizon Bank.
When you open a Checking Account and meet all the requirements, you can earn up to a $400 bonus at First Horizon Bank.
- Account Type: FirstView checking account
- Availability: Offer is only available to residents of TN, AR, MS, AL, GA, KY, FL, NC and parts of VA (Bristol, Gate City, Weber City)
- Direct Deposit Requirement: Yes, $400
- Monthly Fee: None
- Business Entity Limit: 1
- Closing Account Fee: Six months, bonus forfeit
(Expires November 15, 2020)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How to Earn $400 Checking Bonus
- First Horizon Bank is offering a bonus of $400 when you open a new checking account and complete the following requirements:
- Have an opening deposit of at least $200
- Have a direct deposit within 60 days of account opening
- Digital and Mobile Banking
- No Monthly fee
- Mobile Bill Pay
- Linked access to your investment account
- Visa® debit card
Please visit a banking center or firsthorizon.com to understand the monthly service charges that are associated with various checking accounts, as well as ways that the service charges may be rebated. For SmartView checking account, a $2 monthly fee applies to paper statements or a $3 monthly fee applies to paper statements that include front and back images of checks.
- A minimum of $50 in opening deposit must be funds from a financial institution other than First Horizon Bank or its affiliates.
- A qualifying direct deposit is a paycheck, pension, Social Security, or other regular income electronically deposited by an employer or outside agency. See details below.
- Offer is only available to residents of TN, AR, MS, AL, GA, KY, FL, NC and parts of VA (Bristol, Gate City, Weber City).
- Opening deposit cannot be transferred from existing First Horizon Bank accounts.
- If you meet the stated requirements of this promotional offer, the bonus will be credited to your account within 8 weeks of the first direct deposit and will be reported as income on Form 1099-INT.
- Limit one bonus per household. Cannot be combined with other checking offers.
- This offer is for new checking households only.
- Households who have a current consumer checking account or who have closed a consumer checking account in the previous 12 months at First Horizon Bank are not eligible.
- Customer agrees to maintain account in good standing for a minimum of six months.
- Associates are not eligible for this offer.
- Account openings are subject to bank approval and may be declined based on certain factors.
- Your bonus will be reported as income on Form 1099-INT.
- $250,000 FDIC coverage refers to the total of all deposits that an account owner (or account owners) has at each FDIC-insured bank in different ownership categories.
- Subject to bank approval.
- This offer may be withdrawn or modified prior to acceptance.
- FSR: Please use promo code FVF400 for FirstView.
Bottom Line
First Horizon Bank offers both business and personal accounts that can meet your needs. Additionally, by opening them you can earn bonuses when you meet the requirements. While these accounts aren’t exactly spectacular if you qualify you should definitely apply for First Horizon Bank promotions.
Additionally, if you have experience banking with First Horizon Bank please let us know about your experience by commenting below. By commenting, you help make the site better for all readers!
*Finally, check back at this page for updated First Horizon Bank promotions, bonuses and offers.
It’s been proven that you can easily get an extra $50 for yourself by going through someone’s referral link first then sign up for the $200 bonus. To get the extra $50 (visa gift card) however, you must complete two direct deposits of at least $100 each within 60 days of account opening and then
both you and the referrer person will get a $50 Visa Gift Card (within about 6 weeks).
good deal if you ask me
Here is my link. https://www.referlive.com/firsttennessee/newcustform/A0E355CF7E7C/4/08800613WM23Q83
Feel free to use for the extra $50
DIDN’T WORK. THE LINK/SIGN-UP ONLY GAVE ME A $5 CREDIT. THE PROMO CODE DIDN’T WORK AFTER I SIGNED UP…..
Seems To work fine. Make sure you submit the referral form first, THEN sign up for the $200 bonus and make sure the code QCH200 appears in the link.
still going strong: get a $50 visa rewards card by opening account through this link
https://www.referlive.com/firsttennessee/newcustform/A0E355CF7E7C/4/08800613WM23Q83