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If you are looking for a flexible credit card with great benefits, consider signing up for the U.S. Bank Cash+® Visa Signature® Card. You have the opportunity to earn a $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
You could also earn up to 5% cash back on your first $2,000 in combined eligible net purchases each quarter on two categories you choose. This card has a no annual fee and options to redeem with no minimum required. Start earning rewards on those everyday purchases with the U.S. Bank Cash+ Visa Signature Card!
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* The Cash+ Visa Signature Card is issued by U.S. Bank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
Chase Sapphire Preferred Card 60K Points* | Citi Premier® Card 60K Points* |
The Platinum Card® from American Express 100K Points* | Capital One Venture Rewards Credit Card 75K Points* |
American Express® Gold Card 60K Points* | Citi CustomSM Cash Card $200 Bonus* |
Chase Freedom Flex $200 Bonus* | Chase Freedom Unlimited Card $300 Bonus* |
Blue Cash Preferred® Card from American Express $350 Welcome Offer* | Blue Cash Everyday® Card from American Express $200 Welcome Offer* |
Chase Ink Business PreferredSM Card 100K Points* | Chase Ink Business UnlimitedSM Credit Card $750 Bonus* |
U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus* | Capital One Quicksilver Cash Rewards Card $200 Bonus* |
Aspiration Zero credit card $300 Bonus* | *Must make minimum spending requirement to earn bonus |
Table of Contents
U.S. Bank Cash+ Visa Signature Card Summary
Bonus Available | Get $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening. |
*Bonus Value | $200 |
Ongoing Rewards/Benefits | 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.
5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center. 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants. 1% cash back on all other eligible purchases |
Foreign Transaction Fees | 2% in USD, 3% in foreign currencies. |
Annual Fee | $0 |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
U.S. Bank Cash+ Bonus Offer
Earn $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
Here are some ideas on meeting the spending requirements.
Earning Your Cash+ Rewards
You’ll earn 5% cashback on your first $2,000 each quarter on the combine two categories of your choosing. If spending caps are hit every three months, you get $100 in bonus rewards each year.
Pick one everyday spending category every quarter and earn unlimited 2% cashback on those purchases. All other spending earns unlimited 1% cashback.
Please note that the Cash+ Card’s 5% categories change quarterly. Here are some past examples:
- Gym memberships
- Cell phone bills
- Home utilities
- Ground transportation
- Movie tickets
- Fast food
- Car rentals
- Sporting goods
- Bookstore
- Electronics
- Department store purchases
- Charitable donations
Everyday spending category choices that earn unlimited 2% cashback can also change. Here are some typical examples:
- Gas stations
- Grocery stores
- Restaurants
To activate bonus categories, you’ll need to sign in to your account and identify which ones you want to register. You can pick the same categories every quarter, but they won’t automatically carry over. Please note that if you forget to identify your bonus categories, you’ll only earn 1% cashback on all your purchases.
Redeeming Your Cash+ Rewards
You can redeem your cashback as:
- Statement credits to your Cash+ account
- Direct deposits to a U.S. Bank account
- Rewards cards ($20 minimum in $5 increments)
U.S. Bank Cash+ Card Top Features
With this card, you’ll be able to benefit from certain perks through the Visa Signature program. Some of these perks include:
- Complimentary Rental Car Insurance: You’ll have the option to complimentary rental car coverage (loss & damage) for rentals paid in full with your Cash Plus card.
- Retail Protection: Enjoy reimbursement after certain adverse shopping events, subject to key limitations and restrictions.
- 24/7 Concierge Service: Travelers can easily make complicated entertainment, restaurant, or travel reservations in unfamiliar places, even where they may not speak the language. Just call them to help you.
- Mobile Payment: Pay with just a touch or a tap with your favorite digital device. It’s secure because your card number isn’t stored on the device. Plus, mobile payments are accepted at many stores and in apps.
As a Visa Signature card, the U.S. Bank Cash+ has several extra benefits you can take advantage of, such as:
- Purchase security
- Extended warranty
- Car rental insurance
- Baggage insurance
- Roadside assistance
- Travel discounts
- Concierge services
- Complimentary room upgrades
Make purchases abroad without worrying about foreign transaction fees with the U.S. Bank Cash+ Visa Signature Card.
Bottom Line
The U.S. Bank Cash+ Visa Signature Card offers great cash back rewards.
Starting being getting cash back for your purchases with this flexible credit card. If you are interested in more deals that U.S. Bank has to offer, see our list of the Best U.S Bank Promotions. For more credit cards, see our latest list of the best credit card bonuses.
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.

Does one need to pick from a list of available 5% categories or is it completely up to ones choice ?