Available online nationwide, North American Savings Bank is offering a rate of 4.20% APY when you open a Savings Account.
Update 12/23/24: The rate has decreased to 4.20% APY from 4.40% APY. We recommend the Western Alliance Bank savings account, Valley Direct Online Savings, or the M1 High-Yield Cash Account to earn one of the top rates available.
About North America Savings Bank
Headquartered in Kansas City, Missouri, NASB is a full-service bank that offers a variety of banking products including checking, savings, and certificate of deposit accounts.
| Balance Requirement | APY Rate |
| None | 4.20% APY |
North America Savings Bank Rate
- Account Type: Savings Account
- Interest Rate: 4.20% APY
- Availability: Nationwide (Online Only)
- Minimum Balance: None
- Maximum Balance: $1.5M
- Credit Inquiry: Soft Pull
- Opening Deposit: $10,000
- Monthly Fee: None
- Early Termination Fee: $30 Account Closure Fee if closed within 90 days of opening
(FDIC Insured)
- You must open with minimum $10K deposit. Once the account has been opened, there is no minimum requirement to keep the high rate.
- Interest compounded daily and paid monthly.
- $10/$20 incoming/outgoing domestic wire fees (incoming and outgoing wire fees waived if account balance over $50K)
- Check writing privileges are not allowed on this account.
North America Savings Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | 3 days | $5,000 | $20,000 | |
| Pull | 3 days | $5,000 | $20,000 |
- 5 linked external accounts
- Limited to 6 withdrawal and transfer transactions per month, $9 charge for each excess transaction
How to Earn North America Savings Bank Rate
- Open an Savings Account from North American Savings Bank with a minimum deposit of $10,000.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
Why You Should Sign Up For This Account
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- Manage your accounts at your leisure from your computer, tablet or mobile device
- All deposits are FDIC insured to the maximum amount allowed by the law
Bottom Line
For those of you looking for a savings account with a high APY rate, look no further as North American Savings Bank’s Savings Account offers a high APY Rate.
For those interested in bank promotions, definitely take a look at our list of HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank bonuses.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on North America Savings Bank Premium Rate Savings Account.
Leave a Reply