
Available for residents nationwide, CNB Bank Direct High Yield Savings is offering you a generous rate of 3.80% APY.
Update 5/28/25: The rate has decreased to 3.80% APY from 4.01%.
About CNB Bank Direct
Headquartered in Bluffton, OH, CNB Bank Direct was created in 2008 as a division of Citizens National Bank. Established in 1920, Citizens National Bank is a community bank that offers full financial services.
I’ll review CNB Bank Direct High Yield Savings below.
| Balance | APY |
| $1+ | 3.80% APY |
CNB Bank Direct High Yield Savings Rate
- Account Type: High Yield Savings
- Interest Rate: 3.80% APY
- Availability: Nationwide
- Minimum Balance: $100
- Maximum Balance: None
- Credit Inquiry: Unknown
- Opening Deposit: $100
- Monthly Fee: None
- Early Termination Fee: None listed
(FDIC Insured)
| PROMOTIONAL LINK | OFFER | REVIEW |
| CIT Bank Platinum Savings | Up to 4.10% APY | Review |
| FVCbank Advantage Direct Savings | 4.01% APY | Review |
| Always.Bank Savings | 4.00% APY | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| CIT Bank Savings Connect | 3.65% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
CNB Bank Direct ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | ? |
| Pull | ? | ? | ? | ? |
Why You Should Sign Up For This Account
- Earn interest on all balances of $1.00 or more!
- $100.00 minimum opening balance
- No monthly service fees
- Access to your account 24/7
Bottom Line
Finally, check out CNB Bank Direct and open a High Yield Savings account this amazing rate! Keep in mind, you need to deposit $100 in order to start earning this high rate. Let us know about your experience with this bank and comment below.
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Check back often to see the latest info on CNB Bank Direct High Yield Savings Account

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