Find the latest Chime Promotions, Bonuses, Offers, & Referral Deals here.
How does getting your paycheck early sound? Sound awesome, huh? Well, with Chime, that’s definitely possible! Not only that, you’ll get to experience a better type of banking – online banking with no hidden fees!
With the Chime account, you’re able to get paid up to 2 days early with direct deposit! Now, upon sign-up, you’re able to score yourself a $50 bonus too!
Compare Chime with Juno and Aspiration.
See below on how you can earn your $50 Chime sign up bonus and the latest Chime Promotions.
With an award-winning mobile banking app, Chime’s mobile banking app enables you to manage all of your online banking on the go. With over 50,000+ five star reviews in app stores, their mobile app has everything you need with a simple, intuitive design.
View our list of the latest bank promotions here to see offers from Chase Bank, TD Bank, HSBC, Huntington Bank, Bank of America, more.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
|
| Chase Business Checking $300 Bonus | Chase Private Client $2,000 Bonus |
| Chase Total Checking® $200 Bonus | Chase SavingsSM $150 Bonus |
| HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
| TD Bank Premier Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
| Huntington 25 Checking $500 Bonus | Huntington 5 Checking $200 Bonus |
| Huntington Asterisk-Free Checking $150 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Huntington Business Checking 100 $200 Bonus |
| Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
Table of Contents
About Chime Bank
Chime is changing the way people feel about banking. Chime’s business was built on the principle of protecting our members and helping them get ahead. That means that Chime does not profit off of you. They profit with you: every time you use your Chime debit card, you and Chime will earn a small amount from Visa (paid by the merchant).
This is their mission statement: “We created Chime because we believe everyone deserves financial peace of mind. We’re building a new kind of bank account that helps members get ahead by making managing money easy. It’s your money. It’s your life. Chime in.”
Chime Perks & Benefits
A Banking App Created by a Tech Company.
- Track your account balances, daily transactions, and savings from anywhere with the Chime mobile app.
- Get daily balance notifications and instant transaction alerts any time you use your Chime Visa® Debit Card.
- Send money instantly to friends using Pay Friends on our mobile banking app.
- Deposit paper checks with the snap of a photo using mobile check deposit
Get Paid Up to 2 Days Early with Direct Deposit
Tired of waiting for your direct deposit? Open a Chime Spending Account, set up Direct Deposit and you’re automatically eligible to receive your paycheck up to two days early.
- Stop waiting and start getting paid early with direct deposit.
- Get a notification as soon as your direct deposit is posted into your Spending Account.
- Never worry about paychecks getting lost in the mail.
- No more waiting for your money while it sits in mysterious electronic limbo.
- Have up to 2 more days to get ahead of your bills.
No Hidden Fees
Hidden fees are sneaky. Chime is not. That’s why Chime offers online banking with no monthly fees or open deposit required. Applying for an account online is free. There’s no opening deposit or minimum balance required, no international transaction fees, and if you lose your debit card, the new ones on us.
- Say goodbye to ridiculous bank fees.
- There are no monthly fees. No deposit required.
- No minimum balance requirements.
- Enjoy no foreign transaction fees.
- 38,000+ fee-free MoneyPass® & Visa® Plus Alliance ATMs.
No Banking Fees with Chime
According to Chime, U.S. households pay, on average, more than $329 in bank fees annually (bigger banks accumulating more than $6 billion dollars alone in overdraft fees in 2017).
Compare Chime vs Traditional Bank Accounts
| Chime | Typical Fees Banks | |
| Overdraft Fees | $0 | $38 per overdraft |
| Minimum Balance Fees | $0 | $6 up to $15 per policy violation |
| Monthly Maintenance Fees | $0 | Up to $23+ per month |
| ACH Transfer Fees | $0 | $3-$10 per transfer |
| Account Closing Fees | $0 | $25 per policy violation |
| Card Replacement Fees | $0 | $5-$25 per replacement |
| ATM Fees | $0 | Up to $2.50 per transaction |
| Foreign Transaction Fees | $0 | 3% per transaction |
| Out of Network ATM Fees | $2.50 (per out of network transaction) | Up to $2.50 per transaction |
*Note: Chime account holders will have access to over 30,000 fee-free ATMs in the MoneyPass network.
Current Chime Bonus & Promotions
$50 Chime Bonus
Earn a $50 Bonus when you join Chime
When signing up, you can earn a $50 bonus when you receive a payroll direct deposit of $200 or more within the first 45 days of opening your Chime Spending Account!
- What you’ll get: $50 bonus
- Eligible account: Chime Spending Account
- Where it’s available: Available online nationwide
- How to earn it: Set up direct deposit of $200 or more within the first 45 days of account opening
- Monthly fee: None
In addition, refer your friends so you and your friend can earn a $50 bonus! Here’s how: If you sign into your Chime account, you can find your referral link at the bottom left of your Chime account and you can see if it has the $50 bonus offer.
(Visit Chime for more details)
Chime $50 Per Referral
Chime offers $50 cash for every friend you successfully refer. You can refer as many as you want, but there is a maximum of $1,000 referral bonuses per year.
How To Earn The Bonuses
- Log into your Chime account to get your unique referral link.
- Share your referral link to everyone you know.
- Earn a $50 cash bonus when one of your referral:
- Registers for a new Chime Spending Account,
- Verifies their ID, and
- Receives a direct deposit of $200 or more within 45 days from opening their account.
Fine Print
- Offer ends December 31, 2020.
- The referral bonus is paid to each party within 2 business days after qualifying funds are first deposited into your referral’s account.
- Chime reserves the right to cancel or modify the referral reward offer terms or terminate the member’s eligibility at any time with or without prior notice.
Bottom Line
Chime is offering people a chance to earn a $50 bonus each along with rewards when you sign up and refer a friend for their account. This will only work if your friend signs up and you make a direct deposit of $200 or more. Refer your friends today and earn your Chime Bonus!
You must make sure that your friend registers in order for you to both get the bonuses. As a result, you will both also receive more rewards later on after you register. For more offers like this, check out our list of bank bonuses & enhance your banking experience by checking out the latest credit card promotions!
Helpful Tips:
- What Are Chime Bank’s Hours?
- How To Find and Use Your Chime Login
- Chime SpotMe Overdraft: How Does It Compare with Traditional Overdraft Protection?
- Chime Review
How do we get a joint account?