Available in many states, PNC Bank High Yield Savings Account is offering a staggering 2.35% APY Rate. Continue reading below to learn everything you need to know about PNC Bank.
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About PNC Bank High Yield Savings
PNC Bank is headquartered in Wilmington and is the largest bank in the state of Delaware. It is also the 6th largest bank in the nation. It was established in 1804 and has grown to 51,820 employees at 2,463 locations.
I'll review PNC Bank below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
PNC Bank High Yield Savings 2.35% Rate
- Link to Offer: (Click on Open Account above)
- Account Type: High Yield Savings Account
- Interest Rate: 2.35% APY
- Minimum Balance: $1
- Maximum Balance: $5,000,000
- Availability: Many States (Bank Locator)
- Credit Inquiry: Soft pull
- Opening Deposit: None
- Credit Card Funding: Up to $2,000
- Monthly Fee: None
- Additional Requirements: See below
- Early Termination Fee: $25 fee if closed with in 180 days of account opening
American Express Personal Savings Account - You earn 2.10% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings, HSBC Direct Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses. |
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| PROMOTIONAL LINK | RATE | REVIEW |
| Discover Bank Online Savings | 2.05% APY + $200 Cash | Review |
| Simple | 2.02% APY + $500 Cash | Review |
| UFB Direct High Yield Savings | 2.45% APY | Review |
| UFB Direct High Yield Savings | 2.45% APY | Review |
| HSBC Direct Savings Member FDIC | 2.30% APY | Review |
| CIT Bank Savings Builder | 2.30% APY | Review |
PNC Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | $75K | $75K | $75,000 WITHDRAWAL MAX per month |
| Pull | ? | $250K | $250K | Unlimited number of linked accounts |
- You can transfer $250,000 into your PNC High Yield Savings account and $75,000 out of your PNC High Yield Savings account per month.
Editor's Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn PNC Bank Rate
- Open a High Yield Savings from PNC Bank (Click on Open Account above).
- Make your opening deposit of at least $1.00 into your account by:
- Funding from an existing PNC or external bank account OR
- Use your credit card or debit card to fund your account OR
- Deposit checks via their mobile ap
| Balance Requirement | APY Rate |
| $1 to $5,000,000 | 2.35% APY |
Why You Should Sign Up For This Account
- Open and earn with just $1
- Earn 2.35% APY rate on balances up to $5,000,000
- Provides a wide range of services
- FDIC Insures up to $250,000
Bottom Line
Check out PNC Bank and open a High Yield Savings account with this amazing rate! The fact that you can earn a high rate with no minimum balance makes this Savings Account worthwhile. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on PNC Bank High Yield Savings Account.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Simple High-Yield Checking | $500 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $750 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| Huntington Asterisk-Free Checking® | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Chase SapphireSM Checking | $750 Cash | Review |
| Chase SapphireSM Checking | 60,000 Points | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Private Client | $1,250 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $500 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
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NBKC Bank Checking Account Promotion: Bank from Your Smartphone + Earn Interest
Scient Federal Credit Union Premium Money Market Review: 1.70% APY (CT, MA, NY, RI)
Incredible Bank Money Market Account Review: 0.95% APY Rate (Nationwide)
Except the state where there is a PNC bank??????
“We are unable to accept online applications from non-U.S. citizens at this time. Thank you for choosing PNC Bank.”
Sorry, but your links are not working correctly.
Ive entered my CO zip with no issues.
DENVER, 80205 works.
I’m inquiring about the $5M max.
It states deposits are limited to “up to $50k”, does that mean you can only deposit $50k at a time? Or $50k total? Im confused as to the process of depositing more than $50k?
It seems to me the $50k is for initial funding only.
Initial Funding
Transfer funds, up to $50,000 from any account. You will need the routing and account numbers. You will enter this information during the application process.[7]
WARNING TO HIGH BALANCE DEPOSITORS: You are only allowed to withdraw $75,000. per month from this PNC account. So, for example, if you have a $300,000 balance and want to withdraw it would take you 4 months to withdraw! NOTE: Initial deposit limited to $50,000. – subsequent deposits up to $250,000.
I added a zip code from Southern California. Says I’m eligible for the rate.
Yeah, it finally worked for me when I entered 90210 (Beverly Hills, CA, as everyone of a certain age knows). None of the other ZIPs I entered, all of them in the states listed above (and in PNC territory) worked. PNC is nowhere near California, and yet 90210 works?
FWIW, northern CA doesn’t seem to work, either (my wife’s from there, so that could’ve worked). I think this is targeted to people well OUTSIDE PNC’s network. I’m an existing customer in Maryland, and would LOVE these rates from a bank where I already have a relationship, but I guess I’ll just continue looking elsewhere.
Nope, this isn’t available anywhere. It asks your zip code, and I’ve entered several different ones from the states listed above. No dice.