Find the Best Credit Human FCU CD Rates, Promotions, and Offers here.
Best CD Rates: 5.25% APY 18-23 Month, 5.00% APY 24-35 Month, $1000 Minimum Deposit
Availability: Nationwide via American Consumer Council
Credit Inquiry: Soft Pull
About Credit Human Federal Credit Union
Available to those in Texas, Credit Human Federal Credit Union offers competitive rates up to 5.25% APY on CD terms from 3 to 120-months. That’s maximum savings with a fixed rate! Credit Human Federal Credit Union CDs has a minimum opening deposit of $1,000 and no monthly fees.
Grow your money faster with interest and get the best rate Credit Human Federal Credit Union can offer for your CD. Originally known as San Antonio Federal Credit Union, Credit Human Federal Credit Union is headquartered in San Antonio, Texas. It has a health rating of a B+. They offer a large range of CDs from 3 to 120 months with dividends paid monthly. Credit Human Federal Credit Union is a good way to grow your money with the abundant amount of CD rates that they offer.
Eligibility: Enroll in the Louisiana Consumer Council (LACC) if you live in Louisiana or in the American Consumer Council (ACC) if you live in any other state so you may open an account with Credit Human. You understand the LACC and ACC provide consumer education to its members and that once you are a member you are eligible for Credit Human membership. Credit Human handles the application and the initial fee to join the ACC.
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*The above rates are accurate as of 4/27/2023*
Credit Human Federal Credit Union CD Rates
With Credit Human Federal Credit Union, it’s good to be different. Compared to other Credit Unions or Banks they offer CD rates, from 3 months to 120 months. What makes their CD rates so great is that, Credit Human Federal Credit Union can offer great rates with an extensive range of CD terms for you to choose from, with an increasing APY that does not differ between minimum balances in the later rates. You get everything you expect from a traditional credit union and more!
With a low minimum deposit of $1000, you can invest in a Credit Human FCU account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account, make sure to check out our CD rates below.
- Minimum deposit: $1,000
- Maximum deposit: —
- Early withdrawal penalty:
- Terms of 6 months – 180 days’ dividends
- Terms of 12 months – 270 days’ dividends
- Terms of 36 months – 365 days’ dividends
- Terms of 60 months – 730 days’ dividends
- Terms of 84 to 120 months – 1,095 days’ dividends
|Compare to the best CDs such as Sallie Mae Bank 27-Month CD (5.15% APY), Blue Federal Credit Union 15-Month CD (5.15% APY), First Mid Bank & Trust 9-Month CD (5.10% APY), FVCbank 12-Month No Penalty CD (5.06% APY), CIT Bank 6-Month CD (5.00% APY), and CIT Bank 11-Month No Penalty CD (4.90% APY).|
Important Details for Credit Human Federal Credit Union
- Funding – Funds must be on deposit in a Credit Human share account before opening a CD. Can be deposited by ACH, wire (no fee), or shared branch transfer.
- CO-OP Shared Branch Participant – Yes.
- Dividends – Compounded/credited monthly and can be transferred to a Credit Human share account.
- Maturing Funds – After automatically transferred to a Credit Human share account, can be distributed by ACH, wire ($12-$15 fee), or cashier’s check.
- Beneficiaries – Unlimited with equal shares, Social Security number required.
- Grace Period – 10 calendar days before automatic renewal.
Why You Should Apply for This Account
Peace of Mind: No hidden fees. No maintenance fees.
Large Array of CD Rates: There are CD rates that Credit Human Federal Credit Union offers from 3 to 120 months.
Convenience: Credit Human Federal Credit Union offers, Mobile Banking, Bank by phone, Online Banking and a multitude of ATMs and branches.
NCUA Insured: Credit Human Federal Credit Union is insured by the National Credit Union Administration.
Credit Human Federal Credit Union online CD’s maximize your earnings. To join Credit Human Federal Credit Union and gain access to its great rates all you have to do is, make a minimum opening deposit of $1,000 in order to get a rate of up to 5.35% APY. They offer convenient services such as Mobile Banking, Bank by phone, Online Banking and a multitude of ATMs and branches.
By joining Credit Human Federal Credit Union you get to enjoy from a simple to set up account, as well as being NCUA insured for up to $250,000. Knowing that they have a health rating of an B+ and the multitude of convenient services and CDs brings you satisfaction and accommodates to your needs. Doesn’t accommodate your needs? If you’re looking to invest with a different bank or credit union, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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