If you are interested in earning more money, you can find the latest MidFirst Bank promotions, bonuses, and offers here for Checking accounts.
Update 6/13/25: There’s currently a $300 business checking bonus good through 8/31/25. The $350 bonus for Houston, TX residents is now extended through 8/31/25.
About MidFirst Bank Promotions
MidFirst Bank is a privately held bank offering a range of personal, commercial, trust, and mortgage banking products and services. This bank was formed in 1911 and there are 78 locations across 3 states.
I’ll review the current MidFirst Bank Promotions below.
MidFirst Bank $350 Checking Bonus *Direct Deposit Optional*
- What you’ll get: Up to $350 bonus
- $350 bonus For Houston, TX residents (Expires 08/31/2025)
- $350 bonus For AZ residents (Expires 12/31/2024)
- $300 bonus For OK residents (Expires 12/31/2024)
- Account Type: Checking & Savings
- Availability: AZ, OK, TX (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Unknown
- Monthly Fees: $0-$15; waivable
- Early Account Termination Fee: 90 days, bonus forfeit
- Household Limit: One
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive $350, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account:
- Have direct deposit of $1,000 or more made to your new account.
- Credit will be made to new account within 30 days of meeting the checking requirement.
- To receive $300, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account:
- Have direct deposit of $1,000 or more made to your new account.
- Credit will be made to new account within 30 days of meeting the checking requirement.
- Account Information: No minimum deposit required to open accounts in a banking center. Accounts opened online require $100 minimum deposit to open. Accounts closed within 90 days of opening may forfeit the amount equal to the promotional account credit received.
- Checking Offer: To receive $350, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account: Have direct deposit of $1,000 or more made to your new account. Direct deposit must be an electronic deposit from your employer or government of the account owner’s paycheck, pension or government benefits, such as Social Security. Electronic deposits made from one consumer account to another, such as Zelle®, PayPal®, Venmo® or small-dollar verification transactions, do not qualify. Credit will be made to new account within 30 days of meeting the checking requirement.
- Checking Offer: To receive $300, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account: Have direct deposit of $1,000 or more made to your new account. Direct deposit must be an electronic deposit from your employer or government of the account owner’s paycheck, pension or government benefits, such as Social Security. Electronic deposits made from one consumer account to another, such as Zelle®, PayPal®, Venmo® or small-dollar verification transactions, do not qualify. Credit will be made to new account within 30 days of meeting the checking requirement.
MidFirst Bank $300 Business Checking Bonus
MidFirst Bank is offering a $300 bonus when you open a new Business Checking account with them and meet the eligible requirements.
- What you’ll get: $300 bonus
- Account Type: Business Checking account
- Availability: AZ, OK; in-branch only
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Unknown
- Monthly Fees: $0-$15; waivable
- Early Account Termination Fee: 90 days, bonus forfeit
- Household Limit: One
(Expires 08/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Receive $300 when you open a MidFirst Bank Business Checking account and complete the following requirements within 90 days:
- Maintain an average balance of at least $1,000
- Enroll in Business Online Banking
- Account will receive promotional credit within 110 days from account opening.
- Offer valid for accounts opened 7/1/2025 – 8/31/2025.
- Offer subject to change without notice and is not valid with any other business checking offers.
- Interest on Lawyers Trust Accounts (IOLTA) are not eligible for the promotion.
- Limit one promotional account per business relationship.
- Offer available in select banking centers only, and limited to a business relationship with no existing or previous MidFirst business checking account. Offer opportunity is $300 credit per account when requirements are met within 90 days of account opening: (1) Maintain a year-to-date average ledger balance of at least $1,000 and (2) Enroll in Business Online Banking (Consumer Online Banking enrollment not eligible for offer fulfillment).
- Account must remain open, active, and in good standing at the time of account credit.
- Accounts closed within 90 days of opening may be subject to an account closing fee and will forfeit amount equal to the offer value.
- Account will receive promotional credit within 110 days from account opening.
- Account and related services are subject to the standard pricing per the Fee Schedules for Business and Commercial Checking Accounts, and Treasury Management and Online Banking Services.
- Additional fees may apply.
- Rewards Clients: New Commercial Card Bonus Rewards Offer: Offer only valid for new Commercial Credit Card relationships utilizing the Rewards programs implemented 7/1/2025 – 8/31/2025.
- Qualifying Company will receive 50,000 bonus points that may be redeemed for a $500 statement credit, or used toward other Rewards. See the MidFirst Rewards Terms and Conditions for more details.
- To qualify, Company must have qualifying spend totaling $50,000 or more during the first 90 days after program implementation.
- Eligible qualifying spend does not include cash advances, interest charges, fees or cash equivalent transactions, which are transactions performed using a merchant or service provider that Visa® identifies as a seller of traveler’s checks, foreign currency, money orders, wire transfers, lottery tickets, funds used for wagers or gambling, or similar products or services.
- Merchant refunds and credits will count against the total of qualifying spend.
- Bonus points will be applied to the Company’s account within one to two statement cycles after qualifications are met, as long as the qualifying account is open and not in default. Limit one bonus offer per Company.
- Subject to credit approval.
- Offer excludes Companies that already have an existing credit card relationship with MidFirst Bank and Companies not using the Rewards program.
MidFirst Bank $25 iSave Savings Program Bonus
$25 iSave Savings Program Bonus
MidFirst Bank is offering a $25 iSave Savings Program Bonus when you join the iSave Savings Program for a fun opportunity for kids to learn the importance of saving and receiving a matching deposit!
- What you’ll get: $25 bonus
- Account Type: iSave savings account
- Availability: AZ, OK (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: 90 days, bonus forfeit
- Household Limit: One
(Limited time offer)
| AlumniFi Credit Union Savings (4.75% APY) | SoFi Checking & Savings ($325 Bonus + 3.80% APY) |
| Upgrade Premier Savings (4.15% APY) | Discover® Bank Savings (Up to $200 Bonus + 3.70% APY) |
| CIT Bank Platinum Savings (4.00% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| FVCbank Advantage Direct Savings (4.55% APY) | Live Oak Bank Savings (4.10% APY) |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open an iSave savings account is for anyone under age 17
- Make 12 consecutive monthly deposits, and MidFirst Bank will match 50% of the average of your highest single deposit each month, up to $25 per year!
- iSave Matching: The APY for this account can be found on our View Rates page.
- Minimum deposit to open account is $25.
- There is no minimum balance required to receive the match credit.
- Match credit is processed and received in the 13th month after 12 consecutive monthly deposits.
- For an example, please see the iSave Match Grid. Withdrawal and Transfer Limits: Transaction limitations apply in accordance with federal regulations.
- Federal regulations limit the number of withdrawals or transfers to six per month from any savings or money market account.
- Limited transactions include the following: checks, debit card purchase transactions, preauthorized payments to any third party, wires or funds transfers, Overdraft Protect transfers, online and mobile payments and telephone transfers.
- Federal regulations also require financial institutions to monitor these transaction types on savings and money market accounts, and either close or convert these accounts to an unlimited transaction account (e.g., checking account) when the number of transactions exceeds the limit of six per month.
- Transactions made in person at a MidFirst banking center or at a MidFirst Bank ATM are not limited.
How to Waive Monthly Fees
- LiveFree Checking: No monthly service charge with eStatements
- eChecking: $10 monthly fee. Maintain $250 monthly recurring direct deposit or $500 average daily balance
- M Account: $10 monthly fee. Maintain $250 or more monthly recurring direct deposit, a $1,000 minimum average daily balance or when you have $50,000 in combined deposits
- M+ Account: $15 monthly fee. Maintain $2,500 minimum average daily balance or when you have $50,000 in combined deposits
- Go! Checking: None
- Free Business Checking: None
- Performance Business: $20 monthly fee. Maintain average monthly ledger balance is $10,000 or if combined average monthly ledger balances in company’s checking, savings or money market accounts are $30,000 or more
- Business Advantage Checking: $90 monthly fee. Maintain combined monthly average ledger balance in company’s checking, savings and/or money market accounts falls below $100,000
- Commercial Checking: $20. Tiered earnings credit on balances may offset fees
- Commercial Checking Plus: $35. Tiered earnings credit on balances may offset fees
- IOLTA: None
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Bottom Line
MidFirst Bank is a great bank option for new sign-up promotions when become available. This bonus is great because they have a soft pull, so your credit score is not affected. Additionally, you get access to a wide selection of account features and services.
Also, if you have experience with this bank, leave a comment below and let us know what you like/dislike about them.
MidFirst Bank provides great options for Checking, Savings, Money Market, and CD Account, however, you may want to compare with the nation’s best savings rates and CD rates.
Compare Midfirst Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated MidFirst Bank promotions, bonuses and offers.
sorry, I am new here and a stranger to american banking term?mology. this offer is listed as “account credit” on their website, so does that mean the amount will be paid back to the bank? thank you.