Available nationwide, Ally Bank Online Savings is offering a high 1.80% APY Rate. Continue reading below to learn everything you need to know about Ally Bank.
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About Ally Bank Online Savings
For nearly 100 years, Ally hank has been committed to making a real difference in their customers lives. They offer award-winning online banking, rewarding credit experiences, and unmatched auto financing products.
Being an online account, they can offer one of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
I’ll review Ally Bank account below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
Ally Bank Online Savings Rate
To earn Ally Bank’s competitive rate, simply open the new account. That’s all it takes and you’ll get to enjoy earning the high rate on all balances.
- Account Type: Online Savings Account
- Rate: 1.80% APY
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Soft Pull.
- Opening Deposit: $0
- Credit Card Funding: Unknown
- Monthly Fee: No monthly maintenance fees.
- Closing Account Fee: No
Click “Open Account” below to learn more.
(FDIC Insured)
American Express Personal Savings Account - You earn 1.75% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses. |
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| PROMOTIONAL LINK | RATE | REVIEW |
| CIT Bank Savings Builder | 1.85% APY + $300 Cash | Review |
| Discover Bank Online Savings | 1.80% APY + $200 Cash | Review |
| Simple | 2.15% APY | Review |
| UFB Direct High Yield Savings | 2.00% APY | Review |
| Betterment EverydayTM Cash Reserve | 1.85% APY | Review |
| American Express High Yield Savings | 1.75% APY | Review |
ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | 1-3 days | $150,000 | $600,000 | Min $1 transfer |
| Pull | 1-3 days | $250,000 | $1,000,000 | 20 linked accounts |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn Ally Bank Rate
- Open a Online Savings account from Ally Bank.
- Maintain any balance amount and earn the 1.80% APY rate.
| Balance Requirement | APY Rate |
| $0.01+ | 1.80% APY |
Why You Should Sign Up For This Account
- Interest is compounded daily
- FDIC insured up to $250,000
- No minimum to open
- Earn 1.80% APY rate on any balance
Bottom Line
Check out Ally Bank and open a Online Savings account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Ally Bank Account.
Click “Open Account” below to learn more.
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