Available nationwide, Zynlo Bank is offering a 4.40% APY or more when you open a new Zynlo Bank Money Market account.
Update 2/20/25: The rate has decreased to 4.40% APY from 5.00%.
About Zynlo Bank Money Market
ZYNLO Bank, a “digital-first” bank, is backed by the FDIC insurance of PeoplesBank in Massachusetts. The account features include no monthly fees and Allpoint ATM network access.
Zynlo Bank offers experiences traditional brick and mortar banks simply can’t. Zynlo Bank offers faster ways to build savings, earlier access to paychecks, and rewards on debit card purchases.
| Balance Requirement | APY Rate |
| $0.01+ up to $250,000 | 4.40% APY |
Zynlo Bank Money Market Rate
To earn Zynlo Bank’s competitive rate, simply meet all the requirements.
- Learn More at Zynlo Bank
- Account Type: Money Market
- Interest Rate: 4.40% APY
- Minimum Balance: None
- Maximum Balance: $250,000
- Availability: Nationwide (Except MA, CT, NY and CA)
- Credit Inquiry: Soft Pull
- Opening Deposit: $10
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Termination Fee: Account will close 30 days after opening if not funded
(FDIC Insured)
Zynlo Bank ACH Capabilities and Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | $50,000 | $50,000 | 6 transfers per cycle |
| Pull | ? | $10,000 | $25,000 | 6 transfers per cycle |
Limits can be temporarily raised to $250k/month for incoming and $100k/month for outgoing with pre-approval via phone or secure message. No wire transfers allowed either incoming or outgoing.
How to Earn Rate
- Simply open a new Zynlo Bank Money Market account with a minimum opening deposit of $10.
- Earn the rate on balances $0.01 up to $250,000.
Why You Should Sign Up For This Account
- Unlimited transactions
- No penalties, fees, or account minimums
- FDIC- and DIF-insured
Bottom Line
Check out this offer from Zynlo Bank and open a new Money Market Account to earn a high rate today!
Want to earn big bonuses? See our favorite banks including U.S. Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Zynlo Bank Money Market Account.
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