The U.S. Bank Altitude™ Reserve Visa Infinite® Card is a premium travel rewards credit card that offers a generous 50,000 points sign-up bonus, rewards you for everyday spending, and offers a ton of great travel benefits.
You’ll earn an unlimited 3 points per $1 spent on eligible travel and mobile wallet purchases, and an unlimited 1 point per $1 spent on all other purchases, with no caps or restrictions. You’ll also get lounge access, up to $325 annual travel credit, a Global Entry fee credit and more.
Compare this card to popular these popular alternatives: Chase Sapphire Reserve and The Platinum Card from American Express.
It comes with a hefty $400 annual fee that isn’t waived the first year. Even with this high annual fee, it may make sense to get the card if you can take advantage of all of the benefits. Read on to see how the U.S. Bank Altitude™ Reserve Visa Infinite® Card could benefit you.
* The Altitude™ Reserve Visa Infinite® card is issued by U.S. Bank. They also offer great sign-up bonuses for their Checking/Savings accounts.
Table of Contents
U.S. Bank Altitude™ Reserve Visa Infinite® Card
| Bonus Available | Get 50,000 bonus points when you spend $4,500 in the first 90 days of account opening. |
| Bonus Value* | $750 |
| Travel Credit | Up to $325 annual statement credits on eligible travel purchases.
Up to $100 statement credit to reimburse your TSA Pre? or Global Entry application fee (once every 4 years). |
| Ongoing Rewards/Benefits |
3 points for every $1 spent on eligible travel purchases and mobile wallet spending, and 1 point for every $1 spent on all other eligible purchases. Receive 12 complimentary Gogo Inflight WiFi passes every year. Get discounts with GroundLink Black Car Service and Silvercar. Receive special privileges at Relais & Chateaux properties. |
| Foreign Transaction Fees | No |
| Airport Lounge Access | Enjoy complimentary Priority Pass Select membership to more than 1,200 VIP lounges worldwide. |
| Annual Fee | $400. $75 for each additional card. |
PROS
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- Bonus points
- High earning potential
- Travel credits
- Lounge membership
- Gogo inflight WiFi
- No foreign transaction fees
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CONS
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- Annual Fee
- No transfer partners
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What Are Altitude Reserve Visa Card Points Worth?
Like many other rewards cards, your points’ worth depends on how you use them. You can redeem your Altitude points for:
- Flights, hotel stays and car rentals booked via the U.S. Bank Rewards Center ($0.015/point)
- Statement credits for airfare, hotel stays and car rentals ($0.01/point)
To get the full $750 value out of your 50,000 bonus points, redeem them towards travel using the U.S. Bank Rewards Center.
Why You Should Apply for This Card
The $325 annual travel credit automatically applies to your statement for a wide variety of purchases, including:
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- Airfare
- Hotel stays
- Car rental companies
- Taxis
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- Limousines
- Passenger trains
- Cruise lines
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This card benefit effectively lowers the card’s annual fee to just $75.
You’ll also get reimbursed for your TSA Pre? or Global Entry application fee, up to $100 every 4 years. Global Entry includes TSA Pre?, so I definitely recommend going with that.
Enjoy 12 months of access to more than 1,200 airport lounges worldwide via Priority Pass Select. With it, you get 4 free lounge visits for you and 4 individual accompany guest visits each Priority Pass membership year. After that, you’ll have to pay $27 per person, per visit.
Competitors like the Chase Sapphire Reserve and The Platinum Card from American Express don’t have limitations on how many lounge visits you make.
Every year, get 12 complimentary passes for Gogo inflight WiFi. One 24-hour pass has a $19 value. So all 12 passes are worth $228.
Make purchases abroad without worrying about foreign transaction fees with the U.S. Bank Altitude Reserve Visa Infinite Card.
Bottom Line
Although this premium travel credit card does come with a $400 annual fee, if you can use and take advantage of the U.S. Bank Altitude™ Reserve Visa Infinite® Card and all its perks, like the $325 annual travel credit, then this is a good card suited for frequent travelers.
It’s not as great as other premium credit cards, like The Business Platinum Card® from American Express. Choosing one of these cards frequently comes down personal preferences with the benefits this card provides and weighing those against the fee you’re putting up with.
Find out what U.S. Bank has to offer with our list of U.S. Bank promotions. If you’re interested in posts like this, learn more about What Are Credit Card Points And Miles Worth. And if you’re not down for what this card has to offer, check out our full list of the best credit card bonuses to find the one that best suits your needs.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
Who’s the Competition?
Competitor Premium Travel Cards
For more solid perks all around, consider the Chase Sapphire Preferred and The Platinum Card from Amex. Both have higher annual fees.
The lower-fee American Express Gold Card doesn’t have luxury travel perks, but is a good all-around rewards card.
 The Chase Sapphire Preferred Card offers 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards. You'll earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1X point per dollar spent on all other purchases.. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
 The Platinum Card® from American Express offers 75,000 Membership Rewards Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 10X points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That's an additional 9 points on top of the 1 point you earn for these purchases. • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked on amextravel.com. This card comes with an annual fee of $550 (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Plus, up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card® & receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. |
 The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms apply. You'll have the opportunity to earn: • 4X Membership Rewards Points on Restaurants, including takeout and delivery, plus, earn 4X points for Uber Eats purchases too. • 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). Some benefits including earning up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. In addition, a $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. You'll also get $120 Uber Cash: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. |
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