United Airlines and Chase released a new credit card: United Gateway Card, that offers no annual fee and no foreign transaction fee for casual travelers looking into boosting their United miles.
This card offers up to 30,000 bonus miles. Earn 15,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, earn an additional 15,000 bonus miles after you spend $3,000 total on purchases in the first 6 months your account is open.
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Continue reading below to learn more about this card’s features and services.
* The United Gateway Card is issued by Chase. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
Table of Contents
United Gateway Card Summary
| Bonus Available | Earn up to 30,000 bonus miles. Earn 15,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, earn an additional 15,000 bonus miles after you spend $3,000 total on purchases in the first 6 months your account is open. |
| *Bonus Value | $420 |
| Travel Credit | N/A |
| Ongoing Rewards | 2x miles on United purchases 2x miles at gas stations 2x miles on local transit & commuting 1x miles on all other purchases |
| Limited Rewards | 3x miles at grocery stores on up to $1,500 per month through September 30, 2021. |
| Ongoing Benefits | 25% back on inflight purchases
Auto Rental Collision Damage Waiver Trip Cancellation / Trip Interruption Insurance Purchase Protection Extended Protection Visa Concierge Services |
| Foreign Transaction Fees | None |
| Airport Lounge Access | Not Available |
| Annual Fee | $0 |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
PROS
- Welcome bonus
- Bonus categories
- Inflight discounts
- No foreign transaction fees
- No annual fee
- Flexible rewards
CONS
- Good-Excellent credit needed to qualify
Editor’s Alternate Pick
 The Chase Sapphire Preferred Card offers 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards. You'll earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1X point per dollar spent on all other purchases.. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
United Gateway Card Bonus Miles Offer
Take advantage of the United Gateway Card’s welcome bonus offer where you can earn up to 30,000 bonus miles! We value this card around $420.
If you need help, here are some ideas on meeting the spending requirements:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
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How to Earn MileagePlus Miles
When you use your United Gateway Card on eligible purchases, you can earn MileagePlus Miles. You can earn 2X miles dollar spend on United Purchases like tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges. Plus you also earn 2X miles per $1 spent on United Card Events from Chase purchases.
Furthermore, you’ll also earn 2X miles per dollar spent at gas stations as well as 2X miles per dollar spent on local transit and commuting. This includes ride share services, taxicabs, train tickets, tolls, and mass transit.
On top everything earned, you’ll earn one mile per dollar spent on all other purchases. And for a limited time until September 30, 2021, you can earn 3X miles per dollar spent at grocery stores, up to $1,500 per month!
Maximize your mileage earning power when you use your card to pay at MileagePlus partners. You’ll earn miles for card purchases plus the miles offered from the partner. See tables below.
What are MileagePlus Miles Worth?
Similar to other airline-branded credit cards, the value you get from your miles will depend on how you use them. The value of one MileagePlus mile ranges from $0.005 to $0.021. However, the average value of each MileagePlus mile at around $0.014.
You can redeem your MileagePlus miles for:
- Flights and upgrades (United Airlines and Star Alliance partners)
- Travel (hotel stays, car rentals, cruises)
- Enhanced travel (United Club membership, WiFi, etc.)
- Dining
- Merchandise
- Gift cards
- Experiences
- Subscriptions (magazines and newspapers)
- Donations
But if you want to get the most value out of your points, we recommend you use them for flights and seat upgrades on United and Star Alliance partners. All other options will more than likely devalue your points to less than $0.01.
Also, your MileagePlus points don’t expire as long as your account stays open.
Star Alliance Member Airlines
| Aegean | Air Canada | |
| Air China | Air India | Air New Zealand |
| ANA | Asiana Airlines | Austrian Airlines |
| Avianca | Brussels Airlines | Copa Airlines |
| Croatia Airlines | EgyptAir | Ethiopian Airlines |
| EVA Air | LOT Polish Airlines | Lufthansa |
| SAS | Shenzhen Airlines | Singapore Airlines |
| South African Airways | Swiss International Airways | Air Portugal |
| Thai Airways International | Turkish Airlines |
Other Worldwide Partners
| Aer Lingus | Aeromar | AirDolomiti |
| Azul Brazilian Airlines | Boutique Air | Cape Air |
| Edelweiss | Eurowings | Hawaiian Airlines |
| Olympic Air | Silver Airways | Vistara |
United Gateway Card Benefits
- 25% back on United inflight purchases: 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Gateway Card
- No foreign transaction fees: Purchases made with your Gateway Card outside the U.S. will not be subject to foreign transaction fees.
- Auto Rental Collision Damage Waiver: Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.
- Trip Cancellation / Trip Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares.
- Extended Warranty Protection: Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Purchase Protection: Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
Bottom Line
The United Gateway Card is a good card for those looking for no annual fee and no foreign transaction fees when they travel abroad. This is a solid card since it offers a good welcome bonus, spending categories, and perks, all while having no annual fee.
Interested on what else United Airlines has to offer? Checkout the latest United Airlines promotions!
For more credit cards, see our latest list of other Chase Bank Promotions or Chase’s latest credit card bonuses! If you’re not interested in Chase bank, you can also checkout other credit card bonuses here on HMB!
Fore more relative options, see our list of the best travel credit cards and airline credit cards.
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Who’s the Competition?
* Below are some of the top competitors to the United Gateway Card to consider.
The Chase Sapphire Preferred Card offers 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards. You'll earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1X point per dollar spent on all other purchases.. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
 The Delta SkyMiles® Gold American Express Card offers 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn up to $50 back in statement credits for eligible purchases at US restaurants with your card within the first 3 months of membership. Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit on your Card to inspire your next travel. You'll earn 2X Miles on Delta purchases at restaurants worldwide, including takeout and delivery, and at U.S. supermarkets; 1X mile for every eligible dollar you spend on purchases. Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel. There is a $99 annual fee, however, there is a $0 introductory annual fee for the first year (See Rates & Fees). Now, you'll get get more savings with your first checked bag for free on Delta flights. Terms apply. |
 The Southwest Rapid Rewards Premier Credit Card offers 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; • 1x point on all other purchases. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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