Find the latest Affirm CD Rates, Offers, and Promotions here.
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Table of Contents
About Affirm Savings
Affirm is a financial technology company that has partnered with Cross River Bank. The savings accounts are held by Cross River Bank, member FDIC, and the savings account deposits are FDIC insured up to the applicable limits.
This account makes it easier with safe, secure, high-yield savings products such as an FDIC-insured Savings Account for worry-free returns.
I’ll review Affirm Savings below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank, or CIT Bank.
Affirm Savings $50 Referral Bonus
Affirm Savings $50 Referral Bonus
Affirm Savings is offering a $50 bonus when you refer friends who open a new eligible checking account and meet the qualifying requirements.
- Account Type: Affirm Savings
- Direct Deposit Requirement: None
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown, Let us know
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR for more information
- Household limit: Up to 4 referral rewards
(Offer expiration unknown)
| You can compare this to several great entry level Checking accounts with bonus offers include the Wells Fargo Everyday Checking ($200 bonus), Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), PNC Bank Virtual Wallet ($400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn $50 Referral Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
Qualify for $50 per referral
- Invite a friend using the referral banner in the Affirm app.
- Using your referral link, have them sign up for an Affirm account.
- Have your friend takes out their first Affirm loan within 90 days of the link creation.
- After they make their first purchase with Affirm, you’ll each get $50 in your Affirm Savings accounts.
- Earn 19x the National Average
- FDIC Insurance Up to Maximum Allowed by Law
- No Monthly Maintenance Fees
- Interest Compounded Daily
- Secure Electronic Statements
- Move Money Faster with Electronic Transfers
- Bankrate Safe & Sound 5-Star Rating
- Access Your Account Anytime with our Mobile App
- There are no monthly service fees
- From time to time, we may offer users of Affirm the opportunity to earn Rewards (defined below) by successfully participating in promotions (each a “Promotion”) offered in connection with our Referral Program.
- Each Promotion is designed to provide rewards (“Rewards”) to users who are Affirm account holders (“Referrer”) for successfully referring their friends or family members (each a “Referred User”) to one or more Affirm products or services, according to the terms of a Promotion.
- By participating in a Promotion, Referrer will receive the Reward offered under the Promotion if the Referrer and the Referred User complete the tasks required to earn the Reward, according to the terms of that Promotion, prior to the end date of the Promotion (“Expiration Date”).
- Some Promotions may also offer the opportunity for the Referred User to earn Rewards.
- Promotions are offered for a limited time.
- Promotions may be offered to some, but not all users and prospective users, depending upon the status of the user or prospective user’s Affirm account, Affirm Savings account, geographic location, or for any other reason not prohibited by applicable law
- . Additional terms, including Expiration Dates and eligibility requirements for any Promotion may apply to each Promotion.
- The Referral Program and Rewards are provided solely for loyalty, award, and promotional purposes.
Affirm Savings 0.65% Rate
- Account Type: Affirm Savings
- Availability: Nationwide
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Soft pull
- Opening Deposit: None
- Credit Card Funding: Unknown, Let us know
- Monthly Fee: None
- Early Termination Fee: None listed, check with CSR for more information
(FDIC Insured)
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings | $200 Bonus + 0.40% APY | Review |
| Aspiration | 1.00% APY + $150 Cash | Review |
| Axos Bank High Yield Savings | Up to 0.61% APY | Review |
| Quontic Bank High Yield Savings | 0.55% APY | Review |
| CIT Bank Money Market | 0.45% APY | Review |
| American Express High Yield Savings | 0.40% APY | Review |
Affirm ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | $250,000 | ? | |
| Pull | ? | $250,000 | ? |
How to Earn Affirm Rates
- Open a Savings account
- Input your info – Provide your name, address, phone, email, and social security number or Tax ID.
- Fund the account within 14 days- Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 0.65% APY as long as the account balance is above $0.01.
| Balance Requirement | APY Rate |
| $0.01 + | 0.65% APY |
Why You Should Sign Up For This Account
- Earn 19x the National Average
- FDIC Insurance Up to Maximum Allowed by Law
- No Monthly Maintenance Fees
- Interest Compounded Daily
- Secure Electronic Statements
- Move Money Faster with Electronic Transfers
- Bankrate Safe & Sound 5-Star Rating
- Access Your Account Anytime with our Mobile App
Bottom Line
Check out this offer from Affirm. When you open a Savings account you can earn a 0.65% APY! This rate is great for earning high interest with balances as low as $0.01. Take advantage of this promotional rate now before it changes without notice.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Affirm Online Savings.
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AFFIRM is a SCAM! Website advertises 1.3% APY while opening the account. Mine went down to 1% APY very quickly but account opening portal still said 1.3%. I called customer care and they couldn’t explain me the difference in real time. Seems like a marketing gimmick (actually a plain lie) to get people to open account.
Very informative. Thank you!
Rates drop like a rock everywhere, 1.3% is not possible anywhere right now.
Mine went from 1% to .8% to now .65% in less than 2 months. I think I’ll pull my money out and put it somewhere more stable.