If you’re a small business owner, consider signing up for the Brex Credit Card. This no annual fee card is good for owners who have a small credit history, but have a well-funded startup.
They are currently offering a welcome bonus of 50,000 bonus points when you spend at least $1,000 using the card! In addition to that, this card offers other benefits and discounts that startups may find appealing like Amazon Web Services, Google Ads, and more!
Not only that, this card has strong rewards for loyalty where you can earn up to 7X points per eligible dollar spent, plus get elevated and unlimited rewards through it’s Exclusive rewards program!
If you’re an interested business owner, continue reading below to learn more about Brex’s credit card features!
* You can also compare the Brex Credit Card with other credit card bonuses!
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as CIT Bank, Chase Bank, HSBC Bank, Discover Bank, Huntington Bank, and TD Bank. See our best rates for Savings and CD too.
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|HSBC Advance Checking Member FDIC||$200 Cash||Review|
|HSBC Advance Checking Member FDIC||Up To $240||Review|
|Chase Total Business Checking®||$300 Cash||Review|
|Chase Total Checking®||$200 Cash||Review|
|Chase Premier Plus CheckingSM||$300 Cash||Review|
|TD Bank Checking||$300 Cash||Review|
|Huntington 25 Checking||$500 Cash||Review|
|Huntington 5 Checking||$200 Cash||Review|
|Huntington Asterisk-Free Checking||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
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|Huntington Bank Business Checking 100||$200 Cash||Review|
Brex Credit Card Summary
|Bonus Available||Get 50,000 Brex Rewards points when you spend at least $1,000 with your Brex Card.|
|* Bonus Value||$850|
|Ongoing Rewards/Benefits||Get up to 7X points:
Employee card, first five cards for free
Get discounts/deals like:
|Foreign Transaction Fees||None|
- Qualify with limited / bad credit
- No annual fee
- No foreign transaction fee
- No 0% intro APR
Editor’s Alternate Pick
The American Express® Gold Card offers 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
You'll have the opportunity to earn 4X Membership Rewards® points when you dine at restaurants worldwide & at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X); 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). Some benefits including earning up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. In addition, a $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
50,000 Bonus Brex Rewards Points
Make use of the 50,000 sign up bonus points that the Brex Card is offering! This is worth up to $850! To qualify for the offer, you’ll need to spend $1,000 or more on your card! But the good news is that there’s not spending deadline to worry about, so take your time!
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
How Much Are Points Worth?
Brex points are worth a standard of one $0.01 each, you could redeem points for business travel via Brex Travel, or you can redeem points through the dashboard for statement credit or cashback on any transaction.
Brex has added airline transfer partners as a redemption option, increasing the value of its program. Brex points transfer at a 1:1 ratio and points can also be transferred to any employee account.
Transfer Loyalty Partners
|Asia Miles||Asia Miles||Avianca Lifemiles|
|Air France KLM — Flying Blue||Qantas Frequent Flyer||Singapore Airlines – Krisflyer|
|jetBlue — TrueBlue|
Plus it’s good to know that Brex points never expire, and there’s no minimum or maximum redemption value required.
Unlike other card programs that cuts off your you hit a certain spending limit, with Brex rewards there’s no cap on what you can earn.
What is Brex Exclusive?
Brex Exclusive is a Rewards status that fives you access to the highest multipliers available, automatically applied to your account when you make Brex the exclusive corporate card for your business.
It’s only available to companies using the Brex for Startups credit card. All companies who enroll for Brex startups automatically have Brex Exclusive Rewards for their first two months.
The Brex Exclusive rewards program includes enhanced rewards, point multipliers, and other benefits that may not be provided to all Brex users. A company with a Brex account in good standing that uses and commits to continue to use Brex corporate cards for all of its company-related card purchases may be permitted to participate in the Brex Exclusive rewards program.
Brex Credit Card Top Features
If you can use the Brex Card for Startups exclusively for your business expenses, you can be rewarded fairly handsomely in some popular spending categories.
Through Brex’s Exclusive rewards program lets eligible cardholders earn points on their purchases. Earn elevate rewards at the following rates:
- 7 points per dollar spent on rideshares and taxis.
- 3 points per dollar on restaurants and travel.
- 2 points per dollar on recurring software expenses.
- 1 point per dollar on all other purchases.
The annual fee is $0, and there are no foreign transaction fees. There are also no interest charges, as the Brex Card for Startups is a charge card, which means the balance has to be paid in full every 30 days.
Make purchases abroad without worrying about foreign transaction fees with the Brex credit card.
Other Cardholder Benefits
- Deals and discounts at various vendors that startups may find appealing, including Amazon Web Services, WeWork, Google Ads, Salesforce, Twilio, Caviar, Instacart, Zendesk and Snapchat.
- Once approved, get immediate access to a virtual card. Your physical card will be sent to you within three to five business days.
- Your first five cards are included. ($5 per user per month for additional cards).
There are other corporate card offer as many benefits and rewards without an annual fee just like the Brex Credit Card for Startups does. What makes this card a good option is for its singular rewards system.
This card’s bonus categories were selected to meet the needs of corporate lifestyle, but a corporate card isn’t right for every business owner, for more credit cards, see our latest list of other business credit cards or the best credit card bonuses!
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
Who’s the Competition?
The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®!
You'll earn 2X points on travel and dining at restaurants worldwide; 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value!
The Capital One® SavorOne® Cash Rewards Credit Card offers a one-time $150 cash bonus after spending $500 on purchases within the first 3 months from account opening.
You'll earn an unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees.
The Wells Fargo Propel American Express® Card offers 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value.
You'll earn 3X points for:
• eating out and ordering in
• gas stations, rideshares and transit
• travel including flights, hotels, homestays and car rentals
• on popular streaming services
• 1X points on other purchases
This card comes with no annual fee.
The Capital One® Venture® Rewards Credit Card offers a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening (equal to $500 in travel). Named ‘The Best Travel Card' by CNBC, 2018.
You're able to earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture.
This card does come with a $95 annual fee, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®.
The Chase Freedom Unlimited® Card offers a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases.
There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open.
This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM.