Find the latest Limelight Bank CD Rates, Offers, and Promotions here.

Update 12/1/24: Rates have slightly decreased but still overall competitive rates in this current market.

Best CD Rates: 4.65% APY 6-Month, 4.40% APY 12-Month, 4.05% APY 18-Month, $1K minimum

Availability: Nationwide, internet bank

Credit Pull: Unknown

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About Limelight Bank

Established in 2017, Limelight Bank is an internet-only bank launched by Capital Community Bank (CCBank). Being online-only, Limelight Bank is able to provide better rates than accounts serviced by traditional banking setups.

Limelight Bank offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.

Funding account can be done via ACH from another bank, by wire transfer or by check.

Term	APY Rate	Minimum Deposit
6-Month	4.65%	$1,000
12-Month	4.40%	$1,000
18-Month	4.05%	$1,000
36-Month	3.75%	$1,000

*The above rates are accurate as of 12/1/2024*

Limelight Bank CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

With as little as $1,000, you can invest in a Limelight Bank CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.

Minimum deposit: $1,000
Maximum deposit: $500,000
Early withdrawal penalty: 90 days interest on the amount withdrawn

CD Rates at Limelight Bank

(FDIC Insured)

Compare the best CD rates:
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)
Quontic Bank CD (Up to 4.25% APY)

Limelight Bank CD Features

Low minimum balance requirement
Competitive rates on all CD terms
Free online and mobile banking
Insured by the FDIC up to the maximum allowed by law

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $1,000. Matured funds can be transferred by ACH back to the same account or by wire. You will have a 10 calendar days grace period, otherwise your CDs will automatically renew.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While Limelight Bank does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here.

This is a great opportunity to invest in a high-interest CD from Limelight Bank. However, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Limelight Bank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.