Available nationwide, USALLIANCE Financial High Dividend Savings is offering an astonishing 0.55% APY Rate. Continue reading below to learn everything you need to know about USALLIANCE Financial.
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About USALLIANCE Financial High Dividend Savings
USALLIANCE Financial serves over 90,000 members around the world. The credit union provides a range of financial products and services. This includes checking accounts, savings accounts, money market accounts, and much more.
Being an online account, they can offer one of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
| Eligibility: Membership in USALLIANCE Financial is open to anyone through membership in any of four associations. Membership is open to those who live, work, or worship in the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester; the City of West Haven, Connecticut. Complete membership requirements are listed on the Credit Union’s online application. Click here to find out more. |
I’ll review USALLIANCE Financial High Dividend Savings below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
USALLIANCE Financial High Dividend Savings 0.55% Rate
- Account Type: High Dividend Savings Account
- Interest Rate: 0.55% APY
- Minimum Balance: $500
- Maximum Balance: None
- Availability: Nationwide (Bank Locator)
- Credit Inquiry: Soft Pull
- Opening Deposit: None
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Termination Fee: None listed, check with CSR
(NCUA Insured)
American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Aspiration | 1.00% APY + $100 Cash | Review |
| Axos My Savings Builder | Up to 0.70% APY | Review |
| Axos Bank High Yield Savings | 0.61% APY | Review |
| Axos Bank High Yield Money Market | 0.60% APY | Review |
| CIT Bank Money Market | 0.45% APY | Review |
| American Express High Yield Savings | 0.40% APY | Review |
| Discover Bank Online Savings | 0.40% APY | Review |
USALLIANCE Financial ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with USALLIANCE Financial’s ACH capabilities.
How to Earn USALLIANCE Financial Bank Rate
- Open a High Dividend Savings account from USALLIANCE.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 0.55% APY for balances of $500 or more.
| Balance Requirement | APY Rate |
| $500+ | 0.55% APY |
Why You Should Sign Up For This Account
- Maintain a low balance to start off earning 0.55% APY
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- All deposits are NCUA insured to the maximum amount allowed by the law
Bottom Line
Check out USALLIANCE Financial and open a High Dividend Savings account with this amazing rate! Keep in mind that you can earn this rate as long as you keep the minimum balance. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on USALLIANCE Financial High Dividend Savings Account.
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Small withdrawl fee of $5. Why?
I assume to decrease effective yield. If you left the minimum amount ($500) in the account for a year, you’d earn $10.50 in interest. You then pay $5 to get it out, meaning your net interest for letting US Alliance hold the money for a year is only $5.50 – or a 1.1% APY.
If you’d put your $500 in Ally at a 1.9% APY, you’d have $9.50 – almost twice as much!