If you are interested in earning more money, you can find the latest MidFirst Bank promotions, bonuses, and offers here for Checking accounts.
Table of Contents
About MidFirst Bank Promotions
MidFirst Bank is a privately held bank offering a range of personal, commercial, trust, and mortgage banking products and services. This bank was formed in 1911 and there are 78 locations across 3 states.
I’ll review the current MidFirst Bank Promotions below.
MidFirst Bank $300 Checking Bonus
Take advantage of a $300 bonus when you open a new Checking Account from MidFirst Bank.
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: AZ, OK (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Unknown
- Monthly Fees: $0-$15; waivable
- Early Account Termination Fee: 90 days, bonus forfeit
- Household Limit: One
(Expires 12/31/2022)
You can compare this to several great entry level Checking accounts with bonus offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($400 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How to Earn Bonus
- Open a new checking account.
- To receive the $300 checking offer, you must have a recurring monthly direct deposit of $500 or more made to the new account within 90 days of opening your new checking account.
- If direct deposit doesn’t work for you, you can still score $150 when you open a MidFirst checking account, complete 10 debit card purchases with your new card and complete three Zelle® transactions in the MidFirst Bank Mobile Banking App.
- Account Information: Promotional offers valid for qualifying accounts opened 9/1/2022 through 12/31/2022. Promotional offers subject to change without notice and are not valid with any other promotional offers. Accounts opened online require $100 minimum deposit to open. No minimum deposit to open in a banking center. Accounts must be open and in good standing to receive an account credit. Checking and referral promotional offers are available in Oklahoma only, and are not available to those whose accounts have been closed during the current or previous calendar year or previously closed at any time with a negative balance. Must be age 17 or older to receive checking offer. Go! Checking, Sooner® Checking, Sooner® Solution Checking, Broncho Checking, and Broncho Solution Checking accounts are not eligible. Account opening is subject to MidFirst Bank’s approval.
- $300 Checking Offer: Get a $300 account credit when you open a new qualifying checking account and have a recurring monthly direct deposit of $500 or more to the new account within 90 days of opening. The direct deposit must be an electronic deposit of the account owner’s paycheck, pension or government benefits, such as Social Security. Electronic deposits made from one personal account to another do not qualify. Direct deposit must be received to the account in two consecutive calendar months to be considered recurring.
- $150 Checking Offer: Get a $150 account credit when you open a new qualifying checking account and complete 10 debit card purchases AND three Zelle® transactions in the MidFirst Bank Mobile Banking App within 90 days of account opening. Checking Offer Payment: Offer is limited to one checking offer per household – accounts cannot qualify for both checking offers. Existing MidFirst Bank checking customers are not eligible. Accounts will be analyzed after 90 days since date of new account opening for qualification requirements. The applicable credit will be made to the eligible customer’s checking account within 30 calendar days following completion of account analysis. Account credits are considered interest and will be reported on IRS Form 1099-INT, or applicable tax form. Account Closing: Accounts closed within 90 days of opening may forfeit the amount equal to the promotional account credit received.
MidFirst Bank $25 iSave Savings Program Bonus

$25 iSave Savings Program Bonus
MidFirst Bank is offering a $25 iSave Savings Program Bonus when you join the iSave Savings Program for a fun opportunity for kids to learn the importance of saving and receiving a matching deposit!
- What you’ll get: $25 bonus
- Account Type: iSave savings account
- Availability: AZ, OK (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: 90 days, bonus forfeit
- Household Limit: One
(No Expiration Date Listed)
Compare this savings account to alternatives like Discover Bank Savings ($200 Bonus + 3.30% APY), UFB Best Savings (4.21% APY), CIT Bank Savings Connect (4.05% APY), SoFi Checking & Savings ($275 Bonus + 3.75% APY), and Western Alliance Bank Savings (4.23% APY). |
How to Earn Bonus
- Open an iSave savings account is for anyone under age 17
- Make 12 consecutive monthly deposits, and MidFirst Bank will match 50% of the average of your highest single deposit each month, up to $25 per year!
- iSave Matching: The APY for this account can be found on our View Rates page.
- Minimum deposit to open account is $25.
- There is no minimum balance required to receive the match credit.
- Match credit is processed and received in the 13th month after 12 consecutive monthly deposits.
- For an example, please see the iSave Match Grid. Withdrawal and Transfer Limits: Transaction limitations apply in accordance with federal regulations.
- Federal regulations limit the number of withdrawals or transfers to six per month from any savings or money market account.
- Limited transactions include the following: checks, debit card purchase transactions, preauthorized payments to any third party, wires or funds transfers, Overdraft Protect transfers, online and mobile payments and telephone transfers.
- Federal regulations also require financial institutions to monitor these transaction types on savings and money market accounts, and either close or convert these accounts to an unlimited transaction account (e.g., checking account) when the number of transactions exceeds the limit of six per month.
- Transactions made in person at a MidFirst banking center or at a MidFirst Bank ATM are not limited.
MidFirst Bank $250 Business Checking Bonus (Expired)
MidFirst Bank is offering a $250 bonus when you open a new Business Checking account with them and meet the eligible requirements.
- What you’ll get: $250 bonus
- Account Type: Business Checking account
- Availability: AZ, OK; in-branch only
(Offer Expires March 31, 2022)
You can compare this to several great entry level Checking accounts with bonus offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($400 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How to Earn Bonus
- Open a new business checking account and complete the following requirements within 90 days of account opening:
- Maintain a year-to-date average balance of $750 or more in the new checking account
Enroll in Business Online Banking
- Maintain a year-to-date average balance of $750 or more in the new checking account
- You can also get up to three Treasury Management products free for three months with any business checking account. Products include Remote Deposit, a Fraud Prevention Package and Business Online Payroll.
- Offer valid for accounts opened 1/3/22 – 3/31/22.
- Offer subject to change without notice and is not valid with any other business checking offers.
- Limit one promotional account per business relationship.
- Offer available in select banking centers only, and limited to a business relationship with no existing or previous MidFirst Business Checking account.
- Offer opportunity is $250 credit per account when requirements are met within 90 days of account opening: (1) Maintain a year-to-date average ledger balance of at least $750 and (2) Enroll in Business Online Banking (Consumer Online Banking enrollment not eligible for offer fulfillment).
- Account must remain open, active, and in good standing at the time of account credit.
- Accounts closed within 90 days of opening may be subject to an account closing fee and will forfeit amount equal to the offer value.
- Account will receive promotional credit within 110 days from account opening.
- Additional fees may apply.
How to Waive Monthly Fees
- LiveFree Checking: No monthly service charge with eStatements
- eChecking: $10 monthly fee. Maintain $250 monthly recurring direct deposit or $500 average daily balance
- M Account: $10 monthly fee. Maintain $250 or more monthly recurring direct deposit, a $1,000 minimum average daily balance or when you have $50,000 in combined deposits
- M+ Account: $15 monthly fee. Maintain $2,500 minimum average daily balance or when you have $50,000 in combined deposits
- Go! Checking: None
- Free Business Checking: None
- Performance Business: $20 monthly fee. Maintain average monthly ledger balance is $10,000 or if combined average monthly ledger balances in company’s checking, savings or money market accounts are $30,000 or more
- Business Advantage Checking: $90 monthly fee. Maintain combined monthly average ledger balance in company’s checking, savings and/or money market accounts falls below $100,000
- Commercial Checking: $20. Tiered earnings credit on balances may offset fees
- Commercial Checking Plus: $35. Tiered earnings credit on balances may offset fees
- IOLTA: None
Bottom Line
MidFirst Bank is a great bank option for new sign-up promotions when become available. This bonus is great because they have a soft pull, so your credit score is not affected. Additionally, you get access to a wide selection of account features and services.
Also, if you have experience with this bank, leave a comment below and let us know what you like/dislike about them.
MidFirst Bank provides great options for Checking, Savings, Money Market, and CD Account, however, you may want to compare with the nation’s best savings rates and CD rates.
Compare Midfirst Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated MidFirst Bank promotions, bonuses and offers.
sorry, I am new here and a stranger to american banking term?mology. this offer is listed as “account credit” on their website, so does that mean the amount will be paid back to the bank? thank you.