If you’re in need of a company credit card that’ll reward you for purchases you make for you company then keep reading. The U.S. Bank Business Leverage Visa Signature card is offering 75,000 points worth $750 cash back. Just spend $7,500 in eligible net purchases on the Account Owner’s Card within the first four months of account opening.
U.S. Bank’s Business Leverage card is special because it is a rewards credit card that has bonus categories that switches out every month depending on what your company spends the most on. This makes it a low maintenance card with high rewards. You definitely don’t find these types of cards often.
Keep in mind that if your job tends to take you overseas, this card may not be for you because it has foreign transaction fees. Another option would be to pair this card with a card that has no foreign transaction fees.
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*Take a look at U.S. Bank’s great Checking/Savings accounts’ sign up bonuses.
Editor’s Note: Keep in mind that there is no direct link to this offer because it is targeted. Not everyone will receive this offer so log into your account and check your mail to see if you have been targeted.
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U.S. Bank Business Leverage Visa Signature Summary
| Bonus Available | Earn 75,000 points worth $750 cash back. Just spend $7,500 in eligible net purchases on the Account Owner’s Card within the first four months of account opening. |
| Bonus Value* | $750 |
| Ongoing Rewards/Benefits |
Earn 2 points for every $1 spent on purchases made in the top 2 categories where you spend the most each month, and 1 point for every $1 spent on all other purchases. Employee cards at no extra cost. |
| Foreign Transaction Fees | 2% (USD) / 3% (foreign currency) |
| Annual Fee | $95, waived your first year. |
PROS
- Bonus points
- Flexible bonus categories
- Free employee cards
- Earn rewards for taking payments
CONS
- Annual fee
- Excellent credit needed to qualify
- Foreign transaction fees
Editor’s Alternate Pick
 The Chase Ink Business Preferred Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
U.S. Bank Business Leverage Bonus Points
Traditional welcome bonuses offer you a set amount of points, miles or cash back if you meet the minimum spend requirements. That’s not the case with the current introductory offer from the U.S. Bank Business Leverage card.
Instead, you’ll earn 75,000 points worth $750 cash back. Just spend $7,500 in eligible net purchases on the Account Owner's Card within the first four months of account opening.
These 75,000 Business Leverage card points are worth around $750.
What Are Business Leverage Points Worth?
Like many other rewards cards, your points’ worth depends on how you use them. On average, each Business Leverage point is worth $0.01. This valuation is neither good nor bad. It’s what you would get for your points, on average, across different rewards cards.
You can use your Business Leverage points for:
- Cash back
- Travel
- Gift cards
- Merchandise
Cash back can be redeemed as statement credits or deposits to a U.S. Bank checking or savings account. The minimum to redeem is 5,000 points, or $50.
Redeeming for Merchandise will get you less than the 1 cent per point in value as with the other options.
There are no black-out dates when you purchase award travel through the bank’s booking site. You’ll find most major airlines, hotels and car rental brands there.
U.S. Bank Business Leverage Visa Signature Benefits
Earn bonus points in the top 2 categories you spend in each month. There are no caps or limits on the total points you can earn. Here’s a list of the 48 possible bonus categories:
| Advertising Firms | Airlines | Apparel & accessory stores |
| Auto rental & transport providers | Automotive dealers | Automotive parts stores |
| Automotive repair shops |
Cable, satellite, TV & radio providers |
Charitable, civic & religious organizations |
| Commercial & home furniture stores | Commercial equipment, parts & supply | Computer service providers |
| Computer stores | Construction material suppliers | Dental, lab & medical equipment providers |
| Department, book & novelty stores | Direct marketers | Discount stores & wholesale clubs |
| Drug stores & pharmacies | Durable goods providers | Entertainment places |
| Florist, nursery & garden stores | Freight & transport services | Funeral homes & crematories |
| Gas stations & fuel dealers | Grocery stores & supermarkets | Healthcare providers |
| Home improvement service & supply | Hotels | Industrial suppliers |
| Insurance providers | Membership organizations | Non-durable goods providers |
| Non-medical testing labs | Personal service providers | Pet supply stores |
| Plumbing & HVAC suppliers | Postal & courier service providers | Professional service providers |
| Publishers & printers | Restaurants | Schools & government |
| Stationary & office supply stores | Telecom equipment suppliers | Telecom service providers |
| Utility companies | Veterinarians | Wholesale goods providers |
*Check the U.S. Bank website for updated info on categories.
U.S. Bank is the only issuer that rewards you for taking card payments on top of the rewards you earn for making purchases. Earn points on net payment processing volume – up to 240,000 points annually.
Simply register for Encore Relationship Rewards. It’s free and easy.
Bottom Line
U.S. Bank knocks it out of the ballpark with their Business Leverage Visa Signature because it is a card that can cater to your company's needs by offering 2x points on the top 2 categories your company spends the most on.
With this card you will have the benefit of getting employee cards at no additional cost. If you are interested in more deals that U.S. Bank has to offer, see our list of the Best U.S Bank Promotions. For more credit cards, see our latest list of the best credit card bonuses.
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What’s The Competition?
Below are some of the top competitors to the U.S. Bank Business Leverage credit card you should consider.
Good alternatives with a similar annual fee include the Ink Business Preferred Credit Card from Chase, Capital One Spark Miles for Business and the Capital One Spark Cash for Business.
For more premium benefits, with a premium annual fee, see The Business Platinum Card from American Express.
The Chase Ink Business Preferred Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
 The Capital One Spark Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening. Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy and you can earn 2 miles per $1 on every purchase. And 5X miles on hotel and rental car bookings through Capital One TravelSM using a Spark Miles card There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions. |
 The Capital One Spark Cash for Business offers a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening. You're able to earn an unlimited 2% cash back could mean thousands of dollars each year going back into your business. Use Spark Cash across all your business spend, with no categories to limit your purchasing. This card does come with a $95 annual fee, however, there is a $0 intro annual fee for the first year. |
 The The Business Platinum Card® from American Express has a welcome offer of 100,000 Membership Rewards points after you spend $15,000 on eligible purchases within the first 3 months of Card Membership. You'll also earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. In addition, you'll get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. If you use your Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, you can get 35% of the points back, up to 500,000 bonus points per calendar year. PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more. This card does come with a $595 annual fee. (See Rates & Fees) Now, you can earn up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply. |
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone.
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