U.S. Bank Cash+ Visa Signature Card $250 Bonus + Up to 5% Cash Back

If you are looking for a flexible credit card with great benefits, consider signing up for the U.S. Bank Cash+^® Visa Signature^® Card. You have the opportunity to earn a $250 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening.

Update 8/5/24: The offer has increased to a $250 bonus (up from $200) with same spend requirement.

You could also earn up to 5% cash back on your first $2,000 in combined eligible net purchases each quarter on two categories you choose.

This card has a no annual fee and options to redeem with no minimum required.

Start earning rewards on those everyday purchases with the U.S. Bank Cash+ Visa Signature Card!

Editor’s Note:

• Interested in more from U.S. Bank? They currently offer generous bonuses when opening a new personal checking or business checking account.
• The Chase Sapphire Preferred® Card, Capital One SavorOne Cash Rewards Credit Card or Chase Freedom Unlimited Card is a great alternative.

U.S. Bank Cash+ Visa Signature Card Summary

Direct Link to Offer

(at U.S. Bank)

U.S. Bank Cash+ Bonus Offer

Earn $250 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening.

Earning Your Cash+ Rewards

You’ll earn 5% cashback on your first $2,000 each quarter on the combine two categories of your choosing. If spending caps are hit every three months, you get $100 in bonus rewards each year.

Pick one everyday spending category every quarter and earn unlimited 2% cashback on those purchases. All other spending earns unlimited 1% cashback.

Please note that the Cash+ Card’s 5% categories change quarterly. Here are some past examples:

• Gym memberships
• Cell phone bills
• Home utilities
• Ground transportation
• Movie tickets
• Fast food
• Car rentals
• Sporting goods
• Bookstore
• Electronics
• Department store purchases
• Charitable donations

Everyday spending category choices that earn unlimited 2% cashback can also change. Here are some typical examples:

• Gas stations
• Grocery stores
• Restaurants

To activate bonus categories, you’ll need to sign in to your account and identify which ones you want to register. You can pick the same categories every quarter,  but they won’t automatically carry over. Please note that if you forget to identify your  bonus categories, you’ll only earn 1% cashback on all your purchases.

Redeeming Your Cash+ Rewards

You can redeem your cashback as:

• Statement credits to your Cash+ account
• Direct deposits to a U.S. Bank account
• Rewards cards ($20 minimum in $5 increments)

U.S. Bank Cash+ Card Top Features

Card Benefits

With this card, you’ll be able to benefit from certain perks through the Visa Signature program. Some of these perks include:

• Complimentary Rental Car Insurance: You’ll have the option to complimentary rental car coverage (loss & damage) for rentals paid in full with your Cash Plus card.
• Retail Protection: Enjoy reimbursement after certain adverse shopping events, subject to key limitations and restrictions.
• 24/7 Concierge Service: Travelers can easily make complicated entertainment, restaurant, or travel reservations in unfamiliar places, even where they may not speak the language. Just call them to help you.
• Mobile Payment: Pay with just a touch or a tap with your favorite digital device. It’s secure because your card number isn’t stored on the device. Plus, mobile payments are accepted at many stores and in apps.

As a Visa Signature card, the U.S. Bank Cash+ has several extra benefits you can take advantage of, such as:

• Purchase security
• Extended warranty
• Car rental insurance
• Baggage insurance
• Roadside assistance
• Travel discounts
• Concierge services
• Complimentary room upgrades

No Foreign Transaction Fees

• Make purchases abroad without worrying about foreign transaction fees with the U.S. Bank Cash+ Visa Signature Card.

Bottom Line

The U.S. Bank Cash+ Visa Signature Card offers great cash back rewards.

Starting being getting cash back for your purchases with this flexible credit card.

If you are interested in more deals that U.S. Bank has to offer, see our list of their latest banking promotions and offers here for business checking and personal checking accounts.

For more credit cards, see our latest list of the best credit card bonuses.