Find the latest Securityplus Federal Credit Union CD Rates, Offers, and Promotions here.
Update 9/11/24: Rates have held since last June’s update – competitive rates from the 1 year to 5 year term!
Best CD Rates: 5.00% APY 1-Year, 4.50% APY 2, 3, 4 Year, $1,000 minimum deposit
Availability: Branches in MD (Locator) (Available nationwide? Call (410) 281-6200 to open an account)
About Securityplus Federal Credit Union
Securityplus Federal Credit Union is headquartered in Baltimore and is the 16th largest credit union in the state of Maryland. It is also the 690th largest credit union in the nation. It was established in 1938 and as of September of 2022, it had grown to 89 employees and 33,826 members at 6 locations. Securityplus Federal Credit Union’s CD rates are 11% higher than the national average, and it has a B+ health rating.
Eligibility: Membership in Securityplus Federal Credit Union is open to anyone (regardless of residency) through membership in the American Consumer Council. Membership is also open to those who live, work, worship, or attend school in the City of Baltimore, employed by or retired from one of the credit union’s sponsor groups, or are immediate family of those eligible. See membership details.
Securityplus Federal Credit Union CD Rates
Call (410) 281-6200 to open an account.
Term | APY Rate | Minimum Deposit |
3-Month CD | 0.40% | $1,000 |
6-Month CD | 0.60% | $1,000 |
1-Year CD | 5.00% | $1,000 |
2-Year CD | 4.50% | $1,000 |
3-Year CD | 4.50% | $1,000 |
4-Year CD | 4.50% | $1,000 |
5-Year CD | 4.25% | $1,000 |
*The above rates are accurate as of 6/19/2024*
(NCUA Insured)
Alliant Credit Union 12-Month Certificate (4.30% APY) | Quontic Bank CD (Up to 4.45% APY) |
Western Alliance Bank 3-Month CD (4.05% APY) | Western Alliance Bank 5-Month CD (3.85% APY) |
Ponce Bank 3-Month CD (4.40% APY) | Blue Federal Credit Union 9-Month No Penalty CD (4.00% APY) |
SkyOne Federal Credit Union 5-Month CD (4.10% APY) | Sun Canyon Bank 11-Month CD (3.98% APY) |
Rising Bank 6-Month CD (4.00% APY) | Rising Bank 12-Month CD (3.70% APY) |
Securityplus Federal Credit Union $100 Referral Bonus (Expired)
- Get a $100 Amazon Gift Card reward* for each friend you refer, here’s how:
- As a Securityplus member, you can refer friends via email or the social media options displayed.
- When your friend opens a valid checking account online, we’ll send you both a $100 Amazon Gift Card!
- You can earn up to $500 in gift card rewards each calendar year!
Terms: *Only current Securityplus members ages 18 and older are eligible to refer and receive a total of $500 in “gift card rewards” each calendar year. The referring member will receive a $100 gift card for each valid referral as noted below with a limit of $500 paid out per calendar year per member. A valid referral requires an individual who 1) meets the membership requirements to join the Credit Union 2) is 18 years or older 3) opens a checking account online which requires a $50.00 minimum deposit at account opening 4) maintains the checking account in good standing for 30 days 5) and is a member in good standing for 30 days. Offer subject to change without notice and may end at any time. For more information please read our Terms and Conditions.
Bottom Line
For example accounts like Certificate of Deposits, Savings Accounts, and Loan services. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
This is a great opportunity to invest in a high-interest CD. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Securityplus Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Consumers Credit Union | 4.70% APY 9-Month Certificate | Review |
Service Credit Union | 4.50% APY 6-Month CD | Review |
Ponce Bank | 4.45% APY 4-Month No-Penalty CD | Review |
Quontic Bank | Up to 4.45% APY CD | Review |
Ponce Bank | 4.40% APY 3-Month High Yield CD | Review |
Sallie Mae | 4.40% APY 14-Month CD | Review |
Alliant Credit Union | 4.35% APY 12-Month Certificate | Review |
Sallie Mae | 4.35% APY 10-Month CD | Review |
Live Oak Bank | 4.30% APY 12-Month CD | Review |
Live Oak Bank | 4.30% APY 12-Month Business CD | Review |
Western Alliance Bank | 4.05% APY 3-Month CD | Review |
SkyOne Federal Credit Union | 4.10% APY 5-Month CD | Review |
Discover Bank | 4.10% APY 12-Month CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Blue Federal Credit Union | 4.00% APY 9-Month No Penalty CD | Review |
Rising Bank | 4.00% APY 6-Month CD | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
SkyOne Federal Credit Union | 3.95% APY 12-Month CD | Review |
SkyOne Federal Credit Union | 3.90% APY 15-Month CD | Review |
SkyOne Federal Credit Union | 3.85% APY 18-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
First Financial Northwest Bank | 3.75% APY 12-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
Western Alliance Bank | 3.75% APY 6-Month CD | Review |
Rising Bank | 3.70% APY 12-Month CD | Review |
Southwestern National Bank | 3.65% APY 5-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
Western Alliance Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
Southwestern National Bank | 3.00% APY 10-Month CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
Alan Shaw says
Good luck getting your CD. All I got was the runaround. Nobody knows what they are talking about. The phone number goes to a call center and they know nothing about the CD promotion. You cannot be connected to anyone who does. You have to leave a message and they will call you back within three days.
As a current member you still have to go through the application process. Most banks require your funds to be available when you open the CD. You cannot simply make a deposit into your savings account and transfer the fund to the CD. You have to establish a link with an external source. This takes time.
When I asked what is the holdup using the secure messaging system they do not answer your concerns. Your composed message simply vanishes. I tried 3x. The last message I got was “how may I assist you.” And I had already explained the problem.
In all my years of banking SecurityPlus is by far the most mismanaged bank I had to deal with. If I could give this bank zero stars I would.
Daniel Passariello says
SUBJECT: Promotion Correction
I work at Securityplus Federal Credit Union and oversee all of their performance marketing. I came across your website and was blown away to see our brand featured on your site.
I am truly grateful that you have showcased our Credit Union as an attractive option for your audience to take advantage of our high-interest rate product.
This year, the promotion will actually be for an 8-month Share certificate, and the sale goes live on 11/20, lasting for only 10 days and ending on 11/30.
This is a big event and since its only a limited time I wanted your audience to receive the correct information and landing page. You can direct readers interested in opening this account to: https://www.securityplusfcu.org/8-certificate/
Happy Holidays!